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FAFFirst American Financial Corporation
$67.01$6.8B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
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P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
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FAF logo

First American Financial Corporation

FAF
NYSE · Specialty Insurers
$67.01
At close - Nov 6, 4:00 PM EST - USD
Market Cap$6.84B
P/E9.4x
52W High$79.87
Volume1.4M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q3

Commercial Strength Masks Residential Title Volume Weakness

First American Financial's underwriting turnaround—reflected in the combined ratio compressing 21 points from 110.3% in the 2024Q3 trough to 89.1% in 2026Q3—appears increasingly driven by commercial transaction strength, as total revenue grew 5.3% year-over-year to $2.1B.

GrowthExpanding
ProfitabilityStrong
ValuationAttractive
TechnicalsWeak
Explore valuation models
MARKET ACTION

FAF price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

-19% Peers

P/E is 19% below peer median

03

Market leadership

RS 54 · Avg

Average momentum (RS Rating: 54)

04

Weak Trend

Below 200DMA

Price < 200DMA

Next CatalystEstimated earnings · Jan 21

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
FAF+12.51%
S&P 500 (^GSPC)+7.63%
1-Year Return
FAF+13.89%
S&P 500 (^GSPC)+9.69%
3-Year Return
FAF+35.07%
S&P 500 (^GSPC)+66.26%
5-Year Return
FAF+4.27%
S&P 500 (^GSPC)+54.61%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
9.4x
Forward P/E
9.9x
EV/EBITDA40th %ile
10.0x
FCF YieldCash Flow
11.8%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
9.4x
21.4x
20th· Low
EV/EBITDA
10.0x
11.4x
40th· Fair
Price/FCF
8.5x
9.6x
40th· Fair
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$31.98-52.3%
Base (Fair)$65.27-2.6%
Bull$109.50+63.4%
$31.98 Bear$65.27 Base$109.50 Bull
Current Market Price: $67.01
Trades at a 2.7% premium to Base DCF ($65.27)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$7.45B+21.6% YoY
Net income FY25
$622M+374.3% YoY
Free cash flow FY25
$763M+12.3% YoY
Operating margin FY25
11.1%+8.4 pts YoY
ROIC (FY25)10.7%
Avg ROIC 5Y8.4%
ROE (TTM)13.3%
Piotroski Score8 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate8/12 (67%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Oct 21, 2026
$1.78-1.7%
vs $1.81
$2.1B-0.9%
vs $2.1B
Q3 2026
Jul 22, 2026
$2.08+14.9%
vs $1.81
$2.1B+4.4%
vs $2.0B
Q2 2026
Apr 22, 2026
$1.33-26.5%
vs $1.81
$2.1B+18.3%
vs $1.8B
Q1 2026
Feb 11, 2026
$2.05+43.4%
vs $1.43
$2.0B+13.8%
vs $1.8B
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Business Wire·Oct 26, 2026
Annual U.S. House Price Growth Slows to Weakest September Pace Since 2011, According to First American Data & Analytics Monthly Home Price Index Report

SANTA ANA, Calif.--(BUSINESS WIRE)--First American Data & Analytics, a leading national provider of property-centric information, risk management and valuation solutions and a division of First American Financial Corporation (NYSE: FAF), today released its September 2026 Home Price Index (HPI) report, finding U.S. home prices nationally increased 1.2 percent year over year. The report tracks home price changes less than four weeks behind real time at the national, state and metropolitan (Co.

MarketBeat·Oct 22, 2026
What First American Financial (FAF) Said on Its Q3 Earnings Call

First American Financial NYSE: FAF reported third-quarter adjusted earnings of $1.78 per share, up 5% from a year earlier, as strength in commercial title operations and investment income helped offset continued weakness in residential real estate activity.

Seeking Alpha·Oct 22, 2026
First American Financial Corporation (FAF) Q3 2026 Earnings Call Transcript

First American Financial Corporation ( FAF ) Q3 2026 Earnings Call October 22, 2026 11:00 AM EDT Company Participants Craig J. Barberio - Vice President of Investor Relations Mark Seaton - CEO & Director Matthew Wajner - Executive VP & CFO Conference Call Participants Bose George - Keefe, Bruyette, & Woods, Inc., Research Division Mark Hughes - Truist Securities, Inc., Research Division Terry Ma - Barclays Bank PLC, Research Division Oscar Nieves Santana - Stephens Inc., Research Division Presentation Operator Greetings, and welcome to the First American Financial Corporation Third Quarter Earnings Conference Call.

Zacks Investment Research·Oct 21, 2026
First American Financial (FAF) Misses Q3 Earnings and Revenue Estimates

First American Financial (FAF) came out with quarterly earnings of $1.78 per share, missing the Zacks Consensus Estimate of $1.85 per share. This compares to earnings of $1.7 per share a year ago.

Filtered for First American Financial CorporationMore Headlines
04

Compare before deciding

Benchmark FAF against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for First American Financial Corporation (FAF)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
FAF logoFAFFirst American Financial CorporationCurrent
$67.01$6.84B9.4421.64%17.08%13.28%3.21%
FNF logoFNFFidelity National Financial, Inc.
$43.84$11.8B11.188.61%7.02%11.91%4.58%
STC logoSTCStewart Information Services Corporation
$47.00$1.43B12.0517.32%3.58%7.26%4.29%
ITIC logoITICInvestors Title Company
$256.37$484.03M12.925.6%12.47%13.43%4.1%
MTG logoMTGMGIC Investment Corporation
$28.60$5.87B8.490.49%58.12%13.8%2.05%
RDN logoRDNRadian Group Inc.
$35.97$4.78B8.65-3.36%28.41%11.73%2.93%

Compare FAF vs Peers

First American Financial Corporation (FAF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs FNF

Most directly comparable listed peer for FAF.

Scale Benchmark

vs ICE

Larger-name benchmark to compare FAF against a more recognizable public peer.

Peer Set

Compare Top 5

vs FNF, STC, ITIC, MTG

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

FAF SEC Filings & Documents

First American Financial Corporation (FAF) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Oct 21, 2026·SEC

Material company update

Jul 22, 2026·SEC

Material company update

May 15, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 18, 2026·SEC

FY 2025

Feb 21, 2025·SEC

FY 2024

Feb 21, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Oct 23, 2026·SEC

FY 2026

Jul 23, 2026·SEC

FY 2026

Apr 24, 2026·SEC

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FAF Frequently Asked Questions

First American Financial Corporation (FAF) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is First American Financial Corporation growing?

First American Financial Corporation (FAF) revenue fell by 39.4% over the trailing twelve months, compared with the twelve months before.

Is FAF profitable?

Yes. First American Financial Corporation (FAF) earned $732.5M in net income over the trailing twelve months (a 17.1% net margin).

Dividend & Returns
Does FAF pay dividends?

Yes. First American Financial Corporation (FAF) pays a dividend that yields 3.21% at the current price, a moderate yield.

What is FAF's return on equity?

First American Financial Corporation (FAF) had a return on equity (ROE) of 13.3% over the trailing twelve months. That is in line with the market's typical 10-15%.

Industry Metrics
What is First American Financial Corporation's combined ratio?

First American Financial Corporation (FAF) has a combined ratio of 88.9%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in FAF back in 2007?

Total return calculator · dividends reinvested · 19+ years of data

See returns →