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IFSIntercorp Financial Services Inc.
$45.00
Financials
NEUTRAL
Analysis updated: Jan 16, 2026

Investment Thesis

IFS is neither a clear buy nor avoid. RS 70/99, strong earnings. keep it on your radar.

Mixed signals = No edge currently

Key Takeaways

Earnings Momentum

+72%
Q4'24
$4.28
+221%
Q1'25
$3.92
+106%
Q2'25
$5.14
+20%
Q3'25
$4.07
Earnings Growing

Price Structure

Aligned Uptrend
Price
$45.00
50 DMA
$41.71
100 DMA
$41.27
150 DMA
$39.90
200 DMA
$38.37
Alignment Score: 4/4✓ Confirmed Uptrend

IFS Price Chart

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50 DMA150 DMA200 DMA

Why Not BUY Yet?

RS Rating
70 (Top 30%)>80 (Top 20%)
Pattern Stage
AT_PIVOTAt pivot or near breakout
RSI (14)
72 (ELEVATED)<70 for safe entry

What Would Change Our Mind?

To turn bullish on IFS, we need:

Twin Engines Dashboard

Technical Health

RS Rating
70/99
Top 30% (Need 80+)
Trend
Aligned Uptrend
Above 200 DMA
RSI (14)
72
ELEVATED
VCP Setup
HOT
Score: 8/9
Volume
212K
+13% vs avg
From Entry
+13.2%
$39.75

Fundamental Horsepower

EPS Qtr YoY
+20%
Growing
EPS 3Y CAGR
-10%
Annual Earnings
Revenue Qtr
N/A
NO DATA
F-Score
4/9
Piotroski Quality
ROE
12%
Return on Equity
EPS Rank
81/99
Percentile

Trade Plan

Extended

Broke out 5 months ago at $39.75 — now +13% extended.

Wait for deep pullback to $44.25 - $43.34 (10-21 EMA) or new base formation.

Breakout Date2025-08-12157 days ago
Entry Was$39.75Breakout price
Gain Since+13%From entry
Wait For$44.25 - $43.34 (10-21 EMA)Deep pullback zone

If/Then Playbook

IF: RS Rating improves to >80
THEN: Re-evaluate for potential
IF: EPS growth accelerates next quarter
THEN: Check for developing setup
IF: VCP pattern begins forming
THEN: Add to watchlist if RS also improving
IF: Price breaks below 200 DMA
THEN: Remove from radar

Key Price Levels

Resistance

  • 52W High$45.99+2.2%
  • Pivot$45.99+2.2%
Current$45.00

Support

  • 20 DMA$43.22-4.0%
  • 50 DMA$41.71-7.3%
  • 200 DMA$38.37-14.7%

Frequently Asked Questions

Is IFS stock a buy now?

IFS is neither a clear buy nor avoid. RS 70/99, strong earnings. keep it on your radar.

What is the buy point for IFS?

IFS broke out at $39.75 5 month(s) ago and is now +13% extended. Wait for a pullback to the 21 EMA or a new base pattern.

What is IFS's RS Rating?

IFS has an RS Rating of 70/99, meaning it's in the Top 30% of all stocks for relative price performance over the past 12 months. Minervini recommends RS 80+ for momentum trades.

Important Disclosure: This analysis is for educational and informational purposes only. Technical and fundamental indicators are based on historical data and do not guarantee future performance. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.