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CIVBCivista Bancshares, Inc.
$23.23
Analysis updated: Jan 16, 2026

Investment Thesis

CIVB is a market laggard (RS 39/99, Top 61%) with strong fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.

Weak relative strength + ordinary growth = Pass

Key Takeaways

Earnings Momentum

+3%
Q4'24
$0.63
+61%
Q1'25
$0.66
+58%
Q2'25
$0.71
+28%
Q3'25
$0.68
Earnings Growing

Price Structure

Aligned Uptrend
Price
$23.23
50 DMA
$22.68
100 DMA
$21.80
150 DMA
$21.69
200 DMA
$21.66
Alignment Score: 4/4✓ Confirmed Uptrend

CIVB Price Chart

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50 DMA150 DMA200 DMA
LEADERSHIP TEST FAILED

RS Rating 39/99 is in Bottom 39% of market. Minervini target: Top 20% (RS 80+)

Why Not BUY Yet?

RS Rating
39 (Top 61%)>80 (Top 20%)
Pattern
No base formingVCP or constructive base
Breakout Status
-3.5% from entry ($24.07)Breakout confirmation (hold above entry)

What Would Change Our Mind?

To turn bullish on CIVB, we need:

Twin Engines Dashboard

Technical Health

RS Rating
39/99
Top 61% (Need 80+)
Trend
Aligned Uptrend
Above 200 DMA
RSI (14)
49
NEUTRAL
VCP Setup
COOL
Score: 4/9
Volume
109K
+12% vs avg
From Entry
-3.5%
$24.07

Fundamental Horsepower

EPS Qtr YoY
+28%
Growing
EPS 3Y CAGR
-9%
Annual Earnings
Revenue Qtr
N/A
NO DATA
F-Score
5/9
Piotroski Quality
ROE
8%
Return on Equity
EPS Rank
65/99
Percentile

Trade Plan

Struggling

Broke out 1 month ago at $24.07 — -3% below entry.

Breakout underperforming. Wait for price to reclaim entry or form a new base.

Breakout Date2025-12-1037 days ago
Entry Was$24.07Breakout price
Loss Since-3%From entry
Wait For$24.07Reclaim entry or new base

If/Then Playbook

IF: RS Rating improves to >80
THEN: Re-evaluate for WATCHLIST
IF: Price closes below 200 DMA
THEN: Remove from radar entirely
IF: EPS growth accelerates to >40% next quarter
THEN: Reassess as potential turnaround

Key Price Levels

Resistance

  • 52W High$25.59+10.2%
Current$23.23

Support

  • 20 DMA$22.80-1.9%
  • 50 DMA$22.68-2.4%
  • 200 DMA$21.66-6.8%

Frequently Asked Questions

Is CIVB stock a buy now?

CIVB is a market laggard (RS 39/99, Top 61%) with strong fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.

What is the buy point for CIVB?

CIVB broke out at $24.07 1 month(s) ago but is now -3% below entry. Wait for new base pattern.

What is CIVB's RS Rating?

CIVB has an RS Rating of 39/99, meaning it's in the Top 61% of all stocks for relative price performance over the past 12 months. Minervini recommends RS 80+ for momentum trades.

Important Disclosure: This analysis is for educational and informational purposes only. Technical and fundamental indicators are based on historical data and do not guarantee future performance. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.