Comprehensive Stock Comparison
Compare American Bitcoin Corp (ABTC) vs The Charles Schwab Corporation (SCHW) Stock
Analyze side-by-side fundamentals, valuation, growth, and profitability to decide which stock is the better buy.
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Quick Verdict
| Category | Winner | Why |
|---|---|---|
| Growth | ABTC | 10.1% revenue growth vs SCHW's 1.9% |
| Value | SCHW | Lower P/E (16.2x vs 68.0x) |
| Quality / Margins | ABTC | 6.0% net margin vs SCHW's 22.9% |
| Stability / Safety | SCHW | Beta 0.88 vs ABTC's 2.15 |
| Dividends | SCHW | 1.3% yield; ABTC pays no meaningful dividend |
| Momentum (1Y) | SCHW | +21.1% vs ABTC's -26.6% |
| Efficiency (ROA) | SCHW | 232.8% ROA vs ABTC's -8.8%, ROIC 6.0% vs 47.2% |
Who Each Stock Is For
Income & stability
Growth exposure
Long-term compounding (10Y)
Sleep-well-at-night portfolio
Defensive / Recession hedge
Business Model
What each company does and how it makes money
American Bitcoin Corp is a Bitcoin accumulation company that operates large-scale mining facilities while also strategically purchasing Bitcoin on the open market. It generates revenue primarily from Bitcoin mining rewards—which account for the majority of its income—supplemented by opportunistic trading gains from its strategic Bitcoin purchases. The company's competitive advantage lies in its dual accumulation strategy that combines low-cost mining operations with market-timing purchases, allowing it to maximize Bitcoin holdings per share.
Charles Schwab is a major financial services firm that operates as a discount brokerage, wealth manager, and bank for individual investors and financial advisors. It generates revenue primarily from net interest income on client cash balances (roughly 50%), asset management fees on its proprietary funds and advisory services, and trading commissions. The company's key competitive advantage is its massive scale in client assets—over $8 trillion—which creates a powerful network effect and allows it to offer low-cost services while maintaining profitability.
Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Financial Metrics Comparison
Side-by-side fundamentals across 2 stocks. BestLagging
Financial Scorecard
ABTC leads in 2 of 6 categories (Valuation Metrics, Profitability & Efficiency). SCHW leads in 2 (Total Returns, Risk & Volatility). 1 tied.
Financial Metrics (TTM)
SCHW is the larger business by revenue, generating $26.0B annually — 363.4x ABTC's $72M. Profitability is closely matched — net margins range from 6.0% (ABTC) to 22.9% (SCHW).
| Metric | ABTCAmerican Bitcoin … | SCHWThe Charles Schwa… |
|---|---|---|
| RevenueTrailing 12 months | $72M | $26.0B |
| EBITDAEarnings before interest/tax | -$111M | $12.8B |
| Net IncomeAfter-tax profit | -$102M | $8.9B |
| Free Cash FlowCash after capex | -$85M | $9.7B |
| Gross MarginGross profit ÷ Revenue | +44.8% | +75.4% |
| Operating MarginEBIT ÷ Revenue | +6.8% | +29.6% |
| Net MarginNet income ÷ Revenue | +6.0% | +22.9% |
| FCF MarginFCF ÷ Revenue | -125.4% | +7.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | — | +41.5% |
Valuation Metrics
At 2.2x trailing earnings, ABTC trades at a 93% valuation discount to SCHW's 31.8x P/E. On an enterprise value basis, ABTC's 0.4x EV/EBITDA is more attractive than SCHW's 18.9x.
| Metric | ABTCAmerican Bitcoin … | SCHWThe Charles Schwa… |
|---|---|---|
| Market CapShares × price | $199M | $169.2B |
| Enterprise ValueMkt cap + debt − cash | $205M | $172.2B |
| Trailing P/EPrice ÷ TTM EPS | 2.17x | 31.84x |
| Forward P/EPrice ÷ next-FY EPS est. | 68.00x | 16.22x |
| PEG RatioP/E ÷ EPS growth rate | — | 13.91x |
| EV / EBITDAEnterprise value multiple | 0.40x | 18.87x |
| Price / SalesMarket cap ÷ Revenue | 2.79x | 6.51x |
| Price / BookPrice ÷ Book value/share | 0.91x | 3.61x |
| Price / FCFMarket cap ÷ FCF | — | 82.52x |
Profitability & Efficiency
SCHW delivers a 2.9% return on equity — every $100 of shareholder capital generates $3 in annual profit, vs $-18 for ABTC. ABTC carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to SCHW's 0.93x. On the Piotroski fundamental quality scale (0–9), SCHW scores 7/9 vs ABTC's 5/9, reflecting strong financial health.
| Metric | ABTCAmerican Bitcoin … | SCHWThe Charles Schwa… |
|---|---|---|
| ROE (TTM)Return on equity | -17.7% | +2.9% |
| ROA (TTM)Return on assets | -8.8% | +2.3% |
| ROICReturn on invested capital | +47.2% | +6.0% |
| ROCEReturn on capital employed | +61.6% | +9.5% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 7 |
| Debt / EquityFinancial leverage | 0.01x | 0.93x |
| Net DebtTotal debt minus cash | $5M | $3.1B |
| Cash & Equiv.Liquid assets | $0 | $42.1B |
| Total DebtShort + long-term debt | $6M | $45.1B |
| Interest CoverageEBIT ÷ Interest expense | -6641.25x | 3.05x |
Total Returns (with DRIP)
A $10,000 investment in SCHW five years ago would be worth $15,597 today (with dividends reinvested), compared to $1 for ABTC. Over the past 12 months, SCHW leads with a +21.1% total return vs ABTC's -26.6%. The 3-year compound annual growth rate (CAGR) favors SCHW at 8.1% vs ABTC's -77.6% — a key indicator of consistent wealth creation.
| Metric | ABTCAmerican Bitcoin … | SCHWThe Charles Schwa… |
|---|---|---|
| YTD ReturnYear-to-date | -42.7% | -6.0% |
| 1-Year ReturnPast 12 months | -26.6% | +21.1% |
| 3-Year ReturnCumulative with dividends | -98.9% | +26.2% |
| 5-Year ReturnCumulative with dividends | -100.0% | +56.0% |
| 10-Year ReturnCumulative with dividends | -100.0% | +309.4% |
| CAGR (3Y)Annualised 3-year return | -77.6% | +8.1% |
Risk & Volatility
SCHW is the less volatile stock with a 0.88 beta — it tends to amplify market swings less than ABTC's 2.15 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SCHW currently trades 88.6% from its 52-week high vs ABTC's 7.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ABTCAmerican Bitcoin … | SCHWThe Charles Schwa… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 2.15x | 0.88x |
| 52-Week HighHighest price in past year | $14.65 | $107.50 |
| 52-Week LowLowest price in past year | $0.63 | $65.88 |
| % of 52W HighCurrent price vs 52-week peak | +7.0% | +88.6% |
| RSI (14)Momentum oscillator 0–100 | 33.3 | 48.7 |
| Avg Volume (50D)Average daily shares traded | 10.2M | 9.0M |
Analyst Outlook
Consensus price targets imply 292.2% upside for ABTC (target: $4) vs 29.0% for SCHW (target: $123). SCHW is the only dividend payer here at 1.30% yield — a key consideration for income-focused portfolios.
| Metric | ABTCAmerican Bitcoin … | SCHWThe Charles Schwa… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | $4.00 | $122.78 |
| # AnalystsCovering analysts | — | 50 |
| Dividend YieldAnnual dividend ÷ price | — | +1.3% |
| Dividend StreakConsecutive years of raises | — | 0 |
| Dividend / ShareAnnual DPS | — | $1.24 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
Historical Charts
Charts are rendered on first load. Hover for details.
Chart 1Total Return — 5 Years (Rebased to 100)
| Stock | Mar 20 | Feb 26 | Change |
|---|---|---|---|
| American Bitcoin Co… (ABTC) | 100 | 0.01 | -100.0% |
| The Charles Schwab … (SCHW) | 100 | 274.6 | +174.6% |
The Charles Schwab … (SCHW) returned +56% over 5 years vs American Bitcoin Co… (ABTC)'s -100%. A $10,000 investment in SCHW 5 years ago would be worth $15,597 today (including dividends reinvested).
Chart 2Revenue Growth — 10 Years
| Stock | 2015 | 2024 | Change |
|---|---|---|---|
| American Bitcoin Co… (ABTC) | $16M | $72M | +357.1% |
| The Charles Schwab … (SCHW) | $6.5B | $26.0B | +299.9% |
The Charles Schwab Corporation's revenue grew from $6.5B (2015) to $26.0B (2024) — a 16.7% CAGR.
Chart 3Net Margin Trend — 10 Years
| Stock | 2015 | 2024 | Change |
|---|---|---|---|
| American Bitcoin Co… (ABTC) | -2.2% | 6.0% | +376.7% |
| The Charles Schwab … (SCHW) | 22.3% | 22.9% | +2.7% |
The Charles Schwab Corporation's net margin went from 22% (2015) to 23% (2024).
Chart 4P/E Ratio History — 8 Years
| Stock | 2017 | 2024 | Change |
|---|---|---|---|
| The Charles Schwab … (SCHW) | 31.9 | 24.8 | -22.3% |
The Charles Schwab Corporation has traded in a 17x–32x P/E range over 8 years; current trailing P/E is ~32x.
Chart 5EPS Growth — 10 Years
| Stock | 2015 | 2024 | Change |
|---|---|---|---|
| American Bitcoin Co… (ABTC) | -4,226.74 | 0.47 | +100.0% |
| The Charles Schwab … (SCHW) | 1.03 | 2.99 | +190.3% |
The Charles Schwab Corporation's EPS grew from $1.03 (2015) to $2.99 (2024) — a 13% CAGR.
Chart 6Free Cash Flow — 5 Years
American Bitcoin Corp generated $-90M FCF in 2024 (-993% vs 2021). The Charles Schwab Corporation generated $2B FCF in 2024 (+71% vs 2021).
ABTC vs SCHW: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is ABTC or SCHW a better buy right now?
American Bitcoin Corp (ABTC) offers the better valuation at 2.2x trailing P/E (68.0x forward), making it the more compelling value choice. Analysts rate The Charles Schwab Corporation (SCHW) a "Buy" — based on 50 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ABTC or SCHW?
On trailing P/E, American Bitcoin Corp (ABTC) is the cheapest at 2.2x versus The Charles Schwab Corporation at 31.8x. On forward P/E, The Charles Schwab Corporation is actually cheaper at 16.2x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — ABTC or SCHW?
Over the past 5 years, The Charles Schwab Corporation (SCHW) delivered a total return of +56.0%, compared to -100.0% for American Bitcoin Corp (ABTC). A $10,000 investment in SCHW five years ago would be worth approximately $16K today (assuming dividends reinvested). Over 10 years, the gap is even starker: SCHW returned +309.4% versus ABTC's -100.0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ABTC or SCHW?
By beta (market sensitivity over 5 years), The Charles Schwab Corporation (SCHW) is the lower-risk stock at 0.88β versus American Bitcoin Corp's 2.15β — meaning ABTC is approximately 145% more volatile than SCHW relative to the S&P 500. On balance sheet safety, American Bitcoin Corp (ABTC) carries a lower debt/equity ratio of 1% versus 93% for The Charles Schwab Corporation — giving it more financial flexibility in a downturn.
05Which has better profit margins — ABTC or SCHW?
American Bitcoin Corp (ABTC) is the more profitable company, earning 599.6% net margin versus 22.9% for The Charles Schwab Corporation — meaning it keeps 599.6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ABTC leads at 676.7% versus 29.6% for SCHW. At the gross margin level — before operating expenses — SCHW leads at 75.4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is ABTC or SCHW more undervalued right now?
On forward earnings alone, The Charles Schwab Corporation (SCHW) trades at 16.2x forward P/E versus 68.0x for American Bitcoin Corp — 51.8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ABTC: 292.2% to $4.00.
07Which pays a better dividend — ABTC or SCHW?
In this comparison, SCHW (1.3% yield) pays a dividend. ABTC does not pay a meaningful dividend and should not be held primarily for income.
08Is ABTC or SCHW better for a retirement portfolio?
For long-horizon retirement investors, The Charles Schwab Corporation (SCHW) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.88), 1.3% yield, +309.4% 10Y return). American Bitcoin Corp (ABTC) carries a higher beta of 2.15 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (SCHW: +309.4%, ABTC: -100.0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between ABTC and SCHW?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both. In terms of investment character: ABTC is a small-cap deep-value stock; SCHW is a mid-cap quality compounder stock. SCHW pays a dividend while ABTC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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