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May 12, 2021·SEC
Oxford Lane Capital Corp.(OXLCI)Earnings, Financials & Key Ratios
OXLCI•NASDAQ•Banking & Credit
$25.75
$6.16B mkt cap·26.3× P/E·Price updated May 6, 2026
AboutOxford Lane Capital Corp. is a close ended fund launched and managed by Oxford Lane Management LLC. It invests in fixed income securities. The fund primarily invests in securitization vehicles which in turn invest in senior secured loans made to companies whose debt is rated below investment grade or is unrated. Oxford Lane Capital Corp was formed on June 9, 2010 and is domiciled in the United States.Show more
- Net Interest Income$0
- Total Revenue$307M+26.9%
- Net Income$235M+237.3%
- Return on Equity23.94%+221.6%
- Net Interest Margin0%
- Efficiency Ratio26.63%-84.0%
- ROA15.23%+222.0%
- Equity / Assets66.88%+12.7%
- Book Value per Share4.90-7.2%
- Tangible BV/Share4.90-7.2%
- Debt/Equity0.41-38.0%
OXLCI Key Insights
Oxford Lane Capital Corp. (OXLCI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 26.6% efficiency ratio
- ✓Momentum leader: RS Rating 95 (top 5%)
- ✓Well capitalized: 66.9% equity/assets
- ✓Healthy dividend yield of 2.7%
- ✓Diversified revenue: 100.0% from non-interest income
- ✓Trading near 52-week high
✗Weaknesses
- ✗Shares diluted 59.1% in last year
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
OXLCI Price & Volume
Oxford Lane Capital Corp. (OXLCI) stock price & volume — 10-year historical chart
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OXLCI Growth Metrics
Oxford Lane Capital Corp. (OXLCI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years28.81%
3 Years73.98%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-6.75%
TTM8.82%
EPS CAGR
10 Years-
5 Years-
3 Years-32.17%
TTM-113.57%
Return on Capital
10 Years2.8%
5 Years1.36%
3 Years5.97%
Last Year15.43%
OXLCI Recent Earnings
Oxford Lane Capital Corp. (OXLCI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (56%)●Beat Revenue 4/12 qtrs (44%)
Q4 2025Latest
Sep 30, 2025EPS
$0.24
Est $2.25
-89.3%
Revenue
$226M
Est $248M
-9.0%
Q2 2025
Mar 31, 2025EPS
$0.19
Est $0.54
-135.0%
Revenue
$224M
Est $222M
+0.5%
Q4 2024
Oct 30, 2024EPS
$0.26
Est $0.67
-61.2%
Revenue
$204M
Est $183M
+11.3%
Q2 2024
May 14, 2024EPS
$0.50
Est $0.62
-19.2%
Revenue
$162M
Est $151M
+7.1%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q4 2025Latest | Sep 30, 2025 | $0.24vs $2.25-89.3% | $226Mvs $248M-9.0% |
| Q2 2025 | Mar 31, 2025 | $0.19vs $0.54-135.0% | $224Mvs $222M+0.5% |
| Q4 2024 | Oct 30, 2024 | $0.26vs $0.67-61.2% | $204Mvs $183M+11.3% |
| Q2 2024 | May 14, 2024 | $0.50vs $0.62-19.2% | $162Mvs $151M+7.1% |
Based on last 12 quarters of dataView full earnings history →
OXLCI Peer Comparison
Oxford Lane Capital Corp. (OXLCI) competitors in Closed-end funds and investment trusts — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 OXLC | 974M | 10.03 | 93.83 | -65.74% | 10.15% | 0.25 | ||
 ECC | 552.12M | 4.22 | 4.91 | -14.94% | 3.08% | 0.29 | ||
 ECCX | 2.35B | 25.18 | 29.28 | -14.94% | 3.08% | 0.29 | ||
 OCCI | 94.59M | 3.38 | -8.65 | 116.98% | -6.12% | 0.74 | ||
 ARCC | 13.76B | 19.16 | 10.30 | 32.87% | 8.11% | 1.12 | ||
 GBDC | 3.47B | 13.31 | 9.37 | 42.5% | 5.24% | 1.23 | ||
 CGBD | 866.09M | 11.88 | 7.52 | -2.92% | 6.2% | 1.07 | ||
 SLRC | 761.04M | 13.95 | 8.21 | 24.76% | 7.31% | 1.15 |
Compare OXLCI vs Peers
Oxford Lane Capital Corp. (OXLCI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
OXLCI Income Statement
Oxford Lane Capital Corp. (OXLCI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 434.83M |
| NII Growth % | - | - | - | - | - | - | - | - | 691.52% |
| Net Interest Margin % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 19.51% |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 434.83M |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Loan Loss Provision | 14.59M | 19.38M | 23.62M | 31.63M | 32.12M | 54.45M | 65.59M | 77.49M | 203.34M |
| Non-Interest Income | 52.31M | 75.44M | 86.5M | 116M | 58.26M | 200.63M | 241.84M | 306.79M | 191.97M |
| Non-Interest Income % | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 30.63% |
| Total Revenue | 52.31M▲ 0% | 75.44M▲ 44.2% | 86.5M▲ 14.7% | 116M▲ 34.1% | 58.26M▼ 49.8% | 200.63M▲ 244.4% | 241.84M▲ 20.5% | 306.79M▲ 26.9% | 626.8M▲ 0% |
| Revenue Growth % | - | 44.21% | 14.66% | 34.1% | -49.78% | 244.37% | 20.54% | 26.85% | 110.59% |
| Non-Interest Expense | 79.19M | -2.94M | -68.81M | 397.8M | 178.87M | 51.35M | 401.75M | 81.7M | 32.22M |
| Efficiency Ratio | 151.37% | -3.9% | -79.55% | 342.94% | 307.02% | 25.59% | 166.12% | 26.63% | 5.14% |
| Operating Income | 116.91M▲ 0% | 53.12M▼ 54.6% | -5.93M▼ 111.2% | -275.65M▼ 4548.0% | 306.21M▲ 211.1% | 147.96M▼ 51.7% | -139.48M▼ 194.3% | 225.09M▲ 261.4% | 330.93M▲ 0% |
| Operating Margin % | 223.49% | 70.41% | -6.86% | -237.64% | 525.6% | 73.75% | -57.67% | 73.37% | 52.8% |
| Operating Income Growth % | - | -54.57% | -111.17% | -4548.03% | 211.09% | -51.68% | -194.27% | 261.38% | - |
| Pretax Income | 105.2M▲ 0% | 38.01M▼ 63.9% | -20.98M▼ 155.2% | -291.13M▼ 1287.5% | 289.93M▲ 199.6% | 125.88M▼ 56.6% | -171.29M▼ 236.1% | 240.82M▲ 240.6% | 191.16M▲ 0% |
| Pretax Margin % | 201.1% | 50.38% | -24.26% | -250.98% | 497.66% | 62.74% | -70.83% | 78.5% | 30.5% |
| Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5.71M | 5.71M |
| Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 2.37% | 2.99% |
| Net Income | 105.2M▲ 0% | 38.01M▼ 63.9% | -20.98M▼ 155.2% | -291.13M▼ 1287.5% | 289.93M▲ 199.6% | 125.88M▼ 56.6% | -171.29M▼ 236.1% | 235.11M▲ 237.3% | 544.88M▲ 0% |
| Net Margin % | 201.1% | 50.38% | -24.26% | -250.98% | 497.66% | 62.74% | -70.83% | 76.63% | 86.93% |
| Net Income Growth % | - | -63.87% | -155.21% | -1287.54% | 199.59% | -56.58% | -236.08% | 237.26% | 8.82% |
| Net Income (Continuing) | 105.2M | 38.01M | -20.98M | -291.13M | 289.93M | 125.88M | -171.29M | 235.11M | 314.85M |
| EPS (Diluted) | 4.62▲ 0% | 1.49▼ 67.7% | -0.51▼ 134.2% | -4.14▼ 711.8% | 3.14▲ 175.8% | 1.20▼ 61.8% | -1.14▼ 195.0% | 0.98▲ 186.0% | 2.16▲ 0% |
| EPS Growth % | - | -67.75% | -134.23% | -711.76% | 175.85% | -61.78% | -195% | 185.96% | -113.57% |
| EPS (Basic) | 4.62 | 1.49 | -0.51 | -4.14 | 3.14 | 1.20 | -1.14 | 0.98 | - |
| Diluted Shares Outstanding | 22.75M | 25.51M | 41.14M | 70.32M | 92.34M | 104.9M | 150.25M | 239.13M | 252.28M |
OXLCI Balance Sheet
Oxford Lane Capital Corp. (OXLCI) balance sheet — assets, liabilities & shareholders' equity
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 298.31M |
| Cash & Due from Banks | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 206.49M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 0 | 0 | 0 | 508.38M | 826.01M | 1.35B | 1.29B | 1.68B | 0 |
| Investments Growth % | - | - | - | - | 62.48% | 63.07% | -4.25% | 30.19% | -53.31% |
| Long-Term Investments | 0 | 0 | 0 | 508.38M | 826.01M | 1.35B | 1.29B | 1.68B | 4.41B |
| Accounts Receivables | 5.82M | 5.33M | 8.63M | 11.09M | 17.2M | 25.99M | 24.12M | 28.38M | 0 |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 106.87K | 115.82K | 0 | 546.37K | 464.56K | 177.88K | 29.97K | 141.78K | 0 |
| Total Current Assets | 0 | 0 | 0 | 23.01M | 108.39M | 61.02M | 46.26M | 71.7M | 0 |
| Total Non-Current Assets | 0 | 0 | 0 | 508.93M | 826.47M | 1.35B | 1.29B | 1.68B | 0 |
| Total Assets | 377.12M▲ 0% | 514.19M▲ 36.3% | 573.35M▲ 11.5% | 531.94M▼ 7.2% | 934.86M▲ 75.7% | 1.41B▲ 50.6% | 1.34B▼ 5.1% | 1.75B▲ 31.1% | 2.23B▲ 0% |
| Asset Growth % | - | 36.35% | 11.51% | -7.22% | 75.75% | 50.63% | -5.12% | 31.05% | 89.62% |
| Return on Assets (ROA) | 27.9% | 8.53% | -3.86% | -52.68% | 39.53% | 10.75% | -12.48% | 15.23% | 24.44% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 133.36M | 218.15M | 212.83M | 254.28M | 328.11M | 445.48M | 522.44M | 478.06M | 592.54M |
| Net Debt | 119.34M | 197.81M | 191.36M | 242.62M | 237.24M | 410.8M | 500.7M | 435.09M | 386.05M |
| Long-Term Debt | 133.36M | 151.68M | 152.93M | 214.17M | 305.18M | 411.94M | 475.63M | 478.06M | 522.3M |
| Short-Term Debt | 0 | 42.49M | 42.49M | 40.12M | 0 | 0 | 0 | 0 | 70.24M |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -522.3M |
| Total Current Liabilities | 0 | 66.47M | 59.9M | 48.99M | 33.42M | 49.05M | 67.26M | 101.79M | 0 |
| Total Non-Current Liabilities | 145.07M | 157.79M | 159.62M | 214.17M | 305.18M | 411.94M | 475.63M | 478.06M | 0 |
| Total Liabilities | 145.07M | 224.26M | 219.52M | 263.15M | 338.61M | 460.99M | 542.89M | 579.85M | 623.48M |
| Total Equity | 232.05M▲ 0% | 289.93M▲ 24.9% | 353.83M▲ 22.0% | 268.79M▼ 24.0% | 596.25M▲ 121.8% | 947.16M▲ 58.9% | 793.15M▼ 16.3% | 1.17B▲ 47.6% | 1.61B▲ 0% |
| Equity Growth % | - | 24.94% | 22.04% | -24.04% | 121.83% | 58.85% | -16.26% | 47.65% | 119.68% |
| Equity / Assets (Capital Ratio) | 61.53% | 56.39% | 61.71% | 50.53% | 63.78% | 67.26% | 59.37% | 66.88% | 72.03% |
| Return on Equity (ROE) | 45.34% | 14.56% | -6.52% | -93.52% | 67.03% | 16.31% | -19.68% | 23.94% | 33.94% |
| Book Value per Share | 10.20 | 11.37 | 8.60 | 3.82 | 6.46 | 9.03 | 5.28 | 4.90 | 6.36 |
| Tangible BV per Share | 10.20 | 11.37 | 8.60 | 3.82 | 6.46 | 9.03 | 5.28 | 4.90 | 6.36 |
| Common Stock | 328.35M | 0 | 0 | 723.51M | 1M | 1.44M | 1.72M | 2.39M | 3.37M |
| Additional Paid-in Capital | 0 | 372.85M | 473.52M | 0 | 782.88M | 1.06B | 1.21B | 1.54B | 2.05B |
| Retained Earnings | -25.67M | -25.27M | -119.68M | -454.72M | -187.64M | -111.03M | -417.03M | -367.99M | -448.69M |
| Accumulated OCI | -70.63M | -57.65M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
OXLCI Cash Flow Statement
Oxford Lane Capital Corp. (OXLCI) cash flow — operating, investing & free cash flow history
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -844.22K | -71.15M | 91.56M | 122.8M | 124.01M | 547.45M | 381.3M | -123.79M | -123.79M |
| Operating CF Growth % | - | -8327.54% | 228.69% | 34.12% | 0.98% | 341.47% | -30.35% | -132.47% | -71.58% |
| Net Income | 105.2M | 38.01M | -20.98M | -291.13M | 289.93M | 125.88M | -171.29M | 235.11M | 544.88M |
| Depreciation & Amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.48M | 1.25M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -110.59M | -112.17M | 118.71M | 413.63M | -156.56M | 429.11M | 538.92M | -363.07M | 464.84M |
| Working Capital Changes | 2.67M | 1.84M | -3.31M | 174.17K | -4.54M | -3.91M | 6.7M | 1.7M | 5.72M |
| Cash from Investing | 0 | 0 | -174.96M | -394.02M | -131.95M | -932.95M | -472.86M | 0 | -1.68B |
| Purchase of Investments | 0 | 0 | -504.13M | -497.41M | -375.19M | -1.22B | -543.45M | -597.19M | -1.81B |
| Sale/Maturity of Investments | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | 0 | 0 | -503.13M | -496.41M | -374.19M | -1.22B | -542.45M | -596.19M | -1.8B |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash from Financing | -5.5M | 77.46M | 84.54M | 261.41M | 87.14M | 329.3M | 78.63M | 145.03M | 550.43M |
| Dividends Paid | -48.9M | -41.52M | -54.24M | -83.99M | -75.09M | -85.6M | -122.53M | -166.6M | -449.68M |
| Share Repurchases | -15.31M | -50.5M | 0 | -30M | -6.38M | 0 | 0 | 0 | 0 |
| Stock Issued | 59.75M | 130.44M | 138.77M | 377.9M | 112.29M | 310.63M | 203.57M | 311.81M | 1.08B |
| Net Stock Activity | 44.44M | 79.94M | 138.77M | 347.9M | 105.91M | 310.63M | 203.57M | 311.81M | 1.08B |
| Debt Issuance (Net) | 0 | 1000K | 0 | 0 | 1000K | 1000K | 0 | 0 | 1000K |
| Other Financing | -1.04M | -1.09M | 138.77M | 345.41M | 62.24M | 314.91M | 201.17M | 311.62M | 414.54M |
| Net Change in Cash | -6.35M▲ 0% | 6.32M▲ 199.5% | 1.14M▼ 82.0% | -9.81M▼ 960.9% | 79.2M▲ 907.3% | -56.19M▼ 170.9% | -12.93M▲ 77.0% | 21.23M▲ 264.2% | 160.5M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 20.36M | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M |
| Cash at End | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 206.49M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | -844.22K▲ 0% | -71.15M▼ 8327.5% | 91.56M▲ 228.7% | 122.8M▲ 34.1% | 124.01M▲ 1.0% | 547.45M▲ 341.5% | 381.3M▼ 30.4% | -123.79M▼ 132.5% | 781.76M▲ 0% |
| FCF Growth % | - | -8327.54% | 228.69% | 34.12% | 0.98% | 341.47% | -30.35% | -132.47% | -12.12% |
OXLCI Banking Ratios
Oxford Lane Capital Corp. (OXLCI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | TTM |
|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 14.56% | -6.52% | -93.52% | 67.03% | 16.31% | -19.68% | 23.94% | 33.94% |
| Return on Assets (ROA) | 8.53% | -3.86% | -52.68% | 39.53% | 10.75% | -12.48% | 15.23% | 24.44% |
| Net Interest Margin | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 19.51% |
| Efficiency Ratio | -3.9% | -79.55% | 342.94% | 307.02% | 25.59% | 166.12% | 26.63% | 5.14% |
| Equity / Assets | 56.39% | 61.71% | 50.53% | 63.78% | 67.26% | 59.37% | 66.88% | 72.03% |
| Book Value / Share | 11.37 | 8.6 | 3.82 | 6.46 | 9.03 | 5.28 | 4.9 | 6.36 |
| NII Growth | - | - | - | - | - | - | - | 14.02% |
| Dividend Payout | 109.24% | - | - | 25.9% | 68.01% | - | 70.86% | 52.96% |
OXLCI SEC Filings & Documents
Oxford Lane Capital Corp. (OXLCI) SEC filings — annual & quarterly reports (10-K, 10-Q)
OXLCI Frequently Asked Questions
Oxford Lane Capital Corp. (OXLCI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Oxford Lane Capital Corp. (OXLCI) grew revenue by 26.9% over the past year. This is strong growth.
Yes, Oxford Lane Capital Corp. (OXLCI) is profitable, generating $544.9M in net income for fiscal year 2023 (76.6% net margin).
Dividend & Returns
Yes, Oxford Lane Capital Corp. (OXLCI) pays a dividend with a yield of 2.71%. This makes it attractive for income-focused investors.
Oxford Lane Capital Corp. (OXLCI) has a return on equity (ROE) of 23.9%. This is excellent, indicating efficient use of shareholder capital.
Industry Metrics
Oxford Lane Capital Corp. (OXLCI) has a net interest margin (NIM) of N/A. NIM has been under pressure due to interest rate environment.
Oxford Lane Capital Corp. (OXLCI) has an efficiency ratio of 26.6%. This is excellent, indicating strong cost control.
Explore More OXLCI
Oxford Lane Capital Corp. (OXLCI) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
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Earnings History
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Revenue History
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Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
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