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MFINMedallion Financial Corp.
$10.12
Financials
AVOID
Analysis updated: Jan 14, 2026

Investment Thesis

MFIN is a market laggard (RS 49/99, Top 51%) with weak fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.

Weak relative strength + ordinary growth = Pass

Key Takeaways

Earnings Momentum

-28%
Q4'24
$0.43
+19%
Q1'25
$0.50
+53%
Q2'25
$0.46
-14%
Q3'25
$0.32
Earnings Growing

Price Structure

Partial Alignment
Price
$10.12
→
50 DMA
$10.14
→
100 DMA
$10.18
✓
→
150 DMA
$10.04
✓
→
200 DMA
$9.78
Alignment Score: 2/4

MFIN Price Chart

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50 DMA150 DMA200 DMA
LEADERSHIP TEST FAILED

RS Rating 49/99 is in Bottom 49% of market. Minervini target: Top 20% (RS 80+)

Why Not BUY Yet?

RS Rating
49 (Top 51%)→>80 (Top 20%)
EPS Growth
-14%→>25% Qtr YoY

What Would Change Our Mind?

To turn bullish on MFIN, we need:

Twin Engines Dashboard

Technical Health

RS Rating
49/99
Top 51% (Need 80+)
Trend
Weak Uptrend
Above 200 DMA
RSI (14)
46
NEUTRAL
VCP Setup
WARM
Score: 7/9
Volume
43K
+8% vs avg
From Entry
+2.5%
$9.87

Fundamental Horsepower

EPS Qtr YoY
-14%
Declining
EPS 3Y CAGR
-11%
Annual Earnings
Revenue Qtr
N/A
NO DATA
F-Score
4/9
Piotroski Quality
ROE
8%
Return on Equity
EPS Rank
44/99
Percentile

Trade Plan

Stalled Breakout

Broke out 6 months ago at $9.87 — up modestly (+3%) from entry.

Breakout has stalled. Wait for new momentum or a fresh base pattern to develop.

Breakout Date2025-07-01197 days ago
Entry Was$9.87Breakout price
Gain Since+3%From entry
Reclaim$10.3021 EMA support

If/Then Playbook

IF: RS Rating improves to >80
THEN: Re-evaluate for WATCHLIST
IF: Price closes below 200 DMA
THEN: Remove from radar entirely
IF: EPS growth accelerates to >40% next quarter
THEN: Reassess as potential turnaround

Key Price Levels

Resistance

  • 50 DMA$10.14+0.2%
  • 20 DMA$10.43+3.0%
  • Pivot$10.89+7.6%
Current$10.12

Support

  • 200 DMA$9.78-3.4%
  • 52W Low$7.71-23.8%

More MFIN Analysis

Fundamental Analysis →Intrinsic Value →Total Return Calculator →

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Frequently Asked Questions

Is MFIN stock a buy now?

MFIN is a market laggard (RS 49/99, Top 51%) with weak fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.

What is the buy point for MFIN?

MFIN broke out at $9.87 6 month(s) ago but has stalled (+3%). Wait for fresh momentum or new base pattern.

What is MFIN's RS Rating?

MFIN has an RS Rating of 49/99, meaning it's in the Top 51% of all stocks for relative price performance over the past 12 months. Minervini recommends RS 80+ for momentum trades.

Important Disclosure: This analysis is for educational and informational purposes only. Technical and fundamental indicators are based on historical data and do not guarantee future performance. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.