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Pathward Financial, Inc.(CASH)Earnings, Financials & Key Ratios
CASH•NASDAQ•Banking & Credit
$87.33
$1.9B mkt cap·11.1× P/E·Price updated May 6, 2026
AboutPathward Financial, Inc. operates as the holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, money market savings accounts, and certificate accounts. It also provides commercial finance product comprising term lending, asset based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; consumer credit products; other consumer financing services; short-term taxpayer advance loans; and warehouse financing services. In addition, the company issues prepaid cards and consumer credit products; sponsors merchant acquiring and automated teller machines (ATMs) in various debit networks; and offers tax refund-transfer services, and other payment industry products and services. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is headquartered in Sioux Falls, South Dakota.Show more
- Net Interest Income$512M+12.5%
- Total Revenue$685M+2.4%
- Net Income$186M+1.4%
- Return on Equity21.91%-10.9%
- Net Interest Margin7.14%+18.4%
- Efficiency Ratio57.47%+3.6%
- ROA2.53%+3.9%
- Equity / Assets11.96%+7.5%
- Book Value per Share36.45+9.4%
- Tangible BV/Share23.26+14.1%
- Debt/Equity0.05-89.9%
CASH Key Insights
Pathward Financial, Inc. (CASH) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Excellent 3Y average ROE of 22.9%
- ✓Strong Piotroski F-Score: 8/9
- ✓Strong NIM of 7.1%
- ✓Well capitalized: 12.0% equity/assets
- ✓Share count reduced 6.7% through buybacks
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
CASH Price & Volume
Pathward Financial, Inc. (CASH) stock price & volume — 10-year historical chart
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CASH Growth Metrics
Pathward Financial, Inc. (CASH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years20.83%
5 Years7.51%
3 Years9.4%
TTM-
Profit CAGR
10 Years26.26%
5 Years12.16%
3 Years7.14%
TTM7.11%
EPS CAGR
10 Years24.35%
5 Years21.77%
3 Years14.37%
TTM15.8%
Return on Capital
10 Years15.3%
5 Years20.08%
3 Years20.7%
Last Year17.33%
CASH Recent Earnings
Pathward Financial, Inc. (CASH) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (82%)●Beat Revenue 3/12 qtrs (27%)
Q2 2026Latest
Apr 22, 2026EPS
$3.35
Est $3.35
+0.0%
Revenue
$276M
Est $272M
+1.6%
Q1 2026
Jan 22, 2026EPS
$1.57
Est $1.38
+13.8%
Revenue
$173M
Est $186M
-6.8%
Q4 2025
Oct 21, 2025EPS
$1.69
Est $1.38
+22.5%
Revenue
$155M
Est $195M
-20.3%
Q4 2025
Sep 16, 2025EPS
$1.82
Revenue
$158M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $3.35vs $3.35+0.0% | $276Mvs $272M+1.6% |
| Q1 2026 | Jan 22, 2026 | $1.57vs $1.38+13.8% | $173Mvs $186M-6.8% |
| Q4 2025 | Oct 21, 2025 | $1.69vs $1.38+22.5% | $155Mvs $195M-20.3% |
| Q4 2025 | Sep 16, 2025 | $1.82 | $158M |
Based on last 12 quarters of dataView full earnings history →
CASH Peer Comparison
Pathward Financial, Inc. (CASH) competitors in Specialty finance and niche lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 GDOT | 697.9M | 12.56 | -7.02 | 20.69% | -10.77% | 0.07 | ||
 EVTC | 1.74B | 28.16 | 12.80 | 10.21% | 9.6% | 11.07% | 1.58 | |
 FCFS | 9.99B | 226.38 | 30.51 | 8.04% | 15.91% | 1.24 | ||
 NAVI | 820.53M | 8.73 | -10.78 | -23.74% | -2.45% | 19.05 | ||
 SLM | 4.46B | 22.53 | 6.51 | 4.1% | 31.01% | 2.39 | ||
 ENVA | 4.3B | 172.57 | 14.90 | 18.58% | 24.88% | 3.41 | ||
 OMF | 6.55B | 55.90 | 8.52 | 9.09% | 23.62% | 6.67 | ||
 WRLD | 751.13M | 149.09 | 9.15 | -1.46% | 10.79% | 1.20 |
Compare CASH vs Peers
Pathward Financial, Inc. (CASH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
CASH Income Statement
Pathward Financial, Inc. (CASH) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 93.23M | 130.55M | 264.21M | 259.04M | 278.99M | 324.57M | 387.86M | 455.12M | 511.79M | 505.88M |
| NII Growth % | 20.6% | 40.03% | 102.38% | -1.96% | 7.7% | 16.34% | 19.5% | 17.34% | 12.45% | 31.19% |
| Net Interest Margin % | 1.78% | 2.24% | 4.27% | 4.25% | 4.17% | 4.81% | 5.15% | 6.03% | 7.14% | 6.69% |
| Interest Income | 108.1M | 158.53M | 325.73M | 292.84M | 285.85M | 329.44M | 398.74M | 476.35M | 523.39M | 516.26M |
| Interest Expense | 14.87M | 27.98M | 61.52M | 33.8M | 6.86M | 4.87M | 10.87M | 21.23M | 11.6M | 10.38M |
| Loan Loss Provision | 10.59M | 29.43M | 55.65M | 64.78M | 49.77M | 56.79M | 109.24M | 58.1M | 56.77M | 41.34M |
| Non-Interest Income | 132.92M | 144.68M | 188.24M | 184.2M | 229.28M | 193.96M | 212.73M | 192.55M | 161.84M | 208.08M |
| Non-Interest Income % | 55.15% | 47.71% | 36.62% | 38.61% | 44.51% | 37.06% | 34.79% | 28.79% | 23.62% | 28.73% |
| Total Revenue | 241.02M▲ 0% | 303.21M▲ 25.8% | 513.97M▲ 69.5% | 477.04M▼ 7.2% | 515.13M▲ 8.0% | 523.39M▲ 1.6% | 611.47M▲ 16.8% | 668.9M▲ 9.4% | 685.23M▲ 2.4% | 724.34M▲ 0% |
| Revenue Growth % | 59.35% | 25.8% | 69.51% | -7.19% | 7.99% | 1.6% | 16.83% | 9.39% | 2.44% | 49.89% |
| Non-Interest Expense | 160.41M | 188.38M | 298.86M | 263.45M | 302.06M | 281.43M | 336.3M | 370.95M | 393.81M | 443.08M |
| Efficiency Ratio | 66.55% | 62.13% | 58.15% | 55.23% | 58.64% | 53.77% | 55% | 55.46% | 57.47% | 61.17% |
| Operating Income | 55.15M▲ 0% | 57.41M▲ 4.1% | 97.94M▲ 70.6% | 115M▲ 17.4% | 156.45M▲ 36.0% | 180.3M▲ 15.2% | 155.04M▼ 14.0% | 218.62M▲ 41.0% | 223.05M▲ 2.0% | 229.54M▲ 0% |
| Operating Margin % | 22.88% | 18.93% | 19.06% | 24.11% | 30.37% | 34.45% | 25.36% | 32.68% | 32.55% | 31.69% |
| Operating Income Growth % | 42.06% | 4.1% | 70.6% | 17.42% | 36.03% | 15.25% | -14.01% | 41% | 2.03% | - |
| Pretax Income | 55.15M▲ 0% | 57.41M▲ 4.1% | 97.94M▲ 70.6% | 115M▲ 17.4% | 156.45M▲ 36.0% | 180.3M▲ 15.2% | 155.04M▼ 14.0% | 218.62M▲ 41.0% | 223.05M▲ 2.0% | 229.54M▲ 0% |
| Pretax Margin % | 22.88% | 18.93% | 19.06% | 24.11% | 30.37% | 34.45% | 25.36% | 32.68% | 32.55% | 31.69% |
| Income Tax | 10.23M | 5.12M | -3.37M | 5.66M | 10.7M | 26.2M | 9.59M | 34.11M | 36.27M | 37.45M |
| Effective Tax Rate % | 18.55% | 8.91% | -3.44% | 4.92% | 6.84% | 14.53% | 6.18% | 15.6% | 16.26% | 16.32% |
| Net Income | 44.92M▲ 0% | 51.62M▲ 14.9% | 97M▲ 87.9% | 104.72M▲ 8.0% | 141.71M▲ 35.3% | 151.13M▲ 6.7% | 143.27M▼ 5.2% | 183.22M▲ 27.9% | 185.87M▲ 1.4% | 191.02M▲ 0% |
| Net Margin % | 18.64% | 17.02% | 18.87% | 21.95% | 27.51% | 28.88% | 23.43% | 27.39% | 27.13% | 26.37% |
| Net Income Growth % | 35.21% | 14.92% | 87.92% | 7.95% | 35.32% | 6.65% | -5.21% | 27.89% | 1.45% | 7.11% |
| Net Income (Continuing) | 44.92M | 52.29M | 101.32M | 109.34M | 145.75M | 154.1M | 145.46M | 184.51M | 186.79M | 192.09M |
| EPS (Diluted) | 1.61▲ 0% | 1.67▲ 3.7% | 2.49▲ 49.1% | 2.94▲ 18.1% | 4.38▲ 49.0% | 5.26▲ 20.1% | 5.99▲ 13.9% | 7.20▲ 20.2% | 7.87▲ 9.3% | 8.53▲ 0% |
| EPS Growth % | 22.9% | 3.73% | 49.1% | 18.07% | 48.98% | 20.09% | 13.88% | 20.2% | 9.31% | 15.8% |
| EPS (Basic) | 1.62 | 1.68 | 2.49 | 2.94 | 4.38 | 5.26 | 6.01 | 7.21 | 7.91 | - |
| Diluted Shares Outstanding | 27.91M | 30.85M | 38.92M | 35.65M | 31.75M | 29.23M | 26.93M | 25.2M | 23.52M | 22.38M |
CASH Balance Sheet
Pathward Financial, Inc. (CASH) balance sheet — assets, liabilities & shareholders' equity
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 2.37B | 1.59B | 1.02B | 1.24B | 2.18B | 2.27B | 2.18B | 1.9B | 1.09B | 4.93B |
| Cash & Due from Banks | 1.27B | 99.98M | 126.55M | 427.37M | 314.02M | 388.04M | 375.58M | 158.34M | 120.57M | 331.22M |
| Short Term Investments | 1.11B | 1.49B | 889.95M | 814.5M | 1.86B | 1.88B | 1.8B | 1.74B | 973.01M | 961.37M |
| Total Investments | 3.57B | 4.97B | 5.19B | 4.81B | 5.25B | 5.23B | 6.05B | 6.34B | 6B | 6.21B |
| Investments Growth % | 18.82% | 38.95% | 4.4% | -7.23% | 9.19% | -0.53% | 15.81% | 4.78% | -5.39% | -9.46% |
| Long-Term Investments | 2.47B | 3.48B | 4.3B | 4B | 3.39B | 3.34B | 4.25B | 4.6B | 5.03B | 19.91B |
| Accounts Receivables | 19.38M | 22.02M | 20.4M | 16.63M | 16.25M | 17.98M | 23.28M | 31.39M | 38.52M | 36.17M |
| Goodwill & Intangibles | 150.9M | 373.99M | 362.31M | 351.2M | 342.65M | 335.2M | 330.23M | 326.09M | 310.43M | 309.71M |
| Goodwill | 98.72M | 303.27M | 309.5M | 309.5M | 309.5M | 309.5M | 309.5M | 309.5M | 297.93M | 297.9M |
| Intangible Assets | 52.18M | 70.72M | 52.81M | 41.69M | 33.15M | 25.69M | 20.72M | 16.59M | 12.5M | 11.81M |
| PP&E (Net) | 19.32M | 147.75M | 254.47M | 247.57M | 258M | 246.08M | 250.91M | 244.39M | 200.08M | 196.9M |
| Other Assets | 158.85M | 177.42M | 205.07M | 212.39M | 204.99M | 324.14M | 320.54M | 296.08M | 354.59M | 472.01M |
| Total Current Assets | 2.42B | 1.63B | 1.05B | 1.27B | 2.47B | 2.5B | 2.39B | 2.08B | 1.28B | 1.33B |
| Total Non-Current Assets | 2.81B | 4.2B | 5.14B | 4.83B | 4.22B | 4.25B | 5.15B | 5.47B | 5.89B | 6.23B |
| Total Assets | 5.23B▲ 0% | 5.84B▲ 11.6% | 6.18B▲ 6.0% | 6.09B▼ 1.5% | 6.69B▲ 9.8% | 6.75B▲ 0.8% | 7.54B▲ 11.7% | 7.55B▲ 0.2% | 7.17B▼ 5.0% | 7.56B▲ 0% |
| Asset Growth % | 30.5% | 11.6% | 5.96% | -1.47% | 9.83% | 0.85% | 11.68% | 0.18% | -4.99% | -15.75% |
| Return on Assets (ROA) | 0.97% | 0.93% | 1.61% | 1.71% | 2.22% | 2.25% | 2.01% | 2.43% | 2.53% | 2.64% |
| Accounts Payable | 2.28M | 7.79M | 9.41M | 1.92M | 579K | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 1.49B | 514.72M | 861.86M | 98.22M | 98.03M | 36.03M | 46.87M | 410.35M | 42.46M | 33.48M |
| Net Debt | 222.48M | 414.75M | 735.31M | -329.14M | -215.99M | -352.01M | -328.71M | 252.02M | -78.11M | -297.74M |
| Long-Term Debt | 83.66M | 87.15M | 197.31M | 87.47M | 92.83M | 36.03M | 33.87M | 33.35M | 33.46M | 33.48M |
| Short-Term Debt | 1.4B | 425.69M | 646.02M | 0 | 0 | 0 | 13M | 377M | 9M | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | -5.77M | 0 | 0 | 424.29M | 385.49M | 322.62M |
| Total Current Liabilities | 4.71B | 5B | 5.12B | 5.15B | 5.73B | 6.07B | 6.85B | 6.25B | 5.9B | 6.35B |
| Total Non-Current Liabilities | 85.53M | 88.96M | 215.84M | 98.22M | 92.25M | 36.03M | 33.87M | 457.65M | 418.94M | 356.1M |
| Total Liabilities | 4.79B | 5.09B | 5.34B | 5.24B | 5.82B | 6.1B | 6.88B | 6.71B | 6.31B | 6.71B |
| Total Equity | 434.5M▲ 0% | 747.73M▲ 72.1% | 843.96M▲ 12.9% | 847.31M▲ 0.4% | 871.88M▲ 2.9% | 645.14M▼ 26.0% | 650.63M▲ 0.9% | 839.61M▲ 29.0% | 857.45M▲ 2.1% | 853.71M▲ 0% |
| Equity Growth % | 29.71% | 72.09% | 12.87% | 0.4% | 2.9% | -26.01% | 0.85% | 29.05% | 2.13% | 29.08% |
| Equity / Assets (Capital Ratio) | 8.31% | 12.81% | 13.65% | 13.91% | 13.03% | 9.56% | 8.63% | 11.12% | 11.96% | 11.29% |
| Return on Equity (ROE) | 11.67% | 8.73% | 12.19% | 12.38% | 16.49% | 19.93% | 22.11% | 24.59% | 21.91% | 22.85% |
| Book Value per Share | 15.57 | 24.24 | 21.68 | 23.77 | 27.46 | 22.07 | 24.16 | 33.32 | 36.45 | 38.14 |
| Tangible BV per Share | 10.16 | 12.11 | 12.37 | 13.92 | 16.67 | 10.60 | 11.90 | 20.38 | 23.26 | 24.31 |
| Common Stock | 288K | 393K | 378K | 344K | 317K | 288K | 262K | 248K | 228K | 222K |
| Additional Paid-in Capital | 258.34M | 565.81M | 580.83M | 594.57M | 604.48M | 617.4M | 628.5M | 638.8M | 648.33M | 651.2M |
| Retained Earnings | 167.16M | 213.05M | 252.81M | 234.93M | 259.19M | 245.39M | 278.65M | 354.47M | 359.83M | 346.53M |
| Accumulated OCI | 9.17M | -33.11M | 6.34M | 17.54M | 7.6M | -213.08M | -255.44M | -153.39M | -145.46M | -135M |
| Treasury Stock | -266K | -1.99M | -445K | -3.68M | -860K | -4.83M | -344K | -249K | -4.88M | -8.42M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
CASH Cash Flow Statement
Pathward Financial, Inc. (CASH) cash flow — operating, investing & free cash flow history
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 120M | 137.75M | 191.01M | 467.22M | 581.64M | 268.81M | 303.11M | 453.54M | 450.62M | 450.62M |
| Operating CF Growth % | 218078.18% | 14.8% | 38.66% | 144.6% | 24.49% | -53.78% | 12.76% | 49.63% | -0.64% | 302.93% |
| Net Income | 44.92M | 52.29M | 101.32M | 109.34M | 145.75M | 159.35M | 165.81M | 168.36M | 186.79M | 191.02M |
| Depreciation & Amortization | 45.05M | 37.72M | 55.15M | 60.74M | 59.05M | 61.6M | 64.95M | 57.77M | 59.73M | 58.2M |
| Deferred Taxes | -6.29M | 6.53M | -14.3M | -2.35M | -1.64M | 17.59M | -175K | 11.12M | 16.8M | 16.26M |
| Other Non-Cash Items | 21.51M | 53.98M | 24.01M | 262.63M | 328.37M | 55.18M | -23.46M | 34.41M | 297.38M | 652.43M |
| Working Capital Changes | 4.41M | -23.89M | 11.9M | 26.63M | 43.27M | -34.92M | 84.91M | 171.61M | -119.58M | -299.07M |
| Cash from Investing | -700.43M | -389.79M | -339.2M | -206.32M | -1.12B | -310.87M | -920.76M | -227.66M | 25.84M | -567.28M |
| Purchase of Investments | -849.54M | -626.58M | -299.27M | -229.33M | -1.04B | -907.36M | -156.88M | -3.46M | -2.28M | -1.11M |
| Sale/Maturity of Investments | 635.21M | 799.4M | 954.68M | 282.18M | 456.63M | 604.47M | 182.13M | 205.05M | 406.72M | 236.43M |
| Net Investment Activity | -214.33M | 172.83M | 655.42M | 52.85M | -585.13M | -302.89M | 25.25M | 201.58M | 404.44M | 235.31M |
| Acquisitions | -29.43M | 58.85M | 0 | 3.5M | 0 | 0 | 0 | 0 | 608.46M | 8.22M |
| Other Investing | -449.88M | -596.08M | -836.21M | -196.76M | -469.24M | 430.89M | -496.1M | -152.49M | -773.03M | -651.67M |
| Cash from Financing | 1.07B | -915.58M | 174.88M | 40.02M | 422.93M | 117.82M | 604.86M | -443.2M | -513.03M | -331.17M |
| Dividends Paid | -4.84M | -5.74M | -7.76M | -7.1M | -6.4M | -5.92M | -5.43M | -5.07M | -4.69M | -4.59M |
| Share Repurchases | -470K | -2.6M | -49.91M | -118.74M | -99.88M | -168.24M | -120.44M | -86.85M | -163.05M | -156.93M |
| Stock Issued | 12K | 4K | 3K | 2K | 0 | 1K | 1K | 3K | 0 | 1K |
| Net Stock Activity | -458K | -2.59M | -49.91M | -118.74M | -99.88M | -168.23M | -120.44M | -86.85M | -163.05M | -156.93M |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | -32K | -1000K | 1000K | 1000K | -1000K | -1000K |
| Other Financing | 776.09M | -480.29M | -42.37M | 923.61M | 529.24M | 347.05M | 717.72M | -715.28M | 22.71M | -169.64M |
| Net Change in Cash | 493.76M▲ 0% | -1.17B▼ 336.5% | 26.57M▲ 102.3% | 300.82M▲ 1032.3% | -113.35M▼ 137.7% | 74.02M▲ 165.3% | -12.46M▼ 116.8% | -217.24M▼ 1643.8% | -37.77M▲ 82.6% | -266.18M▲ 0% |
| Exchange Rate Effect | 0 | 3K | -122K | -101K | 476K | -1.74M | 331K | 81K | -1.21M | 1.6M |
| Cash at Beginning | 773.83M | 1.27B | 99.98M | 126.55M | 427.37M | 314.02M | 388.04M | 375.58M | 158.34M | 120.57M |
| Cash at End | 1.27B | 99.98M | 126.55M | 427.37M | 314.02M | 388.04M | 375.58M | 158.34M | 120.57M | 331.22M |
| Interest Paid | 16.28M | 33.5M | 0 | 41.29M | 8.21M | 5.26M | 10.82M | 20.91M | 11.98M | 9.07M |
| Income Taxes Paid | 20.06M | 8.95M | 0 | 7.04M | 9.01M | 13.94M | 15.41M | 20.36M | 19.05M | -1.48M |
| Free Cash Flow | 113.2M▲ 0% | 112.36M▼ 0.7% | 32.61M▼ 71.0% | 401.32M▲ 1130.7% | 517.62M▲ 29.0% | -170.06M▼ 132.9% | -146.79M▲ 13.7% | 176.78M▲ 220.4% | 236.59M▲ 33.8% | 421.9M▲ 0% |
| FCF Growth % | 1734.89% | -0.74% | -70.98% | 1130.69% | 28.98% | -132.85% | 13.68% | 220.43% | 33.83% | 210.56% |
CASH Banking Ratios
Pathward Financial, Inc. (CASH) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 11.67% | 8.73% | 12.19% | 12.38% | 16.49% | 19.93% | 22.11% | 24.59% | 21.91% | 22.85% |
| Return on Assets (ROA) | 0.97% | 0.93% | 1.61% | 1.71% | 2.22% | 2.25% | 2.01% | 2.43% | 2.53% | 2.64% |
| Net Interest Margin | 1.78% | 2.24% | 4.27% | 4.25% | 4.17% | 4.81% | 5.15% | 6.03% | 7.14% | 6.69% |
| Efficiency Ratio | 66.55% | 62.13% | 58.15% | 55.23% | 58.64% | 53.77% | 55% | 55.46% | 57.47% | 61.17% |
| Equity / Assets | 8.31% | 12.81% | 13.65% | 13.91% | 13.03% | 9.56% | 8.63% | 11.12% | 11.96% | 11.29% |
| Book Value / Share | 15.57 | 24.24 | 21.68 | 23.77 | 27.46 | 22.07 | 24.16 | 33.32 | 36.45 | 38.14 |
| NII Growth | 20.6% | 40.03% | 102.38% | -1.96% | 7.7% | 16.34% | 19.5% | 17.34% | 12.45% | 7.56% |
| Dividend Payout | 10.77% | 11.11% | 8% | 6.78% | 4.52% | 3.92% | 3.79% | 2.77% | 2.52% | 2.4% |
CASH SEC Filings & Documents
Pathward Financial, Inc. (CASH) SEC filings — annual & quarterly reports (10-K, 10-Q)
CASH Frequently Asked Questions
Pathward Financial, Inc. (CASH) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Pathward Financial, Inc. (CASH) grew revenue by 2.4% over the past year. Growth has been modest.
Yes, Pathward Financial, Inc. (CASH) is profitable, generating $191.0M in net income for fiscal year 2025 (27.1% net margin).
Dividend & Returns
Yes, Pathward Financial, Inc. (CASH) pays a dividend with a yield of 0.23%. This makes it attractive for income-focused investors.
Pathward Financial, Inc. (CASH) has a return on equity (ROE) of 21.9%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
Pathward Financial, Inc. (CASH) has a net interest margin (NIM) of 7.1%. This indicates healthy earnings from lending activities.
Pathward Financial, Inc. (CASH) has an efficiency ratio of 57.5%. This is reasonable for a bank.
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