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Bill.com Holdings, Inc.(BILL)Earnings, Financials & Key Ratios
BILL•NYSE
$37.07
$3.67B mkt cap·161.2× P/E·Price updated May 6, 2026
AboutBill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services. The company serves accounting firms, financial institutions, and software companies. Bill.com Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.Show more
- Revenue$1.46B+13.4%
- EBITDA$9M+112.5%
- Net Income$24M+182.4%
- EPS (Diluted)0.23+185.2%
- Gross Margin81.4%-0.5%
- EBITDA Margin0.6%+111.0%
- Operating Margin-5.51%+59.2%
- Net Margin1.63%+172.7%
- ROE0.59%+184.2%
- ROIC-1.39%+54.6%
- Debt/Equity0.45+91.7%
- Interest Coverage2.64+809.1%
BILL Key Insights
Bill.com Holdings, Inc. (BILL) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓FCF machine: 21.2% free cash flow margin
- ✓High quality earnings: Operating CF exceeds net income
- ✓Strong 5Y sales CAGR of 56.1%
- ✓Share count reduced 2.1% through buybacks
- ✓Trading at only 1.0x book value
✗Weaknesses
- ✗Trading more than 30% below 52-week high
- ✗Low asset turnover indicates capital-intensive operations
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
BILL Price & Volume
Bill.com Holdings, Inc. (BILL) stock price & volume — 10-year historical chart
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BILL Growth Metrics
Bill.com Holdings, Inc. (BILL) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years56.14%
3 Years31.58%
TTM11.84%
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-129.57%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-348.99%
Return on Capital
10 Years-5.53%
5 Years-4.32%
3 Years-3.24%
Last Year-1.52%
BILL Recent Earnings
Bill.com Holdings, Inc. (BILL) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 8/12 qtrs (67%)
Q1 2026Latest
Feb 5, 2026EPS
$0.64
Est $0.56
+14.3%
Revenue
$415M
Est $400M
+3.7%
Q4 2025
Nov 6, 2025EPS
$0.61
Est $0.51
+19.1%
Revenue
$396M
Est $392M
+1.0%
Q3 2025
Aug 27, 2025EPS
$0.53
Est $0.41
+29.3%
Revenue
$383M
Est $393M
-2.4%
Q2 2025
May 8, 2025EPS
$0.50
Est $0.37
+35.1%
Revenue
$358M
Est $376M
-4.7%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 5, 2026 | $0.64vs $0.56+14.3% | $415Mvs $400M+3.7% |
| Q4 2025 | Nov 6, 2025 | $0.61vs $0.51+19.1% | $396Mvs $392M+1.0% |
| Q3 2025 | Aug 27, 2025 | $0.53vs $0.41+29.3% | $383Mvs $393M-2.4% |
| Q2 2025 | May 8, 2025 | $0.50vs $0.37+35.1% | $358Mvs $376M-4.7% |
Based on last 12 quarters of dataView full earnings history →
BILL Peer Comparison
Bill.com Holdings, Inc. (BILL) competitors in Payments, billing and spend management — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 INTU | 108.46B | 388.55 | 28.42 | 15.63% | 21.57% | 22.78% | 0.34 | |
 PAYC | 6.86B | 126.32 | 15.63 | 8.95% | 22.44% | 31.03% | 0.09 | |
 PCTY | 5.52B | 102.53 | 25.51 | 13.74% | 14.19% | 21.69% | 0.18 | |
 APPF | 6.02B | 167.17 | 43.09 | 19.72% | 15.27% | 30.9% | 0.13 | |
 TNET | 1.89B | 40.89 | 12.94 | -0.85% | 3.22% | 179.66% | 18.13 | |
 FLYW | 2.09B | 17.51 | 159.18 | 26.59% | 6.65% | 5.87% | ||
 WEX | 4.99B | 144.00 | 17.00 | 1.24% | 11.5% | 26.96% | 3.94 | |
 PLTK | 1.35B | 3.57 | -6.61 | 8.08% | -7.49% |
Compare BILL vs Peers
Bill.com Holdings, Inc. (BILL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BILL Income Statement
Bill.com Holdings, Inc. (BILL) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Sales/Revenue | 64.86M | 108.35M | 157.6M | 238.26M | 641.96M | 1.06B | 1.29B | 1.46B | 1.55B |
| Revenue Growth % | - | 67.04% | 45.45% | 51.18% | 169.43% | 64.88% | 21.89% | 13.36% | 11.84% |
| Cost of Goods Sold | 19.37M | 29.92M | 39.14M | 61.81M | 145M | 193.98M | 234.62M | 272.1M | 301.39M |
| COGS % of Revenue | 29.87% | 27.61% | 24.84% | 25.94% | 22.59% | 18.33% | 18.18% | 18.6% | - |
| Gross Profit | 45.49M▲ 0% | 78.43M▲ 72.4% | 118.46M▲ 51.0% | 176.46M▲ 49.0% | 496.95M▲ 181.6% | 864.49M▲ 74.0% | 1.06B▲ 22.1% | 1.19B▲ 12.8% | 1.25B▲ 0% |
| Gross Margin % | 70.13% | 72.39% | 75.16% | 74.06% | 77.41% | 81.67% | 81.82% | 81.4% | 80.58% |
| Gross Profit Growth % | - | 72.41% | 51.03% | 48.97% | 181.63% | 73.96% | 22.1% | 12.78% | - |
| Operating Expenses | 53.31M | 88.24M | 152.65M | 290.43M | 813.77M | 1.16B | 1.23B | 1.27B | 1.34B |
| OpEx % of Revenue | 82.19% | 81.44% | 96.86% | 121.89% | 126.76% | 109.62% | 95.31% | 86.91% | - |
| Selling, General & Admin | 35.32M | 59.31M | 99.25M | 196.05M | 548.33M | 797.14M | 756.2M | 825.62M | 889.95M |
| SG&A % of Revenue | 54.46% | 54.74% | 62.98% | 82.28% | 85.41% | 75.31% | 58.61% | 56.45% | - |
| Research & Development | 17.99M | 28.92M | 53.41M | 89.5M | 219.82M | 314.63M | 336.75M | 340.06M | 339.69M |
| R&D % of Revenue | 27.73% | 26.69% | 33.89% | 37.56% | 34.24% | 29.73% | 26.1% | 23.25% | - |
| Other Operating Expenses | 1K | -49K | 0 | 4.87M | 45.63M | 48.5M | 136.76M | 105.39M | 4M |
| Operating Income | -7.82M▲ 0% | -9.8M▼ 25.4% | -34.2M▼ 248.9% | -113.97M▼ 233.3% | -316.82M▼ 178.0% | -295.77M▲ 6.6% | -174.16M▲ 41.1% | -80.6M▲ 53.7% | -89.99M▲ 0% |
| Operating Margin % | -12.05% | -9.05% | -21.7% | -47.83% | -49.35% | -27.94% | -13.5% | -5.51% | -5.8% |
| Operating Income Growth % | - | -25.41% | -248.85% | -233.26% | -177.99% | 6.64% | 41.12% | 53.72% | - |
| EBITDA | -5.5M | -6.65M | -29.94M | -102.96M | -220.71M | -190.6M | -71M | 8.84M | 12.25M |
| EBITDA Margin % | -8.48% | -6.14% | -19% | -43.21% | -34.38% | -18.01% | -5.5% | 0.6% | 0.79% |
| EBITDA Growth % | - | -20.82% | -350.31% | -243.87% | -114.37% | 13.64% | 62.75% | 112.45% | -35.12% |
| D&A (Non-Cash Add-back) | 2.31M | 3.15M | 4.26M | 11.01M | 96.11M | 105.17M | 103.16M | 89.44M | 102.24M |
| EBIT | -6.76M | -6.64M | -30.81M | -111.18M | -321.26M | -207.71M | -7.14M | 48.97M | 2.72M |
| Net Interest Income | 631K | 2.38M | 3.86M | -25.17M | -2.73M | 76.08M | 103.12M | 72.34M | 74.1M |
| Interest Income | 1.06M | 3.21M | 4.09M | 2.99M | 6.69M | 91.28M | 122.3M | 90.9M | 96.69M |
| Interest Expense | 427K | 825K | 229K | 28.16M | 9.42M | 15.2M | 19.18M | 18.56M | 22.59M |
| Other Income/Expense | 632K | 2.33M | 3.16M | -25.37M | -13.86M | 72.86M | 147.84M | 111.01M | 71.75M |
| Pretax Income | -7.18M▲ 0% | -7.47M▼ 4.0% | -31.04M▼ 315.5% | -139.34M▼ 348.9% | -330.68M▼ 137.3% | -222.92M▲ 32.6% | -26.32M▲ 88.2% | 30.41M▲ 215.5% | -18.24M▲ 0% |
| Pretax Margin % | -11.08% | -6.89% | -19.69% | -58.48% | -51.51% | -21.06% | -2.04% | 2.08% | -1.18% |
| Income Tax | 10K | -156K | 53K | -40.62M | -4.32M | 808K | 2.56M | 6.61M | 5.97M |
| Effective Tax Rate % | -0.14% | 2.09% | -0.17% | 29.15% | 1.31% | -0.36% | -9.72% | 21.74% | -32.71% |
| Net Income | -7.2M▲ 0% | -7.31M▼ 1.7% | -31.09M▼ 325.1% | -98.72M▼ 217.5% | -326.36M▼ 230.6% | -223.72M▲ 31.4% | -28.88M▲ 87.1% | 23.8M▲ 182.4% | -24.21M▲ 0% |
| Net Margin % | -11.09% | -6.75% | -19.73% | -41.43% | -50.84% | -21.14% | -2.24% | 1.63% | -1.56% |
| Net Income Growth % | - | -1.65% | -325.09% | -217.52% | -230.59% | 31.45% | 87.09% | 182.41% | -129.57% |
| Net Income (Continuing) | -7.2M | -7.31M | -31.09M | -98.72M | -326.36M | -223.72M | -28.88M | 23.8M | -24.21M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | -0.09▲ 0% | -0.10▼ 14.5% | -0.39▼ 290.0% | -1.19▼ 205.1% | -3.21▼ 169.7% | -2.11▲ 34.3% | -0.27▲ 87.2% | 0.23▲ 185.2% | -0.24▲ 0% |
| EPS Growth % | - | -14.55% | -290% | -205.13% | -169.75% | 34.27% | 87.2% | 185.19% | -348.99% |
| EPS (Basic) | -0.09 | -0.10 | -0.39 | -1.19 | -3.21 | -2.11 | -0.27 | 0.23 | - |
| Diluted Shares Outstanding | 82.4M | 72.27M | 79.64M | 82.81M | 101.75M | 105.98M | 106.1M | 103.91M | 101.23M |
| Basic Shares Outstanding | 82.4M | 72.27M | 79.64M | 82.81M | 101.75M | 105.98M | 106.1M | 103.57M | 101.23M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - |
BILL Balance Sheet
Bill.com Holdings, Inc. (BILL) balance sheet — assets, liabilities & shareholders' equity
| Line item | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Total Current Assets | 1.02B | 1.51B | 2.38B | 3.61B | 6.28B | 6.67B | 6.31B | 7.24B | 7.33B |
| Cash & Short-Term Investments | 92.27M | 162.28M | 697.62M | 1.16B | 2.71B | 2.66B | 1.59B | 2.32B | 2.37B |
| Cash Only | 22.4M | 90.31M | 573.64M | 509.62M | 1.6B | 1.62B | 985.94M | 1.14B | 1.22B |
| Short-Term Investments | 69.87M | 71.97M | 123.97M | 655.31M | 1.11B | 1.04B | 601.53M | 1.18B | 1.15B |
| Accounts Receivable | 5.35M | 9.19M | 10.8M | 165.31M | 280.44M | 486.88M | 725.26M | 717.45M | 791.55M |
| Days Sales Outstanding | 30.09 | 30.97 | 25.02 | 253.25 | 159.45 | 167.9 | 205.18 | 179.05 | 177.1 |
| Inventory | 0 | 0 | -6.55M | 0 | 3.14B | 3.36B | 0 | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | 7.91K | 6.31K | - | - | - |
| Other Current Assets | 916.91M | 1.33B | 1.66B | 2.21B | 0 | 0 | 4B | 4.2B | 4.17B |
| Total Non-Current Assets | 10.57M | 13.2M | 24.57M | 2.36B | 2.98B | 2.96B | 2.86B | 2.83B | 2.8B |
| Property, Plant & Equipment | 5.95M | 6.56M | 13.87M | 120.83M | 133.43M | 150.55M | 147.45M | 172.7M | 179.04M |
| Fixed Asset Turnover | 10.91x | 16.52x | 11.37x | 1.97x | 4.81x | 7.03x | 8.75x | 8.47x | 8.90x |
| Goodwill | 0 | 0 | 0 | 1.77B | 2.36B | 2.4B | 2.4B | 2.4B | 2.4B |
| Intangible Assets | 0 | 0 | 0 | 417.34M | 432.58M | 361.43M | 281.47M | 222.81M | 192.47M |
| Long-Term Investments | 2.1M | 3.1M | 0 | 0 | 0 | 0 | 0 | 4.88M | 4.88M |
| Other Non-Current Assets | 2.53M | 3.54M | 10.7M | 43.84M | 54.45M | 68.18M | 38.57M | 28.29M | 126.91M |
| Total Assets | 1.03B▲ 0% | 1.53B▲ 48.3% | 2.4B▲ 57.5% | 5.97B▲ 148.3% | 9.26B▲ 55.1% | 9.64B▲ 4.1% | 9.18B▼ 4.7% | 10.06B▲ 9.6% | 10.13B▲ 0% |
| Asset Turnover | 0.06x | 0.07x | 0.07x | 0.04x | 0.07x | 0.11x | 0.14x | 0.15x | 0.16x |
| Asset Growth % | - | 48.29% | 57.51% | 148.3% | 55.06% | 4.11% | -4.74% | 9.64% | 32.14% |
| Total Current Liabilities | 930.58M | 1.35B | 1.68B | 2.33B | 3.41B | 3.75B | 4.06B | 4.59B | 4.43B |
| Accounts Payable | 2.03M | 5.06M | 3.48M | 11.9M | 9.95M | 8.52M | 7.45M | 16.29M | 5.04M |
| Days Payables Outstanding | 38.17 | 61.77 | 32.43 | 70.3 | 25.04 | 16.03 | 11.59 | 21.86 | 11.4 |
| Short-Term Debt | 3.67M | 494K | 2.3M | 0 | 75.1M | 135.05M | 0 | 213.43M | 0 |
| Deferred Revenue (Current) | 918.29M | 1.33B | 1.65B | 2.22B | 3.17B | 3.38B | 3.72B | 22.43M | 3.72B |
| Other Current Liabilities | 5.38M | 1.34B | 8.54M | 0 | 0 | 0 | 34.16M | 4.3B | 4.37B |
| Current Ratio | 1.09x | 1.12x | 1.42x | 1.55x | 1.84x | 1.78x | 1.55x | 1.58x | 1.58x |
| Quick Ratio | 1.09x | 1.12x | 1.42x | 1.55x | 0.92x | 0.88x | 1.55x | 1.58x | 1.58x |
| Cash Conversion Cycle | - | - | - | - | 8.05K | 6.47K | - | - | 165.7 |
| Total Non-Current Liabilities | 200.61M | 279.54M | 16.45M | 1.11B | 1.8B | 1.8B | 981.59M | 1.56B | 1.89B |
| Long-Term Debt | 5.83M | 0 | 0 | 989.38M | 1.7B | 1.7B | 914M | 1.5B | 1.89B |
| Capital Lease Obligations | 0 | 0 | 0 | 86.64M | 82.73M | 72.48M | 62.85M | 58.37M | 228.5M |
| Deferred Tax Liabilities | 191.15M | 0 | 0 | 9.09M | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 1.7M | 277.75M | 13.83M | 25.89M | 20.8M | 18.94M | 574K | 1.58M | -44.5M |
| Total Liabilities | 1.13B | 1.63B | 1.69B | 3.44B | 5.21B | 5.55B | 5.04B | 6.15B | 6.32B |
| Total Debt | 9.5M | 494K | 2.3M | 1.08B | 1.86B | 1.91B | 976.85M | 1.77B | 1.94B |
| Net Debt | -12.9M | -89.81M | -571.34M | 566.4M | 259.27M | 295.15M | -9.09M | 632.88M | 719.73M |
| Debt / Equity | - | - | 0.00x | 0.43x | 0.46x | 0.47x | 0.24x | 0.45x | 0.45x |
| Debt / EBITDA | - | - | - | - | - | - | - | 200.53x | 158.45x |
| Net Debt / EBITDA | - | - | - | - | - | - | - | 71.58x | 71.58x |
| Interest Coverage | -15.83x | -8.05x | -134.54x | -3.95x | -34.11x | -13.66x | -0.37x | 2.64x | 0.12x |
| Total Equity | -101.9M▲ 0% | -102.66M▼ 0.7% | 710.72M▲ 792.3% | 2.53B▲ 255.9% | 4.04B▲ 59.9% | 4.09B▲ 1.0% | 4.13B▲ 1.2% | 3.91B▼ 5.3% | 3.81B▲ 0% |
| Equity Growth % | - | -0.74% | 792.32% | 255.92% | 59.86% | 1.05% | 1.18% | -5.33% | -13.28% |
| Book Value per Share | -1.24 | -1.42 | 8.92 | 30.55 | 39.74 | 38.56 | 38.96 | 37.67 | 37.61 |
| Total Shareholders' Equity | 89.24M | 174.34M | 710.72M | 2.53B | 4.04B | 4.09B | 4.13B | 3.91B | 3.81B |
| Common Stock | 1K | 1K | 2K | 2K | 2K | 2K | 2K | 2K | 2K |
| Retained Earnings | -110.34M | -117.66M | -148.75M | -247.47M | -544.83M | -856.17M | -1.1B | -1.51B | -1.73B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -177K | 326K | 2.42M | -100K | -10.22M | -4.49M | -1.89M | 10.2M | 13.78M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
BILL Cash Flow Statement
Bill.com Holdings, Inc. (BILL) cash flow — operating, investing & free cash flow history
| Line item | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -8.36M | -3.95M | -4.43M | 4.62M | -18.09M | 187.77M | 278.77M | 350.64M | 350.64M |
| Operating CF Margin % | -12.88% | -3.64% | -2.81% | 1.94% | -2.82% | 17.74% | 21.61% | 23.97% | - |
| Operating CF Growth % | - | 52.74% | -12.18% | 204.36% | -491.37% | 1137.79% | 48.47% | 25.78% | 98.72% |
| Net Income | -7.2M | -7.31M | -31.09M | -98.72M | -326.36M | -223.72M | -28.88M | 23.8M | -24.21M |
| Depreciation & Amortization | 2.31M | 3.15M | 4.26M | 11.01M | 87.5M | 95.68M | 103.16M | 89.44M | 102.24M |
| Stock-Based Compensation | 1.54M | 4.08M | 18.06M | 68.29M | 197.16M | 313.57M | 248.38M | 242.53M | 245.05M |
| Deferred Taxes | 0 | -176K | 0 | -40.62M | -4.08M | -1.36M | -361K | 0 | 0 |
| Other Non-Cash Items | 182K | -1.02M | -3.1M | 36.78M | 43.92M | 12.58M | -34.18M | -12.72M | 30.15M |
| Working Capital Changes | -5.2M | -2.67M | 7.44M | 27.88M | -16.23M | -8.97M | -9.34M | 7.59M | 32.29M |
| Change in Receivables | -279K | -2.1M | -1.05M | -6.54M | -3.03M | -4.48M | 69K | -4.46M | -12.1M |
| Change in Inventory | -5.13M | -3.79M | 6.83M | 20.15M | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | -563K | 3.17M | -1.6M | 7.42M | -3.77M | -1.69M | -1.13M | 8.21M | -234K |
| Cash from Investing | -417.82M | -419.8M | -249.49M | -1.43B | -1.13B | 259.29M | -409.37M | -817.39M | -659.84M |
| Capital Expenditures | -2.05M | -4.3M | -12.08M | -21.21M | -15.64M | -7.59M | -976K | -4.33M | -27.88M |
| CapEx % of Revenue | 3.15% | 3.97% | 7.66% | 8.9% | 2.44% | 0.72% | 0.08% | 0.3% | - |
| Acquisitions | 733K | -1.56M | -639K | -556.09M | -144.35M | -28.9M | 0 | 0 | 0 |
| Investments | - | - | - | - | - | - | - | - | - |
| Other Investing | 2.95M | -332.34M | -320K | -26.5M | -123.84M | -254.62M | -205.9M | -168.53M | 66.07M |
| Cash from Financing | 326.28M | 491.65M | 863.13M | 1.64B | 2.88B | 235.11M | -742.6M | 666.52M | 122.13M |
| Debt Issued (Net) | 6.11M | -9.5M | 2.3M | 1.13B | 557.58M | 60M | -888.19M | 860.6M | -628M |
| Equity Issued (Net) | 0 | 85.16M | 533.66M | 37.07M | 1.34B | -55.86M | -211.9M | -430M | -240.07M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | -87.61M | -211.9M | -430M | -245.8M |
| Other Financing | 320.17M | 416M | 327.17M | 475.43M | 979.87M | 230.97M | 357.49M | 235.93M | 990.2M |
| Net Change in Cash | -99.9M▲ 0% | 67.91M▲ 168.0% | 609.21M▲ 797.1% | 217.32M▼ 64.3% | 1.73B▲ 697.5% | 682.13M▼ 60.6% | -873.44M▼ 228.0% | 199.49M▲ 122.8% | -139.97M▲ 0% |
| Free Cash Flow | -10.4M▲ 0% | -8.25M▲ 20.7% | -16.51M▼ 100.1% | -16.58M▼ 0.5% | -33.73M▼ 103.4% | 156.56M▲ 564.2% | 257.88M▲ 64.7% | 309.67M▲ 20.1% | 347.96M▲ 0% |
| FCF Margin % | -16.04% | -7.61% | -10.47% | -6.96% | -5.25% | 14.79% | 19.99% | 21.17% | 22.42% |
| FCF Growth % | - | 20.71% | -100.12% | -0.47% | -103.39% | 564.19% | 64.71% | 20.09% | 14.99% |
| FCF per Share | -0.13 | -0.11 | -0.21 | -0.20 | -0.33 | 1.48 | 2.43 | 2.98 | 2.98 |
| FCF Conversion (FCF/Net Income) | 1.16x | 0.54x | 0.14x | -0.05x | 0.06x | -0.84x | -9.65x | 14.73x | -14.37x |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 7.44M | 12.61M | 13.78M | 0 |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 1.27M | 5.63M | 6.32M | 0 |
BILL Key Ratios
Bill.com Holdings, Inc. (BILL) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | - | -10.23% | -6.09% | -9.93% | -5.5% | -0.7% | 0.59% | -0.63% |
| Return on Invested Capital (ROIC) | - | -18.4% | -5.28% | -6.42% | -5.11% | -3.07% | -1.39% | -1.39% |
| Gross Margin | 72.39% | 75.16% | 74.06% | 77.41% | 81.67% | 81.82% | 81.4% | 80.58% |
| Net Margin | -6.75% | -19.73% | -41.43% | -50.84% | -21.14% | -2.24% | 1.63% | -1.56% |
| Debt / Equity | - | 0.00x | 0.43x | 0.46x | 0.47x | 0.24x | 0.45x | 0.45x |
| Interest Coverage | -8.05x | -134.54x | -3.95x | -34.11x | -13.66x | -0.37x | 2.64x | 0.12x |
| FCF Conversion | 0.54x | 0.14x | -0.05x | 0.06x | -0.84x | -9.65x | 14.73x | -14.37x |
| Revenue Growth | 67.04% | 45.45% | 51.18% | 169.43% | 64.88% | 21.89% | 13.36% | 11.84% |
BILL SEC Filings & Documents
Bill.com Holdings, Inc. (BILL) SEC filings — annual & quarterly reports (10-K, 10-Q)
BILL Frequently Asked Questions
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Growth & Financials
Bill.com Holdings, Inc. (BILL) reported $1.55B in revenue for fiscal year 2025. This represents a 2293% increase from $64.9M in 2018.
Bill.com Holdings, Inc. (BILL) grew revenue by 13.4% over the past year. This is steady growth.
Bill.com Holdings, Inc. (BILL) reported a net loss of $24.2M for fiscal year 2025.
Dividend & Returns
Bill.com Holdings, Inc. (BILL) has a return on equity (ROE) of 0.6%. This is below average, suggesting room for improvement.
Bill.com Holdings, Inc. (BILL) generated $348.0M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.
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