| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| GSBDGoldman Sachs BDC, Inc. | 1.08B | 9.43 | 17.15 | -57.7% | 32.67% | 9.15% | 18.68% | 1.23 |
| CSWCCapital Southwest Corporation | 1.36B | 23.72 | 16.14 | 7.67% | 43.07% | 9.13% | 1.08 | |
| HCXYHercules Capital, Inc. | 2.36B | 25.18 | 15.64 | -9.71% | 62.54% | 14.13% | 0.90 | |
| TRINITrinity Capital Inc. 7.875% Notes Due 2029 | 1.91B | 25.41 | 12.10 | 29.68% | 50.98% | 15.22% | 4.92% | 1.08 |
| HTGCHercules Capital, Inc. | 3.45B | 18.97 | 11.78 | -12.79% | 61.03% | 14.17% | 0.90 | |
| TSLXSixth Street Specialty Lending, Inc. | 2.12B | 22.40 | 11.03 | -2.72% | 51.86% | 11.83% | 8.85% | 1.18 |
| MAINMain Street Capital Corporation | 5.75B | 64.20 | 10.97 | 18.32% | 70.11% | 18.28% | 0.76 | |
| GBDCGolub Capital BDC, Inc. | 3.68B | 13.95 | 9.82 | 80.52% | 46.2% | 9.4% |
| Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 67.37M | 77.36M | 76.95M | 74.86M | 59.77M | 58.07M | -24.42M | -36.46M | 78.78M |
| NII Growth % | - | 0.15% | -0.01% | -0.03% | -0.2% | -0.03% | -1.42% | -0.49% | 3.16% |
| Net Interest Margin % | - | - | - | - | - | - | - | - | - |
| Interest Income | 82.42M | 95.68M | 101.77M | 100.54M | 76.98M | 72.54M | 0 | 0 | 117.82M |
| Interest Expense | 15.05M | 18.32M | 24.82M | 25.68M | 17.21M | 14.47M | 24.42M | 36.46M | 39.03M |
| Loan Loss Provision | -15.05M | -18.32M | -24.82M | -25.68M | -17.21M | -14.47M | -24.42M | -36.46M | 0 |
| Non-Interest Income | -11.94M | -39.86M | -60.3M | -56.05M | -81.33M | 9.85M | 51.74M | 74.84M | -16.07M |
| Non-Interest Income % | - | - | - | - | - | - | - | - | - |
| Total Revenue | 70.48M | 55.82M | 41.47M | 44.49M | -4.35M | 82.38M | 51.74M | 74.84M | 101.75M |
| Revenue Growth % | - | -0.21% | -0.26% | 0.07% | -1.1% | 19.94% | -0.37% | 0.45% | 0.36% |
| Non-Interest Expense | 3.9M | 3.2M | 1.19M | 4.04M | 4.17M | 6.86M | 4.51M | 4.86M | 5.05M |
| Efficiency Ratio | - | - | - | - | - | - | - | - | - |
| Operating Income | 66.58M | 52.63M | 40.28M | 40.45M | -8.52M | 75.53M | 47.23M | 69.98M | 57.66M |
| Operating Margin % | - | - | - | - | - | - | - | - | - |
| Operating Income Growth % | - | -0.21% | -0.23% | 0% | -1.21% | 9.86% | -0.37% | 0.48% | -0.18% |
| Pretax Income | 66.58M | 52.63M | 40.28M | 40.45M | -8.52M | 75.53M | 47.23M | 69.98M | 57.66M |
| Pretax Margin % | - | - | - | - | - | - | - | - | - |
| Income Tax | 0 | 0 | 0 | 820K | 1.24M | 1.89M | 1.64M | 3.77M | 1.11M |
| Effective Tax Rate % | - | - | - | - | - | - | - | - | - |
| Net Income | 66.58M | 52.63M | 40.28M | 39.63M | -9.76M | 73.64M | 45.59M | 66.21M | 56.55M |
| Net Margin % | - | - | - | - | - | - | - | - | - |
| Net Income Growth % | - | -0.21% | -0.23% | -0.02% | -1.25% | 8.54% | -0.38% | 0.45% | -0.15% |
| Net Income (Continuing) | 66.58M | 52.63M | 40.28M | 39.63M | -9.76M | 73.64M | 45.59M | 66.21M | 56.55M |
| EPS (Diluted) | 1.68 | 1.33 | 1.02 | 1.02 | -0.24 | 1.84 | 1.14 | 1.65 | 1.41 |
| EPS Growth % | - | -0.21% | -0.23% | 0% | -1.24% | 8.67% | -0.38% | 0.45% | -0.15% |
| EPS (Basic) | 1.68 | 1.33 | 1.02 | 1.02 | -0.24 | 1.84 | 1.14 | 1.65 | 1.41 |
| Diluted Shares Outstanding | 39.62M | 39.62M | 39.62M | 39.38M | 39.61M | 39.94M | 40M | 40.13M | 40.17M |
| Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Cash & Due from Banks | 23.72M | 45.79M | 21.76M | 21.85M | 8.59M | 25.81M | 21.31M | 30.79M | 28.38M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 989.25M | 1.05B | 1.11B | 1.03B | 825.52M | 1.08B | 1.07B | 1.09B | 1.18B |
| Investments Growth % | - | 0.06% | 0.05% | -0.07% | -0.2% | 0.3% | -0.01% | 0.02% | 0.08% |
| Long-Term Investments | 989.25M | 1.05B | 1.11B | 1.03B | 825.52M | 1.08B | 1.07B | 1.09B | 1.18B |
| Accounts Receivables | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Goodwill & Intangibles | - | - | - | - | - | - | - | - | - |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | -989.25M | -1.05B | -1.11B | 3.52M | 2.69M | 4.05M | 2.91M | 3.42M | 2.61M |
| Total Current Assets | 23.72M | 45.79M | 21.76M | 35M | 59.81M | 62.59M | 36.11M | 43.59M | 44.55M |
| Total Non-Current Assets | 1.01B | 1.07B | 1.13B | 1.03B | 828.21M | 1.08B | 1.07B | 1.1B | 1.18B |
| Total Assets | 1.03B | 1.12B | 1.15B | 1.07B | 888.02M | 1.14B | 1.11B | 1.14B | 1.22B |
| Asset Growth % | - | 0.08% | 0.03% | -0.07% | -0.17% | 0.29% | -0.03% | 0.03% | 0.07% |
| Return on Assets (ROA) | 0.06% | 0.05% | 0.04% | 0.04% | -0.01% | 0.07% | 0.04% | 0.06% | 0.05% |
| Accounts Payable | 16.32M | 34.06M | 4.68M | 1.43M | 2.09M | 7.33M | 1.29M | 461K | 4.72M |
| Total Debt | 0 | 0 | 0 | 445M | 301.82M | 502.87M | 470.54M | 484.84M | 565.14M |
| Net Debt | -23.72M | -45.79M | -21.76M | 423.15M | 293.23M | 477.06M | 449.23M | 454.06M | 536.77M |
| Long-Term Debt | 0 | 0 | 0 | 445M | 301.82M | 502.87M | 470.54M | 484.84M | 565.14M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 362K | 3.26M | 0 |
| Total Current Liabilities | 0 | 0 | 0 | 11.81M | 6.58M | 27.73M | 26.59M | 29.49M | 34.63M |
| Total Non-Current Liabilities | 0 | 0 | 0 | 445M | 301.82M | 502.87M | 470.91M | 488.1M | 565.14M |
| Total Liabilities | 435.74M | 471.27M | 522.06M | 456.81M | 308.4M | 530.61M | 497.5M | 517.59M | 599.77M |
| Total Equity | 597.83M | 647.79M | 625.37M | 609.3M | 579.62M | 613.17M | 609.66M | 622.31M | 624.9M |
| Equity Growth % | - | 0.08% | -0.03% | -0.03% | -0.05% | 0.06% | -0.01% | 0.02% | 0% |
| Equity / Assets (Capital Ratio) | - | - | - | - | - | - | - | - | - |
| Return on Equity (ROE) | 0.11% | 0.08% | 0.06% | 0.06% | -0.02% | 0.12% | 0.07% | 0.11% | 0.09% |
| Book Value per Share | 15.09 | 16.35 | 15.78 | 15.47 | 14.63 | 15.35 | 15.24 | 15.51 | 15.55 |
| Tangible BV per Share | - | - | - | - | - | - | - | - | - |
| Common Stock | 73K | 80K | 79K | 78K | 80K | 80K | 80K | 40K | 40K |
| Additional Paid-in Capital | 633.86M | 685.59M | 678.63M | 675.55M | 682.03M | 682.43M | 684.16M | 686.18M | 689.58M |
| Retained Earnings | 0 | -37.88M | -53.34M | -66.33M | -102.48M | -69.34M | -74.58M | -63.91M | -64.72M |
| Accumulated OCI | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -71.55M | 12.21M | -39.82M | 120.16M | 195.82M | -191.15M | 76.68M | 50.23M | -28.08M |
| Operating CF Growth % | - | 1.17% | -4.26% | 4.02% | 0.63% | -1.98% | 1.4% | -0.34% | -1.56% |
| Net Income | 66.58M | 52.63M | 40.28M | 39.63M | -9.76M | 73.64M | 45.59M | 66.21M | 56.55M |
| Depreciation & Amortization | 2.39M | 3.19M | 1.74M | 1.72M | 1.66M | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -143.05M | -37.07M | -83.4M | 78.45M | 202.07M | -265.24M | 28.19M | -17.91M | -79.17M |
| Working Capital Changes | 2.52M | -6.54M | 1.55M | 357K | 1.85M | 452K | 2.9M | 1.93M | -5.46M |
| Cash from Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Investment Activity | - | - | - | - | - | - | - | - | - |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | 71.27M | 9.86M | 15.79M | -120.07M | -168.6M | 167.9M | -81.18M | -40.76M | 25.66M |
| Dividends Paid | -22.36M | -26.36M | -28.51M | -30.08M | -18.49M | -18.73M | -33.02M | -36.44M | -39.76M |
| Share Repurchases | -10.9M | -22.97M | -34.29M | -25.61M | -6.09M | -10.06M | -15.98M | -24.43M | -20.72M |
| Stock Issued | 80.61M | 51.11M | 0 | 0 | 0 | 674K | 750K | 8.5M | 7M |
| Net Stock Activity | - | - | - | - | - | - | - | - | - |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | -1000K | 1000K | 1000K |
| Other Financing | -9.08M | -8.91M | -414K | -376K | -833K | -6.36M | -425K | -2.39M | -851K |
| Net Change in Cash | -282K | 22.07M | -24.03M | 89K | 27.22M | -23.25M | -4.5M | 9.47M | -2.41M |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 24M | 23.72M | 45.79M | 21.76M | 21.85M | 49.07M | 25.81M | 21.31M | 30.79M |
| Cash at End | 23.72M | 45.79M | 21.76M | 21.85M | 49.07M | 25.81M | 21.31M | 30.79M | 28.38M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | -71.55M | 12.21M | -39.82M | 120.16M | 195.82M | -191.15M | 76.68M | 50.23M | -28.08M |
| FCF Growth % | - | 1.17% | -4.26% | 4.02% | 0.63% | -1.98% | 1.4% | -0.34% | -1.56% |
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 11.14% | 8.45% | 6.33% | 6.42% | -1.64% | 12.35% | 7.46% | 10.75% | 9.07% |
| Return on Assets (ROA) | 6.44% | 4.89% | 3.55% | 3.58% | -1% | 7.25% | 4.05% | 5.89% | 4.78% |
| Net Interest Margin | 6.52% | 6.91% | 6.71% | 7.02% | 6.73% | 5.08% | -2.21% | -3.2% | 6.43% |
| Efficiency Ratio | 5.53% | 5.73% | 2.87% | 9.09% | -95.91% | 8.32% | 8.72% | 6.5% | 4.97% |
| Equity / Assets | 57.84% | 57.89% | 54.5% | 57.15% | 65.27% | 53.61% | 55.07% | 54.59% | 51.03% |
| Book Value / Share | 15.09 | 16.35 | 15.78 | 15.47 | 14.63 | 15.35 | 15.24 | 15.51 | 15.55 |
| NII Growth | - | 14.84% | -0.53% | -2.72% | -20.16% | -2.85% | -142.06% | -49.28% | 316.09% |
| Dividend Payout | 33.58% | 50.08% | 70.78% | 75.92% | - | 25.43% | 72.43% | 55.03% | 70.3% |
MSC Income Fund, Inc. (MSIF) has a price-to-earnings (P/E) ratio of 9.6x. This may indicate the stock is undervalued or faces growth challenges.
MSC Income Fund, Inc. (MSIF) grew revenue by 36.0% over the past year. This is strong growth.
Yes, MSC Income Fund, Inc. (MSIF) is profitable, generating $79.2M in net income for fiscal year 2024 (55.6% net margin).
Yes, MSC Income Fund, Inc. (MSIF) pays a dividend with a yield of 7.34%. This makes it attractive for income-focused investors.
MSC Income Fund, Inc. (MSIF) has a return on equity (ROE) of 9.1%. This is below average, suggesting room for improvement.
MSC Income Fund, Inc. (MSIF) has a net interest margin (NIM) of 6.4%. This indicates healthy earnings from lending activities.
MSC Income Fund, Inc. (MSIF) has an efficiency ratio of 5.0%. This is excellent, indicating strong cost control.