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EIGEmployers Holdings, Inc.
$47.79$1.1B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
EIG logo

Employers Holdings, Inc.

EIG
NYSE · Specialty Insurance
$47.79
At close - Sep 23, 4:00 PM EDT - USD
Market Cap$1.06B
P/E106.2x
52W High$52.59
Volume167.54K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Volatile Underwriting Obscures Stable Core Workers' Comp Franchise

Employers Holdings operates a core workers' compensation franchise that appears capable of generating stable underwriting profits when loss activity is normalized, as evidenced by a combined ratio of 84.2% in 2026Q2. However, the investment thesis is heavily c...

GrowthMixed
ProfitabilityStrained
ValuationExpensive
TechnicalsMixed
Explore valuation models
MARKET ACTION

EIG price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

+559% Peers

P/E is 559% above peer median

03

Market leadership

RS 69 · Avg

Average momentum (RS Rating: 69)

04

Mixed Trend

Mixed

Price < 50DMA but > 200DMA

Next CatalystEstimated earnings · Oct 29

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
EIG+13.89%
S&P 500 (^GSPC)+12.39%
1-Year Return
EIG+16.65%
S&P 500 (^GSPC)+15.77%
3-Year Return
EIG+26.19%
S&P 500 (^GSPC)+77.44%
5-Year Return
EIG+43.05%
S&P 500 (^GSPC)+71.55%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
106.2x
Forward P/EExpansion
20.8x
EV/EBITDA100th %ile
60.0x
FCF YieldCash Flow
4.0%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
106.2x
10.9x
100th· High
EV/EBITDA
60.0x
8.2x
100th· High
Price/FCF
24.9x
22.1x
80th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$16.47-65.5%
Base (Fair)$31.38-35.9%
Bull$50.68+6.0%
$16.47 Bear$31.38 Base$50.68 Bull
Current Market Price: $47.79
Trades at a 52.3% premium to Base DCF ($31.38)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$858M-2.6% YoY
Net income
$11M-90.9% YoY
Free cash flow
$43M-40.6% YoY
Operating margin
1.4%-15.3 pts YoY
ROIC (TTM)1%
Avg ROIC 5Y-
ROE (TTM)1.1%
Piotroski Score5 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate5/12 (42%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q3 2026Latest
Jul 29, 2026
$0.70+23.2%
vs $0.57
$220M+8.2%
vs $204M
Q2 2026
Apr 29, 2026
$0.53-3.3%
vs $0.55
$208M-2.6%
vs $213M
Q1 2026
Feb 19, 2026
$0.66+61.0%
vs $0.41
$171M-21.2%
vs $216M
Q4 2025
Oct 30, 2025
-$1.10-280.3%
vs $0.61
$239M+10.1%
vs $217M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

5 Stories
PRNewsWire·Sep 17, 2026
New Survey Reveals Financial Preparedness Gaps Among U.S. Workers and Employers

New report from PNC Bank finds many workers are confident managing day-to-day finances, but lack preparedness for complex financial decisions, creating opportunities for employers to strengthen workforce outcomes. PITTSBURGH, Sept.

PRNewsWire·Sep 9, 2026
As Employers Plan for Growth, Workforce Pressures Continue to Mount

Gallagher's 2026 US Talent Benchmarks report highlights how turnover, workforce capacity constraints and AI-driven change are shaping organizational effectiveness ROLLING MEADOWS, Ill., Sept. 9, 2026 /PRNewswire/ -- Workforce challenges remain top of mind as employers pursue growth with constrained teams, elevated turnover and increasing pressure to adapt to new technologies, according to Gallagher's 2026 US Workforce Trends Report – Talent Benchmarks.

Business Wire·Sep 9, 2026
EIG Announces Final Close of Senior Infrastructure Debt Fund VI With $4.0 Billion Raised Across Its Direct Lending Platform

WASHINGTON--(BUSINESS WIRE)--EIG, a leading institutional investor in the global energy and infrastructure sectors, today announced the final close of EIG Senior Infrastructure Debt Fund VI (“SIDF VI”) at $1.9 billion, nearly double the size of its predecessor fund. Together with $2.1 billion committed to single investor vehicles, this exceeds the strategy's original $3 billion target and reflects strong demand from investors seeking customized and evergreen exposure to senior infrastructure de.

Defense World·Sep 8, 2026
26,392 Shares in Employers Holdings Inc $EIG Purchased by Public Employees Retirement System of Ohio

Public Employees Retirement System of Ohio bought a new stake in Employers Holdings Inc (NYSE: EIG) in the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund bought 26,392 shares of the financial services provider's stock, valued at approximately $1,332,000. Public Employees Retirement System of

Filtered for Employers Holdings, Inc.More Headlines
04

Compare before deciding

Benchmark EIG against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Employers Holdings, Inc. (EIG)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
EIG logoEIGEmployers Holdings, Inc.Current
$47.79$1.06B106.20-2.55%1.26%1.07%2.59%
KNTK logoKNTKKinetik Holdings Inc.
$52.92$3.9B20.1218.98%25.28%16.86%—
AMSF logoAMSFAMERISAFE, Inc.
$24.37$455.81M9.872.63%14%18.37%—
HCI logoHCIHCI Group, Inc.
$176.12$2.25B7.0820.21%32.6%28.69%—
ACGL logoACGLArch Capital Group Ltd.
$95.16$33.25B8.1914.27%24.44%19.52%—
HIG logoHIGThe Hartford Insurance Group, Inc.
$126.59$34.7B9.507.1%15.03%22.99%—

Compare EIG vs Peers

Employers Holdings, Inc. (EIG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs KNTK

Most directly comparable listed peer for EIG.

Scale Benchmark

vs ADP

Larger-name benchmark to compare EIG against a more recognizable public peer.

Peer Set

Compare Top 5

vs KNTK, AMSF, HCI, ACGL

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

EIG SEC Filings & Documents

Employers Holdings, Inc. (EIG) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 29, 2026·SEC

Material company update

Jul 1, 2026·SEC

Material company update

May 29, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 26, 2026·SEC

FY 2025

Feb 28, 2025·SEC

FY 2024

Feb 26, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Jul 30, 2026·SEC

FY 2026

May 1, 2026·SEC

FY 2025

Oct 31, 2025·SEC

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EIG Frequently Asked Questions

Employers Holdings, Inc. (EIG) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is Employers Holdings, Inc. growing?

Employers Holdings, Inc. (EIG) saw revenue decline by 2.6% over the past year.

Is EIG profitable?

Yes, Employers Holdings, Inc. (EIG) is profitable, generating $7.6M in net income for fiscal year 2025 (1.3% net margin).

Dividend & Returns
Does EIG pay dividends?

Yes, Employers Holdings, Inc. (EIG) pays a dividend with a yield of 2.59%. This makes it attractive for income-focused investors.

What is EIG's return on equity?

Employers Holdings, Inc. (EIG) has a return on equity (ROE) of 1.1%. This is below average, suggesting room for improvement.

Industry Metrics
What is Employers Holdings, Inc.'s combined ratio?

Employers Holdings, Inc. (EIG) has a combined ratio of 98.6%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in EIG back in 2005?

Total return calculator · dividends reinvested · 21+ years of data

See returns →