Altisource Portfolio Solutions S.A. (ASPS) 10-Year Financial Performance & Capital Metrics

ASPS • • REIT / Real Estate

Real EstateReal Estate ServicesSpecialized Real Estate ServicesTitle & Mortgage Services

AboutAltisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States, India, Luxembourg, Uruguay, and internationally. It provides property preservation and inspection services, payment management technologies, and a vendor management oversight software-as-a-service (SaaS) platform. The company also offers Hubzu, an online real estate auction platform, as well as real estate auction, real estate brokerage, and asset management services; and Equator, a SaaS-based technology to manage real estate owned, short sales, foreclosure, bankruptcy, and eviction processes. In addition, it provides mortgage loan fulfillment, certification and certification insurance services, technologies, title insurance agent, settlement, real estate valuation services, residential and commercial construction inspection and risk mitigation, foreclosure trustee, and commercial loan servicing technology services. Further, the company operates TrelixTM Connect, Vendorly, RentRange, REALSynergy, Lenders One Loan Automation, and other platform solutions. It serves financial institutions, government-sponsored enterprises, banks, asset managers, servicers, investors, originators, correspondent lenders, and mortgage bankers. Altisource Portfolio Solutions S.A. was incorporated in 1999 and is headquartered in Luxembourg City, Luxembourg.Show more

Revenue $160M +10.4%
FFO -$28M +40.3%
FFO/Share -0.98 +53.1%
FFO Payout 0%
FFO per Share -0.98 +53.1%
NOI Margin 30.93% +51.3%
FFO Margin -17.5% +45.9%
ROE -
ROA -23.88% +25.8%
Debt/Assets 162.85% +15.1%
Net Debt/EBITDA 18.83
Book Value/Share -5.49 +1.5%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓FFO growing 122.0% TTM

✗Weaknesses

✗Weak momentum: RS Rating 8 (bottom 8%)
✗Low NOI margin of 30.9%
✗Shares diluted 27.3% in last year
✗Trading more than 30% below 52-week high

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-17.37%

5Y-24.4%

3Y-3.55%

TTM10.68%

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM100.18%

EPS CAGR

10Y-

5Y-

3Y-

TTM7.75%

ROCE

10Y Avg1.2%

5Y Avg-5.96%

3Y Avg-8.78%

Latest4.44%

Peer Comparison

Title & Mortgage Services

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
XHGXChange TEC.INC	40.55M	0.87	-0.04		-161.88%
ASPSAltisource Portfolio Solutions S.A.	61.45M	5.59	-4.47	10.39%	0.04%

Profit & Loss

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Revenue+	1.05B	997.3M	942.21M	838.2M	648.65M	365.55M	178.45M	153.12M	145.07M	160.13M
Revenue Growth %	-0.03%	-0.05%	-0.06%	-0.11%	-0.23%	-0.44%	-0.51%	-0.14%	-0.05%	0.1%
Property Operating Expenses	687.33M	690.04M	699.87M	622.16M	493.26M	305.19M	171.37M	131.31M	115.41M	110.61M
Net Operating Income (NOI)+	-	-	-	-	-	-	-	-	-	-
NOI Margin %	-	-	-	-	-	-	-	-	-	-
Operating Expenses+	220.87M	214.16M	192.64M	175.67M	137.34M	104.71M	-21.88M	55M	46.42M	46.3M
G&A Expenses	169.95M	156.58M	148.1M	140.47M	117.27M	75.44M	56.15M	48.47M	40.54M	40.15M
EBITDA+	156.68M	997.07M	964.47M	879.56M	67.35M	-4.5M	50.96M	-21.88M	-7.42M	10.84M
EBITDA Margin %	-	-	-	-	-	-	-	-	-	-
Depreciation & Amortization+	77.61M	931.97M	914.76M	837.06M	49.3M	39.85M	21.99M	11.3M	9.35M	7.61M
D&A / Revenue %	-	-	-	-	-	-	-	-	-	-
Operating Income+	79.08M	65.1M	49.71M	42.49M	18.05M	-44.35M	28.97M	-33.18M	-16.77M	3.22M
Operating Margin %	-	-	-	-	-	-	-	-	-	-
Interest Expense+	28.21M	24.41M	22.25M	26.25M	21.39M	17.73M	14.55M	16.64M	36.1M	38.88M
Interest Coverage	2.80x	2.67x	2.23x	1.62x	0.84x	-2.50x	1.99x	-1.99x	-0.46x	0.08x
Non-Operating Income	-2.19M	-3.63M	-7.92M	14.84M	-15.78M	-4.38M	-864K	-2.25M	-523K	-2.79M
Pretax Income+	53.06M	44.32M	35.38M	1.4M	12.44M	-57.71M	15.29M	-47.57M	-52.35M	-32.87M
Pretax Margin %	-	-	-	-	-	-	-	-	-	-
Income Tax+	8.26M	12.94M	-276.26M	4.1M	318.3M	8.61M	3.23M	5.27M	3.71M	2.58M
Effective Tax Rate %	-	-	-	-	-	-	-	-	-	-
Net Income+	41.6M	28.69M	308.89M	-5.38M	-307.97M	-67.16M	11.81M	-53.42M	-56.29M	-35.64M
Net Margin %	-	-	-	-	-	-	-	-	-	-
Net Income Growth %	-0.69%	-0.31%	9.77%	-1.02%	-56.22%	0.78%	1.18%	-5.52%	-0.05%	0.37%
Funds From Operations (FFO)+	-	-	-	-	-	-	-	-	-	-
FFO Margin %	-	-	-	-	-	-	-	-	-	-
FFO Growth %	-0.41%	7.06%	0.27%	-0.32%	-1.31%	0.89%	2.24%	-2.25%	-0.11%	0.4%
FFO per Share+	-	-	-	-	-	-	-	-	-	-
FFO Payout Ratio %	-	-	-	-	-	-	-	-	-	-
EPS (Diluted)+	2.02	1.46	16.53	-0.32	-19.13	-4.25	0.74	-3.29	-2.51	-1.25
EPS Growth %	-0.64%	-0.28%	10.32%	-1.02%	-58.78%	0.78%	1.17%	-5.45%	0.24%	0.5%
EPS (Basic)	2.13	1.53	16.99	-0.32	-19.13	-4.25	0.75	-3.29	-2.51	-1.25
Diluted Shares Outstanding	20.62M	19.61M	18.69M	17.07M	15.99M	15.6M	16.06M	16.07M	22.42M	28.53M

Balance Sheet

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Assets+	727.98M	689.21M	865.16M	741.7M	385.12M	265.69M	257.81M	195M	154.86M	143.61M
Asset Growth %	-0.08%	-0.05%	0.26%	-0.14%	-0.48%	-0.31%	-0.03%	-0.24%	-0.21%	-0.07%
Real Estate & Other Assets+	9.2M	5.75M	4.89M	-29.53M	6.97M	9.85M	6.13M	1.92M	6.73M	6.5M
PP&E (Net)	119.12M	103.47M	73.27M	45.63M	53.6M	30.11M	14.47M	9.54M	5.09M	2.94M
Investment Securities	1000K	1000K	1000K	1000K	1000K	0	0	1000K	0	0
Total Current Assets+	306.1M	325.48M	271.64M	201.53M	184.19M	100.16M	138M	87.56M	55.54M	51.1M
Cash & Equivalents	179.33M	149.29M	105.01M	58.29M	82.74M	58.26M	98.13M	51.02M	32.52M	29.81M
Receivables	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Other Current Assets	6.88M	17.48M	18.21M	57.51M	9.37M	12.15M	10.6M	16.88M	6.29M	1.58M
Intangible Assets	197M	155.43M	120.06M	91.65M	61.05M	46.33M	36.86M	31.73M	26.55M	21.47M
Total Liabilities	675.71M	627.02M	525.18M	445.03M	406.48M	348.24M	326.68M	313.88M	279.91M	300.32M
Total Debt+	534.36M	473.55M	409.28M	331.48M	318.99M	262.55M	251.56M	250.96M	219.13M	233.86M
Net Debt	355.04M	324.25M	304.27M	273.18M	236.25M	204.28M	153.43M	199.94M	186.61M	204.05M
Long-Term Debt	528.42M	467.6M	403.34M	331.48M	287.88M	242.66M	243.64M	245.49M	215.62M	0
Short-Term Borrowings	1000K	1000K	1000K	0	0	0	0	0	0	1000K
Capital Lease Obligations	0	0	0	0	31.11M	19.89M	7.92M	5.47M	3.52M	2.33M
Total Current Liabilities+	129.14M	148.94M	109.56M	104.38M	87.58M	71.55M	54.75M	40.09M	35.76M	271.27M
Accounts Payable	11.64M	8.79M	15.68M	27.85M	22.43M	16.8M	15.98M	14.98M	15.28M	17.89M
Deferred Revenue	15.06M	8.8M	9.8M	10.11M	5.18M	5.46M	4.34M	3.71M	3.19M	3.98M
Other Liabilities	18.15M	10.48M	12.28M	9.18M	11.31M	12.45M	14.24M	16.08M	17.56M	19.18M
Total Equity+	52.27M	62.19M	339.99M	296.67M	-21.36M	-82.56M	-68.87M	-118.87M	-125.06M	-156.71M
Equity Growth %	0.26%	0.19%	4.47%	-0.13%	-1.07%	-2.87%	0.17%	-0.73%	-0.05%	-0.25%
Shareholders Equity	50.98M	60.79M	338.61M	295.43M	-22.83M	-83.77M	-70.14M	-119.65M	-125.67M	-157.38M
Minority Interest	1.29M	1.41M	1.37M	1.24M	1.47M	1.21M	1.27M	775K	615K	665K
Common Stock	25.41M	25.41M	25.41M	25.41M	25.41M	25.41M	25.41M	25.41M	29.96M	29.96M
Additional Paid-in Capital	96.32M	107.29M	112.47M	122.67M	133.67M	141.47M	144.3M	149.35M	177.28M	181.6M
Retained Earnings	369.27M	333.79M	626.6M	590.65M	272.03M	190.38M	186.59M	118.95M	-180.16M	-259.98M
Preferred Stock	0	333.79M	626.6M	590.65M	272.03M	0	0	118.95M	0	0
Return on Assets (ROA)	0.05%	0.04%	0.4%	-0.01%	-0.55%	-0.21%	0.05%	-0.24%	-0.32%	-0.24%
Return on Equity (ROE)	0.89%	0.5%	1.54%	-0.02%	-2.24%	-	-	-	-	-
Debt / Assets	0.73%	0.69%	0.47%	0.45%	0.83%	0.99%	0.98%	1.29%	1.42%	1.63%
Debt / Equity	10.22x	7.61x	1.20x	1.12x	-	-	-	-	-	-
Net Debt / EBITDA	2.27x	0.33x	0.32x	0.31x	3.51x	-	3.01x	-	-	18.83x
Book Value per Share	2.54	3.17	18.19	17.38	-1.34	-5.29	-4.29	-7.40	-5.58	-5.49

Cash Flow

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	195.35M	126.82M	66.08M	68.4M	46.69M	-22.4M	-60.41M	-44.89M	-21.83M	-5.03M
Operating CF Growth %	-0.01%	-0.35%	-0.48%	0.04%	-0.32%	-1.48%	-1.7%	0.26%	0.51%	0.77%
Operating CF / Revenue %	-	-	-	-	-	-	-	-	-	-
Net Income	44.8M	31.39M	311.63M	-2.7M	-305.86M	-66.31M	12.05M	-52.83M	-56.29M	-35.45M
Depreciation & Amortization	77.61M	84.36M	71.81M	59.21M	49.3M	39.85M	21.99M	11.3M	9.35M	7.61M
Stock-Based Compensation	4.81M	6.19M	4.25M	10.19M	11.87M	7.8M	2.83M	5.05M	5.07M	4.74M
Other Non-Cash Items	70.03M	-3.87M	3.4M	11.6M	-23.47M	82K	-85.88M	2.73M	13.17M	16.47M
Working Capital Changes	-570K	11.35M	-27.69M	-4.11M	7.51M	-8.86M	-10.69M	-12.23M	6.83M	2.29M
Cash from Investing+	-66M	-80.22M	-10.04M	11.08M	44.89M	47.22M	102.76M	-767K	0	2.25M
Acquisitions (Net)	-28.68M	-9.41M	0	15M	38.63M	3.31M	104.14M	346K	0	2.26M
Purchase of Investments	-29.97M	-48.22M	0	0	0	0	0	0	0	0
Sale of Investments	1000K	674K	290K	0	1000K	1000K	0	0	0	0
Other Investing	722K	674K	478K	15M	422K	0	0	-250K	0	0
Cash from Financing+	-111.39M	-76.63M	-100.33M	-124.28M	-69.04M	-49.31M	-2.3M	-2.22M	2.98M	55K
Dividends Paid	0	0	0	0	0	0	0	0	0	0
Common Dividends	0	0	0	0	0	0	0	0	0	0
Debt Issuance (Net)	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	1000K	0	-1000K	1000K
Share Repurchases	-58.95M	-37.66M	-39.01M	-40.36M	-20M	0	0	0	0	0
Other Financing	-2.07M	11.76M	-1.56M	-4.22M	-4.45M	-2.69M	-3.5M	-2.22M	-5.81M	-945K
Net Change in Cash+	17.97M	-30.03M	-44.29M	-44.8M	22.54M	-24.49M	40.05M	-47.88M	-18.86M	-2.72M
Exchange Rate Effect	0	0	0	0	0	0	0	0	0	0
Cash at Beginning	161.36M	179.33M	149.29M	108.84M	64.05M	86.58M	62.1M	102.15M	54.27M	35.42M
Cash at End	179.33M	149.29M	105.01M	64.05M	86.58M	62.1M	102.15M	54.27M	35.42M	32.7M
Free Cash Flow+	159.16M	103.55M	55.57M	64.49M	44.53M	-25.11M	-61.78M	-45.75M	-21.83M	-5.03M
FCF Growth %	0.2%	-0.35%	-0.46%	0.16%	-0.31%	-1.56%	-1.46%	0.26%	0.52%	0.77%
FCF / Revenue %	-	-	-	-	-	-	-	-	-	-

Key Ratios

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
FFO per Share	5.78	48.98	65.46	48.71	-16.18	-1.75	2.1	-2.62	-2.09	-0.98
FFO Payout Ratio	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
NOI Margin	34.63%	30.81%	25.72%	25.77%	23.96%	16.51%	3.97%	14.25%	20.44%	30.93%
Net Debt / EBITDA	2.27x	0.33x	0.32x	0.31x	3.51x	-	3.01x	-	-	18.83x
Debt / Assets	73.4%	68.71%	47.31%	44.69%	82.83%	98.82%	97.58%	128.69%	141.51%	162.85%
Interest Coverage	2.80x	2.67x	2.23x	1.62x	0.84x	-2.50x	1.99x	-1.99x	-0.46x	0.08x
Book Value / Share	2.54	3.17	18.19	17.38	-1.34	-5.29	-4.29	-7.4	-5.58	-5.49
Revenue Growth	-2.54%	-5.15%	-5.52%	-11.04%	-22.61%	-43.65%	-51.18%	-14.2%	-5.26%	10.39%

Revenue by Segment

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Service	-	-	-	-	621.87M	347.31M	170.61M	144.5M	136.56M	150.35M
Service Growth	-	-	-	-	-	-44.15%	-50.88%	-15.31%	-5.49%	10.10%
Reimbursable Expenses	-	-	-	-	24.17M	16.29M	6.55M	8.04M	8.27M	9.59M
Reimbursable Expenses Growth	-	-	-	-	-	-32.63%	-59.75%	22.64%	2.91%	15.94%
Non-controlling Interest Revenue	-	-	-	-	2.61M	1.95M	1.28M	585K	228K	188K
Non-controlling Interest Revenue Growth	-	-	-	-	-	-25.41%	-34.07%	-54.47%	-61.03%	-17.54%
REALServicing	-	-	26.4M	35.1M	-	-	-	-	-	-
REALServicing Growth	-	-	-	32.95%	-	-	-	-	-	-
Mortgage Services	786.65M	804.54M	-	-	-	-	-	-	-	-
Mortgage Services Growth	-	2.27%	-	-	-	-	-	-	-	-
Technology Services	215.48M	160.1M	-	-	-	-	-	-	-	-
Technology Services Growth	-	-25.70%	-	-	-	-	-	-	-	-
Financial Services	88.45M	74.35M	-	-	-	-	-	-	-	-
Financial Services Growth	-	-15.94%	-	-	-	-	-	-	-	-

Frequently Asked Questions

Growth & Financials

Altisource Portfolio Solutions S.A. (ASPS) reported $169.6M in revenue for fiscal year 2024. This represents a 60% decrease from $423.7M in 2011.

Altisource Portfolio Solutions S.A. (ASPS) grew revenue by 10.4% over the past year. This is steady growth.

Yes, Altisource Portfolio Solutions S.A. (ASPS) is profitable, generating $0.1M in net income for fiscal year 2024 (-22.3% net margin).

Industry Metrics

Altisource Portfolio Solutions S.A. (ASPS) generated Funds From Operations (FFO) of $7.1M in the trailing twelve months. FFO is the primary profitability metric for REITs.

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Altisource Portfolio Solutions S.A. (ASPS) 10-Year Financial Performance & Capital Metrics

ASPS • • REIT / Real Estate

Real EstateReal Estate ServicesSpecialized Real Estate ServicesTitle & Mortgage Services

Revenue $160M +10.4%
FFO -$28M +40.3%
FFO/Share -0.98 +53.1%
FFO Payout 0%
FFO per Share -0.98 +53.1%
NOI Margin 30.93% +51.3%
FFO Margin -17.5% +45.9%
ROE -
ROA -23.88% +25.8%
Debt/Assets 162.85% +15.1%
Net Debt/EBITDA 18.83
Book Value/Share -5.49 +1.5%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓FFO growing 122.0% TTM

✗Weaknesses

✗Weak momentum: RS Rating 8 (bottom 8%)
✗Low NOI margin of 30.9%
✗Shares diluted 27.3% in last year
✗Trading more than 30% below 52-week high

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-17.37%

5Y-24.4%

3Y-3.55%

TTM10.68%

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM100.18%

EPS CAGR

10Y-

5Y-

3Y-

TTM7.75%

ROCE

10Y Avg1.2%

5Y Avg-5.96%

3Y Avg-8.78%

Latest4.44%

Peer Comparison

Title & Mortgage Services

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
XHGXChange TEC.INC	40.55M	0.87	-0.04		-161.88%
ASPSAltisource Portfolio Solutions S.A.	61.45M	5.59	-4.47	10.39%	0.04%

Profit & Loss

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Revenue+	1.05B	997.3M	942.21M	838.2M	648.65M	365.55M	178.45M	153.12M	145.07M	160.13M
Revenue Growth %	-0.03%	-0.05%	-0.06%	-0.11%	-0.23%	-0.44%	-0.51%	-0.14%	-0.05%	0.1%
Property Operating Expenses	687.33M	690.04M	699.87M	622.16M	493.26M	305.19M	171.37M	131.31M	115.41M	110.61M
Net Operating Income (NOI)+	-	-	-	-	-	-	-	-	-	-
NOI Margin %	-	-	-	-	-	-	-	-	-	-
Operating Expenses+	220.87M	214.16M	192.64M	175.67M	137.34M	104.71M	-21.88M	55M	46.42M	46.3M
G&A Expenses	169.95M	156.58M	148.1M	140.47M	117.27M	75.44M	56.15M	48.47M	40.54M	40.15M
EBITDA+	156.68M	997.07M	964.47M	879.56M	67.35M	-4.5M	50.96M	-21.88M	-7.42M	10.84M
EBITDA Margin %	-	-	-	-	-	-	-	-	-	-
Depreciation & Amortization+	77.61M	931.97M	914.76M	837.06M	49.3M	39.85M	21.99M	11.3M	9.35M	7.61M
D&A / Revenue %	-	-	-	-	-	-	-	-	-	-
Operating Income+	79.08M	65.1M	49.71M	42.49M	18.05M	-44.35M	28.97M	-33.18M	-16.77M	3.22M
Operating Margin %	-	-	-	-	-	-	-	-	-	-
Interest Expense+	28.21M	24.41M	22.25M	26.25M	21.39M	17.73M	14.55M	16.64M	36.1M	38.88M
Interest Coverage	2.80x	2.67x	2.23x	1.62x	0.84x	-2.50x	1.99x	-1.99x	-0.46x	0.08x
Non-Operating Income	-2.19M	-3.63M	-7.92M	14.84M	-15.78M	-4.38M	-864K	-2.25M	-523K	-2.79M
Pretax Income+	53.06M	44.32M	35.38M	1.4M	12.44M	-57.71M	15.29M	-47.57M	-52.35M	-32.87M
Pretax Margin %	-	-	-	-	-	-	-	-	-	-
Income Tax+	8.26M	12.94M	-276.26M	4.1M	318.3M	8.61M	3.23M	5.27M	3.71M	2.58M
Effective Tax Rate %	-	-	-	-	-	-	-	-	-	-
Net Income+	41.6M	28.69M	308.89M	-5.38M	-307.97M	-67.16M	11.81M	-53.42M	-56.29M	-35.64M
Net Margin %	-	-	-	-	-	-	-	-	-	-
Net Income Growth %	-0.69%	-0.31%	9.77%	-1.02%	-56.22%	0.78%	1.18%	-5.52%	-0.05%	0.37%
Funds From Operations (FFO)+	-	-	-	-	-	-	-	-	-	-
FFO Margin %	-	-	-	-	-	-	-	-	-	-
FFO Growth %	-0.41%	7.06%	0.27%	-0.32%	-1.31%	0.89%	2.24%	-2.25%	-0.11%	0.4%
FFO per Share+	-	-	-	-	-	-	-	-	-	-
FFO Payout Ratio %	-	-	-	-	-	-	-	-	-	-
EPS (Diluted)+	2.02	1.46	16.53	-0.32	-19.13	-4.25	0.74	-3.29	-2.51	-1.25
EPS Growth %	-0.64%	-0.28%	10.32%	-1.02%	-58.78%	0.78%	1.17%	-5.45%	0.24%	0.5%
EPS (Basic)	2.13	1.53	16.99	-0.32	-19.13	-4.25	0.75	-3.29	-2.51	-1.25
Diluted Shares Outstanding	20.62M	19.61M	18.69M	17.07M	15.99M	15.6M	16.06M	16.07M	22.42M	28.53M

Balance Sheet

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Assets+	727.98M	689.21M	865.16M	741.7M	385.12M	265.69M	257.81M	195M	154.86M	143.61M
Asset Growth %	-0.08%	-0.05%	0.26%	-0.14%	-0.48%	-0.31%	-0.03%	-0.24%	-0.21%	-0.07%
Real Estate & Other Assets+	9.2M	5.75M	4.89M	-29.53M	6.97M	9.85M	6.13M	1.92M	6.73M	6.5M
PP&E (Net)	119.12M	103.47M	73.27M	45.63M	53.6M	30.11M	14.47M	9.54M	5.09M	2.94M
Investment Securities	1000K	1000K	1000K	1000K	1000K	0	0	1000K	0	0
Total Current Assets+	306.1M	325.48M	271.64M	201.53M	184.19M	100.16M	138M	87.56M	55.54M	51.1M
Cash & Equivalents	179.33M	149.29M	105.01M	58.29M	82.74M	58.26M	98.13M	51.02M	32.52M	29.81M
Receivables	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Other Current Assets	6.88M	17.48M	18.21M	57.51M	9.37M	12.15M	10.6M	16.88M	6.29M	1.58M
Intangible Assets	197M	155.43M	120.06M	91.65M	61.05M	46.33M	36.86M	31.73M	26.55M	21.47M
Total Liabilities	675.71M	627.02M	525.18M	445.03M	406.48M	348.24M	326.68M	313.88M	279.91M	300.32M
Total Debt+	534.36M	473.55M	409.28M	331.48M	318.99M	262.55M	251.56M	250.96M	219.13M	233.86M
Net Debt	355.04M	324.25M	304.27M	273.18M	236.25M	204.28M	153.43M	199.94M	186.61M	204.05M
Long-Term Debt	528.42M	467.6M	403.34M	331.48M	287.88M	242.66M	243.64M	245.49M	215.62M	0
Short-Term Borrowings	1000K	1000K	1000K	0	0	0	0	0	0	1000K
Capital Lease Obligations	0	0	0	0	31.11M	19.89M	7.92M	5.47M	3.52M	2.33M
Total Current Liabilities+	129.14M	148.94M	109.56M	104.38M	87.58M	71.55M	54.75M	40.09M	35.76M	271.27M
Accounts Payable	11.64M	8.79M	15.68M	27.85M	22.43M	16.8M	15.98M	14.98M	15.28M	17.89M
Deferred Revenue	15.06M	8.8M	9.8M	10.11M	5.18M	5.46M	4.34M	3.71M	3.19M	3.98M
Other Liabilities	18.15M	10.48M	12.28M	9.18M	11.31M	12.45M	14.24M	16.08M	17.56M	19.18M
Total Equity+	52.27M	62.19M	339.99M	296.67M	-21.36M	-82.56M	-68.87M	-118.87M	-125.06M	-156.71M
Equity Growth %	0.26%	0.19%	4.47%	-0.13%	-1.07%	-2.87%	0.17%	-0.73%	-0.05%	-0.25%
Shareholders Equity	50.98M	60.79M	338.61M	295.43M	-22.83M	-83.77M	-70.14M	-119.65M	-125.67M	-157.38M
Minority Interest	1.29M	1.41M	1.37M	1.24M	1.47M	1.21M	1.27M	775K	615K	665K
Common Stock	25.41M	25.41M	25.41M	25.41M	25.41M	25.41M	25.41M	25.41M	29.96M	29.96M
Additional Paid-in Capital	96.32M	107.29M	112.47M	122.67M	133.67M	141.47M	144.3M	149.35M	177.28M	181.6M
Retained Earnings	369.27M	333.79M	626.6M	590.65M	272.03M	190.38M	186.59M	118.95M	-180.16M	-259.98M
Preferred Stock	0	333.79M	626.6M	590.65M	272.03M	0	0	118.95M	0	0
Return on Assets (ROA)	0.05%	0.04%	0.4%	-0.01%	-0.55%	-0.21%	0.05%	-0.24%	-0.32%	-0.24%
Return on Equity (ROE)	0.89%	0.5%	1.54%	-0.02%	-2.24%	-	-	-	-	-
Debt / Assets	0.73%	0.69%	0.47%	0.45%	0.83%	0.99%	0.98%	1.29%	1.42%	1.63%
Debt / Equity	10.22x	7.61x	1.20x	1.12x	-	-	-	-	-	-
Net Debt / EBITDA	2.27x	0.33x	0.32x	0.31x	3.51x	-	3.01x	-	-	18.83x
Book Value per Share	2.54	3.17	18.19	17.38	-1.34	-5.29	-4.29	-7.40	-5.58	-5.49

Cash Flow

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	195.35M	126.82M	66.08M	68.4M	46.69M	-22.4M	-60.41M	-44.89M	-21.83M	-5.03M
Operating CF Growth %	-0.01%	-0.35%	-0.48%	0.04%	-0.32%	-1.48%	-1.7%	0.26%	0.51%	0.77%
Operating CF / Revenue %	-	-	-	-	-	-	-	-	-	-
Net Income	44.8M	31.39M	311.63M	-2.7M	-305.86M	-66.31M	12.05M	-52.83M	-56.29M	-35.45M
Depreciation & Amortization	77.61M	84.36M	71.81M	59.21M	49.3M	39.85M	21.99M	11.3M	9.35M	7.61M
Stock-Based Compensation	4.81M	6.19M	4.25M	10.19M	11.87M	7.8M	2.83M	5.05M	5.07M	4.74M
Other Non-Cash Items	70.03M	-3.87M	3.4M	11.6M	-23.47M	82K	-85.88M	2.73M	13.17M	16.47M
Working Capital Changes	-570K	11.35M	-27.69M	-4.11M	7.51M	-8.86M	-10.69M	-12.23M	6.83M	2.29M
Cash from Investing+	-66M	-80.22M	-10.04M	11.08M	44.89M	47.22M	102.76M	-767K	0	2.25M
Acquisitions (Net)	-28.68M	-9.41M	0	15M	38.63M	3.31M	104.14M	346K	0	2.26M
Purchase of Investments	-29.97M	-48.22M	0	0	0	0	0	0	0	0
Sale of Investments	1000K	674K	290K	0	1000K	1000K	0	0	0	0
Other Investing	722K	674K	478K	15M	422K	0	0	-250K	0	0
Cash from Financing+	-111.39M	-76.63M	-100.33M	-124.28M	-69.04M	-49.31M	-2.3M	-2.22M	2.98M	55K
Dividends Paid	0	0	0	0	0	0	0	0	0	0
Common Dividends	0	0	0	0	0	0	0	0	0	0
Debt Issuance (Net)	-1000K	-1000K	-1000K	-1000K	-1000K	-1000K	1000K	0	-1000K	1000K
Share Repurchases	-58.95M	-37.66M	-39.01M	-40.36M	-20M	0	0	0	0	0
Other Financing	-2.07M	11.76M	-1.56M	-4.22M	-4.45M	-2.69M	-3.5M	-2.22M	-5.81M	-945K
Net Change in Cash+	17.97M	-30.03M	-44.29M	-44.8M	22.54M	-24.49M	40.05M	-47.88M	-18.86M	-2.72M
Exchange Rate Effect	0	0	0	0	0	0	0	0	0	0
Cash at Beginning	161.36M	179.33M	149.29M	108.84M	64.05M	86.58M	62.1M	102.15M	54.27M	35.42M
Cash at End	179.33M	149.29M	105.01M	64.05M	86.58M	62.1M	102.15M	54.27M	35.42M	32.7M
Free Cash Flow+	159.16M	103.55M	55.57M	64.49M	44.53M	-25.11M	-61.78M	-45.75M	-21.83M	-5.03M
FCF Growth %	0.2%	-0.35%	-0.46%	0.16%	-0.31%	-1.56%	-1.46%	0.26%	0.52%	0.77%
FCF / Revenue %	-	-	-	-	-	-	-	-	-	-

Key Ratios

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
FFO per Share	5.78	48.98	65.46	48.71	-16.18	-1.75	2.1	-2.62	-2.09	-0.98
FFO Payout Ratio	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
NOI Margin	34.63%	30.81%	25.72%	25.77%	23.96%	16.51%	3.97%	14.25%	20.44%	30.93%
Net Debt / EBITDA	2.27x	0.33x	0.32x	0.31x	3.51x	-	3.01x	-	-	18.83x
Debt / Assets	73.4%	68.71%	47.31%	44.69%	82.83%	98.82%	97.58%	128.69%	141.51%	162.85%
Interest Coverage	2.80x	2.67x	2.23x	1.62x	0.84x	-2.50x	1.99x	-1.99x	-0.46x	0.08x
Book Value / Share	2.54	3.17	18.19	17.38	-1.34	-5.29	-4.29	-7.4	-5.58	-5.49
Revenue Growth	-2.54%	-5.15%	-5.52%	-11.04%	-22.61%	-43.65%	-51.18%	-14.2%	-5.26%	10.39%

Revenue by Segment

	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Service	-	-	-	-	621.87M	347.31M	170.61M	144.5M	136.56M	150.35M
Service Growth	-	-	-	-	-	-44.15%	-50.88%	-15.31%	-5.49%	10.10%
Reimbursable Expenses	-	-	-	-	24.17M	16.29M	6.55M	8.04M	8.27M	9.59M
Reimbursable Expenses Growth	-	-	-	-	-	-32.63%	-59.75%	22.64%	2.91%	15.94%
Non-controlling Interest Revenue	-	-	-	-	2.61M	1.95M	1.28M	585K	228K	188K
Non-controlling Interest Revenue Growth	-	-	-	-	-	-25.41%	-34.07%	-54.47%	-61.03%	-17.54%
REALServicing	-	-	26.4M	35.1M	-	-	-	-	-	-
REALServicing Growth	-	-	-	32.95%	-	-	-	-	-	-
Mortgage Services	786.65M	804.54M	-	-	-	-	-	-	-	-
Mortgage Services Growth	-	2.27%	-	-	-	-	-	-	-	-
Technology Services	215.48M	160.1M	-	-	-	-	-	-	-	-
Technology Services Growth	-	-25.70%	-	-	-	-	-	-	-	-
Financial Services	88.45M	74.35M	-	-	-	-	-	-	-	-
Financial Services Growth	-	-15.94%	-	-	-	-	-	-	-	-

Frequently Asked Questions

Growth & Financials

Altisource Portfolio Solutions S.A. (ASPS) reported $169.6M in revenue for fiscal year 2024. This represents a 60% decrease from $423.7M in 2011.

Altisource Portfolio Solutions S.A. (ASPS) grew revenue by 10.4% over the past year. This is steady growth.

Yes, Altisource Portfolio Solutions S.A. (ASPS) is profitable, generating $0.1M in net income for fiscal year 2024 (-22.3% net margin).

Industry Metrics

Altisource Portfolio Solutions S.A. (ASPS) generated Funds From Operations (FFO) of $7.1M in the trailing twelve months. FFO is the primary profitability metric for REITs.