GABC's net interest income has rebuilt from $46.0M in 2024Q2 to $83.5M in 2026Q3, and provisions have normalized to roughly $0.5M from a $15.3M spike in 2025Q1, which suggests the earnings base is recovering.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 26, 2026 | $1.03+2.0% vs $1.01 | $104M+1.0% vs $103M |
Q3 2026 Jul 27, 2026 | $1.02+10.5% vs $0.92 | $101M+2.1% vs $99M |
Q2 2026 Apr 27, 2026 | $0.88-2.2% vs $0.90 | $97M+1.7% vs $96M |
Q1 2026 Jan 26, 2026 | $0.96+6.7% vs $0.90 | $98M+3.4% vs $95M |
The headline numbers for German American Bancorp (GABC) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
German American Bancorp (GABC) came out with quarterly earnings of $1.03 per share, beating the Zacks Consensus Estimate of $1.01 per share. This compares to earnings of $0.92 per share a year ago.
JASPER, Ind.--(BUSINESS WIRE)--German American Bancorp, Inc. (Nasdaq: GABC) (German American or the “Company”) announced record earnings for the three months ended September 30, 2026. The Company also announced that its Board of Directors declared a regular cash dividend of $0.31 per share, which will be payable on November 20, 2026 to shareholders of record as of November 10, 2026. For the three months ended September 30, 2026, the Company reported net income of $38.6 million, or $1.03 per sha.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does German American Bancorp (GABC) have what it takes?
Benchmark GABC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for German American Bancorp, Inc. (GABC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $50.08 | $1.88B | 12.92 | 68.17% | 36.94% | 12.39% | 2.35% | |
| $29.86 | $6.01B | 12.16 | -3.54% | 43.71% | 10.95% | 2.69% | |
| $23.34 | $3.39B | 13.00 | -86.6% | 27.54% | 7.61% | 3.66% | |
| $36.31 | $748.21M | 11.25 | 4.57% | 29.92% | 13.61% | 2.85% | |
| $30.41 | $4.36B | 15.02 | 16.23% | 42.9% | 15.14% | 2.43% | |
| $23.76 | $4.54B | 11.06 | 11.19% | 29.66% | 11.39% | 3.24% |
German American Bancorp, Inc. (GABC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
German American Bancorp, Inc. (GABC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 26, 2026·SEC
Jul 27, 2026·SEC
May 6, 2026·SEC
Get notified when GABC posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
German American Bancorp, Inc. (GABC) stock FAQ — growth, dividends, profitability & financials explained
German American Bancorp, Inc. (GABC) grew revenue by 19.2% over the trailing twelve months, compared with the twelve months before.
Yes. German American Bancorp, Inc. (GABC) earned $145.6M in net income over the trailing twelve months (a 36.9% net margin).
Yes. German American Bancorp, Inc. (GABC) pays a dividend that yields 2.35% at the current price, a moderate yield.
German American Bancorp, Inc. (GABC) had a return on equity (ROE) of 12.4% over the trailing twelve months. That is in line with the market's typical 10-15%.
German American Bancorp, Inc. (GABC) has a net interest margin (NIM) of 3.5%. This indicates healthy earnings from lending activities.
German American Bancorp, Inc. (GABC) has an efficiency ratio of 55.9%. This is reasonable for a bank.
