8-K Announcements
6Apr 21, 2026·SEC
Apr 16, 2026·SEC
Apr 2, 2026·SEC
WesBanco, Inc. (WSBC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
WesBanco, Inc. (WSBC) stock price & volume — 10-year historical chart
WesBanco, Inc. (WSBC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
WesBanco, Inc. (WSBC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $0.91vs $0.86+5.8% | $257Mvs $265M-2.8% |
| Q1 2026 | Jan 27, 2026 | $0.84vs $0.84+0.0% | $266Mvs $266M+0.0% |
| Q4 2025 | Oct 22, 2025 | $0.94vs $0.88+6.6% | $260Mvs $264M-1.6% |
| Q3 2025 | Jul 29, 2025 | $0.91vs $0.87+4.6% | $259Mvs $264M-1.6% |
WesBanco, Inc. (WSBC) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
WesBanco, Inc. (WSBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
WesBanco, Inc. (WSBC) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 290.3M | 347.24M | 399.9M | 479.48M | 457.93M | 474.31M | 481.34M | 478.21M | 814.3M |
| NII Growth % | 14.59% | 19.61% | 15.17% | 19.9% | -4.49% | 3.58% | 1.48% | -0.65% | 70.28% |
| Net Interest Margin % | 2.96% | 2.79% | 2.54% | 2.92% | 2.71% | 2.8% | 2.72% | 2.56% | 2.94% |
| Interest Income | 332.42M | 414.96M | 484.25M | 541.28M | 484.97M | 513.66M | 711.52M | 825.64M | 1.27B |
| Interest Expense | 42.13M | 67.72M | 84.35M | 61.8M | 27.03M | 39.34M | 230.18M | 347.43M | 457.64M |
| Loan Loss Provision | 9.99M | 7.76M | 11.2M | 107.74M | -64.27M | -1.66M | 17.73M | 19.21M | 74.18M |
| Non-Interest Income | 84.33M | 94.56M | 109.78M | 119.82M | 124.55M | 111.49M | 113.36M | 121.96M | 162.85M |
| Non-Interest Income % | 20.23% | 18.56% | 18.48% | 18.12% | 20.43% | 17.83% | 13.74% | 12.87% | 11.35% |
| Total Revenue | 416.75M▲ 0% | 509.51M▲ 22.3% | 594.04M▲ 16.6% | 661.1M▲ 11.3% | 609.51M▼ 7.8% | 625.14M▲ 2.6% | 824.87M▲ 31.9% | 947.61M▲ 14.9% | 1.43B▲ 51.4% |
| Revenue Growth % | 14.71% | 22.26% | 16.59% | 11.29% | -7.8% | 2.56% | 31.95% | 14.88% | 51.41% |
| Non-Interest Expense | 216.35M | 259.51M | 305.28M | 346.48M | 344.9M | 351.06M | 382.91M | 395.85M | 620.67M |
| Efficiency Ratio | 51.91% | 50.93% | 51.39% | 52.41% | 56.59% | 56.16% | 46.42% | 41.77% | 43.26% |
| Operating Income | 148.29M▲ 0% | 174.52M▲ 17.7% | 193.21M▲ 10.7% | 145.08M▼ 24.9% | 301.85M▲ 108.1% | 236.4M▼ 21.7% | 194.05M▼ 17.9% | 185.11M▼ 4.6% | 282.3M▲ 52.5% |
| Operating Margin % | 35.58% | 34.25% | 32.53% | 21.95% | 49.52% | 37.82% | 23.52% | 19.53% | 19.68% |
| Operating Income Growth % | 26.02% | 17.69% | 10.71% | -24.91% | 108.06% | -21.68% | -17.92% | -4.6% | 52.5% |
| Pretax Income | 148.29M▲ 0% | 174.52M▲ 17.7% | 193.21M▲ 10.7% | 145.08M▼ 24.9% | 301.85M▲ 108.1% | 236.4M▼ 21.7% | 194.05M▼ 17.9% | 185.11M▼ 4.6% | 279.24M▲ 50.8% |
| Pretax Margin % | 35.58% | 34.25% | 32.53% | 21.95% | 49.52% | 37.82% | 23.52% | 19.53% | 19.46% |
| Income Tax | 53.81M | 31.41M | 34.34M | 23.04M | 59.59M | 44.29M | 35.02M | 33.6M | 56.13M |
| Effective Tax Rate % | 36.29% | 18% | 17.77% | 15.88% | 19.74% | 18.73% | 18.05% | 18.15% | 20.1% |
| Net Income | 94.48M▲ 0% | 143.11M▲ 51.5% | 158.87M▲ 11.0% | 122.04M▼ 23.2% | 242.26M▲ 98.5% | 192.11M▼ 20.7% | 159.03M▼ 17.2% | 151.51M▼ 4.7% | 223.11M▲ 47.3% |
| Net Margin % | 22.67% | 28.09% | 26.74% | 18.46% | 39.75% | 30.73% | 19.28% | 15.99% | 15.55% |
| Net Income Growth % | 9.06% | 51.47% | 11.01% | -23.18% | 98.5% | -20.7% | -17.22% | -4.73% | 47.26% |
| Net Income (Continuing) | 94.48M | 143.11M | 158.87M | 122.04M | 242.26M | 192.11M | 159.03M | 151.51M | 223.11M |
| EPS (Diluted) | 2.14▲ 0% | 2.92▲ 36.4% | 2.83▼ 3.1% | 1.77▼ 37.5% | 3.53▲ 99.4% | 3.02▼ 14.4% | 2.51▼ 16.9% | 2.26▼ 10.0% | 2.26▲ 0.0% |
| EPS Growth % | -0.93% | 36.45% | -3.08% | -37.46% | 99.44% | -14.45% | -16.89% | -9.96% | 0% |
| EPS (Basic) | 2.15 | 2.93 | 2.83 | 1.78 | 3.54 | 3.03 | 2.51 | 2.26 | 2.26 |
| Diluted Shares Outstanding | 44.08M | 49.02M | 56.21M | 67.31M | 65.67M | 60.22M | 59.43M | 62.65M | 89.72M |
WesBanco, Inc. (WSBC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 1.39B | 2.28B | 2.63B | 2.88B | 4.26B | 2.94B | 2.79B | 780.73M | 204.86M |
| Cash & Due from Banks | 117.57M | 169.19M | 234.8M | 905.45M | 1.25B | 408.41M | 595.38M | 568.14M | 204.86M |
| Short Term Investments | 1.27B | 2.11B | 2.39B | 1.98B | 3.01B | 2.53B | 2.19B | 212.59M | 0 |
| Total Investments | 8.59B | 10.75B | 13.52B | 13.49B | 13.67B | 14.38B | 14.93B | 15.95B | 24.42B |
| Investments Growth % | 0.65% | 25.19% | 25.72% | -0.17% | 1.3% | 5.22% | 3.81% | 6.82% | 53.15% |
| Long-Term Investments | 7.33B | 8.64B | 11.12B | 11.52B | 10.66B | 11.85B | 12.74B | 15.74B | 24.42B |
| Accounts Receivables | 29.73M | 38.85M | 43.65M | 66.79M | 60.84M | 68.52M | 77.44M | 78.32M | 0 |
| Goodwill & Intangibles | 589.26M | 918.85M | 1.15B | 1.16B | 1.15B | 1.14B | 1.13B | 1.12B | 1.72B |
| Goodwill | 573.95M | 861.88M | 1.07B | 1.1B | 1.1B | 1.1B | 1.1B | 1.1B | 1.58B |
| Intangible Assets | 15.32M | 56.97M | 80.43M | 66.33M | 54.87M | 44.59M | 35.51M | 27.25M | 141.1M |
| PP&E (Net) | 130.72M | 166.93M | 261.01M | 249.42M | 229.02M | 220.89M | 233.57M | 219.08M | 263.24M |
| Other Assets | 361.05M | 413.43M | 515.28M | 547.01M | 565.66M | 710.48M | 743.59M | 746.13M | 1.1B |
| Total Current Assets | 1.41B | 2.32B | 2.67B | 2.95B | 4.33B | 3.01B | 2.87B | 859.05M | 311.51M |
| Total Non-Current Assets | 8.41B | 10.14B | 13.05B | 13.48B | 12.6B | 13.93B | 14.85B | 17.83B | 27.38B |
| Total Assets | 9.82B▲ 0% | 12.46B▲ 26.9% | 15.72B▲ 26.2% | 16.43B▲ 4.5% | 16.93B▲ 3.1% | 16.93B▲ 0.0% | 17.71B▲ 4.6% | 18.68B▲ 5.5% | 27.7B▲ 48.2% |
| Asset Growth % | 0.26% | 26.92% | 26.18% | 4.49% | 3.05% | 0.03% | 4.61% | 5.49% | 48.23% |
| Return on Assets (ROA) | 0.96% | 1.29% | 1.13% | 0.76% | 1.45% | 1.13% | 0.92% | 0.83% | 0.96% |
| Accounts Payable | 3.18M | 4.63M | 8.08M | 4.31M | 1.9M | 4.59M | 11.12M | 14.23M | 0 |
| Total Debt | 1.3B | 1.83B | 1.9B | 983.24M | 458.67M | 1.12B | 1.73B | 1.47B | 1.66B |
| Net Debt | 1.18B | 1.66B | 1.66B | 77.8M | -792.68M | 713.06M | 1.14B | 903.24M | 1.46B |
| Long-Term Debt | 1.11B | 1.24B | 1.62B | 741.29M | 316.78M | 986.4M | 1.63B | 1.28B | 358.53M |
| Short-Term Debt | 184.81M | 581.04M | 282.36M | 241.95M | 141.89M | 135.07M | 105.89M | 192.07M | 1.27B |
| Other Liabilities | 76.76M | -181.51M | 216.26M | 251.94M | 207.52M | 248.09M | 264.52M | 274.69M | 22B |
| Total Current Liabilities | 7.23B | 9.42B | 11.29B | 12.68B | 13.71B | 13.27B | 13.29B | 14.34B | 1.27B |
| Total Non-Current Liabilities | 1.19B | 1.06B | 1.83B | 993.24M | 524.3M | 1.23B | 1.89B | 1.55B | 22.4B |
| Total Liabilities | 8.42B | 10.48B | 13.13B | 13.67B | 14.23B | 14.51B | 15.18B | 15.89B | 23.66B |
| Total Equity | 1.4B▲ 0% | 1.98B▲ 41.8% | 2.59B▲ 31.1% | 2.76B▲ 6.3% | 2.69B▼ 2.3% | 2.43B▼ 9.9% | 2.53B▲ 4.4% | 2.79B▲ 10.2% | 4.03B▲ 44.5% |
| Equity Growth % | 4.02% | 41.82% | 31.08% | 6.28% | -2.31% | -9.9% | 4.38% | 10.15% | 44.5% |
| Equity / Assets (Capital Ratio) | 14.21% | 15.88% | 16.5% | 16.78% | 15.91% | 14.33% | 14.3% | 14.93% | 14.56% |
| Return on Equity (ROE) | 6.9% | 8.48% | 6.95% | 4.56% | 8.89% | 7.5% | 6.41% | 5.69% | 6.54% |
| Book Value per Share | 31.66 | 40.37 | 46.14 | 40.96 | 41.01 | 40.30 | 42.62 | 44.53 | 44.94 |
| Tangible BV per Share | 18.29 | 21.62 | 25.70 | 23.68 | 23.47 | 21.35 | 23.57 | 26.59 | 25.73 |
| Common Stock | 91.76M | 113.76M | 141.83M | 141.83M | 141.83M | 141.83M | 141.83M | 156.99M | 200.14M |
| Additional Paid-in Capital | 684.73M | 1.17B | 1.64B | 1.63B | 1.64B | 1.64B | 1.64B | 1.81B | 2.49B |
| Retained Earnings | 645.78M | 737.58M | 824.69M | 831.69M | 977.76M | 1.08B | 1.14B | 1.19B | 1.25B |
| Accumulated OCI | -32.52M | -38.94M | -103K | 29.86M | -6.8M | -264.24M | -228.71M | -220.71M | -135.62M |
| Treasury Stock | 0 | -274K | -9.46M | -25.95M | -199.76M | -308.96M | -303M | -292.24M | 0 |
| Preferred Stock | 0 | 0 | 0 | 144.48M | 144.48M | 144.48M | 144.48M | 144.48M | 224.19M |
WesBanco, Inc. (WSBC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 142.08M | 191.89M | 163.36M | 59.61M | 336.3M | 204.14M | 169.32M | 211M | 290.41M |
| Operating CF Growth % | 15.44% | 35.06% | -14.87% | -63.51% | 464.2% | -39.3% | -17.06% | 24.61% | 37.64% |
| Net Income | 94.48M | 143.11M | 158.87M | 122.04M | 242.26M | 192.11M | 159.03M | 151.51M | 223.1M |
| Depreciation & Amortization | 10.44M | 10.45M | 11.57M | 14.13M | 13.39M | 13.04M | 14.44M | 15.29M | 20.18M |
| Deferred Taxes | 27.11M | 7.16M | 8.47M | -10.52M | 18.69M | 4.49M | -3.68M | -3.23M | 0 |
| Other Non-Cash Items | 4.67M | 15.38M | -23.05M | -50.25M | 39.01M | 17.82M | 19.65M | 23.89M | 48.46M |
| Working Capital Changes | 2.42M | 11.42M | 2.19M | -21.45M | 16.47M | -29.57M | -28.44M | 16.02M | -10.08M |
| Cash from Investing | -77.38M | -51.86M | 103.79M | 57.79M | -328.5M | -1.07B | -535.22M | -1.03B | -71.01M |
| Purchase of Investments | -318.79M | -931.63M | -615.25M | -668.63M | -2.34B | -803.44M | -4.5M | -383.38M | -1.37B |
| Sale/Maturity of Investments | 337.32M | 430.52M | 731.86M | 1.23B | 948.47M | 692.74M | 418.89M | 385.26M | 0 |
| Net Investment Activity | 18.54M | -501.11M | 116.61M | 560.78M | -1.39B | -110.7M | 414.39M | 1.89M | -1.37B |
| Acquisitions | 0 | 278.65M | 60.02M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -89.88M | 175.27M | -60.65M | -495.44M | 1.07B | -949.47M | -927.11M | -1.02B | 1.3B |
| Cash from Financing | -75.3M | -88.42M | -201.54M | 553.25M | 338.11M | 21.07M | 552.87M | 791.9M | 168.57M |
| Dividends Paid | -44.86M | -53.58M | -66.57M | -87.9M | -96.61M | -91.45M | -92.42M | -97.54M | -140.27M |
| Share Repurchases | 0 | -426K | -10.21M | -24.54M | -179.88M | -116.05M | -3.51M | 0 | -151.09M |
| Stock Issued | 1.04M | 1.58M | 72K | 59K | 0 | 0 | 0 | 191.04M | 540K |
| Net Stock Activity | 1.04M | 1.15M | -10.14M | -24.48M | -179.88M | -116.05M | -3.51M | 191.04M | -150.55M |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | -1000K | -1000K |
| Other Financing | -28.74M | -154.88M | -192.27M | 1.43B | 1.14B | -432.77M | 38.61M | 965.17M | 821.38M |
| Net Change in Cash | -10.6M▲ 0% | 51.61M▲ 587.0% | 65.61M▲ 27.1% | 670.65M▲ 922.2% | 345.91M▼ 48.4% | -842.95M▼ 343.7% | 186.97M▲ 122.2% | -27.25M▼ 114.6% | 387.97M▲ 1524.0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 128.17M | 117.57M | 169.19M | 234.8M | 905.45M | 1.25B | 408.41M | 595.38M | 568.14M |
| Cash at End | 117.57M | 169.19M | 234.8M | 905.45M | 1.25B | 408.41M | 595.38M | 568.14M | 956.11M |
| Interest Paid | 42.53M | 68.62M | 87.14M | 75.08M | 32.57M | 37.74M | 223.92M | 344.25M | 462.83M |
| Income Taxes Paid | 22.88M | 18.7M | 31.38M | 36.98M | 35.73M | 24.9M | 35.59M | 26.84M | 31.74M |
| Free Cash Flow | 136.04M▲ 0% | 187.22M▲ 37.6% | 151.16M▼ 19.3% | 52.05M▼ 65.6% | 327.76M▲ 529.6% | 196.15M▼ 40.2% | 146.82M▼ 25.2% | 200.67M▲ 36.7% | 279.99M▲ 39.5% |
| FCF Growth % | 11.85% | 37.62% | -19.26% | -65.56% | 529.65% | -40.15% | -25.15% | 36.68% | 39.52% |
WesBanco, Inc. (WSBC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.03% | 6.9% | 8.48% | 6.95% | 4.56% | 8.89% | 7.5% | 6.41% | 5.69% | 6.54% |
| Return on Assets (ROA) | 0.95% | 0.96% | 1.29% | 1.13% | 0.76% | 1.45% | 1.13% | 0.92% | 0.83% | 0.96% |
| Net Interest Margin | 2.59% | 2.96% | 2.79% | 2.54% | 2.92% | 2.71% | 2.8% | 2.72% | 2.56% | 2.94% |
| Efficiency Ratio | 56.26% | 51.91% | 50.93% | 51.39% | 52.41% | 56.59% | 56.16% | 46.42% | 41.77% | 43.26% |
| Equity / Assets | 13.7% | 14.21% | 15.88% | 16.5% | 16.78% | 15.91% | 14.33% | 14.3% | 14.93% | 14.56% |
| Book Value / Share | 33.43 | 31.66 | 40.37 | 46.14 | 40.96 | 41.01 | 40.3 | 42.62 | 44.53 | 44.94 |
| NII Growth | 6.9% | 14.59% | 19.61% | 15.17% | 19.9% | -4.49% | 3.58% | 1.48% | -0.65% | 70.28% |
| Dividend Payout | 43.64% | 47.48% | 37.44% | 41.9% | 69.85% | 35.7% | 42.33% | 51.74% | 57.7% | 56.14% |
WesBanco, Inc. (WSBC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 21, 2026·SEC
Apr 16, 2026·SEC
Apr 2, 2026·SEC
WesBanco, Inc. (WSBC) stock FAQ — growth, dividends, profitability & financials explained
WesBanco, Inc. (WSBC) grew revenue by 51.4% over the past year. This is strong growth.
Yes, WesBanco, Inc. (WSBC) is profitable, generating $223.1M in net income for fiscal year 2025 (15.5% net margin).
Yes, WesBanco, Inc. (WSBC) pays a dividend with a yield of 4.05%. This makes it attractive for income-focused investors.
WesBanco, Inc. (WSBC) has a return on equity (ROE) of 6.5%. This is below average, suggesting room for improvement.
WesBanco, Inc. (WSBC) has a net interest margin (NIM) of 2.9%. NIM has been under pressure due to interest rate environment.
WesBanco, Inc. (WSBC) has an efficiency ratio of 43.3%. This is excellent, indicating strong cost control.
WesBanco, Inc. (WSBC) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates