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FIHLFidelis Insurance Holdings Limited
$18.60
Financials
NEUTRAL
Analysis updated: Jan 16, 2026

Investment Thesis

FIHL is neither a clear buy nor avoid. RS 58/99, super performer earnings. keep it on your radar.

Mixed signals = No edge currently

Key Takeaways

Earnings Momentum

-156%
Q4'24
$-1.09
-155%
Q1'25
$-0.38
-61%
Q2'25
$0.18
+41%
Q3'25
$1.24
Earnings Declining

Price Structure

Partial Alignment
Price
$18.60
50 DMA
$18.94
100 DMA
$18.36
150 DMA
$17.64
200 DMA
$17.39
Alignment Score: 3/4

FIHL Price Chart

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50 DMA150 DMA200 DMA

Why Not BUY Yet?

RS Rating
58 (Top 42%)>80 (Top 20%)
Pattern Stage
LATE_BASEAt pivot or near breakout
Breakout Status
-5.2% below entry ($19.63)Price above breakout entry

What Would Change Our Mind?

To turn bullish on FIHL, we need:

Twin Engines Dashboard

Technical Health

RS Rating
58/99
Top 42% (Need 80+)
Trend
Uptrend
Above 200 DMA
RSI (14)
39
WEAK
VCP Setup
WARM
Score: 6/9
Volume
531K
+7% vs avg
From Entry
-5.2%
$19.63

Fundamental Horsepower

EPS Qtr YoY
+41%
Accelerating
EPS 3Y CAGR
+42%
Annual Earnings
Revenue Qtr
-5%
DECLINING
F-Score
4/9
Piotroski Quality
ROE
5%
Return on Equity
EPS Rank
15/99
Percentile

Trade Plan

Struggling

Broke out 1 month ago — now -5.2% from entry.

Below entry. Consider cutting losses or wait for reclaim of $19.63.

Breakout Date2025-12-1730 days ago
Entry Price$19.63-5.2% since
Trail Stop$19.63Breakeven or 21 EMA
Breakout Quality5/10Normal volume

If/Then Playbook

IF: RS Rating improves to >80
THEN: Re-evaluate for potential
IF: EPS growth accelerates next quarter
THEN: Check for developing setup
IF: VCP pattern begins forming
THEN: Add to watchlist if RS also improving
IF: Price breaks below 200 DMA
THEN: Remove from radar

Key Price Levels

Resistance

  • 50 DMA$18.94+1.8%
  • 20 DMA$19.28+3.7%
  • 52W High$19.82+6.6%
Current$18.60

Support

  • 200 DMA$17.39-6.5%
  • 52W Low$14.17-23.8%

Frequently Asked Questions

Is FIHL stock a buy now?

FIHL is neither a clear buy nor avoid. RS 58/99, super performer earnings. keep it on your radar.

What is the buy point for FIHL?

FIHL's breakout at $19.63 has failed (now -5.2% below entry). The setup is no longer valid — wait for a new base pattern to form.

What is FIHL's RS Rating?

FIHL has an RS Rating of 58/99, meaning it's in the Top 42% of all stocks for relative price performance over the past 12 months. Minervini recommends RS 80+ for momentum trades.

Important Disclosure: This analysis is for educational and informational purposes only. Technical and fundamental indicators are based on historical data and do not guarantee future performance. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.