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AMP logoAmeriprise Financial, Inc.(AMP)Earnings, Financials & Key Ratios

AMP•NYSE•Banking & Credit
12.9× P/E·Price updated Jun 19, 2026
SectorFinancial ServicesIndustryAsset ManagementSub-IndustryWealth managers and broker platforms
AboutAmeriprise Financial, Inc., through its subsidiaries, provides various financial products and services to individual and institutional clients in the United States and internationally. It operates through four segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management and advice, and investment products to retail, high net worth, and institutional clients through unaffiliated third-party financial institutions and institutional sales force. This segment products also include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products to individual clients, as well as life and DI insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is headquartered in Minneapolis, Minnesota.Show more
  • Net Interest Income$3.25B-3.7%
  • Total Revenue$18.91B+5.2%
  • Net Income$3.56B+4.8%
  • Return on Equity60.51%-11.4%
  • Net Interest Margin1.7%-8.5%
  • Efficiency Ratio24.84%-1.7%
  • ROA1.91%+0.3%
  • Equity / Assets3.43%+19.0%
  • Book Value per Share68.01+33.9%

AMP Key Insights

Ameriprise Financial, Inc. (AMP) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Excellent 3Y average ROE of 62.9%
  • ✓Strong 5Y profit CAGR of 18.4%
  • ✓Efficient operations: 24.8% efficiency ratio
  • ✓21 consecutive years of dividend growth
  • ✓Share count reduced 6.4% through buybacks
  • ✓Diversified revenue: 81.1% from non-interest income

✗Weaknesses

  • ✗Weak NIM of 1.7%
  • ✗Thin capital base

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

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AMP Price & Volume

Ameriprise Financial, Inc. (AMP) stock price & volume — 10-year historical chart

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AMP Growth Metrics

Ameriprise Financial, Inc. (AMP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years4.63%
5 Years9.47%
3 Years9.68%
TTM-

Profit CAGR

10 Years8.6%
5 Years18.36%
3 Years4.2%
TTM4.76%

EPS CAGR

10 Years15.67%
5 Years24.41%
3 Years9.49%
TTM10.02%

Return on Capital

10 Years2%
5 Years2.39%
3 Years2.45%
Last Year2.62%

AMP Recent Earnings

Ameriprise Financial, Inc. (AMP) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 9/12 qtrs (75%)
Q2 2026Latest
Apr 23, 2026
Metric
Actual
Est
EPS
$11.26+10.3%
$10.21
Rev
$4.9B+3.6%
$4.7B
Q1 2026
Jan 29, 2026
Metric
Actual
Est
EPS
$10.83+4.7%
$10.34
Rev
$5.0B+3.9%
$4.8B
Q4 2025
Oct 30, 2025
Metric
Actual
Est
EPS
$9.92+1.5%
$9.77
Rev
$4.9B+6.0%
$4.6B
Q3 2025
Jul 24, 2025
Metric
Actual
Est
EPS
$9.11+1.2%
$9.00
Rev
$4.4B+0.8%
$4.3B
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestApr 23, 2026
$11.26vs $10.21+10.3%
$4.9Bvs $4.7B+3.6%
Q1 2026Jan 29, 2026
$10.83vs $10.34+4.7%
$5.0Bvs $4.8B+3.9%
Q4 2025Oct 30, 2025
$9.92vs $9.77+1.5%
$4.9Bvs $4.6B+6.0%
Q3 2025Jul 24, 2025
$9.11vs $9.00+1.2%
$4.4Bvs $4.3B+0.8%
Based on last 12 quarters of dataView full earnings history →

AMP Peer Comparison

Ameriprise Financial, Inc. (AMP) competitors in Wealth managers and broker platforms — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
Institutional Holdings
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
LNC logoLNCLincoln National CorporationDirect Competitor7.11B37.176.361.24%9.14%16.79%0.59
PFG logoPFGPrincipal Financial Group, Inc.Direct Competitor23.74B109.5720.87-3.11%7.58%9.89%0.34
EQH logoEQHEquitable Holdings, Inc.Direct Competitor12.75B45.29-9.38-6.21%-12.55%-49.32%3.67
PRU logoPRUPrudential Financial, Inc.Direct Competitor37.05B106.5310.42-14.01%5.62%10.26%0.65
MET logoMETMetLife, Inc.Direct Competitor55.8B85.5817.8310.22%4.7%12.72%0.70
MS logoMSMorgan StanleyProduct Competitor355.51B223.1721.8811.48%14.66%15.3%4.22
RJF logoRJFRaymond James Financial, Inc.Product Competitor30.72B155.8615.137.94%13.13%16.36%0.36
SF logoSFStifel Financial Corp.Product Competitor11.38B73.5412.516.94%10.86%11.96%0.36

Compare AMP vs Peers

Ameriprise Financial, Inc. (AMP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs LNC

Most directly comparable listed peer for AMP.

Scale Benchmark

vs BAC

Larger-name benchmark to compare AMP against a more recognizable public peer.

Peer Set

Compare Top 5

vs LNC, PFG, EQH, PRU

AMP Income Statement

Ameriprise Financial, Inc. (AMP) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Net Interest Income
1.4B1.38B1.41B1.19B1.51B1.28B2.89B3.37B3.25B
NII Growth %
3.24%-1.78%1.96%-15.16%26.68%-15.36%125.9%16.87%-3.7%
Net Interest Margin %
0.95%1%0.93%0.72%0.86%0.8%1.65%1.86%1.7%
Interest Income
1.63B1.64B1.62B1.35B1.7B1.48B3.21B3.7B3.58B
Interest Expense
225M258M216M163M192M198M324M330M326M
Loan Loss Provision
6.2B6.43B6.42B6.11B5.52B6.45B7.45B8.5B9.06B
Non-Interest Income
10.67B11.34B11.43B10.67B11.84B12.86B12.91B14.28B15.34B
Non-Interest Income %
86.76%87.39%87.58%88.73%87.43%89.7%80.08%79.4%81.1%
Total Revenue
12.3B▲ 0%
12.98B▲ 5.5%
13.05B▲ 0.5%
12.03B▼ 7.8%
13.54B▲ 12.6%
14.33B▲ 5.9%
16.12B▲ 12.5%
17.98B▲ 11.6%
18.91B▲ 5.2%
Revenue Growth %
4.44%5.53%0.55%-7.82%12.57%5.86%12.47%11.55%5.17%
Non-Interest Expense
3.33B3.49B4.05B3.69B4.22B3.56B4.78B4.54B4.7B
Efficiency Ratio
27.1%26.87%31.08%30.71%31.14%24.82%29.68%25.26%24.84%
Operating Income
2.54B▲ 0%
2.8B▲ 10.2%
2.35B▼ 15.9%
2.06B▼ 12.5%
3.61B▲ 75.4%
4.13B▲ 14.3%
3.56B▼ 13.8%
4.61B▲ 29.5%
4.83B▲ 4.8%
Operating Margin %
20.65%21.57%18.05%17.13%26.68%28.81%22.07%25.62%25.54%
Operating Income Growth %
33.83%10.24%-15.89%-12.53%75.39%14.28%-13.83%29.48%4.84%
Pretax Income
2.21B▲ 0%
2.48B▲ 12.2%
2.23B▼ 10.1%
1.83B▼ 18.0%
3.35B▲ 83.0%
3.93B▲ 17.3%
3.23B▼ 17.7%
4.27B▲ 31.9%
4.5B▲ 5.6%
Pretax Margin %
18%19.14%17.1%15.22%24.74%27.43%20.06%23.73%23.82%
Income Tax
734M386M339M297M590M782M678M866M941M
Effective Tax Rate %
33.15%15.54%15.19%16.22%17.61%19.89%20.96%20.3%20.89%
Net Income
1.48B▲ 0%
2.1B▲ 41.8%
1.89B▼ 9.8%
1.53B▼ 19.0%
2.76B▲ 79.9%
3.15B▲ 14.1%
2.56B▼ 18.8%
3.4B▲ 33.1%
3.56B▲ 4.8%
Net Margin %
12.03%16.17%14.51%12.75%20.38%21.97%15.86%18.91%18.84%
Net Income Growth %
12.63%41.76%-9.77%-18.96%79.92%14.09%-18.83%33.06%4.76%
Net Income (Continuing)
1.48B2.1B1.89B1.53B2.76B3.15B2.56B3.4B3.56B
EPS (Diluted)
9.44▲ 0%
14.20▲ 50.4%
13.92▼ 2.0%
12.20▼ 12.4%
28.48▲ 133.4%
27.70▼ 2.7%
23.71▼ 14.4%
33.05▲ 39.4%
36.36▲ 10.0%
EPS Growth %
20.87%50.42%-1.97%-12.36%133.44%-2.74%-14.4%39.39%10.02%
EPS (Basic)
9.6014.4114.1212.3929.1328.2924.1833.6736.90
Diluted Shares Outstanding
156.7M147.7M136M125.7M120M113.7M107.8M102.9M96.3M

AMP Balance Sheet

Ameriprise Financial, Inc. (AMP) balance sheet — assets, liabilities & shareholders' equity

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash & Short Term Investments
33.55B34.16B36.96B43.13B39.3B47.91B59.13B60.67B10.1B
Cash & Due from Banks
2.62B3.1B3.83B6.84B7.25B7.1B7.56B8.52B10.1B
Short Term Investments
30.93B31.06B33.13B36.28B32.05B40.81B51.56B52.15B0
Total Investments
00004.97B5.15B5.08B5.67B0
Investments Growth %
-----3.64%-1.28%11.53%-100%
Long-Term Investments
-30.93B-31.06B-33.13B-36.28B-27.08B-35.66B-46.48B-46.48B0
Accounts Receivables
5.76B6.17B7.2B7.82B16.2B15.6B15.08B14.47B0
Goodwill & Intangibles
00000002.57B2.63B
Goodwill
00000001.4B2.63B
Intangible Assets
00000001.17B0
PP&E (Net)
000000000
Other Assets
139.07B127.93B140.79B151.2B147.47B130.99B147.44B150.14B163.23B
Total Current Assets
39.33B40.34B44.17B50.96B55.52B63.52B74.23B75.18B25.05B
Total Non-Current Assets
108.15B96.88B107.66B114.92B120.39B95.33B100.96B106.22B165.85B
Total Assets
147.47B▲ 0%
137.22B▼ 7.0%
151.83B▲ 10.6%
165.88B▲ 9.3%
175.91B▲ 6.0%
158.85B▼ 9.7%
175.19B▲ 10.3%
181.4B▲ 3.5%
190.9B▲ 5.2%
Asset Growth %
5.47%-6.95%10.65%9.26%6.04%-9.7%10.29%3.55%5.24%
Return on Assets (ROA)
1.03%1.47%1.31%0.97%1.62%1.88%1.53%1.91%1.91%
Accounts Payable
00000002.7B0
Total Debt
5.3B4.81B4.93B4.94B5.2B5.38B5.75B5.47B5.86B
Net Debt
2.68B1.71B1.1B-1.9B-2.05B-1.71B-1.81B-3.05B-4.24B
Long-Term Debt
5.06B4.58B4.67B4.7B4.96B3.85B4.98B4.76B5.66B
Short-Term Debt
200M201M201M200M200M1.5B751M701M200M
Other Liabilities
125.89B115.27B126.74B137.43B144.55B149.66B164.71B170.7B-5.66B
Total Current Liabilities
200M201M201M200M200M1.5B751M701M3.18B
Total Non-Current Liabilities
141.28B131.43B145.9B159.82B169.77B153.55B169.71B175.47B0
Total Liabilities
141.49B131.63B146.1B160.02B169.97B155.05B170.46B176.18B184.35B
Total Equity
6B▲ 0%
5.59B▼ 6.8%
5.73B▲ 2.5%
5.87B▲ 2.4%
5.94B▲ 1.3%
3.8B▼ 36.0%
4.73B▲ 24.3%
5.23B▲ 10.6%
6.55B▲ 25.3%
Equity Growth %
-4.72%-6.79%2.52%2.41%1.26%-35.99%24.35%10.55%25.27%
Equity / Assets (Capital Ratio)
4.07%4.07%3.77%3.54%3.38%2.39%2.7%2.88%3.43%
Return on Equity (ROE)
24.09%36.23%33.45%26.46%46.75%64.63%59.92%68.31%60.51%
Book Value per Share
38.2637.8342.1346.6749.5133.4543.8750.8168.01
Tangible BV per Share
38.2637.8342.1346.6749.5133.4543.8725.8140.75
Common Stock
3M3M3M3M3M3M3M3M3M
Additional Paid-in Capital
8.09B8.26B8.46B8.82B9.22B9.52B9.82B10.14B10.38B
Retained Earnings
11.33B12.91B14.28B15.29B17.52B19.92B21.91B24.71B27.66B
Accumulated OCI
229M-291M262M629M259M-2.55B-1.77B-1.91B-892M
Treasury Stock
-13.65B-15.29B-17.28B-18.88B-21.07B-23.09B-25.24B-27.72B-30.6B
Preferred Stock
000000000

AMP Cash Flow Statement

Ameriprise Financial, Inc. (AMP) cash flow — operating, investing & free cash flow history

MetricDec'17Dec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash from Operations
1.7B2.6B2.34B4.62B3.33B4.41B4.68B6.59B2.89B
Operating CF Growth %
-13.7%52.67%-9.86%97.48%-28.08%32.54%6.31%40.77%-56.13%
Net Income
1.48B2.1B1.89B1.53B2.76B2.56B2.56B3.4B2.56B
Depreciation & Amortization
234M198M183M207M98M-40M-154M-159M-93M
Deferred Taxes
156M25M-308M-321M-87M-4M18M125M157M
Other Non-Cash Items
65M-5M-213M65M-568M166M-23M23M67M
Working Capital Changes
-355M137M651M2.99B970M1.56B2.04B3.01B0
Cash from Investing
-199M-587M-3.23B-2.89B-4.38B-13.58B-9.26B-551M-650M
Purchase of Investments
-5.91B-9.13B-12.51B-14.15B-15.37B-22.75B-19.87B-18.75B-10M
Sale/Maturity of Investments
5.68B8.03B8.89B11.59B12.34B9.23B10.15B18.17B0
Net Investment Activity
-226M-1.1B-3.62B-2.55B-3.03B-13.53B-9.72B-582M-10M
Acquisitions
81M675M974M-351M-1.13B-312M0-8M0
Other Investing
108M4M-448M158M-97M436M639M215M-640M
Cash from Financing
-1.78B-1.26B1.21B952M1.72B8.43B4.41B-5.17B-2.08B
Dividends Paid
-491M-506M-504M-497M-511M-534M-550M-574M-3.02B
Share Repurchases
-1.49B-1.63B-1.94B-1.44B-2.03B-1.98B-2.13B-2.45B-2.13B
Stock Issued
000000000
Net Stock Activity
-1.49B-1.63B-1.94B-1.44B-2.03B-1.98B-2.13B-2.45B-2.13B
Debt Issuance (Net)
-1000K-1000K1000K1000K1000K1000K1000K-1000K0
Other Financing
320M1.48B3.56B2.85B3.65B10.62B6.79B-1.85B3.07B
Net Change in Cash
-248M▲ 0%
739M▲ 398.0%
330M▼ 55.3%
2.69B▲ 715.2%
666M▼ 75.2%
-814M▼ 222.2%
-135M▲ 83.4%
869M▲ 743.7%
158M▼ 81.8%
Exchange Rate Effect
35M-8M9M9M-2M-68M31M-10M0
Cash at Beginning
5.39B5.14B5.88B6.21B8.9B9.57B8.76B8.62B361M
Cash at End
5.14B5.88B6.21B8.9B9.57B8.76B8.62B9.49B519M
Interest Paid
269M341M356M223M203M227M859M1.01B0
Income Taxes Paid
418M538M609M236M986M500M1.04B496M0
Free Cash Flow
1.54B▲ 0%
2.44B▲ 58.2%
2.2B▼ 9.7%
4.48B▲ 103.6%
3.21B▼ 28.4%
4.22B▲ 31.8%
4.5B▲ 6.5%
6.42B▲ 42.6%
2.89B▼ 54.9%
FCF Growth %
-18.09%58.22%-9.73%103.64%-28.4%31.83%6.53%42.61%-54.93%

AMP Banking Ratios

Ameriprise Financial, Inc. (AMP) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric2016201720182019202020212022202320242025
Return on Equity (ROE)
17.91%24.09%36.23%33.45%26.46%46.75%64.63%59.92%68.31%60.51%
Return on Assets (ROA)
0.92%1.03%1.47%1.31%0.97%1.62%1.88%1.53%1.91%1.91%
Net Interest Margin
0.97%0.95%1%0.93%0.72%0.86%0.8%1.65%1.86%1.7%
Efficiency Ratio
29.2%27.1%26.87%31.08%30.71%31.14%24.82%29.68%25.26%24.84%
Equity / Assets
4.5%4.07%4.07%3.77%3.54%3.38%2.39%2.7%2.88%3.43%
Book Value / Share
37.4138.2637.8342.1346.6749.5133.4543.8750.8168.01
NII Growth
21.77%3.24%-1.78%1.96%-15.16%26.68%-15.36%125.9%16.87%-3.7%
Dividend Payout
36.45%33.18%24.12%26.62%32.4%18.51%16.96%21.52%16.88%84.9%
Related:AMP Dividend History·AMP Revenue History·AMP Price History·AMP P/E History·AMP Financial Ratios·AMP Institutional Holders

AMP SEC Filings & Documents

Ameriprise Financial, Inc. (AMP) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Apr 23, 2026·SEC

Material company update

Feb 12, 2026·SEC

Material company update

Jan 29, 2026·SEC

10-K Annual Reports

2
FY 2026

Feb 19, 2026·SEC

FY 2025

Feb 20, 2025·SEC

10-Q Quarterly Reports

3
FY 2025

Oct 31, 2025·SEC

FY 2025

Aug 5, 2025·SEC

FY 2025

May 2, 2025·SEC

AMP Frequently Asked Questions

Ameriprise Financial, Inc. (AMP) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Ameriprise Financial, Inc. (AMP) grew revenue by 5.2% over the past year. This is steady growth.

Yes, Ameriprise Financial, Inc. (AMP) is profitable, generating $3.56B in net income for fiscal year 2025 (18.8% net margin).

Dividend & Returns

Yes, Ameriprise Financial, Inc. (AMP) pays a dividend with a yield of 6.72%. This makes it attractive for income-focused investors.

Ameriprise Financial, Inc. (AMP) has a return on equity (ROE) of 60.5%. This is excellent, indicating efficient use of shareholder capital.

Industry Metrics

Ameriprise Financial, Inc. (AMP) has a net interest margin (NIM) of 1.7%. NIM has been under pressure due to interest rate environment.

Ameriprise Financial, Inc. (AMP) has an efficiency ratio of 24.8%. This is excellent, indicating strong cost control.

What if you invested $1,000 in AMP back in 2004?

Total return calculator · dividends reinvested · 22+ years of data

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How much would $100/month in AMP be worth today?

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