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YRDSMALL

Yiren Digital Ltd.

Financial ServicesFinancial - Credit Services
$3.90
$0.00(-0.76%)
52W$3.58
$8.74
FinancialsValuationvs KKRS
Updated Mar 3, 12:00 AM
RSI54
RS Rating21/99
Beta0.95
Volatility55%
F-Score4/9
Mkt Cap$673M
DOWNTREND

Price Action

5Y Daily
50 DMA150 DMA200 DMA

Technical Summary

DOWNTREND

Yiren Digital Ltd. is in a technical downtrend, trading below key resistance levels with a broken trend structure. Relative strength is weak (RS Rating: 21), showing significant lag compared to the market leaders. Earnings contraction of 10% provides fundamental context to the price action. Investors should exercise caution due to high volatility (55% annualized), which requires wider risk management.

Relative Strength
21
out of 99
Lagging
Trend Score
0/4
Minervini Criteria
DOWNTREND
Risk (Beta)
0.95
vs S&P 500
MARKET
52W Position
6%
from 52W low
Near Low
Trend & Momentum Analysis

Trend Template (Minervini)

DOWNTREND0/4 Criteria Met
CriterionValueStatus
Price > 50 SMA$3.94
50 SMA > 100 SMA$4.58
100 SMA > 150 SMA$5.03
150 SMA > 200 SMA$5.35

Price vs Moving Averages

PeriodValueSpreadSignal
20 SMA$3.80+2.68%ABOVE
50 SMA$3.94-1.04%BELOW
100 SMA$4.58-14.76%BELOW
150 SMA$5.03-22.54%BELOW
200 SMA$5.35-27.04%BELOW

Price Performance

1D-0.8%
1W+4.6%
1M-8.2%
3M-13.3%
6M-33.3%
YTD+1.8%
1Y-43.1%
3Y+13.5%
52-Week Trading Range6% from low
$3.90
52W Low$3.58
52W High$8.74

Technical Indicators

RSI (14)NEUTRAL
53.6
305070
VCP ScoreCOOL
6/10
Base depth: 27.1%

Risk Profile

Beta
0.95
52W Vol
55%
ATR
$0.15
Max DD (1Y)
-58%

Volume Analysis

Today
3
50D Avg
59.4K
Vol Ratio
0.00x
Liquidity
ILLIQUID

Earnings Momentum

Q4'24-41%
$7.64
Q1'25-48%
$5.70
Q2'25-12%
$8.22
Q3'25-10%
$7.26
Fundamentals & Growth

Growth Trends

Compounded Sales Growth

10 Years:+40.30%
5 Years:—
3 Years:—
TTM:—

Compounded Profit Growth

10 Years:—
5 Years:+7.89%
3 Years:+14.36%
TTM:-30.39%

Stock Price CAGR

10 Years:-4.14%
5 Years:-5.66%
3 Years:+13.46%
1 Year:-43.07%

Return on Equity

10Y Avg:36.4%
5Y Avg:15.3%
3Y Avg:23.1%
Last Year:12.1%

Key Metrics

Market Cap$673M
Gross Margin84.8%
Net Margin27.3%
Piotroski F-Score4/9

More YRD Analysis

Full Financial AnalysisDCF & Intrinsic ValueTotal Return Calculator

Compare With

YRD vs KKRSKKRSCGABLUPSTAGM

Data Dictionary

RS Rating (Relative Strength)

Measures 12-month price performance vs all stocks. Rating of 21 meansYRD outperformed 21% of all stocks. Scores >80 indicate market leaders.

Beta

Measures volatility vs S&P 500. Beta of 0.95 means 5% less volatile than market.

Piotroski F-Score

9-point financial strength score based on profitability, leverage, and efficiency. Score of 4/9. Scores 7-9 = strong, 4-6 average, 0-3 = weak.

VCP (Volatility Contraction Pattern)

Measures base formation quality. Higher scores indicate tighter consolidation near pivot points. Score of 6/10 with COOL status.

Frequently Asked Questions

Is YRD in an uptrend right now?

YRD has a trend score of 0/4 based on Minervini's Stage Analysis. Currently showing broken structure - 0 of 4 trend criteria are met.

Is YRD overbought or oversold?

YRD's RSI (14) is 54. The stock is in neutral territory, neither overbought nor oversold.

Is YRD outperforming the market?

YRD has a Relative Strength (RS) Rating of 21 out of 99. YRD is currently lagging the broader market.

Where is YRD in its 52-week range?

YRD is trading at $3.90, which is 45% of its 52-week high ($8.74) and 6% above its 52-week low ($3.58).

How volatile is YRD?

YRD has a Beta of 0.95 and 52-week volatility of 55%. It's less volatile than the S&P 500 - generally more stable.