BCP Investment Corporation (BCIC) 10-Year Financial Performance & Capital Metrics

BCIC • • Banking & Credit

Financial ServicesAsset ManagementBusiness Development Companies (BDCs)Middle Market Lenders

AboutBCP Investment Corp. is a business development company specializing in investments in unitranche loans (including last out), first lien loans, second lien loans, subordinated debt, equity co-investment, mezzanine, buyout in middle market companies. It also makes acquisitions in businesses complementary to the firm's business. The fund primarily invests in healthcare, cargo transport, manufacturing, industrial & environmental services, logistics & distribution, media & telecommunications, real estate, education, automotive, agriculture, aerospace/defense, packaging, electronics, finance, non-durable consumer, consumer products, business services, utilities, insurance, and food and beverage sectors. The fund typically invests $1 million to $20 million in its portfolio companies. The fund provides senior secured term loans from $2 million to $20 million maturing in five to seven years; second lien term loans from $5 million to $15 million maturing in six to eight years; senior unsecured loans $5 million to $23 million maturing in six to eight years; mezzanine loans from $5 million to $15 million maturing in seven to ten years; and equity investments from $1 to $5 million. The fund targets the companies with EBITDA between $5 million and $25 million. While investing in debt securities, it invests in those middle market firms with EBITDA between $10 million and $50 million and/or total debt between $25 million and $150 million. The fund invests in minority, and majority or control equity positions alongside its private equity sponsor partners.Show more

Net Interest Income $26M -21.1%
Total Revenue $21M -52.3%
Net Income -$6M -152.1%
Return on Equity -3.03% -159.3%
Net Interest Margin 5.76% -4.5%
Efficiency Ratio 32.34% +98.0%
ROA -1.18% -160.8%
Equity / Assets 39.35% +1.2%
Book Value per Share 19.25 -14.3%
Tangible BV/Share 19.25 -14.3%
Debt/Equity 1.49 -1.6%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong NIM of 5.8%
✓Efficient operations: 32.3% efficiency ratio
✓Well capitalized: 39.3% equity/assets
✓Share count reduced 2.5% through buybacks
✓Trading at only 0.6x book value

✗Weaknesses

No significant weaknesses identified

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-5.62%

5Y18.46%

3Y-26.64%

TTM-

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM358.06%

EPS CAGR

10Y-

5Y-

3Y-

TTM-120.76%

ROCE

10Y Avg-0.16%

5Y Avg1.74%

3Y Avg-0.9%

Latest-1.36%

Peer Comparison

Middle Market Lenders

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
GSBDGoldman Sachs BDC, Inc.	1.08B	9.43	17.15	-57.7%	32.67%	9.15%	18.68%	1.23
CSWCCapital Southwest Corporation	1.36B	23.72	16.14	7.67%	43.07%	9.13%		1.08
HCXYHercules Capital, Inc.	2.36B	25.18	15.64	-9.71%	62.54%	14.13%		0.90
TRINITrinity Capital Inc. 7.875% Notes Due 2029	1.91B	25.41	12.10	29.68%	50.98%	15.22%	4.92%	1.08
HTGCHercules Capital, Inc.	3.45B	18.97	11.78	-12.79%	61.03%	14.17%		0.90
TSLXSixth Street Specialty Lending, Inc.	2.12B	22.40	11.03	-2.72%	51.86%	11.83%	8.85%	1.18
MAINMain Street Capital Corporation	5.75B	64.20	10.97	18.32%	70.11%	18.28%		0.76
GBDCGolub Capital BDC, Inc.	3.68B	13.95	9.82	80.52%	46.2%	9.4%

Profit & Loss

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Interest Income+	12.38M	11.75M	7.47M	8.68M	0	21.48M	51.37M	36.54M	33.1M	26.11M
NII Growth %	0.26%	-0.05%	-0.36%	0.16%	-1%	-	1.39%	-0.29%	-0.09%	-0.21%
Net Interest Margin %	-	-	-	-	-	-	-	-	-	-
Interest Income	24.11M	20.86M	15.14M	16.08M	0	31.77M	65.01M	54.24M	58.4M	46.9M
Interest Expense	11.73M	9.11M	7.66M	7.4M	0	10.28M	13.64M	17.7M	25.31M	20.78M
Loan Loss Provision	0	0	0	0	8.26M	4	0	0	0	0
Non-Interest Income+	-20.96M	-4.01M	9.62M	-8.37M	8.87M	15.98M	-12.62M	-48.2M	-15.05M	-26.21M
Non-Interest Income %	-	-	-	-	-	-	-	-	-	-
Total Revenue+	3.15M	16.84M	24.75M	7.71M	8.87M	47.74M	52.39M	6.04M	43.35M	20.68M
Revenue Growth %	-0.91%	4.34%	0.47%	-0.69%	0.15%	4.38%	0.1%	-0.88%	6.18%	-0.52%
Non-Interest Expense	10.06M	8.77M	13.71M	9.88M	13.11M	5.89M	11.28M	8.55M	7.08M	6.69M
Efficiency Ratio	-	-	-	-	-	-	-	-	-	-
Operating Income+	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	27.47M	-20.21M	10.97M	-6.79M
Operating Margin %	-	-	-	-	-	-	-	-	-	-
Operating Income Growth %	-2.24%	0.94%	4.26%	-3.83%	-0.31%	3.53%	-0.13%	-1.74%	1.54%	-1.62%
Pretax Income+	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	27.47M	-20.21M	10.97M	-6.79M
Pretax Margin %	-	-	-	-	-	-	-	-	-	-
Income Tax+	0	0	0	0	0	0	1.44M	786K	-414K	-853K
Effective Tax Rate %	-	-	-	-	-	-	-	-	-	-
Net Income+	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	26.03M	-21M	11.38M	-5.93M
Net Margin %	-	-	-	-	-	-	-	-	-	-
Net Income Growth %	-2.24%	0.94%	4.26%	-3.83%	-0.31%	3.53%	-0.18%	-1.81%	1.54%	-1.52%
Net Income (Continuing)	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	26.03M	-21M	11.38M	-5.93M
EPS (Diluted)+	-5.04	-0.28	0.90	-2.56	-3.32	6.32	3.05	-2.18	1.20	-0.64
EPS Growth %	-2.17%	0.94%	4.21%	-3.84%	-0.3%	2.9%	-0.52%	-1.71%	1.55%	-1.53%
EPS (Basic)	-5.04	-0.28	0.90	-2.56	-3.32	6.32	3.05	-2.18	1.20	-0.64
Diluted Shares Outstanding	3.7M	3.71M	3.72M	3.74M	3.76M	5M	8.54M	9.63M	9.51M	9.27M

Balance Sheet

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash & Short Term Investments+	1000K	1000K	1000K	1000K	136.86K	1000K	1000K	1000K	1000K	1000K
Cash & Due from Banks	7.14M	1.31M	2.03M	5.42M	136.86K	6.99M	28.92M	5.15M	26.91M	17.53M
Short Term Investments	1000K	0	0	0	0	0	0	0	0	0
Total Investments+	409.57T	366.47M	311.96M	273.31M	35.19M	35.4M	0	0	0	0
Investments Growth %	853792.93%	-1%	-0.15%	-0.12%	-0.87%	0.01%	-1%	-	-	-
Long-Term Investments	409.57M	366.47M	311.96M	273.31M	35.19M	35.4M	0	0	0	0
Accounts Receivables	0	0	0	0	1000K	1000K	1000K	1000K	1000K	1000K
Goodwill & Intangibles+	-	-	-	-	-	-	-	-	-	-
Goodwill	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	0	0	0	0	0	0	0	0	0
PP&E (Net)	0	0	0	0	0	0	0	0	0	0
Other Assets	-409.57M	-381.37M	-319.81M	-285.46M	248.82M	529.35M	593.17M	607.18M	515.06M	428.65M
Total Current Assets	1.81T	2.34T	80.39T	7.77M	26.4M	35.43M	55.13M	12.3M	34.18M	24.99M
Total Non-Current Assets	409.57M	366.47M	311.96M	273.31M	284.01M	564.75M	593.17M	607.18M	515.06M	428.65M
Total Assets+	425.24M	381.37M	319.81M	285.46M	310.41M	600.18M	648.3M	619.49M	549.24M	453.63M
Asset Growth %	-0.17%	-0.1%	-0.16%	-0.11%	0.09%	0.93%	0.08%	-0.04%	-0.11%	-0.17%
Return on Assets (ROA)	-0.04%	-0%	0.01%	-0.03%	-0.04%	0.07%	0.04%	-0.03%	0.02%	-0.01%
Accounts Payable	3.45M	10.86M	36.57M	26.93M	136.49K	1.09M	7.42M	5M	4.45M	3.65M
Total Debt+	205.14M	175.58M	101.41M	100.4M	153.86M	373.31M	347.19M	373.31M	322.41M	265.14M
Net Debt	198M	174.28M	99.38M	94.98M	153.73M	366.32M	318.27M	368.16M	295.5M	247.61M
Long-Term Debt	0	0	0	0	153.86M	373.31M	347.19M	373.31M	322.41M	265.14M
Short-Term Debt	0	0	0	0	0	0	0	0	0	0
Other Liabilities	0	0	0	0	4.21M	9.52M	13.57M	9.06M	8.86M	6.36M
Total Current Liabilities	19.3T	10.86M	36.57M	26.93M	136.49K	1.09M	7.42M	5M	4.45M	3.65M
Total Non-Current Liabilities	189.84T	175.58M	101.41M	100.4M	158.07M	382.82M	360.76M	382.37M	331.27M	271.5M
Total Liabilities	209.14M	186.45M	138M	127.44M	158.21M	383.91M	368.18M	387.36M	335.72M	275.14M
Total Equity+	216.1M	331.97M	203.88M	204.34M	152.2M	216.26M	280.12M	232.12M	213.52M	178.49M
Equity Growth %	-0.15%	0.54%	-0.39%	0%	-0.26%	0.42%	0.3%	-0.17%	-0.08%	-0.16%
Equity / Assets (Capital Ratio)	-	-	-	-	-	-	-	-	-	-
Return on Equity (ROE)	-0.08%	-0%	0.01%	-0.05%	-0.07%	0.17%	0.1%	-0.08%	0.05%	-0.03%
Book Value per Share	58.46	89.36	54.76	54.70	40.43	43.26	32.82	24.09	22.45	19.25
Tangible BV per Share	-	-	-	-	-	-	-	-	-	-
Common Stock	371K	371.78K	373.39K	373.27K	448.3K	75K	97K	96K	94K	92K
Additional Paid-in Capital	361.96M	353.4M	329.79M	306.78M	451.35M	639.14M	733.1M	736.78M	717.84M	714.33M
Retained Earnings	-21.64M	-14.63M	-9.99M	-149.14M	-299.6M	-422.95M	-453.07M	-504.76M	-504.41M	-535.93M
Accumulated OCI	-124.59M	-55.73M	-52.34M	158.02M	0	0	0	0	0	0
Treasury Stock	0	0	0	0	0	0	0	0	0	0
Preferred Stock	124.59M	55.73M	52.34M	0	0	0	0	0	0	0

Cash Flow

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	37.19M	51.54M	89.11M	24.15M	-16.06M	121.68M	61.15M	-33.1M	22.14M	9.36M
Operating CF Growth %	6.58%	0.39%	0.73%	-0.73%	-1.67%	8.57%	-0.5%	-1.54%	1.67%	-0.58%
Net Income	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	26.03M	-21M	11.38M	-5.93M
Depreciation & Amortization	0	0	0	0	-165.04K	-6.81B	8.44M	17.91M	0	0
Deferred Taxes	0	0	0	0	-258.94B	0	0	0	0	0
Other Non-Cash Items	73.94M	46.28M	60.74M	40.29M	42.81M	6.9B	17.42M	-45.09M	11.11M	18.41M
Working Capital Changes	-18.11M	6.29M	24.98M	-6.56M	-46.21M	4.36M	9.26M	15.07M	-344K	-3.11M
Cash from Investing+	0	0	0	0	41.58T	97.06B	48.9M	-61.24M	98.76M	47.27M
Purchase of Investments	0	0	0	0	-100.85T	-115.99B	-280.56M	-222.2M	-48.19M	-78.42M
Sale/Maturity of Investments	0	0	0	0	1000K	1000K	1000K	1000K	1000K	1000K
Net Investment Activity	-	-	-	-	-	-	-	-	-	-
Acquisitions	0	0	0	0	0	0	0	0	0	0
Other Investing	0	0	0	0	0	0	0	0	0	0
Cash from Financing+	-50.6M	-48.84M	-96.91M	-16.86M	11.84M	-43.88M	-75.71M	-2.11M	-82.47M	-88.25M
Dividends Paid	-31.02M	-21.43M	-17.41M	-14.67M	-11.74M	-10.55M	-19.65M	-23.55M	-25.63M	-25.26M
Share Repurchases	-109	-345	0	0	-15.55T	-863K	-1.83M	-3.83M	-4.36M	-3.83M
Stock Issued	1.92K	60	1.3K	0	15.55T	571.84K	4.02M	378K	0	0
Net Stock Activity	-	-	-	-	-	-	-	-	-	-
Debt Issuance (Net)	-1000K	-1000K	-1000K	-643.91K	1000K	-1000K	-1000K	1000K	-1000K	-1000K
Other Financing	-239.44K	-247.93K	-3.02M	-1.55M	-1.85M	-432.37K	-547K	-836K	0	0
Net Change in Cash+	-13.41M	2.7M	-7.8M	7.29M	-4.22M	77.8M	-14.56M	-35.21M	38.43M	-31.61M
Exchange Rate Effect	0	0	0	0	-1000K	-1000K	-1000K	1000K	0	0
Cash at Beginning	20.55M	7.14M	9.84M	2.03M	9.32M	5.1M	82.9M	68.34M	33.13M	71.56M
Cash at End	7.14M	9.84M	2.03M	9.32M	5.1M	82.9M	68.34M	33.13M	71.56M	39.95M
Interest Paid	0	0	0	0	0	0	0	0	0	0
Income Taxes Paid	0	0	0	0	0	0	0	0	0	0
Free Cash Flow+	37.19M	51.54M	89.11M	24.15M	-16.06M	121.68M	61.15M	-33.1M	22.14M	9.36M
FCF Growth %	6.58%	0.39%	0.73%	-0.73%	-1.67%	8.57%	-0.5%	-1.54%	1.67%	-0.58%

Banking Ratios

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	-7.91%	-0.38%	1.26%	-4.69%	-7.01%	17.14%	10.49%	-8.2%	5.11%	-3.03%
Return on Assets (ROA)	-3.98%	-0.26%	0.97%	-3.16%	-4.2%	6.93%	4.17%	-3.31%	1.95%	-1.18%
Net Interest Margin	2.91%	3.08%	2.34%	3.04%	0%	3.58%	7.92%	5.9%	6.03%	5.76%
Efficiency Ratio	318.93%	52.09%	55.36%	128.13%	147.81%	12.33%	21.53%	141.55%	16.33%	32.34%
Equity / Assets	50.82%	87.05%	63.75%	71.58%	49.03%	36.03%	43.21%	37.47%	38.88%	39.35%
Book Value / Share	58.46	89.36	54.76	54.7	40.43	43.26	32.82	24.09	22.45	19.25
NII Growth	25.7%	-5.14%	-36.38%	16.12%	-100%	-	139.12%	-28.87%	-9.42%	-21.1%
Dividend Payout	-	-	513.9%	-	-	33.41%	75.49%	-	-	-

Frequently Asked Questions

Growth & Financials

BCP Investment Corporation (BCIC) saw revenue decline by 52.3% over the past year.

Yes, BCP Investment Corporation (BCIC) is profitable, generating $16.5M in net income for fiscal year 2024 (-28.7% net margin).

Dividend & Returns

Yes, BCP Investment Corporation (BCIC) pays a dividend with a yield of 22.11%. This makes it attractive for income-focused investors.

BCP Investment Corporation (BCIC) has a return on equity (ROE) of -3.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics

BCP Investment Corporation (BCIC) has a net interest margin (NIM) of 5.8%. This indicates healthy earnings from lending activities.

BCP Investment Corporation (BCIC) has an efficiency ratio of 32.3%. This is excellent, indicating strong cost control.

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BCP Investment Corporation (BCIC) 10-Year Financial Performance & Capital Metrics

BCIC • • Banking & Credit

Financial ServicesAsset ManagementBusiness Development Companies (BDCs)Middle Market Lenders

Net Interest Income $26M -21.1%
Total Revenue $21M -52.3%
Net Income -$6M -152.1%
Return on Equity -3.03% -159.3%
Net Interest Margin 5.76% -4.5%
Efficiency Ratio 32.34% +98.0%
ROA -1.18% -160.8%
Equity / Assets 39.35% +1.2%
Book Value per Share 19.25 -14.3%
Tangible BV/Share 19.25 -14.3%
Debt/Equity 1.49 -1.6%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong NIM of 5.8%
✓Efficient operations: 32.3% efficiency ratio
✓Well capitalized: 39.3% equity/assets
✓Share count reduced 2.5% through buybacks
✓Trading at only 0.6x book value

✗Weaknesses

No significant weaknesses identified

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-5.62%

5Y18.46%

3Y-26.64%

TTM-

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM358.06%

EPS CAGR

10Y-

5Y-

3Y-

TTM-120.76%

ROCE

10Y Avg-0.16%

5Y Avg1.74%

3Y Avg-0.9%

Latest-1.36%

Peer Comparison

Middle Market Lenders

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
GSBDGoldman Sachs BDC, Inc.	1.08B	9.43	17.15	-57.7%	32.67%	9.15%	18.68%	1.23
CSWCCapital Southwest Corporation	1.36B	23.72	16.14	7.67%	43.07%	9.13%		1.08
HCXYHercules Capital, Inc.	2.36B	25.18	15.64	-9.71%	62.54%	14.13%		0.90
TRINITrinity Capital Inc. 7.875% Notes Due 2029	1.91B	25.41	12.10	29.68%	50.98%	15.22%	4.92%	1.08
HTGCHercules Capital, Inc.	3.45B	18.97	11.78	-12.79%	61.03%	14.17%		0.90
TSLXSixth Street Specialty Lending, Inc.	2.12B	22.40	11.03	-2.72%	51.86%	11.83%	8.85%	1.18
MAINMain Street Capital Corporation	5.75B	64.20	10.97	18.32%	70.11%	18.28%		0.76
GBDCGolub Capital BDC, Inc.	3.68B	13.95	9.82	80.52%	46.2%	9.4%

Profit & Loss

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Interest Income+	12.38M	11.75M	7.47M	8.68M	0	21.48M	51.37M	36.54M	33.1M	26.11M
NII Growth %	0.26%	-0.05%	-0.36%	0.16%	-1%	-	1.39%	-0.29%	-0.09%	-0.21%
Net Interest Margin %	-	-	-	-	-	-	-	-	-	-
Interest Income	24.11M	20.86M	15.14M	16.08M	0	31.77M	65.01M	54.24M	58.4M	46.9M
Interest Expense	11.73M	9.11M	7.66M	7.4M	0	10.28M	13.64M	17.7M	25.31M	20.78M
Loan Loss Provision	0	0	0	0	8.26M	4	0	0	0	0
Non-Interest Income+	-20.96M	-4.01M	9.62M	-8.37M	8.87M	15.98M	-12.62M	-48.2M	-15.05M	-26.21M
Non-Interest Income %	-	-	-	-	-	-	-	-	-	-
Total Revenue+	3.15M	16.84M	24.75M	7.71M	8.87M	47.74M	52.39M	6.04M	43.35M	20.68M
Revenue Growth %	-0.91%	4.34%	0.47%	-0.69%	0.15%	4.38%	0.1%	-0.88%	6.18%	-0.52%
Non-Interest Expense	10.06M	8.77M	13.71M	9.88M	13.11M	5.89M	11.28M	8.55M	7.08M	6.69M
Efficiency Ratio	-	-	-	-	-	-	-	-	-	-
Operating Income+	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	27.47M	-20.21M	10.97M	-6.79M
Operating Margin %	-	-	-	-	-	-	-	-	-	-
Operating Income Growth %	-2.24%	0.94%	4.26%	-3.83%	-0.31%	3.53%	-0.13%	-1.74%	1.54%	-1.62%
Pretax Income+	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	27.47M	-20.21M	10.97M	-6.79M
Pretax Margin %	-	-	-	-	-	-	-	-	-	-
Income Tax+	0	0	0	0	0	0	1.44M	786K	-414K	-853K
Effective Tax Rate %	-	-	-	-	-	-	-	-	-	-
Net Income+	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	26.03M	-21M	11.38M	-5.93M
Net Margin %	-	-	-	-	-	-	-	-	-	-
Net Income Growth %	-2.24%	0.94%	4.26%	-3.83%	-0.31%	3.53%	-0.18%	-1.81%	1.54%	-1.52%
Net Income (Continuing)	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	26.03M	-21M	11.38M	-5.93M
EPS (Diluted)+	-5.04	-0.28	0.90	-2.56	-3.32	6.32	3.05	-2.18	1.20	-0.64
EPS Growth %	-2.17%	0.94%	4.21%	-3.84%	-0.3%	2.9%	-0.52%	-1.71%	1.55%	-1.53%
EPS (Basic)	-5.04	-0.28	0.90	-2.56	-3.32	6.32	3.05	-2.18	1.20	-0.64
Diluted Shares Outstanding	3.7M	3.71M	3.72M	3.74M	3.76M	5M	8.54M	9.63M	9.51M	9.27M

Balance Sheet

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash & Short Term Investments+	1000K	1000K	1000K	1000K	136.86K	1000K	1000K	1000K	1000K	1000K
Cash & Due from Banks	7.14M	1.31M	2.03M	5.42M	136.86K	6.99M	28.92M	5.15M	26.91M	17.53M
Short Term Investments	1000K	0	0	0	0	0	0	0	0	0
Total Investments+	409.57T	366.47M	311.96M	273.31M	35.19M	35.4M	0	0	0	0
Investments Growth %	853792.93%	-1%	-0.15%	-0.12%	-0.87%	0.01%	-1%	-	-	-
Long-Term Investments	409.57M	366.47M	311.96M	273.31M	35.19M	35.4M	0	0	0	0
Accounts Receivables	0	0	0	0	1000K	1000K	1000K	1000K	1000K	1000K
Goodwill & Intangibles+	-	-	-	-	-	-	-	-	-	-
Goodwill	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	0	0	0	0	0	0	0	0	0
PP&E (Net)	0	0	0	0	0	0	0	0	0	0
Other Assets	-409.57M	-381.37M	-319.81M	-285.46M	248.82M	529.35M	593.17M	607.18M	515.06M	428.65M
Total Current Assets	1.81T	2.34T	80.39T	7.77M	26.4M	35.43M	55.13M	12.3M	34.18M	24.99M
Total Non-Current Assets	409.57M	366.47M	311.96M	273.31M	284.01M	564.75M	593.17M	607.18M	515.06M	428.65M
Total Assets+	425.24M	381.37M	319.81M	285.46M	310.41M	600.18M	648.3M	619.49M	549.24M	453.63M
Asset Growth %	-0.17%	-0.1%	-0.16%	-0.11%	0.09%	0.93%	0.08%	-0.04%	-0.11%	-0.17%
Return on Assets (ROA)	-0.04%	-0%	0.01%	-0.03%	-0.04%	0.07%	0.04%	-0.03%	0.02%	-0.01%
Accounts Payable	3.45M	10.86M	36.57M	26.93M	136.49K	1.09M	7.42M	5M	4.45M	3.65M
Total Debt+	205.14M	175.58M	101.41M	100.4M	153.86M	373.31M	347.19M	373.31M	322.41M	265.14M
Net Debt	198M	174.28M	99.38M	94.98M	153.73M	366.32M	318.27M	368.16M	295.5M	247.61M
Long-Term Debt	0	0	0	0	153.86M	373.31M	347.19M	373.31M	322.41M	265.14M
Short-Term Debt	0	0	0	0	0	0	0	0	0	0
Other Liabilities	0	0	0	0	4.21M	9.52M	13.57M	9.06M	8.86M	6.36M
Total Current Liabilities	19.3T	10.86M	36.57M	26.93M	136.49K	1.09M	7.42M	5M	4.45M	3.65M
Total Non-Current Liabilities	189.84T	175.58M	101.41M	100.4M	158.07M	382.82M	360.76M	382.37M	331.27M	271.5M
Total Liabilities	209.14M	186.45M	138M	127.44M	158.21M	383.91M	368.18M	387.36M	335.72M	275.14M
Total Equity+	216.1M	331.97M	203.88M	204.34M	152.2M	216.26M	280.12M	232.12M	213.52M	178.49M
Equity Growth %	-0.15%	0.54%	-0.39%	0%	-0.26%	0.42%	0.3%	-0.17%	-0.08%	-0.16%
Equity / Assets (Capital Ratio)	-	-	-	-	-	-	-	-	-	-
Return on Equity (ROE)	-0.08%	-0%	0.01%	-0.05%	-0.07%	0.17%	0.1%	-0.08%	0.05%	-0.03%
Book Value per Share	58.46	89.36	54.76	54.70	40.43	43.26	32.82	24.09	22.45	19.25
Tangible BV per Share	-	-	-	-	-	-	-	-	-	-
Common Stock	371K	371.78K	373.39K	373.27K	448.3K	75K	97K	96K	94K	92K
Additional Paid-in Capital	361.96M	353.4M	329.79M	306.78M	451.35M	639.14M	733.1M	736.78M	717.84M	714.33M
Retained Earnings	-21.64M	-14.63M	-9.99M	-149.14M	-299.6M	-422.95M	-453.07M	-504.76M	-504.41M	-535.93M
Accumulated OCI	-124.59M	-55.73M	-52.34M	158.02M	0	0	0	0	0	0
Treasury Stock	0	0	0	0	0	0	0	0	0	0
Preferred Stock	124.59M	55.73M	52.34M	0	0	0	0	0	0	0

Cash Flow

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	37.19M	51.54M	89.11M	24.15M	-16.06M	121.68M	61.15M	-33.1M	22.14M	9.36M
Operating CF Growth %	6.58%	0.39%	0.73%	-0.73%	-1.67%	8.57%	-0.5%	-1.54%	1.67%	-0.58%
Net Income	-18.63M	-1.04M	3.39M	-9.57M	-12.5M	31.57M	26.03M	-21M	11.38M	-5.93M
Depreciation & Amortization	0	0	0	0	-165.04K	-6.81B	8.44M	17.91M	0	0
Deferred Taxes	0	0	0	0	-258.94B	0	0	0	0	0
Other Non-Cash Items	73.94M	46.28M	60.74M	40.29M	42.81M	6.9B	17.42M	-45.09M	11.11M	18.41M
Working Capital Changes	-18.11M	6.29M	24.98M	-6.56M	-46.21M	4.36M	9.26M	15.07M	-344K	-3.11M
Cash from Investing+	0	0	0	0	41.58T	97.06B	48.9M	-61.24M	98.76M	47.27M
Purchase of Investments	0	0	0	0	-100.85T	-115.99B	-280.56M	-222.2M	-48.19M	-78.42M
Sale/Maturity of Investments	0	0	0	0	1000K	1000K	1000K	1000K	1000K	1000K
Net Investment Activity	-	-	-	-	-	-	-	-	-	-
Acquisitions	0	0	0	0	0	0	0	0	0	0
Other Investing	0	0	0	0	0	0	0	0	0	0
Cash from Financing+	-50.6M	-48.84M	-96.91M	-16.86M	11.84M	-43.88M	-75.71M	-2.11M	-82.47M	-88.25M
Dividends Paid	-31.02M	-21.43M	-17.41M	-14.67M	-11.74M	-10.55M	-19.65M	-23.55M	-25.63M	-25.26M
Share Repurchases	-109	-345	0	0	-15.55T	-863K	-1.83M	-3.83M	-4.36M	-3.83M
Stock Issued	1.92K	60	1.3K	0	15.55T	571.84K	4.02M	378K	0	0
Net Stock Activity	-	-	-	-	-	-	-	-	-	-
Debt Issuance (Net)	-1000K	-1000K	-1000K	-643.91K	1000K	-1000K	-1000K	1000K	-1000K	-1000K
Other Financing	-239.44K	-247.93K	-3.02M	-1.55M	-1.85M	-432.37K	-547K	-836K	0	0
Net Change in Cash+	-13.41M	2.7M	-7.8M	7.29M	-4.22M	77.8M	-14.56M	-35.21M	38.43M	-31.61M
Exchange Rate Effect	0	0	0	0	-1000K	-1000K	-1000K	1000K	0	0
Cash at Beginning	20.55M	7.14M	9.84M	2.03M	9.32M	5.1M	82.9M	68.34M	33.13M	71.56M
Cash at End	7.14M	9.84M	2.03M	9.32M	5.1M	82.9M	68.34M	33.13M	71.56M	39.95M
Interest Paid	0	0	0	0	0	0	0	0	0	0
Income Taxes Paid	0	0	0	0	0	0	0	0	0	0
Free Cash Flow+	37.19M	51.54M	89.11M	24.15M	-16.06M	121.68M	61.15M	-33.1M	22.14M	9.36M
FCF Growth %	6.58%	0.39%	0.73%	-0.73%	-1.67%	8.57%	-0.5%	-1.54%	1.67%	-0.58%

Banking Ratios

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Return on Equity (ROE)	-7.91%	-0.38%	1.26%	-4.69%	-7.01%	17.14%	10.49%	-8.2%	5.11%	-3.03%
Return on Assets (ROA)	-3.98%	-0.26%	0.97%	-3.16%	-4.2%	6.93%	4.17%	-3.31%	1.95%	-1.18%
Net Interest Margin	2.91%	3.08%	2.34%	3.04%	0%	3.58%	7.92%	5.9%	6.03%	5.76%
Efficiency Ratio	318.93%	52.09%	55.36%	128.13%	147.81%	12.33%	21.53%	141.55%	16.33%	32.34%
Equity / Assets	50.82%	87.05%	63.75%	71.58%	49.03%	36.03%	43.21%	37.47%	38.88%	39.35%
Book Value / Share	58.46	89.36	54.76	54.7	40.43	43.26	32.82	24.09	22.45	19.25
NII Growth	25.7%	-5.14%	-36.38%	16.12%	-100%	-	139.12%	-28.87%	-9.42%	-21.1%
Dividend Payout	-	-	513.9%	-	-	33.41%	75.49%	-	-	-

Frequently Asked Questions

Growth & Financials

BCP Investment Corporation (BCIC) saw revenue decline by 52.3% over the past year.

Yes, BCP Investment Corporation (BCIC) is profitable, generating $16.5M in net income for fiscal year 2024 (-28.7% net margin).

Dividend & Returns

Yes, BCP Investment Corporation (BCIC) pays a dividend with a yield of 22.11%. This makes it attractive for income-focused investors.

BCP Investment Corporation (BCIC) has a return on equity (ROE) of -3.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics

BCP Investment Corporation (BCIC) has a net interest margin (NIM) of 5.8%. This indicates healthy earnings from lending activities.

BCP Investment Corporation (BCIC) has an efficiency ratio of 32.3%. This is excellent, indicating strong cost control.