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1st Source Corporation(SRCE)Earnings, Financials & Key Ratios
SRCE•NASDAQ•Banking & Credit
$73.82
$1.8B mkt cap·11.4× P/E·Price updated May 6, 2026
About1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients. Its consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. The company also offers commercial, small business, agricultural, and real estate loans for general corporate purposes, including financing for industrial and commercial properties, equipment, inventories, accounts receivables, and renewable energy and acquisition financing; and commercial leasing, treasury management, and retirement planning services. In addition, it provides trust, investment, agency, and custodial services comprising administration of estates and personal trusts, as well as management of investment accounts for individuals, employee benefit plans, and charitable foundations. Further, the company offers equipment loan and lease products for construction equipment, new and pre-owned aircraft, auto and light trucks, and medium and heavy duty trucks; and finances construction equipment, aircrafts, medium and heavy duty trucks, step vans, vocational work trucks, motor coaches, shuttle buses, funeral cars, automobiles, and other equipment. Additionally, it provides corporate and personal property, casualty, and individual and group health and life insurance products and services. As of December 31, 2021, the company operated through 79 banking centers in 18 counties in Indiana and Michigan, as well as Sarasota County in Florida. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.Show more
- Net Interest Income$348M+15.7%
- Total Revenue$600M+5.2%
- Net Income$158M+19.3%
- Return on Equity12.66%+7.4%
- Net Interest Margin3.84%+14.2%
- Efficiency Ratio36.14%+1.2%
- ROA1.76%+17.2%
- Equity / Assets14.56%+10.0%
- Book Value per Share54.04+12.0%
- Tangible BV/Share50.60+12.9%
- Debt/Equity0.26-6.0%
SRCE Key Insights
1st Source Corporation (SRCE) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Dividend Aristocrat: 30 years of consecutive increases
- ✓Strong Piotroski F-Score: 8/9
- ✓Strong NIM of 3.8%
- ✓Efficient operations: 36.1% efficiency ratio
- ✓Well capitalized: 14.6% equity/assets
- ✓Healthy dividend yield of 2.1%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
SRCE Price & Volume
1st Source Corporation (SRCE) stock price & volume — 10-year historical chart
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SRCE Growth Metrics
1st Source Corporation (SRCE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.39%
5 Years10.34%
3 Years15.93%
TTM-
Profit CAGR
10 Years10.66%
5 Years14.21%
3 Years9.51%
TTM14.23%
EPS CAGR
10 Years11.53%
5 Years15.3%
3 Years10.1%
TTM14.94%
Return on Capital
10 Years11.74%
5 Years11.7%
3 Years9.83%
Last Year3.95%
SRCE Recent Earnings
1st Source Corporation (SRCE) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 11/12 qtrs (92%)
Q2 2026Latest
Apr 23, 2026EPS
$1.63
Est $1.64
-0.6%
Revenue
$113M
Est $112M
+1.0%
Q1 2026
Jan 22, 2026EPS
$1.67
Est $1.62
+3.1%
Revenue
$115M
Est $111M
+4.0%
Q4 2025
Oct 23, 2025EPS
$1.71
Est $1.60
+6.9%
Revenue
$111M
Est $109M
+1.2%
Q3 2025
Jul 24, 2025EPS
$1.51
Est $1.49
+1.3%
Revenue
$108M
Est $106M
+2.5%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $1.63vs $1.64-0.6% | $113Mvs $112M+1.0% |
| Q1 2026 | Jan 22, 2026 | $1.67vs $1.62+3.1% | $115Mvs $111M+4.0% |
| Q4 2025 | Oct 23, 2025 | $1.71vs $1.60+6.9% | $111Mvs $109M+1.2% |
| Q3 2025 | Jul 24, 2025 | $1.51vs $1.49+1.3% | $108Mvs $106M+2.5% |
Based on last 12 quarters of dataView full earnings history →
SRCE Peer Comparison
1st Source Corporation (SRCE) competitors in Specialty finance and niche lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 30.24% | 13.25% | 6.32% | 0.12 |
 FULT | 4.19B | 21.79 | 10.48 | 5.03% | 20.71% | 11.6% | 6.78% | 0.37 |
 IBCP | 696.01M | 33.81 | 10.34 | -0.3% | 21.73% | 14.2% | 10.08% | 0.23 |
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 19.51% | 9.51% | 9.28% | 0.17 |
 MBWM | 901.38M | 52.18 | 9.56 | 2.74% | 23.87% | 13.54% | 1.24% | 1.14 |
 UVSP | 1.1B | 38.76 | 12.27 | 3.58% | 17.51% | 9.82% | 8.78% | 0.37 |
 HBAN | 26.34B | 16.64 | 11.97 | 4.38% | 17.71% | 10.04% | 8.65% | 0.76 |
 ONB | 9.49B | 24.58 | 13.73 | 25.48% | 18.04% | 8.51% | 6.71% | 0.88 |
Compare SRCE vs Peers
1st Source Corporation (SRCE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SRCE Income Statement
1st Source Corporation (SRCE) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 185.63M | 213.91M | 223.87M | 225.82M | 236.64M | 263.47M | 278.65M | 300.82M | 348.18M | 267.24M |
| NII Growth % | 9.41% | 15.23% | 4.66% | 0.87% | 4.79% | 11.34% | 5.76% | 7.96% | 15.74% | -49.83% |
| Net Interest Margin % | 3.15% | 3.4% | 3.38% | 3.09% | 2.92% | 3.16% | 3.19% | 3.37% | 3.84% | 2.93% |
| Interest Income | 212.38M | 257.32M | 282.88M | 263.03M | 254.77M | 293.82M | 416.91M | 484.02M | 514.39M | 391.09M |
| Interest Expense | 26.75M | 43.41M | 59.01M | 37.21M | 18.13M | 30.35M | 138.26M | 183.2M | 166.22M | 159.85M |
| Loan Loss Provision | 8.98M | 19.46M | 15.83M | 36M | -4.3M | 13.24M | 5.87M | 12.47M | 11.85M | -27.41M |
| Non-Interest Income | 98.71M | 97.05M | 101.13M | 103.89M | 100.09M | 91.26M | 90.62M | 86.31M | 85.6M | 188.63M |
| Non-Interest Income % | 31.73% | 27.39% | 26.34% | 28.31% | 28.21% | 23.7% | 17.86% | 15.13% | 14.27% | 32.54% |
| Total Revenue | 311.09M▲ 0% | 354.37M▲ 13.9% | 384.01M▲ 8.4% | 366.92M▼ 4.4% | 354.86M▼ 3.3% | 385.08M▲ 8.5% | 507.53M▲ 31.8% | 570.32M▲ 12.4% | 600M▲ 5.2% | 579.72M▲ 0% |
| Revenue Growth % | 10.82% | 13.91% | 8.36% | -4.45% | -3.29% | 8.51% | 31.8% | 12.37% | 5.2% | 1.39% |
| Non-Interest Expense | 174M | 186.47M | 189.01M | 187.37M | 185.34M | 184.7M | 201.72M | 203.6M | 216.84M | 167.24M |
| Efficiency Ratio | 55.93% | 52.62% | 49.22% | 51.06% | 52.23% | 47.96% | 39.75% | 35.7% | 36.14% | 28.85% |
| Operating Income | 101.36M▲ 0% | 105.03M▲ 3.6% | 120.15M▲ 14.4% | 106.34M▼ 11.5% | 154.88M▲ 45.6% | 156.79M▲ 1.2% | 161.68M▲ 3.1% | 171.06M▲ 5.8% | 205.09M▲ 19.9% | 157.39M▲ 0% |
| Operating Margin % | 32.58% | 29.64% | 31.29% | 28.98% | 43.65% | 40.72% | 31.86% | 29.99% | 34.18% | 27.15% |
| Operating Income Growth % | 13.73% | 3.62% | 14.4% | -11.5% | 45.65% | 1.23% | 3.12% | 5.8% | 19.89% | - |
| Pretax Income | 101.36M▲ 0% | 105.03M▲ 3.6% | 120.15M▲ 14.4% | 106.34M▼ 11.5% | 154.88M▲ 45.6% | 156.79M▲ 1.2% | 161.68M▲ 3.1% | 171.06M▲ 5.8% | 204.38M▲ 19.5% | 208.03M▲ 0% |
| Pretax Margin % | 32.58% | 29.64% | 31.29% | 28.98% | 43.65% | 40.72% | 31.86% | 29.99% | 34.06% | 35.88% |
| Income Tax | 33.31M | 22.61M | 28.14M | 24.88M | 36.33M | 36.26M | 36.75M | 38.44M | 46.12M | 47.33M |
| Effective Tax Rate % | 32.86% | 21.53% | 23.42% | 23.4% | 23.45% | 23.12% | 22.73% | 22.47% | 22.57% | 22.75% |
| Net Income | 68.05M▲ 0% | 82.41M▲ 21.1% | 91.96M▲ 11.6% | 81.44M▼ 11.4% | 118.53M▲ 45.6% | 120.51M▲ 1.7% | 124.93M▲ 3.7% | 132.62M▲ 6.2% | 158.27M▲ 19.3% | 160.71M▲ 0% |
| Net Margin % | 21.87% | 23.26% | 23.95% | 22.19% | 33.4% | 31.29% | 24.61% | 23.25% | 26.38% | 27.72% |
| Net Income Growth % | 17.76% | 21.11% | 11.58% | -11.44% | 45.55% | 1.67% | 3.67% | 6.16% | 19.34% | 14.23% |
| Net Income (Continuing) | 68.05M | 82.41M | 92.02M | 81.46M | 118.56M | 120.53M | 124.93M | 132.62M | 158.26M | 160.7M |
| EPS (Diluted) | 2.60▲ 0% | 3.16▲ 21.5% | 3.57▲ 13.0% | 3.17▼ 11.2% | 4.70▲ 48.3% | 4.84▲ 3.0% | 5.03▲ 3.9% | 5.36▲ 6.6% | 6.46▲ 20.5% | 6.62▲ 0% |
| EPS Growth % | 17.12% | 21.54% | 12.97% | -11.2% | 48.27% | 2.98% | 3.93% | 6.56% | 20.52% | 14.94% |
| EPS (Basic) | 2.60 | 3.16 | 3.57 | 3.17 | 4.70 | 4.84 | 5.03 | 5.36 | 6.46 | - |
| Diluted Shares Outstanding | 25.93M | 25.94M | 25.6M | 25.53M | 25.04M | 24.69M | 24.62M | 24.5M | 24.39M | 24.28M |
SRCE Balance Sheet
1st Source Corporation (SRCE) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 977.67M | 1.09B | 1.11B | 1.27B | 1.92B | 1.86B | 1.7B | 1.02B | 1.59B | 5.82B |
| Cash & Due from Banks | 73.64M | 94.91M | 67.22M | 74.19M | 54.42M | 84.7M | 77.47M | 76.84M | 69.25M | 67.67M |
| Short Term Investments | 904.03M | 990.13M | 1.04B | 1.2B | 1.86B | 1.78B | 1.62B | 944.69M | 1.52B | 1.53B |
| Total Investments | 5.38B | 5.76B | 6.06B | 6.59B | 7.12B | 7.68B | 8.02B | 8.26B | 1.52B | 1.53B |
| Investments Growth % | 7.77% | 7.23% | 5.18% | 8.62% | 8.13% | 7.78% | 4.48% | 3.02% | -81.57% | -161.31% |
| Long-Term Investments | 4.47B | 4.77B | 5.02B | 5.39B | 5.26B | 5.9B | 6.4B | 7.32B | 0 | 14.06B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 83.74M | 84M | 83.97M | 83.95M | 83.93M | 83.91M | 83.92M | 83.9M | 83.89M | 0 |
| Goodwill | 83.68M | 83.86M | 83.87M | 83.87M | 83.87M | 83.87M | 83.9M | 83.9M | 83.89M | 0 |
| Intangible Assets | 62K | 133K | 104K | 82K | 60K | 40K | 21K | 2K | 0 | 0 |
| PP&E (Net) | 194.19M | 186.58M | 163.9M | 114.41M | 95.47M | 76.47M | 66.53M | 64.94M | 65.28M | 57.97M |
| Other Assets | 4.4M | 4.17M | 16.15M | 168.86M | 470.77M | 38.09M | 479.97M | 444.27M | -6.96M | 0 |
| Total Current Assets | 1.13B | 1.24B | 1.34B | 1.56B | 2.19B | 2.24B | 1.7B | 1.02B | 1.59B | 1.6B |
| Total Non-Current Assets | 4.75B | 5.05B | 5.29B | 5.76B | 5.91B | 6.1B | 7.03B | 7.91B | 142.21M | 141.87M |
| Total Assets | 5.89B▲ 0% | 6.29B▲ 6.9% | 6.62B▲ 5.2% | 7.32B▲ 10.5% | 8.1B▲ 10.7% | 8.34B▲ 3.0% | 8.73B▲ 4.7% | 8.93B▲ 2.3% | 9.06B▲ 1.4% | 9.11B▲ 0% |
| Asset Growth % | 7.31% | 6.9% | 5.23% | 10.47% | 10.66% | 3% | 4.66% | 2.34% | 1.38% | 8.75% |
| Return on Assets (ROA) | 1.2% | 1.35% | 1.42% | 1.17% | 1.54% | 1.47% | 1.46% | 1.5% | 1.76% | 1.77% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 324.47M | 312.69M | 258.32M | 270.91M | 309.44M | 302.94M | 397.39M | 325.05M | 340.71M | 135.79M |
| Net Debt | 250.84M | 217.78M | 191.11M | 196.72M | 255.02M | 218.24M | 319.92M | 248.21M | 271.47M | 68.12M |
| Long-Term Debt | 109.88M | 113.34M | 112.43M | 120.27M | 109.42M | 87.41M | 85.03M | 75.85M | 102.09M | 0 |
| Short-Term Debt | 214.59M | 199.34M | 145.89M | 150.64M | 200.03M | 215.53M | 312.36M | 249.2M | 238.62M | 135.79M |
| Other Liabilities | 18.95M | 16.54M | 17.97M | 20.36M | 20.6M | 17.91M | 223.72M | 195.35M | 4.2B | 7.66B |
| Total Current Liabilities | 5.04B | 5.4B | 5.64B | 6.25B | 7B | 7.31B | 7.35B | 7.48B | 126.15M | 135.79M |
| Total Non-Current Liabilities | 128.82M | 129.89M | 130.4M | 140.63M | 130.01M | 105.32M | 308.75M | 271.2M | 4.31B | 7.66B |
| Total Liabilities | 5.17B | 5.53B | 5.77B | 6.39B | 7.13B | 7.42B | 7.66B | 7.75B | 7.74B | 7.79B |
| Total Equity | 718.54M▲ 0% | 763.59M▲ 6.3% | 848.64M▲ 11.1% | 930.67M▲ 9.7% | 969.46M▲ 4.2% | 923.77M▼ 4.7% | 1.07B▲ 15.6% | 1.18B▲ 10.6% | 1.32B▲ 11.6% | 1.32B▲ 0% |
| Equity Growth % | 6.82% | 6.27% | 11.14% | 9.67% | 4.17% | -4.71% | 15.64% | 10.6% | 11.56% | 42.46% |
| Equity / Assets (Capital Ratio) | 12.2% | 12.13% | 12.81% | 12.72% | 11.97% | 11.08% | 12.24% | 13.23% | 14.56% | 14.49% |
| Return on Equity (ROE) | 9.78% | 11.12% | 11.41% | 9.15% | 12.48% | 12.73% | 12.54% | 11.79% | 12.66% | 12.39% |
| Book Value per Share | 27.71 | 29.44 | 33.15 | 36.46 | 38.72 | 37.42 | 43.40 | 48.23 | 54.04 | 54.41 |
| Tangible BV per Share | 24.48 | 26.20 | 29.87 | 33.17 | 35.37 | 34.02 | 39.99 | 44.81 | 50.60 | 54.41 |
| Common Stock | 436.54M | 436.54M | 436.54M | 436.54M | 436.54M | 436.54M | 436.54M | 436.54M | 436.54M | -164.71M |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | 339.96M | 398.98M | 463.27M | 514.18M | 603.79M | 694.86M | 789.84M | 890.94M | 1.02B | 1.05B |
| Accumulated OCI | -3.33M | -10.68M | 5.17M | 18.37M | -9.86M | -147.69M | -106.32M | -87.23M | -34.78M | -40.9M |
| Treasury Stock | -54.63M | -62.76M | -76.7M | -82.24M | -114.21M | -119.64M | -130.49M | -129.18M | -141.95M | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
SRCE Cash Flow Statement
1st Source Corporation (SRCE) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 139.7M | 159.69M | 164.61M | 154.49M | 166.76M | 175.53M | 187.94M | 193.85M | 223.12M | 223.12M |
| Operating CF Growth % | 42.46% | 14.31% | 3.08% | -6.14% | 7.94% | 5.26% | 7.07% | 3.15% | 15.1% | -70.37% |
| Net Income | 68.05M | 82.41M | 92.02M | 81.46M | 118.56M | 120.53M | 124.93M | 132.62M | 158.26M | 160.71M |
| Depreciation & Amortization | 31.96M | 32.82M | 35.27M | 31.08M | 24M | 19.09M | 15.46M | 12.36M | 11.27M | 7.42M |
| Deferred Taxes | 2.77M | -550K | -5.73M | -24.16M | 15.4M | -9.46M | -9.46M | 2.43M | -5.4M | -7.26M |
| Other Non-Cash Items | 14.93M | 25.37M | 10.86M | 50.78M | 1.46M | 22.33M | 12.12M | 16.91M | 14.38M | 8.85M |
| Working Capital Changes | 19.02M | 16.09M | 29.43M | 12.04M | 3.14M | 19.45M | 39.99M | 23.88M | 38.42M | -24.76M |
| Cash from Investing | -484.64M | -457.95M | -333.92M | -582.66M | -598.56M | -784.87M | -358.29M | -276.61M | -154.22M | -261.56M |
| Purchase of Investments | -472.88M | -255.21M | -351.2M | -597.3M | -1.15B | -327.5M | -47.49M | -324.73M | -560.1M | -603.94M |
| Sale/Maturity of Investments | 406.18M | 154.11M | 317.3M | 453M | 435.81M | 232.12M | 247.66M | 432.03M | 638.51M | 593.11M |
| Net Investment Activity | -66.7M | -101.1M | -33.9M | -144.29M | -709.88M | -95.38M | 200.17M | 107.3M | 78.41M | -10.83M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1.7M |
| Other Investing | -366.5M | -332.69M | -289.49M | -435.52M | 114.21M | -687.11M | -552.47M | -371.53M | -222.55M | -245.8M |
| Cash from Financing | 314.67M | 319.3M | 153.6M | 587.85M | 713.94M | 206.95M | 177.22M | 77.91M | -73.87M | -52.92M |
| Dividends Paid | -20.43M | -25.69M | -29.02M | -29.76M | -31.34M | -32.1M | -33.07M | -35.4M | -38.43M | -39.4M |
| Share Repurchases | -41K | -9.27M | -15.09M | -6.42M | -33.14M | -6.84M | -12.47M | -178K | -13.87M | -13.41M |
| Stock Issued | 153K | 145K | 0 | 0 | 0 | 0 | 0 | 0 | 133K | 0 |
| Net Stock Activity | 112K | -9.13M | -15.09M | -6.42M | -33.14M | -6.84M | -12.47M | -178K | -13.74M | -13.41M |
| Debt Issuance (Net) | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | 1000K |
| Other Financing | 419.12M | 371.25M | 253.85M | 612.18M | 742.49M | 255.92M | 129.38M | 189.28M | -8.78M | -176.92M |
| Net Change in Cash | -30.27M▲ 0% | 21.05M▲ 169.5% | -15.71M▼ 174.7% | 159.68M▲ 1116.2% | 282.14M▲ 76.7% | -402.39M▼ 242.6% | 6.87M▲ 101.7% | -4.84M▼ 170.5% | -4.97M▼ 2.6% | -104.01M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 108.3M | 78.03M | 99.08M | 83.36M | 243.05M | 525.19M | 122.8M | 129.67M | 124.83M | 119.86M |
| Cash at End | 78.03M | 99.08M | 83.36M | 243.05M | 525.19M | 122.8M | 129.67M | 124.83M | 119.86M | 118.81M |
| Interest Paid | 25.53M | 40.41M | 54.04M | 47.13M | 20.25M | 26.23M | 114.74M | 176.23M | 0 | 0 |
| Income Taxes Paid | 10.57M | 8.27M | 5.58M | 13.46M | 15.36M | 23.26M | 17.8M | 11.28M | 0 | 0 |
| Free Cash Flow | 88.25M▲ 0% | 135.53M▲ 53.6% | 154.08M▲ 13.7% | 151.64M▼ 1.6% | 163.88M▲ 8.1% | 173.15M▲ 5.7% | 181.96M▲ 5.1% | 181.49M▼ 0.3% | 213.03M▲ 17.4% | 151.88M▲ 0% |
| FCF Growth % | 49.51% | 53.57% | 13.69% | -1.58% | 8.07% | 5.66% | 5.09% | -0.26% | 17.38% | -27.46% |
SRCE Banking Ratios
1st Source Corporation (SRCE) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.78% | 11.12% | 11.41% | 9.15% | 12.48% | 12.73% | 12.54% | 11.79% | 12.66% | 12.39% |
| Return on Assets (ROA) | 1.2% | 1.35% | 1.42% | 1.17% | 1.54% | 1.47% | 1.46% | 1.5% | 1.76% | 1.77% |
| Net Interest Margin | 3.15% | 3.4% | 3.38% | 3.09% | 2.92% | 3.16% | 3.19% | 3.37% | 3.84% | 2.93% |
| Efficiency Ratio | 55.93% | 52.62% | 49.22% | 51.06% | 52.23% | 47.96% | 39.75% | 35.7% | 36.14% | 28.85% |
| Equity / Assets | 12.2% | 12.13% | 12.81% | 12.72% | 11.97% | 11.08% | 12.24% | 13.23% | 14.56% | 14.49% |
| Book Value / Share | 27.71 | 29.44 | 33.15 | 36.46 | 38.72 | 37.42 | 43.4 | 48.23 | 54.04 | 54.41 |
| NII Growth | 9.41% | 15.23% | 4.66% | 0.87% | 4.79% | 11.34% | 5.76% | 7.96% | 15.74% | -13.75% |
| Dividend Payout | 30.02% | 31.17% | 31.56% | 36.55% | 26.44% | 26.64% | 26.47% | 26.69% | 24.28% | 18.24% |
SRCE SEC Filings & Documents
1st Source Corporation (SRCE) SEC filings — annual & quarterly reports (10-K, 10-Q)
SRCE Frequently Asked Questions
1st Source Corporation (SRCE) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
1st Source Corporation (SRCE) grew revenue by 5.2% over the past year. This is steady growth.
Yes, 1st Source Corporation (SRCE) is profitable, generating $160.7M in net income for fiscal year 2025 (26.4% net margin).
Dividend & Returns
Yes, 1st Source Corporation (SRCE) pays a dividend with a yield of 2.13%. This makes it attractive for income-focused investors.
1st Source Corporation (SRCE) has a return on equity (ROE) of 12.7%. This is reasonable for most industries.
Industry Metrics
1st Source Corporation (SRCE) has a net interest margin (NIM) of 3.8%. This indicates healthy earnings from lending activities.
1st Source Corporation (SRCE) has an efficiency ratio of 36.1%. This is excellent, indicating strong cost control.
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