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Monroe Capital Corporation(MRCC)Earnings, Financials & Key Ratios
MRCC•NASDAQ•Banking & Credit
9.6× P/E·Price updated Jun 8, 2026
AboutMonroe Capital Corporation is a business development company specializing in customized financing solutions in senior, unitranche and junior secured debt, subordinated debt financing and to a lesser extent, unsecured debt and equity, including equity co-investments in preferred and common stock and warrants. It also provides financing primarily to leveraged buyouts in lower middle-market companies. It focuses to invest in the United States and Canada. The fund prefers to invest in companies with EBITDA between $3 and $35 million. Its makes minority equity investments.Show more
- Net Interest Income$21M+13.9%
- Total Revenue$21M-39.7%
- Net Income$11M+17.5%
- Return on Equity6.37%+29.8%
- Net Interest Margin5.76%+49.8%
- Efficiency Ratio9.13%-27.6%
- ROA2.64%+36.6%
- Equity / Assets44.64%+14.2%
- Book Value per Share7.68-13.2%
MRCC Key Insights
Monroe Capital Corporation (MRCC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 47.3%
- ✓Strong NIM of 5.8%
- ✓Efficient operations: 9.1% efficiency ratio
- ✓Well capitalized: 44.6% equity/assets
- ✓Trading at only 0.7x book value
✗Weaknesses
- ✗Weak 3Y average ROE of 3.8%
- ✗Weak momentum: RS Rating 18 (bottom 18%)
- ✗Dividend payout exceeds 100% of earnings
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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MRCC Price & Volume
Monroe Capital Corporation (MRCC) stock price & volume — 10-year historical chart
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MRCC Growth Metrics
Monroe Capital Corporation (MRCC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-0.25%
5 Years-1.02%
3 Years2.94%
TTM-
Profit CAGR
10 Years-4.4%
5 Years47.28%
3 Years-
TTM-152.78%
EPS CAGR
10 Years-10.06%
5 Years46.44%
3 Years-
TTM-115.26%
Return on Capital
10 Years4.19%
5 Years2.05%
3 Years1.62%
Last Year2.6%
MRCC Recent Earnings
Monroe Capital Corporation (MRCC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (42%)●Beat Revenue 2/12 qtrs (17%)
Q2 2026Latest
Mar 5, 2026Metric
Actual
Est
EPS
$0.11+22.2%
$0.09
Rev
$8M+3.5%
$8M
Q4 2025
Nov 5, 2025Metric
Actual
Est
EPS
$0.09-40.0%
$0.15
Rev
$4M-54.4%
$8M
Q3 2025
Aug 11, 2025Metric
Actual
Est
EPS
$0.15-28.6%
$0.21
Rev
$3M-75.8%
$12M
Q2 2025
May 7, 2025Metric
Actual
Est
EPS
$0.19-29.6%
$0.27
Rev
$9M-31.3%
$14M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Mar 5, 2026 | $0.11vs $0.09+22.2% | $8Mvs $8M+3.5% |
| Q4 2025 | Nov 5, 2025 | $0.09vs $0.15-40.0% | $4Mvs $8M-54.4% |
| Q3 2025 | Aug 11, 2025 | $0.15vs $0.21-28.6% | $3Mvs $12M-75.8% |
| Q2 2025 | May 7, 2025 | $0.19vs $0.27-29.6% | $9Mvs $14M-31.3% |
Based on last 12 quarters of dataView full earnings history →
MRCC Peer Comparison
Monroe Capital Corporation (MRCC) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 GAIN | 588.57M | 14.78 | 3.10 | -20.47% | 173.56% | 34.04% | 0.84 | |
 SLRC | 677.57M | 12.42 | 7.31 | 24.76% | 39.78% | 7.31% | 1.15 | |
 PFLT | 742.15M | 7.48 | 10.39 | 2.2% | 34.83% | 5.84% | 1.65 | |
 CSWC | 1.43B | 22.98 | 12.09 | 50.13% | 50.89% | 11.68% | 1.12 | |
 TPVG | 202.99M | 5.00 | 4.10 | 36.55% | -19.55% | -3.39% | 1.33 | |
 HRZN | 186.22M | 4.22 | 4.02 | 17.91% | 37.39% | 8.95% | 1.49 | |
 ARCC | 12.95B | 18.03 | 9.69 | 32.87% | 43.69% | 8.11% | 1.12 | |
 FSCO | 997.19M | 4.93 | 6.49 | -18.64% | 10.48% | 0.20 |
Compare MRCC vs Peers
Monroe Capital Corporation (MRCC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MRCC Income Statement
Monroe Capital Corporation (MRCC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 40.98M | -12.27M | 0 | 37.99M | 32.98M | 35.07M | 39.25M | 18.87M | 21.49M |
NII Growth % | 23.74% | -129.94% | 100% | - | -13.19% | 6.33% | 11.91% | -51.92% | 13.9% |
Net Interest Margin % | 8.08% | -2.12% | 0% | 6.49% | 5.59% | 6.21% | 7.65% | 3.85% | 5.76% |
Interest Income | 48.22M | 53.79M | 0 | 53.8M | 46.85M | 50.02M | 60.79M | 40.79M | 37.36M |
Interest Expense | 7.24M | 10.86M | 0 | 15.81M | 13.87M | 14.95M | 21.54M | 21.92M | 15.87M |
Loan Loss Provision | 0 | -87K | 18.4M | 0 | 0 | 0 | 0 | -1.32M | -7.56M |
Non-Interest Income | -24.43M | -43.99M | 41.98M | -31.48M | 7.18M | -30.58M | -33.78M | -5.59M | -16.15M |
Non-Interest Income % | -102.73% | -448.74% | 100% | -141.05% | 13.28% | -157.26% | -125.11% | -15.89% | -76.16% |
Total Revenue | 23.78M▲ 0% | 9.8M▼ 58.8% | 41.98M▲ 328.3% | 22.32M▼ 46.8% | 54.03M▲ 142.1% | 19.45M▼ 64.0% | 27M▲ 38.9% | 35.19M▲ 30.3% | 21.21M▼ 39.7% |
Revenue Growth % | -31.67% | -58.78% | 328.26% | -46.83% | 142.06% | -64.01% | 38.87% | 30.33% | -39.74% |
Non-Interest Expense | -9.46M | 3.96M | 4.35M | 4.5M | 7.42M | 5.87M | 4.29M | 4.44M | 1.94M |
Efficiency Ratio | -39.78% | 40.34% | 10.37% | 20.14% | 13.73% | 30.2% | 15.88% | 12.61% | 9.13% |
Operating Income | 26M▲ 0% | 31.9M▲ 22.7% | 19.23M▼ 39.7% | 2.02M▼ 89.5% | 32.74M▲ 1524.1% | -1.38M▼ 104.2% | 1.18M▲ 185.2% | 10.16M▲ 762.9% | 10.97M▲ 8.0% |
Operating Margin % | 109.34% | 325.41% | 45.81% | 9.03% | 60.6% | -7.1% | 4.36% | 28.86% | 51.72% |
Operating Income Growth % | 15.54% | 22.67% | -39.71% | -89.52% | 1524.06% | -104.22% | 185.23% | 762.87% | 8% |
Pretax Income | 12.25M▲ 0% | 5.85M▼ 52.3% | 19.23M▲ 228.8% | 2.02M▼ 89.5% | 32.74M▲ 1524.1% | -1.38M▼ 104.2% | 1.18M▲ 185.2% | 10.16M▲ 762.9% | -4.9M▼ 148.2% |
Pretax Margin % | 51.52% | 59.66% | 45.81% | 9.03% | 60.6% | -7.1% | 4.36% | 28.86% | -23.1% |
Income Tax | 100K | -15.35M | 17K | 370K | 282K | 1.41M | 806K | 452K | 223K |
Effective Tax Rate % | 0.82% | -262.54% | 0.09% | 18.35% | 0.86% | -101.74% | 68.48% | 4.45% | -4.55% |
Net Income | 12.15M▲ 0% | 5.85M▼ 51.9% | 19.21M▲ 228.6% | 1.65M▼ 91.4% | 32.46M▲ 1872.0% | -2.79M▼ 108.6% | 371K▲ 113.3% | 9.7M▲ 2515.6% | 11.41M▲ 17.5% |
Net Margin % | 51.1% | 59.66% | 45.77% | 7.37% | 60.08% | -14.33% | 1.37% | 27.57% | 53.78% |
Net Income Growth % | -50.13% | -51.88% | 228.56% | -91.43% | 1871.99% | -108.58% | 113.32% | 2515.63% | 17.54% |
Net Income (Continuing) | 12.15M | 5.85M | 19.21M | 1.65M | 32.46M | -2.79M | 371K | 9.7M | -5.12M |
EPS (Diluted) | 0.65▲ 0% | 0.29▼ 55.4% | 0.94▲ 224.1% | 0.08▼ 91.6% | 1.51▲ 1818.7% | -0.13▼ 108.6% | 0.02▲ 113.2% | 0.45▲ 2531.6% | 0.53▲ 17.8% |
EPS Growth % | -61.31% | -55.38% | 224.14% | -91.63% | 1818.68% | -108.61% | 113.15% | 2531.58% | 17.78% |
EPS (Basic) | 0.65 | 0.29 | 0.94 | 0.08 | 1.51 | -0.13 | 0.02 | 0.45 | 0.53 |
Diluted Shares Outstanding | 18.63M | 20.34M | 20.45M | 20.92M | 21.45M | 21.67M | 21.67M | 21.67M | 21.67M |
MRCC Balance Sheet
Monroe Capital Corporation (MRCC) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 4.33M | 3.74M | 2.23M | 6.77M | 2.62M | 5.45M | 4.96M | 9.04M | 1.93M |
Cash & Due from Banks | 4.33M | 3.74M | 2.23M | 6.77M | 2.62M | 5.45M | 4.96M | 9.04M | 1.93M |
Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 89.55M |
Total Investments | 494.14M | 27.65M | 42.41M | 39.28M | 781K | 1.51M | 0 | 457.05M | 334.86M |
Investments Growth % | 19.67% | -94.4% | 53.39% | -7.38% | -98.01% | 92.96% | -100% | - | -26.74% |
Long-Term Investments | 494.14M | 27.65M | 42.41M | 39.28M | 781K | 1.51M | 0 | 457.05M | 245.31M |
Accounts Receivables | 5.33M | 7.77M | 8.69M | 4.61M | 9.48M | 16.46M | 19.35M | 23.51M | 23.78M |
Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Assets | 760K | 540.66M | 601.72M | 534.46M | 577.58M | 541.58M | 488.88M | 0 | 101.95M |
Total Current Assets | 0 | 11.52M | 10.92M | 11.38M | 12.1M | 21.91M | 24.31M | 32.55M | 25.7M |
Total Non-Current Assets | 494.9M | 568.31M | 644.13M | 573.75M | 578.36M | 543.09M | 488.88M | 457.05M | 347.26M |
Total Assets | 507.43M▲ 0% | 579.83M▲ 14.3% | 655.06M▲ 13.0% | 585.12M▼ 10.7% | 590.46M▲ 0.9% | 565M▼ 4.3% | 513.19M▼ 9.2% | 490.67M▼ 4.4% | 372.96M▼ 24.0% |
Asset Growth % | 19.52% | 14.27% | 12.97% | -10.68% | 0.91% | -4.31% | -9.17% | -4.39% | -23.99% |
Return on Assets (ROA) | 2.61% | 1.08% | 3.11% | 0.27% | 5.52% | -0.48% | 0.07% | 1.93% | 2.64% |
Accounts Payable | 3.57M | 4.98M | 5.28M | 5.09M | 5.95M | 6.26M | 5.18M | 4.97M | 3.96M |
Total Debt | 221.94M | 313.76M | 396.24M | 343.51M | 332.15M | 330.11M | 300.87M | 291.98M | 190.76M |
Net Debt | 217.61M | 310.02M | 394.01M | 336.74M | 329.53M | 324.66M | 295.91M | 282.93M | 188.84M |
Long-Term Debt | 0 | 313.76M | 396.24M | 343.51M | 332.15M | 330.11M | 300.87M | 291.98M | 190.76M |
Short-Term Debt | 221.94M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 0 | -232K | 4.18M | 2.09M | 2.89M | 3.6M | 3.42M | 1.97M | 15.71M |
Total Current Liabilities | 228.73M | 7.53M | 5.28M | 5.09M | 5.95M | 6.26M | 5.18M | 4.97M | 15.71M |
Total Non-Current Liabilities | 0 | 313.53M | 400.43M | 345.6M | 335.04M | 333.71M | 304.28M | 293.94M | 206.47M |
Total Liabilities | 228.73M | 321.06M | 405.7M | 350.69M | 340.99M | 339.98M | 309.46M | 298.91M | 206.47M |
Total Equity | 278.7M▲ 0% | 258.77M▼ 7.2% | 249.36M▼ 3.6% | 234.43M▼ 6.0% | 249.47M▲ 6.4% | 225.02M▼ 9.8% | 203.72M▼ 9.5% | 191.76M▼ 5.9% | 166.49M▼ 13.2% |
Equity Growth % | 15.71% | -7.15% | -3.64% | -5.98% | 6.41% | -9.8% | -9.46% | -5.87% | -13.18% |
Equity / Assets (Capital Ratio) | 54.92% | 44.63% | 38.07% | 40.07% | 42.25% | 39.83% | 39.7% | 39.08% | 44.64% |
Return on Equity (ROE) | 4.68% | 2.18% | 7.56% | 0.68% | 13.42% | -1.17% | 0.17% | 4.91% | 6.37% |
Book Value per Share | 14.96 | 12.72 | 12.20 | 11.20 | 11.63 | 10.39 | 9.40 | 8.85 | 7.68 |
Tangible BV per Share | 14.96 | 12.72 | 12.20 | 11.20 | 11.63 | 10.39 | 9.40 | 8.85 | 7.68 |
Common Stock | 20K | 20K | 20K | 21K | 22K | 22K | 22K | 22K | 22K |
Additional Paid-in Capital | 286.14M | 288.91M | 288.85M | 294.9M | 298.69M | 298.7M | 298.13M | 297.71M | 297.61M |
Retained Earnings | -7.46M | -30.16M | -39.51M | -60.48M | -49.24M | -73.7M | -94.42M | -105.97M | -131.14M |
Accumulated OCI | -14.17M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
MRCC Cash Flow Statement
Monroe Capital Corporation (MRCC) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | -69.57M | -55.12M | 25.27M | 23.73M | 12.47M | 10.48M | 9.96M | 8.55M | 1.2M |
Operating CF Growth % | -34.11% | 20.77% | 145.85% | -6.07% | -47.45% | -16.01% | -4.95% | -14.08% | -86.02% |
Net Income | 12.15M | 5.85M | 19.21M | 1.65M | 32.46M | -2.79M | 371K | 9.7M | 11.41M |
Depreciation & Amortization | -818K | -853K | 0 | 0 | 0 | 0 | 0 | 0 | 834K |
Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Non-Cash Items | -79.06M | -58.25M | 4.67M | 20.89M | -17.51M | 19.33M | 13.73M | 5.67M | -8.22M |
Working Capital Changes | -1.84M | -1.86M | 1.39M | 1.19M | -2.48M | -6.07M | -4.14M | -6.82M | -2.83M |
Cash from Investing | -90.95M | -81.26M | -64.51M | 51.2M | 7.54M | 3.63M | 41.77M | 27.4M | 114.68M |
Purchase of Investments | -264.39M | -240.42M | -230.6M | -143.36M | -226.86M | -134.28M | -62.9M | -87.64M | -32.05M |
Sale/Maturity of Investments | 173.45M | 159.16M | 166.09M | 194.56M | 234.4M | 137.91M | 104.67M | 115.04M | 146.72M |
Net Investment Activity | -90.95M | -81.26M | -64.51M | 51.2M | 7.54M | 3.63M | 41.77M | 27.4M | 114.68M |
Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash from Financing | 68.44M | 65.66M | 51.16M | -72.15M | -34.3M | -26.72M | -52.22M | -31.87M | -122.99M |
Dividends Paid | -26.52M | -28.18M | -28.62M | -23.06M | -21.51M | -21.67M | -21.67M | -21.67M | -20.15M |
Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Stock Issued | 52.22M | 2.4M | 0 | 6.5M | 4.09M | 0 | 0 | 0 | 0 |
Net Stock Activity | 52.22M | 2.4M | 0 | 6.5M | 4.09M | 0 | 0 | 0 | 0 |
Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | -1000K | -1000K |
Other Financing | 50.45M | -3M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Net Change in Cash | -1.13M▲ 0% | 10.53M▲ 1029.9% | 11.92M▲ 13.2% | 2.78M▼ 76.6% | -14.35M▼ 615.5% | -12.63M▲ 11.9% | -492K▲ 96.1% | 4.09M▲ 930.5% | -7.12M▼ 274.2% |
Exchange Rate Effect | 90.95M | -13K | -1K | 1K | -54K | -18K | 0 | 0 | 0 |
Cash at Beginning | 8.33M | 7.2M | 17.73M | 29.64M | 32.43M | 18.08M | 5.45M | 4.96M | 9.04M |
Cash at End | 7.2M | 17.73M | 29.64M | 32.43M | 18.08M | 5.45M | 4.96M | 9.04M | 1.93M |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow | -69.57M▲ 0% | -55.12M▲ 20.8% | 25.27M▲ 145.8% | 23.73M▼ 6.1% | 12.47M▼ 47.4% | 10.48M▼ 16.0% | 9.96M▼ 5.0% | 8.55M▼ 14.1% | 115.87M▲ 1254.4% |
FCF Growth % | -34.11% | 20.77% | 145.85% | -6.07% | -47.45% | -16.01% | -4.95% | -14.08% | 1254.45% |
MRCC Banking Ratios
Monroe Capital Corporation (MRCC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 11.46% | 4.68% | 2.18% | 7.56% | 0.68% | 13.42% | -1.17% | 0.17% | 4.91% | 6.37% |
Return on Assets (ROA) | 6.23% | 2.61% | 1.08% | 3.11% | 0.27% | 5.52% | -0.48% | 0.07% | 1.93% | 2.64% |
Net Interest Margin | 7.8% | 8.08% | -2.12% | 0% | 6.49% | 5.59% | 6.21% | 7.65% | 3.85% | 5.76% |
Efficiency Ratio | 18.43% | -39.78% | 40.34% | 10.37% | 20.14% | 13.73% | 30.2% | 15.88% | 12.61% | 9.13% |
Equity / Assets | 56.73% | 54.92% | 44.63% | 38.07% | 40.07% | 42.25% | 39.83% | 39.7% | 39.08% | 44.64% |
Book Value / Share | 16.56 | 14.96 | 12.72 | 12.2 | 11.2 | 11.63 | 10.39 | 9.4 | 8.85 | 7.68 |
NII Growth | 713.22% | 23.74% | -129.94% | 100% | - | -13.19% | 6.33% | 11.91% | -51.92% | 13.9% |
Dividend Payout | 84.42% | 218.27% | 481.91% | - | - | - | - | - | - | 176.66% |
Related:MRCC Dividend History·MRCC Revenue History·MRCC Price History·MRCC P/E History·MRCC Financial Ratios·MRCC Institutional Holders
MRCC SEC Filings & Documents
Monroe Capital Corporation (MRCC) SEC filings — annual & quarterly reports (10-K, 10-Q)
MRCC Frequently Asked Questions
Monroe Capital Corporation (MRCC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Monroe Capital Corporation (MRCC) saw revenue decline by 39.7% over the past year.
Monroe Capital Corporation (MRCC) reported a net loss of $5.1M for fiscal year 2025.
Dividend & Returns
Yes, Monroe Capital Corporation (MRCC) pays a dividend with a yield of 0.24%. This makes it attractive for income-focused investors.
Monroe Capital Corporation (MRCC) has a return on equity (ROE) of 6.4%. This is below average, suggesting room for improvement.
Industry Metrics
Monroe Capital Corporation (MRCC) has a net interest margin (NIM) of 5.8%. This indicates healthy earnings from lending activities.
Monroe Capital Corporation (MRCC) has an efficiency ratio of 9.1%. This is excellent, indicating strong cost control.