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MCYMercury General Corporation
$91.39
Financials
NEUTRAL
Analysis updated: Jan 16, 2026

Investment Thesis

MCY is neither a clear buy nor avoid. RS 76/99, moderate earnings. keep it on your radar.

Mixed signals = No edge currently

Key Takeaways

Earnings Momentum

-47%
Q4'24
$1.82
-247%
Q1'25
$-1.96
+166%
Q2'25
$3.01
+21%
Q3'25
$5.06
Earnings Declining

Price Structure

Aligned Uptrend
Price
$91.39
50 DMA
$90.36
100 DMA
$85.12
150 DMA
$79.70
200 DMA
$74.32
Alignment Score: 4/4✓ Confirmed Uptrend

MCY Price Chart

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50 DMA150 DMA200 DMA

Why Not BUY Yet?

RS Rating
76 (Top 24%)>80 (Top 20%)
EPS Growth
21%>25% (Strong) or 40%+ (Elite)
Pattern Stage
LATE_BASEAt pivot or near breakout
Breakout Status
-0.2% from entry ($91.55)Breakout confirmation (hold above entry)

What Would Change Our Mind?

To turn bullish on MCY, we need:

Twin Engines Dashboard

Technical Health

RS Rating
76/99
Top 24% (Need 80+)
Trend
Aligned Uptrend
Above 200 DMA
RSI (14)
46
NEUTRAL
VCP Setup
WARM
Score: 6/9
Volume
155K
-20% vs avg
From Entry
-0.2%
$91.55

Fundamental Horsepower

EPS Qtr YoY
+21%
Accelerating
EPS 3Y CAGR
+24%
Annual Earnings
Revenue Qtr
+4%
WEAK
F-Score
8/9
Piotroski Quality
ROE
27%
Return on Equity
EPS Rank
32/99
Percentile

Trade Plan

Struggling

Broke out 1 month ago at $91.55 — -0% below entry.

Breakout underperforming. Wait for price to reclaim entry or form a new base.

Breakout Date2025-11-2156 days ago
Entry Was$91.55Breakout price
Loss Since-0%From entry
Wait For$91.55Reclaim entry or new base

If/Then Playbook

IF: RS Rating improves to >80
THEN: Re-evaluate for potential
IF: EPS growth accelerates next quarter
THEN: Check for developing setup
IF: VCP pattern begins forming
THEN: Add to watchlist if RS also improving
IF: Price breaks below 200 DMA
THEN: Remove from radar

Key Price Levels

Resistance

  • 20 DMA$92.12+0.8%
  • 52W High$96.50+5.6%
  • Pivot$96.50+5.6%
Current$91.39

Support

  • 50 DMA$90.36-1.1%
  • 200 DMA$74.32-18.7%
  • 52W Low$46.81-48.8%

Frequently Asked Questions

Is MCY stock a buy now?

MCY is neither a clear buy nor avoid. RS 76/99, moderate earnings. keep it on your radar.

What is the buy point for MCY?

MCY broke out at $91.55 1 month(s) ago but is now -0% below entry. Wait for new base pattern.

What is MCY's RS Rating?

MCY has an RS Rating of 76/99, meaning it's in the Top 24% of all stocks for relative price performance over the past 12 months. Minervini recommends RS 80+ for momentum trades.

Important Disclosure: This analysis is for educational and informational purposes only. Technical and fundamental indicators are based on historical data and do not guarantee future performance. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.