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CUBICustomers Bancorp, Inc.
$78.73
Analysis updated: Jan 16, 2026

Investment Thesis

CUBI has middling strength (RS 76/99) and weak earnings. Wait for fundamental turnaround. Smart traders skip this one until the setup improves.

Below-average RS + negative growth = No edge

Key Takeaways

Earnings Momentum

-49%
Q3'24
$1.31
-60%
Q4'24
$0.71
-79%
Q1'25
$0.29
+4%
Q2'25
$1.73
Earnings Declining

Price Structure

Aligned Uptrend
Price
$78.73
50 DMA
$71.77
100 DMA
$69.37
150 DMA
$66.82
200 DMA
$62.57
Alignment Score: 4/4✓ Confirmed Uptrend

CUBI Price Chart

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50 DMA150 DMA200 DMA
LEADERSHIP TEST FAILED

Declining/weak EPS with RS < 80. Need either 80+ RS OR super-performer earnings.

Why Not BUY Yet?

RS Rating
76 (Top 24%)>80 (Top 20%)
EPS Growth
4%>25% Qtr YoY
Pattern Stage
AT_PIVOTAt pivot or near breakout

What Would Change Our Mind?

To turn bullish on CUBI, we need:

Twin Engines Dashboard

Technical Health

RS Rating
76/99
Top 24% (Need 80+)
Trend
Aligned Uptrend
Above 200 DMA
RSI (14)
60
BULLISH
VCP Setup
HOT
Score: 8/9
Volume
239K
-25% vs avg
From Entry
+1.1%
$77.91

Fundamental Horsepower

EPS Qtr YoY
+4%
Accelerating
EPS 3Y CAGR
-20%
Annual Earnings
Revenue Qtr
N/A
NO DATA
F-Score
3/9
Piotroski Quality
ROE
10%
Return on Equity
EPS Rank
25/99
Percentile

Trade Plan

Running

Broke out 4 weeks ago — now +1.1% from entry.

Trail stop at $77.91 (21 EMA or entry). Add on pullback to $77.32 - $75.95 (10-21 EMA).

Breakout Date2025-12-1829 days ago
Entry Price$77.91+1.1% since
Pullback Zone$77.32 - $75.95 (10-21 EMA)Re-entry levels
Trail Stop$77.91Breakeven or 21 EMA
Breakout Quality6/10🔥 Volume surge

If/Then Playbook

IF: EPS growth turns positive next quarter
THEN: Reassess with fresh eyes
IF: RS Rating improves to >85
THEN: Consider for WATCHLIST if EPS improves

Key Price Levels

Resistance

  • 52W High$79.99+1.6%
  • Pivot$79.99+1.6%
Current$78.73

Support

  • 20 DMA$76.49-2.8%
  • 50 DMA$71.77-8.8%
  • 200 DMA$62.57-20.5%

Frequently Asked Questions

Is CUBI stock a buy now?

CUBI has middling strength (RS 76/99) and weak earnings. Wait for fundamental turnaround. Smart traders skip this one until the setup improves.

What is the buy point for CUBI?

CUBI broke out at $77.91 recently and is flat. Still early - monitor for follow-through confirmation.

What is CUBI's RS Rating?

CUBI has an RS Rating of 76/99, meaning it's in the Top 24% of all stocks for relative price performance over the past 12 months. Minervini recommends RS 80+ for momentum trades.

Important Disclosure: This analysis is for educational and informational purposes only. Technical and fundamental indicators are based on historical data and do not guarantee future performance. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.