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Great Southern Bancorp, Inc.(GSBC)Earnings, Financials & Key Ratios
GSBC•NASDAQ•Banking & Credit
$70.10
$790M mkt cap·11.3× P/E·Price updated May 6, 2026
AboutGreat Southern Bancorp, Inc. operates as a bank holding company for Great Southern Bank that offers a range of financial services in the United States. Its deposit products include regular savings accounts, checking accounts, money market accounts, fixed interest rate certificates with varying maturities, certificates of deposit, brokered certificates, and individual retirement accounts. The company's loan portfolio comprises residential and commercial real estate loans, construction loans, commercial business loans, home improvement loans, and unsecured consumer loans, as well as secured consumer loans, including automobile loans, boat loans, home equity loans, loans secured by savings deposits. It also provides insurance and merchant banking services. As of December 31, 2021, the company operated 93 retail banking centers and approximately 200 automated teller machines in Missouri, Iowa, Minnesota, Kansas, Nebraska, and Arkansas; and six commercial and one mortgage loan production offices in Atlanta, Chicago, Dallas, Denver, Omaha, Nebraska, Phoenix and Tulsa, Oklahoma, Springfield, and Missouri. Great Southern Bancorp, Inc. was founded in 1923 and is headquartered in Springfield, Missouri.Show more
- Net Interest Income$200M+5.9%
- Total Revenue$343M-3.4%
- Net Income$71M+14.8%
- Return on Equity11.49%+8.9%
- Net Interest Margin3.58%+13.1%
- Efficiency Ratio41.5%+4.2%
- ROA1.23%+17.0%
- Equity / Assets11.36%+13.4%
- Book Value per Share55.82+9.4%
- Tangible BV/Share54.97+9.6%
- Debt/Equity0.64+129.6%
GSBC Key Insights
Great Southern Bancorp, Inc. (GSBC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong NIM of 3.6%
- ✓Efficient operations: 41.5% efficiency ratio
- ✓Well capitalized: 11.4% equity/assets
- ✓Share count reduced 3.0% through buybacks
- ✓Trading near 52-week high
- ✓Trading at only 1.3x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
GSBC Price & Volume
Great Southern Bancorp, Inc. (GSBC) stock price & volume — 10-year historical chart
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GSBC Growth Metrics
Great Southern Bancorp, Inc. (GSBC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years4.73%
5 Years6.32%
3 Years9.55%
TTM-
Profit CAGR
10 Years4.32%
5 Years3.65%
3 Years-2.23%
TTM14.83%
EPS CAGR
10 Years6.56%
5 Years8.01%
3 Years0.93%
TTM17.49%
Return on Capital
10 Years10.02%
5 Years8.92%
3 Years6.53%
Last Year2.66%
GSBC Recent Earnings
Great Southern Bancorp, Inc. (GSBC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (90%)●Beat Revenue 10/12 qtrs (100%)
Q2 2026Latest
Apr 15, 2026EPS
$1.58
Est $1.27
+24.4%
Revenue
$55M
Est $55M
+1.1%
Q2 2026
Mar 6, 2026EPS
$1.43
Revenue
$81M
Q1 2026
Jan 21, 2026EPS
$1.45
Est $1.38
+5.1%
Revenue
$56M
Est $55M
+2.4%
Q4 2025
Oct 15, 2025EPS
$1.56
Est $1.55
+0.6%
Revenue
$58M
Est $55M
+5.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 15, 2026 | $1.58vs $1.27+24.4% | $55Mvs $55M+1.1% |
| Q2 2026 | Mar 6, 2026 | $1.43 | $81M |
| Q1 2026 | Jan 21, 2026 | $1.45vs $1.38+5.1% | $56Mvs $55M+2.4% |
| Q4 2025 | Oct 15, 2025 | $1.56vs $1.55+0.6% | $58Mvs $55M+5.1% |
Based on last 12 quarters of dataView full earnings history →
GSBC Peer Comparison
Great Southern Bancorp, Inc. (GSBC) competitors in Community and retail regional banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 | ||
 IBCP | 696.01M | 33.81 | 10.34 | -0.3% | 14.2% | 0.23 | ||
 SFNC | 3.13B | 21.59 | -7.32 | -56.66% | -11.63% | 0.19 | ||
 UBSI | 6.11B | 43.72 | 13.37 | 12.33% | 8.6% | 0.17 | ||
 CBSH | 7.71B | 52.53 | 12.87 | 2.23% | 15.34% | 0.79 | ||
 BOKF | 10.44B | 135.54 | 16.65 | 10.4% | 8.91% | 0.80 | ||
 HOMB | 5.32B | 27.03 | 13.45 | 9.47% | 10.86% | 0.30 | ||
 FBIZ | 470.37M | 56.38 | 9.30 | 6.43% | 14.12% | 0.70 |
Compare GSBC vs Peers
Great Southern Bancorp, Inc. (GSBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
GSBC Income Statement
Great Southern Bancorp, Inc. (GSBC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 155.16M | 168.19M | 180.39M | 177.14M | 177.92M | 199.61M | 193.22M | 189.14M | 200.23M |
| NII Growth % | -4.84% | 8.4% | 7.25% | -1.8% | 0.44% | 12.19% | -3.21% | -2.11% | 5.86% |
| Net Interest Margin % | 3.51% | 3.6% | 3.6% | 3.21% | 3.26% | 3.51% | 3.32% | 3.16% | 3.58% |
| Interest Income | 183.06M | 205.95M | 234.99M | 217.7M | 198.67M | 226.98M | 296.83M | 324.7M | 313.73M |
| Interest Expense | 27.91M | 37.76M | 54.6M | 40.56M | 20.75M | 27.36M | 103.62M | 135.56M | 113.5M |
| Loan Loss Provision | 9.1M | 7.15M | 6.15M | 15.87M | -5.76M | 6.19M | -3.08M | 2.72M | 45K |
| Non-Interest Income | 31.31M | 28.8M | 30.96M | 35.05M | 38.32M | 34.14M | 30.07M | 30.57M | 29.57M |
| Non-Interest Income % | 14.6% | 12.27% | 11.64% | 13.87% | 16.17% | 13.07% | 9.2% | 8.6% | 8.61% |
| Total Revenue | 214.37M▲ 0% | 234.75M▲ 9.5% | 265.95M▲ 13.3% | 252.75M▼ 5.0% | 236.99M▼ 6.2% | 261.12M▲ 10.2% | 326.91M▲ 25.2% | 355.26M▲ 8.7% | 343.3M▼ 3.4% |
| Revenue Growth % | -2.83% | 9.51% | 13.29% | -4.96% | -6.24% | 10.18% | 25.2% | 8.67% | -3.37% |
| Non-Interest Expense | 107.04M | 107.9M | 115.14M | 123.22M | 127.64M | 133.37M | 141.02M | 141.5M | 142.46M |
| Efficiency Ratio | 49.93% | 45.96% | 43.29% | 48.75% | 53.86% | 51.07% | 43.14% | 39.83% | 41.5% |
| Operating Income | 70.32M▲ 0% | 81.95M▲ 16.5% | 90.06M▲ 9.9% | 73.09M▼ 18.8% | 94.36M▲ 29.1% | 94.2M▼ 0.2% | 85.34M▼ 9.4% | 75.5M▼ 11.5% | 87.3M▲ 15.6% |
| Operating Margin % | 32.8% | 34.91% | 33.86% | 28.92% | 39.82% | 36.08% | 26.11% | 21.25% | 25.43% |
| Operating Income Growth % | 13.68% | 16.54% | 9.9% | -18.84% | 29.1% | -0.17% | -9.4% | -11.54% | 15.63% |
| Pretax Income | 70.32M▲ 0% | 81.95M▲ 16.5% | 90.06M▲ 9.9% | 73.09M▼ 18.8% | 94.36M▲ 29.1% | 94.2M▼ 0.2% | 85.34M▼ 9.4% | 75.5M▼ 11.5% | 87.3M▲ 15.6% |
| Pretax Margin % | 32.8% | 34.91% | 33.86% | 28.92% | 39.82% | 36.08% | 26.11% | 21.25% | 25.43% |
| Income Tax | 18.76M | 14.84M | 16.45M | 13.78M | 19.74M | 18.25M | 17.54M | 13.69M | 16.32M |
| Effective Tax Rate % | 26.67% | 18.11% | 18.26% | 18.85% | 20.92% | 19.38% | 20.56% | 18.13% | 18.7% |
| Net Income | 51.56M▲ 0% | 67.11M▲ 30.1% | 73.61M▲ 9.7% | 59.31M▼ 19.4% | 74.63M▲ 25.8% | 75.95M▲ 1.8% | 67.8M▼ 10.7% | 61.81M▼ 8.8% | 70.97M▲ 14.8% |
| Net Margin % | 24.05% | 28.59% | 27.68% | 23.47% | 31.49% | 29.09% | 20.74% | 17.4% | 20.67% |
| Net Income Growth % | 13.72% | 30.15% | 9.69% | -19.42% | 25.82% | 1.77% | -10.73% | -8.84% | 14.83% |
| Net Income (Continuing) | 51.56M | 67.11M | 73.61M | 59.31M | 74.63M | 75.95M | 67.8M | 61.81M | 70.97M |
| EPS (Diluted) | 3.64▲ 0% | 4.71▲ 29.4% | 5.14▲ 9.1% | 4.21▼ 18.1% | 5.46▲ 29.7% | 6.02▲ 10.3% | 5.61▼ 6.8% | 5.26▼ 6.2% | 6.19▲ 17.7% |
| EPS Growth % | 13.4% | 29.4% | 9.13% | -18.09% | 29.69% | 10.26% | -6.81% | -6.24% | 17.68% |
| EPS (Basic) | 3.67 | 4.75 | 5.18 | 4.22 | 5.50 | 6.07 | 5.65 | 5.28 | 6.23 |
| Diluted Shares Outstanding | 14.18M | 14.25M | 14.33M | 14.1M | 13.67M | 12.61M | 12.08M | 11.76M | 11.4M |
GSBC Balance Sheet
Great Southern Bancorp, Inc. (GSBC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 421.43M | 446.71M | 594.33M | 978.66M | 1.22B | 659.11M | 689.54M | 195.76M | 825.51M |
| Cash & Due from Banks | 242.25M | 202.74M | 220.16M | 563.73M | 717.27M | 168.52M | 211.33M | 195.76M | 97.97M |
| Short Term Investments | 179.18M | 243.97M | 374.18M | 414.93M | 501.03M | 490.59M | 478.21M | 0 | 727.55M |
| Total Investments | 3.91B | 4.23B | 4.54B | 4.73B | 4.52B | 5.2B | 5.27B | 5.42B | 5.17B |
| Investments Growth % | -1.92% | 8.2% | 7.15% | 4.23% | -4.49% | 15.22% | 1.23% | 2.84% | -4.53% |
| Long-Term Investments | 3.73B | 3.99B | 4.16B | 4.31B | 4.02B | 4.71B | 4.79B | 5.42B | 5.17B |
| Accounts Receivables | 12.34M | 13.45M | 13.53M | 12.79M | 10.71M | 19.11M | 21.21M | 20.43M | 0 |
| Goodwill & Intangibles | 10.85M | 9.29M | 8.1M | 6.94M | 6.08M | 10.81M | 10.53M | 10.09M | 9.66M |
| Goodwill | 5.4M | 5.4M | 5.4M | 5.4M | 5.4M | 5.4M | 5.4M | 5.4M | 0 |
| Intangible Assets | 5.45M | 3.89M | 2.7M | 1.55M | 685K | 5.42M | 5.13M | 4.7M | 9.66M |
| PP&E (Net) | 138.02M | 132.42M | 141.91M | 139.17M | 132.73M | 141.07M | 138.59M | 132.47M | 133.26M |
| Other Assets | 33.18M | 20.88M | 19M | 11.68M | 8.74M | 31.05M | 132.56M | 170.98M | -542.38M |
| Total Current Assets | 497.83M | 522.96M | 682.84M | 1.05B | 1.29B | 783.63M | 740.23M | 249.95M | 825.51M |
| Total Non-Current Assets | 3.92B | 4.15B | 4.33B | 4.47B | 4.16B | 4.9B | 5.07B | 5.73B | 4.77B |
| Total Assets | 4.41B▲ 0% | 4.68B▲ 5.9% | 5.02B▲ 7.2% | 5.53B▲ 10.2% | 5.45B▼ 1.4% | 5.68B▲ 4.2% | 5.81B▲ 2.3% | 5.98B▲ 2.9% | 5.6B▼ 6.4% |
| Asset Growth % | -2.99% | 5.93% | 7.25% | 10.2% | -1.38% | 4.23% | 2.32% | 2.91% | -6.4% |
| Return on Assets (ROA) | 1.15% | 1.48% | 1.52% | 1.13% | 1.36% | 1.36% | 1.18% | 1.05% | 1.23% |
| Accounts Payable | 2.9M | 3.57M | 4.25M | 2.59M | 646K | 3.01M | 6.22M | 12.76M | 0 |
| Total Debt | 324.1M | 397.59M | 381.48M | 339.86M | 238.32M | 277.98M | 172.81M | 166.34M | 405.17M |
| Net Debt | 81.84M | 194.85M | 161.33M | -223.87M | -478.94M | 109.46M | -38.53M | -29.41M | 307.2M |
| Long-Term Debt | 226.96M | 99.62M | 100.05M | 174.17M | 99.76M | 100.06M | 100.35M | 100.65M | 25.77M |
| Short-Term Debt | 97.14M | 297.98M | 281.43M | 165.69M | 138.56M | 177.93M | 72.45M | 65.69M | 379.39M |
| Other Liabilities | 5.32M | 5.09M | 41.26M | 7.54M | 16.17M | 107.91M | 263.43M | 597.41M | 3.16B |
| Total Current Liabilities | 3.71B | 4.04B | 4.27B | 4.71B | 4.72B | 4.94B | 4.88B | 4.68B | 325.06M |
| Total Non-Current Liabilities | 232.28M | 104.71M | 141.31M | 181.71M | 115.92M | 207.96M | 363.79M | 698.06M | 3.19B |
| Total Liabilities | 3.94B | 4.14B | 4.41B | 4.9B | 4.83B | 5.15B | 5.24B | 5.38B | 4.96B |
| Total Equity | 471.66M▲ 0% | 531.98M▲ 12.8% | 603.07M▲ 13.4% | 629.74M▲ 4.4% | 616.75M▼ 2.1% | 533.09M▼ 13.6% | 571.83M▲ 7.3% | 599.57M▲ 4.9% | 636.13M▲ 6.1% |
| Equity Growth % | 9.74% | 12.79% | 13.36% | 4.42% | -2.06% | -13.57% | 7.27% | 4.85% | 6.1% |
| Equity / Assets (Capital Ratio) | 10.68% | 11.38% | 12.03% | 11.4% | 11.32% | 9.38% | 9.84% | 10.02% | 11.36% |
| Return on Equity (ROE) | 11.44% | 13.37% | 12.97% | 9.62% | 11.97% | 13.21% | 12.27% | 10.55% | 11.49% |
| Book Value per Share | 33.26 | 37.34 | 42.08 | 44.65 | 45.10 | 42.29 | 47.34 | 51.01 | 55.82 |
| Tangible BV per Share | 32.50 | 36.69 | 41.52 | 44.16 | 44.66 | 41.43 | 46.47 | 50.15 | 54.97 |
| Common Stock | 141K | 142K | 143K | 138K | 131K | 122K | 118K | 117K | 111K |
| Additional Paid-in Capital | 28.2M | 30.12M | 33.51M | 35M | 38.31M | 42.45M | 44.32M | 50.34M | 54.12M |
| Retained Earnings | 442.08M | 492.09M | 537.17M | 541.45M | 545.55M | 543.88M | 569.87M | 603.48M | 614.1M |
| Accumulated OCI | 1.24M | 9.63M | 32.25M | 53.15M | 32.76M | -53.35M | -42.48M | -54.36M | -32.2M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
GSBC Cash Flow Statement
Great Southern Bancorp, Inc. (GSBC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 62.82M | 94.19M | 86.42M | 46.05M | 84.98M | 66.58M | 80.7M | 44.06M | 0 |
| Operating CF Growth % | -22.1% | 49.95% | -8.26% | -46.72% | 84.54% | -21.65% | 21.21% | -45.4% | -100% |
| Net Income | 51.56M | 67.11M | 73.61M | 59.31M | 74.63M | 75.95M | 67.8M | 61.81M | 70.97M |
| Depreciation & Amortization | 11.85M | 11.41M | 11.63M | 12.08M | 11.14M | 9.68M | 9.31M | 8.95M | 0 |
| Deferred Taxes | 9.42M | -4.45M | 1.07M | -11.48M | 3.71M | 2.48M | 2.98M | 457K | 0 |
| Other Non-Cash Items | 8.56M | 5.7M | -4.72M | 3.67M | -6.77M | 2.88M | -17.59M | -15.64M | -70.97M |
| Working Capital Changes | -19.15M | 13.69M | 3.91M | -18.69M | 1.04M | -25.85M | 16.57M | -13.28M | 0 |
| Cash from Investing | 81.38M | -381.32M | -295.15M | -131.35M | 190.71M | -801.28M | -88.21M | -175.39M | 0 |
| Purchase of Investments | -3.85M | -93.38M | -207.63M | -118.3M | -177.47M | -360.73M | -5.44M | -92.63M | 0 |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 0 |
| Net Investment Activity | -2.85M | -92.38M | -206.63M | -117.3M | -176.47M | -359.73M | -4.44M | -91.63M | 0 |
| Acquisitions | 0 | -50.36M | -178.4M | -153.94M | 296.39M | 3.98M | 0 | 0 | 0 |
| Other Investing | 55.76M | -254.49M | 14.33M | 7.89M | 5.38M | -517.97M | -109.59M | -116.63M | 0 |
| Cash from Financing | -181.71M | 247.62M | 226.14M | 428.87M | -122.15M | 185.95M | 50.32M | 115.75M | 0 |
| Dividends Paid | -12.89M | -15.82M | -29.05M | -33.43M | -18.8M | -19.18M | -19.28M | -18.71M | 0 |
| Share Repurchases | 0 | -903K | -849K | -22.1M | -39.12M | -61.85M | -23.33M | -15.15M | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | 0 | -903K | -849K | -22.1M | -39.12M | -61.85M | -23.33M | -15.15M | 0 |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | 0 |
| Other Financing | -76M | 191M | 241.7M | 557.52M | 37.51M | 139.51M | 35.9M | -105.63M | 0 |
| Net Change in Cash | -37.52M▲ 0% | -39.51M▼ 5.3% | 17.41M▲ 144.1% | 343.57M▲ 1873.1% | 153.54M▼ 55.3% | -548.75M▼ 457.4% | 42.81M▲ 107.8% | -15.58M▼ 136.4% | -195.76M▼ 1156.7% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 279.77M | 242.25M | 202.74M | 220.16M | 563.73M | 717.27M | 168.52M | 211.33M | 195.76M |
| Cash at End | 242.25M | 202.74M | 220.16M | 563.73M | 717.27M | 168.52M | 211.33M | 195.76M | 0 |
| Interest Paid | 0 | 0 | 0 | 0 | 22.7M | 25M | 100.41M | 129.02M | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 12.96M | 10.26M | 7.89M | 3.65M | 0 |
| Free Cash Flow | 55.3M▲ 0% | 84.72M▲ 53.2% | 74.51M▼ 12.1% | 37.7M▼ 49.4% | 79.24M▲ 110.2% | 46.47M▼ 41.4% | 73.4M▲ 58.0% | 39.14M▼ 46.7% | 0▼ 100.0% |
| FCF Growth % | -20.57% | 53.22% | -12.06% | -49.4% | 110.19% | -41.35% | 57.95% | -46.68% | -100% |
GSBC Banking Ratios
Great Southern Bancorp, Inc. (GSBC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 10.95% | 11.44% | 13.37% | 12.97% | 9.62% | 11.97% | 13.21% | 12.27% | 10.55% | 11.49% |
| Return on Assets (ROA) | 1.05% | 1.15% | 1.48% | 1.52% | 1.13% | 1.36% | 1.36% | 1.18% | 1.05% | 1.23% |
| Net Interest Margin | 3.58% | 3.51% | 3.6% | 3.6% | 3.21% | 3.26% | 3.51% | 3.32% | 3.16% | 3.58% |
| Efficiency Ratio | 57.73% | 49.93% | 45.96% | 43.29% | 48.75% | 53.86% | 51.07% | 43.14% | 39.83% | 41.5% |
| Equity / Assets | 9.44% | 10.68% | 11.38% | 12.03% | 11.4% | 11.32% | 9.38% | 9.84% | 10.02% | 11.36% |
| Book Value / Share | 30.43 | 33.26 | 37.34 | 42.08 | 44.65 | 45.1 | 42.28 | 47.34 | 51.01 | 55.82 |
| NII Growth | -3.15% | -4.84% | 8.4% | 7.25% | -1.8% | 0.44% | 12.19% | -3.21% | -2.11% | 5.86% |
| Dividend Payout | 26.98% | 25.01% | 23.57% | 39.47% | 56.36% | 25.19% | 25.26% | 28.44% | 30.27% | - |
GSBC SEC Filings & Documents
Great Southern Bancorp, Inc. (GSBC) SEC filings — annual & quarterly reports (10-K, 10-Q)
GSBC Frequently Asked Questions
Great Southern Bancorp, Inc. (GSBC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Great Southern Bancorp, Inc. (GSBC) saw revenue decline by 3.4% over the past year.
Yes, Great Southern Bancorp, Inc. (GSBC) is profitable, generating $71.0M in net income for fiscal year 2025 (20.7% net margin).
Dividend & Returns
Great Southern Bancorp, Inc. (GSBC) has a return on equity (ROE) of 11.5%. This is reasonable for most industries.
Industry Metrics
Great Southern Bancorp, Inc. (GSBC) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
Great Southern Bancorp, Inc. (GSBC) has an efficiency ratio of 41.5%. This is excellent, indicating strong cost control.
Explore More GSBC
Great Southern Bancorp, Inc. (GSBC) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates