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SOFILARGE

SoFi Technologies, Inc.

Financial ServicesFinancial - Credit Services
$17.76
$0.01(-7.02%)
52W$8.60
$32.73
FinancialsValuationvs JSM
Updated Feb 28, 12:00 AM
RSI35
RS Rating20/99
Beta2.35
Volatility63%
F-Score4/9
Mkt Cap$21.4B
CONSOLIDATING

Price Action

5Y Daily
50 DMA150 DMA200 DMA

Technical Summary

CONSOLIDATING

SoFi Technologies, Inc. is in a consolidation phase, trading with mixed signals as moving averages converge. Relative strength is weak (RS Rating: 20), showing significant lag compared to the market leaders. Earnings growth of 109% provides fundamental context to the price action. Investors should exercise caution due to high volatility (63% annualized), which requires wider risk management.

Relative Strength
20
out of 99
Lagging
Trend Score
2/4
Minervini Criteria
CONSOLIDATING
Risk (Beta)
2.35
vs S&P 500
HIGH BETA
52W Position
38%
from 52W low
Lower Half
Trend & Momentum Analysis

Trend Template (Minervini)

CONSOLIDATING2/4 Criteria Met
CriterionValueStatus
Price > 50 SMA$23.90
50 SMA > 100 SMA$26.08
100 SMA > 150 SMA$25.74
150 SMA > 200 SMA$23.46

Price vs Moving Averages

PeriodValueSpreadSignal
20 SMA$19.99-11.15%BELOW
50 SMA$23.90-25.70%BELOW
100 SMA$26.08-31.91%BELOW
150 SMA$25.74-30.99%BELOW
200 SMA$23.46-24.29%BELOW

Price Performance

1D-7.0%
1W-2.5%
1M-27.8%
3M-40.2%
6M-31.8%
YTD-35.3%
1Y+22.7%
3Y+39.1%
52-Week Trading Range38% from low
$17.76
52W Low$8.60
52W High$32.73

Technical Indicators

RSI (14)BEARISH
34.7
305070
VCP ScoreCOOL
5/10
Base depth: 71.1%

Risk Profile

Beta
2.35
52W Vol
63%
ATR
$0.97
Max DD (1Y)
-45%

Volume Analysis

Today
17
50D Avg
44.72M
Vol Ratio
0.00x
Liquidity
VERY LIQUID

Earnings Momentum

Q4'24+720%
$0.30
Q1'25+178%
$0.06
Q2'25+1000%
$0.08
Q3'25+109%
$0.11
Fundamentals & Growth

Growth Trends

Compounded Sales Growth

10 Years:—
5 Years:—
3 Years:—
TTM:—

Compounded Profit Growth

10 Years:—
5 Years:—
3 Years:—
TTM:+367.03%

Stock Price CAGR

10 Years:+5.42%
5 Years:-1.69%
3 Years:+39.09%
1 Year:+22.74%

Return on Equity

10Y Avg:-7.2%
5Y Avg:-4.9%
3Y Avg:-1.1%
Last Year:7.3%

Key Metrics

Market Cap$21.4B
Gross Margin69.7%
Net Margin13.5%
Piotroski F-Score4/9

More SOFI Analysis

Full Financial AnalysisDCF & Intrinsic ValueTotal Return Calculator

Compare With

SOFI vs JSMJSMSLMNNINAVI

Data Dictionary

RS Rating (Relative Strength)

Measures 12-month price performance vs all stocks. Rating of 20 meansSOFI outperformed 20% of all stocks. Scores >80 indicate market leaders.

Beta

Measures volatility vs S&P 500. Beta of 2.35 means 135% more volatile than market.

Piotroski F-Score

9-point financial strength score based on profitability, leverage, and efficiency. Score of 4/9. Scores 7-9 = strong, 4-6 average, 0-3 = weak.

VCP (Volatility Contraction Pattern)

Measures base formation quality. Higher scores indicate tighter consolidation near pivot points. Score of 5/10 with COOL status.

Frequently Asked Questions

Is SOFI in an uptrend right now?

SOFI has a trend score of 2/4 based on Minervini's Stage Analysis. Currently showing partial alignment - 2 of 4 trend criteria are met.

Is SOFI overbought or oversold?

SOFI's RSI (14) is 35. The stock is in neutral territory, neither overbought nor oversold.

Is SOFI outperforming the market?

SOFI has a Relative Strength (RS) Rating of 20 out of 99. SOFI is currently lagging the broader market.

Where is SOFI in its 52-week range?

SOFI is trading at $17.76, which is 54% of its 52-week high ($32.73) and 38% above its 52-week low ($8.60).

How volatile is SOFI?

SOFI has a Beta of 2.35 and 52-week volatility of 63%. It's more volatile than the S&P 500 - expect bigger swings.