8-K Announcements
6Apr 23, 2026·SEC
Feb 12, 2026·SEC
Jan 29, 2026·SEC
Ameriprise Financial, Inc. (AMP) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Ameriprise Financial, Inc. (AMP) stock price & volume — 10-year historical chart
Ameriprise Financial, Inc. (AMP) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Ameriprise Financial, Inc. (AMP) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $11.26vs $10.21+10.3% | $4.9Bvs $4.7B+3.6% |
| Q1 2026 | Jan 29, 2026 | $10.83vs $10.34+4.7% | $5.0Bvs $4.8B+3.9% |
| Q4 2025 | Oct 30, 2025 | $9.92vs $9.77+1.5% | $4.9Bvs $4.6B+6.0% |
| Q3 2025 | Jul 24, 2025 | $9.11vs $9.00+1.2% | $4.4Bvs $4.3B+0.8% |
Ameriprise Financial, Inc. (AMP) competitors in Wealth managers and broker platforms — business model, growth, and fundamentals comparison
Ameriprise Financial, Inc. (AMP) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Ameriprise Financial, Inc. (AMP) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 1.4B | 1.38B | 1.41B | 1.19B | 1.51B | 1.28B | 2.89B | 3.37B | 3.25B |
| NII Growth % | 3.24% | -1.78% | 1.96% | -15.16% | 26.68% | -15.36% | 125.9% | 16.87% | -3.7% |
| Net Interest Margin % | 0.95% | 1% | 0.93% | 0.72% | 0.86% | 0.8% | 1.65% | 1.86% | 1.7% |
| Interest Income | 1.63B | 1.64B | 1.62B | 1.35B | 1.7B | 1.48B | 3.21B | 3.7B | 3.58B |
| Interest Expense | 225M | 258M | 216M | 163M | 192M | 198M | 324M | 330M | 326M |
| Loan Loss Provision | 6.2B | 6.43B | 6.42B | 6.11B | 5.52B | 6.45B | 7.45B | 8.5B | 9.06B |
| Non-Interest Income | 10.67B | 11.34B | 11.43B | 10.67B | 11.84B | 12.86B | 12.91B | 14.28B | 15.34B |
| Non-Interest Income % | 86.76% | 87.39% | 87.58% | 88.73% | 87.43% | 89.7% | 80.08% | 79.4% | 81.1% |
| Total Revenue | 12.3B▲ 0% | 12.98B▲ 5.5% | 13.05B▲ 0.5% | 12.03B▼ 7.8% | 13.54B▲ 12.6% | 14.33B▲ 5.9% | 16.12B▲ 12.5% | 17.98B▲ 11.6% | 18.91B▲ 5.2% |
| Revenue Growth % | 4.44% | 5.53% | 0.55% | -7.82% | 12.57% | 5.86% | 12.47% | 11.55% | 5.17% |
| Non-Interest Expense | 3.33B | 3.49B | 4.05B | 3.69B | 4.22B | 3.56B | 4.78B | 4.54B | 4.7B |
| Efficiency Ratio | 27.1% | 26.87% | 31.08% | 30.71% | 31.14% | 24.82% | 29.68% | 25.26% | 24.84% |
| Operating Income | 2.54B▲ 0% | 2.8B▲ 10.2% | 2.35B▼ 15.9% | 2.06B▼ 12.5% | 3.61B▲ 75.4% | 4.13B▲ 14.3% | 3.56B▼ 13.8% | 4.61B▲ 29.5% | 4.83B▲ 4.8% |
| Operating Margin % | 20.65% | 21.57% | 18.05% | 17.13% | 26.68% | 28.81% | 22.07% | 25.62% | 25.54% |
| Operating Income Growth % | 33.83% | 10.24% | -15.89% | -12.53% | 75.39% | 14.28% | -13.83% | 29.48% | 4.84% |
| Pretax Income | 2.21B▲ 0% | 2.48B▲ 12.2% | 2.23B▼ 10.1% | 1.83B▼ 18.0% | 3.35B▲ 83.0% | 3.93B▲ 17.3% | 3.23B▼ 17.7% | 4.27B▲ 31.9% | 4.5B▲ 5.6% |
| Pretax Margin % | 18% | 19.14% | 17.1% | 15.22% | 24.74% | 27.43% | 20.06% | 23.73% | 23.82% |
| Income Tax | 734M | 386M | 339M | 297M | 590M | 782M | 678M | 866M | 941M |
| Effective Tax Rate % | 33.15% | 15.54% | 15.19% | 16.22% | 17.61% | 19.89% | 20.96% | 20.3% | 20.89% |
| Net Income | 1.48B▲ 0% | 2.1B▲ 41.8% | 1.89B▼ 9.8% | 1.53B▼ 19.0% | 2.76B▲ 79.9% | 3.15B▲ 14.1% | 2.56B▼ 18.8% | 3.4B▲ 33.1% | 3.56B▲ 4.8% |
| Net Margin % | 12.03% | 16.17% | 14.51% | 12.75% | 20.38% | 21.97% | 15.86% | 18.91% | 18.84% |
| Net Income Growth % | 12.63% | 41.76% | -9.77% | -18.96% | 79.92% | 14.09% | -18.83% | 33.06% | 4.76% |
| Net Income (Continuing) | 1.48B | 2.1B | 1.89B | 1.53B | 2.76B | 3.15B | 2.56B | 3.4B | 3.56B |
| EPS (Diluted) | 9.44▲ 0% | 14.20▲ 50.4% | 13.92▼ 2.0% | 12.20▼ 12.4% | 28.48▲ 133.4% | 27.70▼ 2.7% | 23.71▼ 14.4% | 33.05▲ 39.4% | 36.36▲ 10.0% |
| EPS Growth % | 20.87% | 50.42% | -1.97% | -12.36% | 133.44% | -2.74% | -14.4% | 39.39% | 10.02% |
| EPS (Basic) | 9.60 | 14.41 | 14.12 | 12.39 | 29.13 | 28.29 | 24.18 | 33.67 | 36.90 |
| Diluted Shares Outstanding | 156.7M | 147.7M | 136M | 125.7M | 120M | 113.7M | 107.8M | 102.9M | 96.3M |
Ameriprise Financial, Inc. (AMP) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 33.55B | 34.16B | 36.96B | 43.13B | 39.3B | 47.91B | 59.13B | 60.67B | 10.1B |
| Cash & Due from Banks | 2.62B | 3.1B | 3.83B | 6.84B | 7.25B | 7.1B | 7.56B | 8.52B | 10.1B |
| Short Term Investments | 30.93B | 31.06B | 33.13B | 36.28B | 32.05B | 40.81B | 51.56B | 52.15B | 0 |
| Total Investments | 0 | 0 | 0 | 0 | 4.97B | 5.15B | 5.08B | 5.67B | 0 |
| Investments Growth % | - | - | - | - | - | 3.64% | -1.28% | 11.53% | -100% |
| Long-Term Investments | -30.93B | -31.06B | -33.13B | -36.28B | -27.08B | -35.66B | -46.48B | -46.48B | 0 |
| Accounts Receivables | 5.76B | 6.17B | 7.2B | 7.82B | 16.2B | 15.6B | 15.08B | 14.47B | 0 |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.57B | 2.63B |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.4B | 2.63B |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.17B | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 139.07B | 127.93B | 140.79B | 151.2B | 147.47B | 130.99B | 147.44B | 150.14B | 163.23B |
| Total Current Assets | 39.33B | 40.34B | 44.17B | 50.96B | 55.52B | 63.52B | 74.23B | 75.18B | 25.05B |
| Total Non-Current Assets | 108.15B | 96.88B | 107.66B | 114.92B | 120.39B | 95.33B | 100.96B | 106.22B | 165.85B |
| Total Assets | 147.47B▲ 0% | 137.22B▼ 7.0% | 151.83B▲ 10.6% | 165.88B▲ 9.3% | 175.91B▲ 6.0% | 158.85B▼ 9.7% | 175.19B▲ 10.3% | 181.4B▲ 3.5% | 190.9B▲ 5.2% |
| Asset Growth % | 5.47% | -6.95% | 10.65% | 9.26% | 6.04% | -9.7% | 10.29% | 3.55% | 5.24% |
| Return on Assets (ROA) | 1.03% | 1.47% | 1.31% | 0.97% | 1.62% | 1.88% | 1.53% | 1.91% | 1.91% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2.7B | 0 |
| Total Debt | 5.3B | 4.81B | 4.93B | 4.94B | 5.2B | 5.38B | 5.75B | 5.47B | 5.86B |
| Net Debt | 2.68B | 1.71B | 1.1B | -1.9B | -2.05B | -1.71B | -1.81B | -3.05B | -4.24B |
| Long-Term Debt | 5.06B | 4.58B | 4.67B | 4.7B | 4.96B | 3.85B | 4.98B | 4.76B | 5.66B |
| Short-Term Debt | 200M | 201M | 201M | 200M | 200M | 1.5B | 751M | 701M | 200M |
| Other Liabilities | 125.89B | 115.27B | 126.74B | 137.43B | 144.55B | 149.66B | 164.71B | 170.7B | -5.66B |
| Total Current Liabilities | 200M | 201M | 201M | 200M | 200M | 1.5B | 751M | 701M | 3.18B |
| Total Non-Current Liabilities | 141.28B | 131.43B | 145.9B | 159.82B | 169.77B | 153.55B | 169.71B | 175.47B | 0 |
| Total Liabilities | 141.49B | 131.63B | 146.1B | 160.02B | 169.97B | 155.05B | 170.46B | 176.18B | 184.35B |
| Total Equity | 6B▲ 0% | 5.59B▼ 6.8% | 5.73B▲ 2.5% | 5.87B▲ 2.4% | 5.94B▲ 1.3% | 3.8B▼ 36.0% | 4.73B▲ 24.3% | 5.23B▲ 10.6% | 6.55B▲ 25.3% |
| Equity Growth % | -4.72% | -6.79% | 2.52% | 2.41% | 1.26% | -35.99% | 24.35% | 10.55% | 25.27% |
| Equity / Assets (Capital Ratio) | 4.07% | 4.07% | 3.77% | 3.54% | 3.38% | 2.39% | 2.7% | 2.88% | 3.43% |
| Return on Equity (ROE) | 24.09% | 36.23% | 33.45% | 26.46% | 46.75% | 64.63% | 59.92% | 68.31% | 60.51% |
| Book Value per Share | 38.26 | 37.83 | 42.13 | 46.67 | 49.51 | 33.45 | 43.87 | 50.81 | 68.01 |
| Tangible BV per Share | 38.26 | 37.83 | 42.13 | 46.67 | 49.51 | 33.45 | 43.87 | 25.81 | 40.75 |
| Common Stock | 3M | 3M | 3M | 3M | 3M | 3M | 3M | 3M | 3M |
| Additional Paid-in Capital | 8.09B | 8.26B | 8.46B | 8.82B | 9.22B | 9.52B | 9.82B | 10.14B | 10.38B |
| Retained Earnings | 11.33B | 12.91B | 14.28B | 15.29B | 17.52B | 19.92B | 21.91B | 24.71B | 27.66B |
| Accumulated OCI | 229M | -291M | 262M | 629M | 259M | -2.55B | -1.77B | -1.91B | -892M |
| Treasury Stock | -13.65B | -15.29B | -17.28B | -18.88B | -21.07B | -23.09B | -25.24B | -27.72B | -30.6B |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Ameriprise Financial, Inc. (AMP) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 1.7B | 2.6B | 2.34B | 4.62B | 3.33B | 4.41B | 4.68B | 6.59B | 2.89B |
| Operating CF Growth % | -13.7% | 52.67% | -9.86% | 97.48% | -28.08% | 32.54% | 6.31% | 40.77% | -56.13% |
| Net Income | 1.48B | 2.1B | 1.89B | 1.53B | 2.76B | 2.56B | 2.56B | 3.4B | 2.56B |
| Depreciation & Amortization | 234M | 198M | 183M | 207M | 98M | -40M | -154M | -159M | -93M |
| Deferred Taxes | 156M | 25M | -308M | -321M | -87M | -4M | 18M | 125M | 157M |
| Other Non-Cash Items | 65M | -5M | -213M | 65M | -568M | 166M | -23M | 23M | 67M |
| Working Capital Changes | -355M | 137M | 651M | 2.99B | 970M | 1.56B | 2.04B | 3.01B | 0 |
| Cash from Investing | -199M | -587M | -3.23B | -2.89B | -4.38B | -13.58B | -9.26B | -551M | -650M |
| Purchase of Investments | -5.91B | -9.13B | -12.51B | -14.15B | -15.37B | -22.75B | -19.87B | -18.75B | -10M |
| Sale/Maturity of Investments | 5.68B | 8.03B | 8.89B | 11.59B | 12.34B | 9.23B | 10.15B | 18.17B | 0 |
| Net Investment Activity | -226M | -1.1B | -3.62B | -2.55B | -3.03B | -13.53B | -9.72B | -582M | -10M |
| Acquisitions | 81M | 675M | 974M | -351M | -1.13B | -312M | 0 | -8M | 0 |
| Other Investing | 108M | 4M | -448M | 158M | -97M | 436M | 639M | 215M | -640M |
| Cash from Financing | -1.78B | -1.26B | 1.21B | 952M | 1.72B | 8.43B | 4.41B | -5.17B | -2.08B |
| Dividends Paid | -491M | -506M | -504M | -497M | -511M | -534M | -550M | -574M | -3.02B |
| Share Repurchases | -1.49B | -1.63B | -1.94B | -1.44B | -2.03B | -1.98B | -2.13B | -2.45B | -2.13B |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -1.49B | -1.63B | -1.94B | -1.44B | -2.03B | -1.98B | -2.13B | -2.45B | -2.13B |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | 1000K | 1000K | 1000K | 1000K | -1000K | 0 |
| Other Financing | 320M | 1.48B | 3.56B | 2.85B | 3.65B | 10.62B | 6.79B | -1.85B | 3.07B |
| Net Change in Cash | -248M▲ 0% | 739M▲ 398.0% | 330M▼ 55.3% | 2.69B▲ 715.2% | 666M▼ 75.2% | -814M▼ 222.2% | -135M▲ 83.4% | 869M▲ 743.7% | 158M▼ 81.8% |
| Exchange Rate Effect | 35M | -8M | 9M | 9M | -2M | -68M | 31M | -10M | 0 |
| Cash at Beginning | 5.39B | 5.14B | 5.88B | 6.21B | 8.9B | 9.57B | 8.76B | 8.62B | 361M |
| Cash at End | 5.14B | 5.88B | 6.21B | 8.9B | 9.57B | 8.76B | 8.62B | 9.49B | 519M |
| Interest Paid | 269M | 341M | 356M | 223M | 203M | 227M | 859M | 1.01B | 0 |
| Income Taxes Paid | 418M | 538M | 609M | 236M | 986M | 500M | 1.04B | 496M | 0 |
| Free Cash Flow | 1.54B▲ 0% | 2.44B▲ 58.2% | 2.2B▼ 9.7% | 4.48B▲ 103.6% | 3.21B▼ 28.4% | 4.22B▲ 31.8% | 4.5B▲ 6.5% | 6.42B▲ 42.6% | 2.89B▼ 54.9% |
| FCF Growth % | -18.09% | 58.22% | -9.73% | 103.64% | -28.4% | 31.83% | 6.53% | 42.61% | -54.93% |
Ameriprise Financial, Inc. (AMP) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 17.91% | 24.09% | 36.23% | 33.45% | 26.46% | 46.75% | 64.63% | 59.92% | 68.31% | 60.51% |
| Return on Assets (ROA) | 0.92% | 1.03% | 1.47% | 1.31% | 0.97% | 1.62% | 1.88% | 1.53% | 1.91% | 1.91% |
| Net Interest Margin | 0.97% | 0.95% | 1% | 0.93% | 0.72% | 0.86% | 0.8% | 1.65% | 1.86% | 1.7% |
| Efficiency Ratio | 29.2% | 27.1% | 26.87% | 31.08% | 30.71% | 31.14% | 24.82% | 29.68% | 25.26% | 24.84% |
| Equity / Assets | 4.5% | 4.07% | 4.07% | 3.77% | 3.54% | 3.38% | 2.39% | 2.7% | 2.88% | 3.43% |
| Book Value / Share | 37.41 | 38.26 | 37.83 | 42.13 | 46.67 | 49.51 | 33.45 | 43.87 | 50.81 | 68.01 |
| NII Growth | 21.77% | 3.24% | -1.78% | 1.96% | -15.16% | 26.68% | -15.36% | 125.9% | 16.87% | -3.7% |
| Dividend Payout | 36.45% | 33.18% | 24.12% | 26.62% | 32.4% | 18.51% | 16.96% | 21.52% | 16.88% | 84.9% |
Ameriprise Financial, Inc. (AMP) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 23, 2026·SEC
Feb 12, 2026·SEC
Jan 29, 2026·SEC
Ameriprise Financial, Inc. (AMP) stock FAQ — growth, dividends, profitability & financials explained
Ameriprise Financial, Inc. (AMP) grew revenue by 5.2% over the past year. This is steady growth.
Yes, Ameriprise Financial, Inc. (AMP) is profitable, generating $3.56B in net income for fiscal year 2025 (18.8% net margin).
Yes, Ameriprise Financial, Inc. (AMP) pays a dividend with a yield of 6.61%. This makes it attractive for income-focused investors.
Ameriprise Financial, Inc. (AMP) has a return on equity (ROE) of 60.5%. This is excellent, indicating efficient use of shareholder capital.
Ameriprise Financial, Inc. (AMP) has a net interest margin (NIM) of 1.7%. NIM has been under pressure due to interest rate environment.
Ameriprise Financial, Inc. (AMP) has an efficiency ratio of 24.8%. This is excellent, indicating strong cost control.
Ameriprise Financial, Inc. (AMP) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates