VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemesMarketEarningsCompareWatchlistInsider
BCSFBain Capital Specialty Finance, Inc.
$12.37$802M
Research
Overview
Valuation
ValuationTargetsPrice
Financials
RevenueEarningsP/ERatiosDividend
Ownership
Holders
Tools
Total ReturnDCA Calculator
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

Follow VCP Scanner on XFollow VCP Scanner on LinkedIn
© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist

BCSF logoBain Capital Specialty Finance, Inc.(BCSF)Earnings, Financials & Key Ratios

BCSF•NYSE•Banking & Credit
8.1× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryAsset ManagementSub-IndustryPrivate credit and BDC lenders
AboutBain Capital Specialty Finance, Inc. is business development company specializing in direct loans to middle-market companies. The fund seeks to invest in senior investments with a first or second lien on collateral, senior first lien, stretch senior, senior second lien, unitranche, mezzanine debt, junior securities, other junior investments, and secondary purchases of assets or portfolios that primarily consist of middle-market corporate debt. It typically invests in companies with EBITDA between $10 million and $150 million.Show more
  • Net Interest Income$193M+30.6%
  • Total Revenue$239M+12.4%
  • Net Income$99M-17.3%
  • Return on Equity8.75%-16.6%
  • Net Interest Margin7.24%+29.1%
  • Efficiency Ratio1.25%-81.4%
  • ROA3.73%-20.3%
  • Equity / Assets41.97%-3.1%
  • Book Value per Share17.24-2.3%

BCSF Key Insights

Bain Capital Specialty Finance, Inc. (BCSF) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong 5Y profit CAGR of 64.2%
  • ✓Strong NIM of 7.2%
  • ✓Efficient operations: 1.3% efficiency ratio
  • ✓Well capitalized: 42.0% equity/assets
  • ✓Trading at only 0.7x book value

✗Weaknesses

  • ✗Dividend payout exceeds 100% of earnings

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Get notified when BCSF posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

BCSF Price & Volume

Bain Capital Specialty Finance, Inc. (BCSF) stock price & volume — 10-year historical chart

Loading chart...

BCSF Growth Metrics

Bain Capital Specialty Finance, Inc. (BCSF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years25.37%
3 Years12.32%
TTM-

Profit CAGR

10 Years-
5 Years64.18%
3 Years-2.17%
TTM-34.79%

EPS CAGR

10 Years-
5 Years61.12%
3 Years-2.3%
TTM-36.54%

Return on Capital

10 Years4.09%
5 Years5.4%
3 Years6.01%
Last Year7.88%

BCSF Recent Earnings

Bain Capital Specialty Finance, Inc. (BCSF) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 5/12 qtrs (42%)
Q2 2026Latest
May 11, 2026
Metric
Actual
Est
EPS
$0.42-4.5%
$0.44
Rev
$66M+0.9%
$66M
Q1 2026
Feb 26, 2026
Metric
Actual
Est
EPS
$0.46+2.2%
$0.45
Rev
$68M-0.4%
$68M
Q4 2025
Nov 10, 2025
Metric
Actual
Est
EPS
$0.45+0.0%
$0.45
Rev
$43M-38.6%
$70M
Q3 2025
Aug 5, 2025
Metric
Actual
Est
EPS
$0.47+9.3%
$0.43
Rev
$74M+10.5%
$67M
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMay 11, 2026
$0.42vs $0.44-4.5%
$66Mvs $66M+0.9%
Q1 2026Feb 26, 2026
$0.46vs $0.45+2.2%
$68Mvs $68M-0.4%
Q4 2025Nov 10, 2025
$0.45vs $0.45+0.0%
$43Mvs $70M-38.6%
Q3 2025Aug 5, 2025
$0.47vs $0.43+9.3%
$74Mvs $67M+10.5%
Based on last 12 quarters of dataView full earnings history →

BCSF Peer Comparison

Bain Capital Specialty Finance, Inc. (BCSF) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
ARCC logoARCCAres Capital CorporationDirect Competitor12.95B18.039.6932.87%43.69%8.11%1.12
GBDC logoGBDCGolub Capital BDC, Inc.Direct Competitor3.22B12.358.7042.5%26.91%5.24%1.23
TPVG logoTPVGTriplePoint Venture Growth BDC Corp.Direct Competitor202.99M5.004.1036.55%-19.55%-3.39%1.33
CGBD logoCGBDCarlyle Secured Lending, Inc.Direct Competitor760.99M10.9510.8417.9%23.81%4.42%1.31
SLRC logoSLRCSLR Investment Corp.Direct Competitor677.57M12.427.3124.76%39.78%7.31%1.15
PFLT logoPFLTPennantPark Floating Rate Capital Ltd.Direct Competitor742.15M7.4810.392.2%34.83%5.84%1.65
TRIN logoTRINTrinity Capital Inc.Direct Competitor1.17B16.838.59-2.19%55.8%14.73%1.20
FSK logoFSKFS KKR Capital Corp.Product Competitor2.88B10.27261.325.5%-91.82%-9.39%1.31

Compare BCSF vs Peers

Bain Capital Specialty Finance, Inc. (BCSF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs ARCC

Most directly comparable listed peer for BCSF.

Scale Benchmark

vs BAC

Larger-name benchmark to compare BCSF against a more recognizable public peer.

Peer Set

Compare Top 5

vs ARCC, GBDC, TPVG, CGBD

BCSF Income Statement

Bain Capital Specialty Finance, Inc. (BCSF) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Net Interest Income
-3.94M-24.01M113.59M110.89M116M113.95M148.54M147.55M192.66M145.25M
NII Growth %
-568.75%-508.69%573.06%-2.38%4.61%-1.76%30.35%-0.67%30.57%14.93%
Net Interest Margin %
-0.4%-1.34%4.29%4.26%4.51%4.4%6.01%5.61%7.24%5.58%
Interest Income
-329.73K0179.92M174.2M167.34M166.27M228.55M222.24M273.24M227.18M
Interest Expense
3.62M24.01M66.33M63.31M51.34M52.32M80.01M74.69M80.58M81.93M
Loan Loss Provision
98.35K-23.5M000000-25.28M-5.55M
Non-Interest Income
24.84M73.59M-18.87M-96.98M8.06M2.55M-10.55M-9.36M-34.05M-30.51M
Non-Interest Income %
101.35%100%-11.72%-125.59%4.6%1.51%-4.84%-4.4%-14.23%-15.52%
Total Revenue
24.51M▲ 0%
73.59M▲ 200.3%
161.04M▲ 118.8%
77.22M▼ 52.1%
175.41M▲ 127.2%
168.82M▼ 3.8%
218M▲ 29.1%
212.88M▼ 2.3%
239.19M▲ 12.4%
196.66M▲ 0%
Revenue Growth %
1157.48%200.27%118.83%-52.05%127.15%-3.75%29.13%-2.35%12.36%-18.26%
Non-Interest Expense
3.07M19.35M-3.37M5.4M4.12M10.19M11.26M14.3M2.99M22.78M
Efficiency Ratio
12.52%26.3%-2.09%6.99%2.35%6.04%5.16%6.72%1.25%11.58%
Operating Income
18.15M▲ 0%
69.26M▲ 281.5%
98.08M▲ 41.6%
8.51M▼ 91.3%
119.94M▲ 1309.4%
106.32M▼ 11.4%
126.73M▲ 19.2%
123.89M▼ 2.2%
180.9M▲ 46.0%
97.5M▲ 0%
Operating Margin %
74.07%94.11%60.91%11.02%68.38%62.97%58.13%58.2%75.63%49.58%
Operating Income Growth %
2881.07%281.52%41.61%-91.32%1309.41%-11.36%19.2%-2.24%46.01%-
Pretax Income
19.3M▲ 0%
26.64M▲ 38.1%
98.08M▲ 268.1%
8.51M▼ 91.3%
119.94M▲ 1309.4%
106.32M▼ 11.4%
126.73M▲ 19.2%
123.89M▼ 2.2%
102.51M▼ 17.3%
77.18M▲ 0%
Pretax Margin %
78.75%36.21%60.91%11.02%68.38%62.97%58.13%58.2%42.86%39.25%
Income Tax
4.88K00232K134K837K3.36M4.47M3.75M3.58M
Effective Tax Rate %
0.03%0%0%2.73%0.11%0.79%2.65%3.61%3.66%4.64%
Net Income
19.3M▲ 0%
26.64M▲ 38.1%
98.08M▲ 268.1%
8.28M▼ 91.6%
119.81M▲ 1347.3%
105.48M▼ 12.0%
123.38M▲ 17.0%
119.42M▼ 3.2%
98.76M▼ 17.3%
73.6M▲ 0%
Net Margin %
78.75%36.21%60.91%10.72%68.3%62.48%56.59%56.1%41.29%37.42%
Net Income Growth %
3069.26%38.06%268.12%-91.56%1347.29%-11.96%16.97%-3.21%-17.3%-34.79%
Net Income (Continuing)
19.3M26.64M98.08M8.28M119.81M105.48M123.38M119.42M98.76M73.6M
EPS (Diluted)
0.98▲ 0%
0.68▼ 30.6%
1.87▲ 175.0%
0.14▼ 92.5%
1.86▲ 1228.6%
1.63▼ 12.4%
1.91▲ 17.2%
1.85▼ 3.1%
1.52▼ 17.8%
1.13▲ 0%
EPS Growth %
3092.18%-30.61%175%-92.51%1228.57%-12.37%17.18%-3.14%-17.84%-36.54%
EPS (Basic)
0.980.691.870.141.861.631.911.851.52-
Diluted Shares Outstanding
19.82M39.11M52.33M58.67M64.56M64.56M64.56M64.56M64.82M64.87M

BCSF Balance Sheet

Bain Capital Specialty Finance, Inc. (BCSF) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash & Short Term Investments
140.92M15.28M37.34M54.68M117.42M59.78M49.4M53.52M135.34M264.09M
Cash & Due from Banks
140.92M15.28M37.34M54.68M117.42M59.78M49.4M53.52M58.91M30.57M
Short Term Investments
0-1000000076.43M0
Total Investments
831.58M307.57M2.53B2.48B2.29B2.39B2.3B2.43B2.53B2.49B
Investments Growth %
--63.01%721.62%-1.68%-7.65%4.04%-3.72%5.78%3.96%36036.41%
Long-Term Investments
831.58M307.57M2.53B2.48B2.29B2.39B2.3B2.43B2.45B4.95B
Accounts Receivables
0045.44M29.24M68M66.12M41.48M82.67M72.23M35.09M
Goodwill & Intangibles
0000000000
Goodwill
0000000000
Intangible Assets
0000000000
PP&E (Net)
0000000000
Other Assets
5.81M1.45B1.03M-2.48B002.8M4.59M4.03M3.56M
Total Current Assets
150.73M31.88M82.78M83.91M185.42M201.72M91.09M196.38M207.57M112.3M
Total Non-Current Assets
837.39M1.76B2.53B2.48B2.29B2.39B2.3B2.44B2.46B2.49B
Total Assets
988.25M▲ 0%
1.79B▲ 81.2%
2.65B▲ 47.7%
2.6B▼ 1.6%
2.57B▼ 1.2%
2.59B▲ 0.8%
2.47B▼ 4.6%
2.63B▲ 6.5%
2.66B▲ 1.2%
2.6B▲ 0%
Asset Growth %
458.79%81.23%47.71%-1.59%-1.24%0.83%-4.63%6.46%1.16%21.28%
Return on Assets (ROA)
3.31%1.92%4.42%0.32%4.63%4.09%4.87%4.68%3.73%2.74%
Accounts Payable
15.96M146.39M2.45M14.25M13.68M19.02M20.63M43.46M37.13M31.26M
Total Debt
451M634.92M1.57B1.46B1.41B1.39B1.26B1.39B1.47B1.45B
Net Debt
310.08M619.64M1.54B1.4B1.3B1.33B1.21B1.34B1.41B1.42B
Long-Term Debt
451M634.92M1.57B1.46B1.41B1.39B1.26B1.39B870.8M1.45B
Short-Term Debt
00000000600M0
Other Liabilities
08.07M00000074.38M53.46M
Total Current Liabilities
30.29M146.39M52.52M44.43M56.2M90.74M50.57M102.22M600M50.73M
Total Non-Current Liabilities
451M643M1.57B1.46B1.41B1.39B1.26B1.39B945.17M1.51B
Total Liabilities
481.29M789.38M1.63B1.54B1.47B1.48B1.34B1.49B1.55B1.51B
Total Equity
506.96M▲ 0%
1B▲ 97.6%
1.02B▲ 1.7%
1.07B▲ 4.9%
1.1B▲ 3.0%
1.12B▲ 1.5%
1.14B▲ 1.8%
1.14B▲ 0.3%
1.12B▼ 2.0%
1.09B▲ 0%
Equity Growth %
359.44%97.57%1.67%4.87%3%1.49%1.8%0.28%-1.95%-8.29%
Equity / Assets (Capital Ratio)
51.3%55.93%38.49%41.02%42.78%43.06%45.97%43.3%41.97%42.03%
Return on Equity (ROE)
6.25%3.53%9.71%0.79%11.05%9.52%10.95%10.49%8.75%6.57%
Book Value per Share
25.5725.6119.4618.2017.0417.2917.6017.6517.2416.86
Tangible BV per Share
25.5725.6119.4618.2017.0417.2917.6017.6517.2416.86
Common Stock
24.98K51K52K65K65K65K65K65K65K65K
Additional Paid-in Capital
503.53M1.03B1.04B1.17B1.17B1.17B1.17B1.16B1.16B1.16B
Retained Earnings
-3.43M-32.68M-20M-98.51M-68.44M-52.06M-31.98M-19.89M-43.77M-67.62M
Accumulated OCI
6.84M000000000
Treasury Stock
0000000000
Preferred Stock
0000000000

BCSF Cash Flow Statement

Bain Capital Specialty Finance, Inc. (BCSF) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25TTM
Cash from Operations
-697.37M-774.25M101.88M75.94M54.49M114.21M125.87M112.58M29.52M86.61M
Operating CF Growth %
-592.07%-11.02%113.16%-25.47%-28.24%109.59%10.21%-10.55%-73.78%350.73%
Net Income
026.64M98.08M8.28M119.81M105.48M123.38M119.42M98.76M73.6M
Depreciation & Amortization
000000000-208K
Deferred Taxes
0000000000
Other Non-Cash Items
-693.3M-801.38M-5.15M80.8M-55.78M17.08M-6.77M-9.75M-80.16M-3.14M
Working Capital Changes
-4.07M486K8.95M-13.14M-9.53M-8.35M9.26M2.92M10.92M-7.61M
Cash from Investing
-708.07M-828.23M-344.65M13.48M211.06M-431.04M93.4M-139.68M0-23.18M
Purchase of Investments
-781.18M-1.06B-1.41B-525.01M-1.19B-1.42B-844.25M-1.63B0-761.45M
Sale/Maturity of Investments
73.11M236.11M1.07B538.49M1.4B988.08M937.65M1.49B0745.65M
Net Investment Activity
-708.07M-828.23M-344.65M13.48M211.06M-431.04M93.4M-139.68M0-15.8M
Acquisitions
0000000000
Other Investing
000000000-7.38M
Cash from Financing
770.85M667.09M278.25M-76.52M-138.63M238.33M-231.43M14.25M-71.88M-125.15M
Dividends Paid
-7.76M-40.97M-81.25M-86.25M-87.81M-87.8M-99.43M-114.28M-145.82M-88.01M
Share Repurchases
0000000000
Stock Issued
392.74M524.27M-1.82M128.37M00005.48M924K
Net Stock Activity
392.74M524.27M-1.82M128.37M00005.48M924K
Debt Issuance (Net)
1000K1000K1000K-1000K-1000K1000K-1000K1000K1000K-2M
Other Financing
-5.46M-2.17M000000-9.34M-38.25M
Net Change in Cash
74.19M▲ 0%
-107.65M▼ 245.1%
35.58M▲ 133.0%
12.86M▼ 63.9%
121.88M▲ 848.0%
-77.85M▼ 163.9%
-13.25M▲ 83.0%
-13.42M▼ 1.3%
-40.16M▼ 199.3%
-59.78M▲ 0%
Exchange Rate Effect
707.08K-486.81K92.47K-45K-5.04M649K-1.08M-571K2.2M1.94M
Cash at Beginning
66.73M140.92M33.27M68.85M81.7M203.58M125.73M112.48M99.07M58.91M
Cash at End
140.92M33.27M68.85M81.7M203.58M125.73M112.48M99.07M58.91M34.19M
Interest Paid
0000000000
Income Taxes Paid
0000000000
Free Cash Flow
-697.37M▲ 0%
-774.25M▼ 11.0%
101.88M▲ 113.2%
75.94M▼ 25.5%
54.49M▼ 28.2%
114.21M▲ 109.6%
125.87M▲ 10.2%
112.58M▼ 10.6%
29.52M▼ 73.8%
90.71M▲ 0%
FCF Growth %
-592.07%-11.02%113.16%-25.47%-28.24%109.59%10.21%-10.55%-73.78%-20.42%

BCSF Banking Ratios

Bain Capital Specialty Finance, Inc. (BCSF) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Return on Equity (ROE)
6.25%3.53%9.71%0.79%11.05%9.52%10.95%10.49%8.75%6.57%
Return on Assets (ROA)
3.31%1.92%4.42%0.32%4.63%4.09%4.87%4.68%3.73%2.74%
Net Interest Margin
-0.4%-1.34%4.29%4.26%4.51%4.4%6.01%5.61%7.24%5.58%
Efficiency Ratio
12.52%26.3%-2.09%6.99%2.35%6.04%5.16%6.72%1.25%11.58%
Equity / Assets
51.3%55.93%38.49%41.02%42.78%43.06%45.97%43.3%41.97%42.03%
Book Value / Share
25.5725.6119.4618.217.0417.2917.617.6517.2416.86
NII Growth
-568.75%-508.69%573.06%-2.38%4.61%-1.76%30.35%-0.67%30.57%2.33%
Dividend Payout
40.19%153.77%82.83%1041.97%73.29%83.24%80.59%95.69%147.65%169.23%
Related:BCSF Dividend History·BCSF Revenue History·BCSF Price History·BCSF P/E History·BCSF Financial Ratios·BCSF Institutional Holders

BCSF SEC Filings & Documents

Bain Capital Specialty Finance, Inc. (BCSF) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 22, 2026·SEC

Material company update

May 12, 2026·SEC

Material company update

Apr 29, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 27, 2026·SEC

FY 2025

Feb 27, 2025·SEC

FY 2024

Feb 27, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

May 11, 2026·SEC

FY 2025

Nov 10, 2025·SEC

FY 2025

Aug 5, 2025·SEC

BCSF Frequently Asked Questions

Bain Capital Specialty Finance, Inc. (BCSF) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Bain Capital Specialty Finance, Inc. (BCSF) grew revenue by 12.4% over the past year. This is steady growth.

Yes, Bain Capital Specialty Finance, Inc. (BCSF) is profitable, generating $73.6M in net income for fiscal year 2025 (41.3% net margin).

Dividend & Returns

Yes, Bain Capital Specialty Finance, Inc. (BCSF) pays a dividend with a yield of 18.19%. This makes it attractive for income-focused investors.

Bain Capital Specialty Finance, Inc. (BCSF) has a return on equity (ROE) of 8.8%. This is below average, suggesting room for improvement.

Industry Metrics

Bain Capital Specialty Finance, Inc. (BCSF) has a net interest margin (NIM) of 7.2%. This indicates healthy earnings from lending activities.

Bain Capital Specialty Finance, Inc. (BCSF) has an efficiency ratio of 1.3%. This is excellent, indicating strong cost control.

What if you invested $1,000 in BCSF back in 2016?

Total return calculator · dividends reinvested · 10+ years of data

See returns →

How much would $100/month in BCSF be worth today?

Dollar cost averaging calculator · DCA vs lump sum

Calculate →