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FACT II Acquisition Corp(FACT)Earnings, Financials & Key Ratios
FACT•NASDAQ•Banking & Credit
$10.57
$479M mkt cap·Price updated May 7, 2026
SectorFinancial ServicesIndustrySPACs & Shell CompaniesSub-IndustryGeneralist SPACs and blank checks
AboutFreedom Acquisition I Corp. does not have significant operations. The company intends to effect a merger, share exchange, asset acquisition, share purchase, reorganization, or related business combination with one or more businesses. The company was incorporated in 2020 and is based in New York, New York.Show more
- Net Interest Income$16M+15.4%
- Total Revenue$109M+24.1%
- Net Income-$56M+79.1%
- Net Interest Margin11.24%-62.2%
- Efficiency Ratio76.71%+72.3%
- ROA-58.87%+56.6%
- Equity / Assets-67.52%+58.4%
- Book Value per Share-3.91-25.8%
- Tangible BV/Share-5.34-72.0%
FACT Key Insights
FACT II Acquisition Corp (FACT) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong NIM of 11.2%
- ✓Diversified revenue: 100.0% from non-interest income
- ✓Trading near 52-week high
✗Weaknesses
- ✗High cost structure: 76.7% efficiency ratio
- ✗Thin capital base
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
FACT Price & Volume
FACT II Acquisition Corp (FACT) stock price & volume — 10-year historical chart
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FACT Growth Metrics
FACT II Acquisition Corp (FACT) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years-
3 Years-
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM104.99%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM105.53%
Return on Capital
10 Years-1092.83%
5 Years-1092.83%
3 Years-1456.75%
Last Year-4331.9%
FACT Recent Earnings
FACT II Acquisition Corp (FACT) EPS & revenue vs analyst estimates — last 3 quarters
Q1 2026Latest
Jan 5, 2026EPS
$0.03
Revenue
—
Q2 2023
Mar 31, 2023EPS
$0.04
Revenue
—
Q4 2022
Dec 31, 2022EPS
$0.03
Revenue
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Jan 5, 2026 | $0.03 | — |
| Q2 2023 | Mar 31, 2023 | $0.04 | — |
| Q4 2022 | Dec 31, 2022 | $0.03 | — |
Based on last 3 quarters of dataView full earnings history →
FACT Peer Comparison
FACT II Acquisition Corp (FACT) competitors in Generalist SPACs and blank checks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 PSFE | 485.24M | 9.39 | -2.99 | -0.2% | -10.73% | -24.06% | 4.06 | |
 ACIC | 524.52M | 10.85 | 5.05 | 13.07% | 31.88% | 35.67% | 0.48 | |
 GS | 287.62B | 925.87 | 22.84 | 17% | 12.59% | 5.06 | ||
 MS | 302.59B | 190.18 | 23.92 | 16.83% | 14.57% | 3.42 | ||
 JPM | 825.89B | 306.32 | 15.51 | 14.61% | 16.11% | 2.18 | ||
 BX | 95.85B | 122.32 | 31.53 | 21.58% | 14.35% | 0.61 | ||
 KKR | 89.45B | 100.33 | 42.88 | -10.99% | 3.19% | 0.67 | ||
 APO | 73.67B | 127.79 | 17.60 | 16.03% | 12.07% | 0.31 |
Compare FACT vs Peers
FACT II Acquisition Corp (FACT) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FACT Income Statement
FACT II Acquisition Corp (FACT) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|
| Net Interest Income | 105.68K | 4.82M | 14.07M | 16.24M | 3.62M |
| NII Growth % | - | 4462.44% | 191.79% | 15.45% | 28.42% |
| Net Interest Margin % | 0.03% | 1.38% | 29.73% | 11.24% | 1.97% |
| Interest Income | 105.68K | 4.82M | 36K | 19K | 3.62M |
| Interest Expense | 0 | 0 | -14.03M | -16.22M | 0 |
| Loan Loss Provision | 3.78M | 4.41M | 83.86M | 85.46M | 95.54M |
| Non-Interest Income | -105.68K | -4.82M | 87.58M | 108.72M | 173.33M |
| Non-Interest Income % | - | - | 99.96% | 99.98% | 97.96% |
| Total Revenue | 0▲ 0% | 0▲ 0% | 87.62M▲ 0% | 108.74M▲ 24.1% | 176.95M▲ 0% |
| Revenue Growth % | - | - | - | 24.11% | 573.58% |
| Non-Interest Expense | 3.78M | 4.41M | 39.02M | 83.42M | 2.14M |
| Efficiency Ratio | - | - | 44.53% | 76.71% | 1.21% |
| Operating Income | -3.78M▲ 0% | -4.41M▼ 16.5% | -52.36M▼ 1088.0% | -68.51M▼ 30.8% | -2.14M▲ 0% |
| Operating Margin % | - | - | -59.76% | -63% | -1.21% |
| Operating Income Growth % | - | -16.53% | -1088.05% | -30.85% | - |
| Pretax Income | 5.13M▲ 0% | 5.98M▲ 16.6% | -96.22M▼ 1708.4% | -54.44M▲ 43.4% | 4.38M▲ 0% |
| Pretax Margin % | - | - | -109.82% | -50.07% | 2.47% |
| Income Tax | 0 | 0 | 20K | 2.01M | 0 |
| Effective Tax Rate % | 0% | 0% | -0.02% | -3.69% | 0% |
| Net Income | 5.13M▲ 0% | 5.98M▲ 16.6% | -269.56M▼ 4605.8% | -56.45M▲ 79.1% | 4.38M▲ 0% |
| Net Margin % | - | - | -307.65% | -51.91% | 2.47% |
| Net Income Growth % | - | 16.65% | -4605.85% | 79.06% | 104.99% |
| Net Income (Continuing) | 5.13M | 5.98M | -269.56M | -56.45M | 4.38M |
| EPS (Diluted) | 0.12▲ 0% | 0.14▲ 16.7% | -10.90▼ 7885.7% | -2.26▲ 79.3% | 0.24▲ 0% |
| EPS Growth % | - | 16.67% | -7885.71% | 79.27% | 105.53% |
| EPS (Basic) | 0.20 | 0.14 | -10.90 | -2.26 | - |
| Diluted Shares Outstanding | 42.56M | 34.5M | 24.72M | 24.96M | 18.49M |
FACT Balance Sheet
FACT II Acquisition Corp (FACT) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|
| Cash & Short Term Investments | 277.58K | 72.92K | 2.59M | 13.38M | 16.7M |
| Cash & Due from Banks | 277.58K | 72.92K | 2.59M | 13.38M | 1.01M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 0 | 0 | 0 | 0 | 0 |
| Investments Growth % | - | - | - | - | 0% |
| Long-Term Investments | 0 | 0 | 0 | 0 | 358.59M |
| Accounts Receivables | 0 | 0 | 26.28M | 0 | 0 |
| Goodwill & Intangibles | 0 | 0 | 0 | 35.86M | 0 |
| Goodwill | 0 | 0 | 0 | 18.48M | 0 |
| Intangible Assets | 0 | 0 | 0 | 17.39M | 0 |
| PP&E (Net) | 0 | 0 | 5.55M | 8.53M | 0 |
| Other Assets | 345.22M | 349.93M | 4.02M | 4.47M | 182.08M |
| Total Current Assets | 1M | 193.6K | 37.75M | 95.6M | 1.11M |
| Total Non-Current Assets | 345.22M | 349.93M | 9.57M | 48.86M | 182.08M |
| Total Assets | 346.22M▲ 0% | 350.12M▲ 1.1% | 47.32M▼ 86.5% | 144.47M▲ 205.3% | 183.19M▲ 0% |
| Asset Growth % | - | 1.13% | -86.48% | 205.28% | 1058.61% |
| Return on Assets (ROA) | 1.48% | 1.72% | -135.64% | -58.87% | 2.39% |
| Accounts Payable | 0 | 0 | 13.12M | 7.98M | 0 |
| Total Debt | 0 | 828.6K | 62.6M | 149.59M | 0 |
| Net Debt | -277.58K | 755.68K | 60.01M | 136.22M | -1.01M |
| Long-Term Debt | 0 | 0 | 664K | 148.09M | 0 |
| Short-Term Debt | 0 | 828.6K | 61.94M | 1.5M | 0 |
| Other Liabilities | 20.56M | 6M | 13.23M | 14.47M | 8.52M |
| Total Current Liabilities | 2.58M | 5.69M | 109.18M | 79.44M | 76.36K |
| Total Non-Current Liabilities | 20.56M | 6M | 14.95M | 162.56M | 8.52M |
| Total Liabilities | 23.14M | 11.68M | 124.14M | 242M | 8.6M |
| Total Equity | 323.08M▲ 0% | 338.44M▲ 4.8% | -76.81M▼ 122.7% | -97.54M▼ 27.0% | -7.47M▲ 0% |
| Equity Growth % | - | 4.75% | -122.7% | -26.98% | 658.03% |
| Equity / Assets (Capital Ratio) | 93.32% | 96.66% | -162.32% | -67.52% | -4.08% |
| Return on Equity (ROE) | 1.59% | 1.81% | -206.06% | - | 7.3% |
| Book Value per Share | 7.59 | 9.81 | -3.11 | -3.91 | -0.40 |
| Tangible BV per Share | 7.59 | 9.81 | -3.11 | -5.34 | -0.40 |
| Common Stock | 345M | 349.93M | 7K | 14K | 365.25M |
| Additional Paid-in Capital | 0 | 0 | 0 | 0 | 0 |
| Retained Earnings | -21.92M | -17.55M | -354.93M | -411.38M | -7.47M |
| Accumulated OCI | 0 | 0 | 143K | 165K | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 |
FACT Cash Flow Statement
FACT II Acquisition Corp (FACT) cash flow — operating, investing & free cash flow history
| Line item | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|
| Cash from Operations | -2.04M | -1.43M | -58.8M | -54.66M | -54.66M |
| Operating CF Growth % | - | 29.95% | -4013.01% | 7.04% | -151.98% |
| Net Income | 5.13M | 5.98M | -269.56M | -56.45M | 4.38M |
| Depreciation & Amortization | 0 | 0 | 930K | 2.74M | 2.38M |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -8.91M | -10.41M | 206.46M | -4.01M | -5.81M |
| Working Capital Changes | 1.74M | 3M | 0 | 0 | 741.3K |
| Cash from Investing | -345M | 0 | 6.17M | -54.66M | -175.88M |
| Purchase of Investments | -1.04B | 0 | 0 | 0 | 0 |
| Sale/Maturity of Investments | 1000K | 0 | 1000K | 0 | 0 |
| Net Investment Activity | -1.03B | 0 | 1000K | 0 | 0 |
| Acquisitions | 0 | 0 | 0 | -53.5M | 0 |
| Other Investing | -484 | 0 | -1.94M | -1.16M | 0 |
| Cash from Financing | 347.32M | 1.23M | 50.42M | 0 | 177.57M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | 0 | 0 | 35.49M | 0 | 0 |
| Stock Issued | 338.6M | 0 | 2.39M | 6.69M | 171.5M |
| Net Stock Activity | 338.6M | 0 | 37.88M | 6.69M | 171.5M |
| Debt Issuance (Net) | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 347.32M | 1.23M | 50.42M | 0 | 6.07M |
| Net Change in Cash | 277.58K▲ 0% | -204.66K▼ 173.7% | -1.9M▼ 828.4% | 10.8M▲ 668.6% | -1.83M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 0 | 277.58K | 8.32M | 6.42M | 1.09M |
| Cash at End | 277.58K | 72.92K | 6.42M | 17.22M | 1.01M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | -2.04M▲ 0% | -1.43M▲ 30.0% | -58.84M▼ 4015.5% | -54.66M▲ 7.1% | -694.4K▲ 0% |
| FCF Growth % | - | 29.95% | -4015.45% | 7.1% | -100.22% |
FACT Banking Ratios
FACT II Acquisition Corp (FACT) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|
| Return on Equity (ROE) | 1.81% | -206.06% | - | 7.3% |
| Return on Assets (ROA) | 1.72% | -135.64% | -58.87% | 2.39% |
| Net Interest Margin | 1.38% | 29.73% | 11.24% | 1.97% |
| Efficiency Ratio | - | 44.53% | 76.71% | 1.21% |
| Equity / Assets | 96.66% | -162.32% | -67.52% | -4.08% |
| Book Value / Share | 9.81 | -3.11 | -3.91 | -0.4 |
| NII Growth | 4462.44% | 191.79% | 15.45% | 20.82% |
| Dividend Payout | - | - | - | 0% |
FACT SEC Filings & Documents
FACT II Acquisition Corp (FACT) SEC filings — annual & quarterly reports (10-K, 10-Q)
FACT Frequently Asked Questions
FACT II Acquisition Corp (FACT) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
FACT II Acquisition Corp (FACT) grew revenue by 24.1% over the past year. This is strong growth.
Yes, FACT II Acquisition Corp (FACT) is profitable, generating $4.4M in net income for fiscal year 2024 (-51.9% net margin).
Industry Metrics
FACT II Acquisition Corp (FACT) has a net interest margin (NIM) of 11.2%. This indicates healthy earnings from lending activities.
FACT II Acquisition Corp (FACT) has an efficiency ratio of 76.7%. This is higher than peers, suggesting room for cost optimization.
Explore More FACT
FACT II Acquisition Corp (FACT) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
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Dividend History
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Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates