FACT II Acquisition Corp (FACT) 10-Year Financial Performance & Capital Metrics

FACT • • Banking & Credit

Financial ServicesSPACs & Shell CompaniesGeneral Purpose SPACsMulti-Sector General SPACs

AboutFreedom Acquisition I Corp. does not have significant operations. The company intends to effect a merger, share exchange, asset acquisition, share purchase, reorganization, or related business combination with one or more businesses. The company was incorporated in 2020 and is based in New York, New York.Show more

Net Interest Income $16M +15.4%
Total Revenue $109M +24.1%
Net Income -$56M +79.1%
Return on Equity -
Net Interest Margin 11.24% -62.2%
Efficiency Ratio 76.71% +72.3%
ROA -58.87% +56.6%
Equity / Assets -67.52% +58.4%
Book Value per Share -3.91 -25.8%
Tangible BV/Share -5.34 -72.0%
Debt/Equity -

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong NIM of 11.2%
✓Diversified revenue: 100.0% from non-interest income
✓Trading near 52-week high

✗Weaknesses

✗High cost structure: 76.7% efficiency ratio
✗Thin capital base

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-

5Y-

3Y-

TTM-

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM104.99%

EPS CAGR

10Y-

5Y-

3Y-

TTM105.53%

ROCE

10Y Avg-1092.83%

5Y Avg-1092.83%

3Y Avg-1456.75%

Latest-4331.9%

Peer Comparison

Multi-Sector General SPACs

Name	Market Cap	Current Price	P/E Ratio	ROE	FCF Yield	Debt/Equity
JACSJackson Acquisition Company II	249.6M	10.47	811.63	22.39%		0.00
MLACMountain Lake Acquisition Corp.	248.05M	10.42	728.67	0.4%
ALDFAldel Financial II Inc.	249.28M	10.52	166.64	0%	0%
BEAGBold Eagle Acquisition Corp.	279.11M	10.67	158.54	1.63%		0.00
MBAVM3-Brigade Acquisition V Corp. Class A Ordinary shares	305.61M	10.63	70.87	1.86%
ANSCAgriculture & Natural Solutions Acquisition Corporation Class A Ordinary Shares	369.06M	11.21	59	2.46%	0%	0.00
POLEAndretti Acquisition Corp. II	250.67M	10.55	58.61	1.35%
FTWEQV Ventures Acquisition Corp.	377.93M	10.55	45.87	1.99%

Profit & Loss

	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Interest Income+	105.68K	4.82M	14.07M	16.24M
NII Growth %	-	44.62%	1.92%	0.15%
Net Interest Margin %	-	-	-	-
Interest Income	105.68K	4.82M	36K	19K
Interest Expense	0	0	-14.03M	-16.22M
Loan Loss Provision	3.78M	4.41M	83.86M	85.46M
Non-Interest Income+	-105.68K	-4.82M	87.58M	108.72M
Non-Interest Income %	-	-	-	-
Total Revenue+	0	0	87.62M	108.74M
Revenue Growth %	-	-	-	0.24%
Non-Interest Expense	3.78M	4.41M	39.02M	83.42M
Efficiency Ratio	-	-	-	-
Operating Income+	-3.78M	-4.41M	-52.36M	-68.51M
Operating Margin %	-	-	-	-
Operating Income Growth %	-	-0.17%	-10.88%	-0.31%
Pretax Income+	5.13M	5.98M	-96.22M	-54.44M
Pretax Margin %	-	-	-	-
Income Tax+	0	0	20K	2.01M
Effective Tax Rate %	-	-	-	-
Net Income+	5.13M	5.98M	-269.56M	-56.45M
Net Margin %	-	-	-	-
Net Income Growth %	-	0.17%	-46.06%	0.79%
Net Income (Continuing)	5.13M	5.98M	-269.56M	-56.45M
EPS (Diluted)+	0.12	0.14	-10.90	-2.26
EPS Growth %	-	0.17%	-78.86%	0.79%
EPS (Basic)	0.20	0.14	-10.90	-2.26
Diluted Shares Outstanding	42.56M	34.5M	24.72M	24.96M

Balance Sheet

	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash & Short Term Investments+	277.58K	72.92K	1000K	1000K
Cash & Due from Banks	277.58K	72.92K	2.59M	13.38M
Short Term Investments	0	0	0	0
Total Investments+	0	0	0	0
Investments Growth %	-	-	-	-
Long-Term Investments	0	0	0	0
Accounts Receivables	0	0	1000K	0
Goodwill & Intangibles+	-	-	-	-
Goodwill	0	0	0	18.48M
Intangible Assets	0	0	0	17.39M
PP&E (Net)	0	0	5.55M	8.53M
Other Assets	345.22M	349.93M	4.02M	4.47M
Total Current Assets	1M	193.6K	37.75M	95.6M
Total Non-Current Assets	345.22M	349.93M	9.57M	48.86M
Total Assets+	346.22M	350.12M	47.32M	144.47M
Asset Growth %	-	0.01%	-0.86%	2.05%
Return on Assets (ROA)	0.01%	0.02%	-1.36%	-0.59%
Accounts Payable	0	0	13.12M	7.98M
Total Debt+	0	828.6K	62.6M	149.59M
Net Debt	-277.58K	755.68K	60.01M	136.22M
Long-Term Debt	0	0	664K	148.09M
Short-Term Debt	0	828.6K	61.94M	1.5M
Other Liabilities	20.56M	6M	13.23M	14.47M
Total Current Liabilities	2.58M	5.69M	109.18M	79.44M
Total Non-Current Liabilities	20.56M	6M	14.95M	162.56M
Total Liabilities	23.14M	11.68M	124.14M	242M
Total Equity+	323.08M	338.44M	-76.81M	-97.54M
Equity Growth %	-	0.05%	-1.23%	-0.27%
Equity / Assets (Capital Ratio)	-	-	-	-
Return on Equity (ROE)	0.02%	0.02%	-2.06%	-
Book Value per Share	7.59	9.81	-3.11	-3.91
Tangible BV per Share	-	-	-	-
Common Stock	345M	349.93M	7K	14K
Additional Paid-in Capital	0	0	0	0
Retained Earnings	-21.92M	-17.55M	-354.93M	-411.38M
Accumulated OCI	0	0	143K	165K
Treasury Stock	0	0	0	0
Preferred Stock	0	0	0	0

Cash Flow

	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Cash from Operations+	-2.04M	-1.43M	-58.8M	-54.66M
Operating CF Growth %	-	0.3%	-40.13%	0.07%
Net Income	5.13M	5.98M	-269.56M	-56.45M
Depreciation & Amortization	0	0	930K	2.74M
Deferred Taxes	0	0	0	0
Other Non-Cash Items	-8.91M	-10.41M	206.46M	-4.01M
Working Capital Changes	1.74M	3M	0	0
Cash from Investing+	-345M	0	6.17M	-54.66M
Purchase of Investments	-1.04B	0	0	0
Sale/Maturity of Investments	1000K	0	1000K	0
Net Investment Activity	-	-	-	-
Acquisitions	0	0	0	-53.5M
Other Investing	-484	0	-1.94M	-1.16M
Cash from Financing+	347.32M	1.23M	50.42M	0
Dividends Paid	0	0	0	0
Share Repurchases	0	0	35.49M	0
Stock Issued	338.6M	0	2.39M	6.69M
Net Stock Activity	-	-	-	-
Debt Issuance (Net)	0	0	0	0
Other Financing	347.32M	1.23M	50.42M	0
Net Change in Cash+	277.58K	-204.66K	-1.9M	10.8M
Exchange Rate Effect	0	0	0	0
Cash at Beginning	0	277.58K	8.32M	6.42M
Cash at End	277.58K	72.92K	6.42M	17.22M
Interest Paid	0	0	0	0
Income Taxes Paid	0	0	0	0
Free Cash Flow+	-2.04M	-1.43M	-58.84M	-54.66M
FCF Growth %	-	0.3%	-40.15%	0.07%

Banking Ratios

Metric	2021	2022	2023	2024
Return on Equity (ROE)	1.59%	1.81%	-206.06%	-
Return on Assets (ROA)	1.48%	1.72%	-135.64%	-58.87%
Net Interest Margin	0.03%	1.38%	29.73%	11.24%
Efficiency Ratio	-	-	44.53%	76.71%
Equity / Assets	93.32%	96.66%	-162.32%	-67.52%
Book Value / Share	7.59	9.81	-3.11	-3.91
NII Growth	-	4462.44%	191.79%	15.45%

Revenue by Segment

	2024
Reportable Subsegments	108.74M
Reportable Subsegments Growth	-

Frequently Asked Questions

Growth & Financials

FACT II Acquisition Corp (FACT) grew revenue by 24.1% over the past year. This is strong growth.

Yes, FACT II Acquisition Corp (FACT) is profitable, generating $4.4M in net income for fiscal year 2024 (-51.9% net margin).

Industry Metrics

FACT II Acquisition Corp (FACT) has a net interest margin (NIM) of 11.2%. This indicates healthy earnings from lending activities.

FACT II Acquisition Corp (FACT) has an efficiency ratio of 76.7%. This is higher than peers, suggesting room for cost optimization.

← Back to Screener