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First American Financial Corporation(FAF)Earnings, Financials & Key Ratios
FAF•NYSE•Insurance & Managed Care
$68.38
$7B mkt cap·11.4× P/E·Price updated May 6, 2026
AboutFirst American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; and appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, mortgage subservicing, and related products and services, as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in 49 states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, South Korea, and internationally. The Specialty Insurance segment provides property and casualty insurance comprising coverage to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism, and other types of property damage. It also offers residential service contracts that cover residential systems, such as heating and air conditioning systems, and appliances against failures that occur as the result of normal usage during the coverage period. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California.Show more
- Revenue$7.45B+21.6%
- Combined Ratio88.9%-8.6%
- Net Income$622M+374.3%
- Return on Equity11.93%+345.3%
- Medical Cost Ratio4.39%-88.6%
- Operating Margin11.1%+310.7%
- Net Margin8.35%+289.9%
- ROA3.99%+383.1%
- Equity / Assets33.89%+2.5%
- Book Value per Share53.03+12.3%
- Tangible BV/Share34.52+55.0%
- Debt/Equity0.35-29.5%
FAF Key Insights
First American Financial Corporation (FAF) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Profitable underwriting: 88.9% combined ratio
- ✓Strong Piotroski F-Score: 8/9
- ✓15 consecutive years of dividend growth
- ✓Low loss ratio of 4.4%
- ✓Healthy dividend yield of 3.1%
- ✓Trading near 52-week high
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
FAF Price & Volume
First American Financial Corporation (FAF) stock price & volume — 10-year historical chart
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FAF Growth Metrics
First American Financial Corporation (FAF) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years3.7%
5 Years1.01%
3 Years-0.66%
TTM-4.22%
Profit CAGR
10 Years8%
5 Years-2.23%
3 Years33.22%
TTM324.15%
EPS CAGR
10 Years8.64%
5 Years-0.52%
3 Years34.79%
TTM330.46%
Return on Capital
10 Years4.8%
5 Years4.18%
3 Years2.62%
Last Year5.31%
FAF Recent Earnings
First American Financial Corporation (FAF) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 10/12 qtrs (83%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 22, 2026EPS
$1.33
Est $1.06
+25.5%
Revenue
$1.8B
Est $1.8B
+2.7%
Q1 2026
Feb 11, 2026EPS
$1.99
Est $1.43
+39.2%
Revenue
$2.0B
Est $1.8B
+13.8%
Q4 2025
Oct 22, 2025EPS
$1.70
Est $1.42
+19.7%
Revenue
$2.0B
Est $1.9B
+5.1%
Q3 2025
Jul 23, 2025EPS
$1.53
Est $1.40
+9.3%
Revenue
$1.8B
Est $1.8B
+0.2%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $1.33vs $1.06+25.5% | $1.8Bvs $1.8B+2.7% |
| Q1 2026 | Feb 11, 2026 | $1.99vs $1.43+39.2% | $2.0Bvs $1.8B+13.8% |
| Q4 2025 | Oct 22, 2025 | $1.70vs $1.42+19.7% | $2.0Bvs $1.9B+5.1% |
| Q3 2025 | Jul 23, 2025 | $1.53vs $1.40+9.3% | $1.8Bvs $1.8B+0.2% |
Based on last 12 quarters of dataView full earnings history →
FAF Peer Comparison
First American Financial Corporation (FAF) competitors in Mortgage and Title Insurance — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FNF | 13.87B | 51.18 | 11.01 | 15.92% | 8.52% | 12.52% | 48.08% | 0.55 |
 STC | 2.09B | 68.61 | 16.98 | 17.32% | 3.96% | 7.72% | 6.32% | 0.54 |
 ITIC | 448.21M | 237.40 | 12.78 | 5.6% | 12.9% | 13.19% | 5.66% | 0.06 |
 MTG | 5.55B | 26.24 | 8.36 | 0.49% | 59.63% | 14% | 15.35% | 0.13 |
 RDN | 4.82B | 35.58 | 9.08 | 4.04% | 45.61% | 12.38% | 0.51 | |
 ESNT | 5.87B | 60.17 | 8.78 | 12.03% | 53.73% | 12.25% | 14.57% | 0.09 |
 NMIH | 2.87B | 37.66 | 7.65 | 8.39% | 55.07% | 15.8% | 14.38% | 0.16 |
 ACT | 5.97B | 42.31 | 9.36 | 2.37% | 54.62% | 12.83% | 12.13% | 0.14 |
Compare FAF vs Peers
First American Financial Corporation (FAF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FAF Income Statement
First American Financial Corporation (FAF) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.77B | 5.75B | 6.2B | 7.08B | 9.21B | 7.59B | 6B | 6.12B | 7.45B | 6.01B |
| Revenue Growth % | 3.46% | -0.41% | 7.9% | 14.21% | 30.14% | -17.58% | -21.02% | 2.04% | 21.64% | -4.22% |
| Medical Costs & Claims | 2.31B | 2.25B | 2.32B | 2.76B | 3.58B | 3.32B | 2.29B | 2.36B | 326.6M | 1.55B |
| Medical Cost Ratio % | 40.11% | 39.21% | 37.43% | 39.04% | 38.8% | 43.66% | 38.15% | 38.63% | 4.39% | 25.74% |
| Gross Profit | 3.45B▲ 0% | 3.49B▲ 1.1% | 3.88B▲ 11.1% | 4.32B▲ 11.3% | 5.64B▲ 30.6% | 4.28B▼ 24.1% | 3.71B▼ 13.3% | 3.76B▲ 1.3% | 7.12B▲ 89.5% | 4.47B▲ 0% |
| Gross Margin % | 59.89% | 60.79% | 62.57% | 60.96% | 61.2% | 56.34% | 61.85% | 61.37% | 95.61% | 74.26% |
| Gross Profit Growth % | 5.15% | 1.1% | 11.06% | 11.27% | 30.64% | -24.13% | -13.29% | 1.25% | 89.52% | - |
| Operating Expenses | 3.01B | 2.88B | 2.97B | 3.39B | 4B | 3.95B | 3.44B | 3.59B | 6.29B | 3.57B |
| OpEx / Revenue % | 52.17% | 50.18% | 47.98% | 47.92% | 43.38% | 52.05% | 57.27% | 58.66% | 84.52% | 59.43% |
| Depreciation & Amortization | 128.05M | 125.93M | 129M | 149M | 158.4M | 167.5M | 188.5M | 207.4M | 216.2M | 218.3M |
| Combined Ratio % | 92.28% | 89.39% | 85.4% | 86.96% | 82.19% | 95.71% | 95.43% | 97.3% | 88.9% | 85.18% |
| Operating Income | 445.33M▲ 0% | 609.54M▲ 36.9% | 905M▲ 48.5% | 923M▲ 2.0% | 1.64B▲ 77.8% | 325.7M▼ 80.2% | 274.4M▼ 15.8% | 165.4M▼ 39.7% | 826.2M▲ 399.5% | 891.4M▲ 0% |
| Operating Margin % | 7.72% | 10.61% | 14.6% | 13.04% | 17.81% | 4.29% | 4.57% | 2.7% | 11.1% | 14.82% |
| Operating Income Growth % | -6.75% | 36.87% | 48.47% | 1.99% | 77.82% | -80.16% | -15.75% | -39.72% | 399.52% | - |
| EBITDA | 573.38M | 735.47M | 1.03B | 1.07B | 1.8B | 493.2M | 462.9M | 372.8M | 1.04B | 1.11B |
| EBITDA Margin % | 9.94% | 12.8% | 16.68% | 15.14% | 19.53% | 6.49% | 7.72% | 6.09% | 14% | 18.45% |
| Interest Expense | 35.99M | 40.98M | 48M | 57M | 72.4M | 93M | 132.5M | 149.6M | 157M | 163.7M |
| Non-Operating Income | -35.99M | -40.98M | -48M | -57M | -72.4M | -93M | -132.5M | -149.6M | -157M | -163.7M |
| Pretax Income | 445.33M▲ 0% | 609.54M▲ 36.9% | 905M▲ 48.5% | 923M▲ 2.0% | 1.64B▲ 77.8% | 325.7M▼ 80.2% | 274.4M▼ 15.8% | 165.4M▼ 39.7% | 826.2M▲ 399.5% | 891.4M▲ 0% |
| Pretax Margin % | 7.72% | 10.61% | 14.6% | 13.04% | 17.81% | 4.29% | 4.57% | 2.7% | 11.1% | 14.82% |
| Income Tax | 23.47M | 133.64M | 195M | 223M | 392.2M | 60.4M | 58.9M | 32.8M | 201M | 216.2M |
| Effective Tax Rate % | 5.27% | 21.92% | 21.55% | 24.16% | 23.9% | 18.54% | 21.47% | 19.83% | 24.33% | 24.25% |
| Net Income | 423.05M▲ 0% | 474.5M▲ 12.2% | 707M▲ 49.0% | 696M▼ 1.6% | 1.24B▲ 78.3% | 263M▼ 78.8% | 216.8M▼ 17.6% | 131.1M▼ 39.5% | 621.8M▲ 374.3% | 672.7M▲ 0% |
| Net Margin % | 7.33% | 8.26% | 11.41% | 9.83% | 13.47% | 3.46% | 3.61% | 2.14% | 8.35% | 11.19% |
| Net Income Growth % | 23.34% | 12.16% | 49% | -1.56% | 78.32% | -78.81% | -17.57% | -39.53% | 374.29% | 324.15% |
| EPS (Diluted) | 3.76▲ 0% | 4.19▲ 11.4% | 6.22▲ 48.4% | 6.16▼ 1.0% | 11.14▲ 80.8% | 2.45▼ 78.0% | 2.07▼ 15.5% | 1.26▼ 39.1% | 6.00▲ 376.2% | 6.51▲ 0% |
| EPS Growth % | 21.68% | 11.44% | 48.45% | -0.96% | 80.84% | -78.01% | -15.51% | -39.13% | 376.19% | 330.46% |
| EPS (Basic) | 3.79 | 4.21 | 6.26 | 6.18 | 11.18 | 2.46 | 2.08 | 1.26 | 6.02 | - |
| Diluted Shares Outstanding | 112.44M | 113.28M | 113.66M | 113.02M | 111.4M | 107.3M | 104.6M | 104.3M | 103.7M | 103.3M |
FAF Balance Sheet
First American Financial Corporation (FAF) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 13.06B | 14.38B | 11.52B | 12.8B | 16.47B | 19.64B | 16.8B | 14.91B | 16.23B | 17.94B |
| Asset Growth % | 10.22% | 10.11% | -19.87% | 11.08% | 28.69% | 19.29% | -14.46% | -11.27% | 8.86% | 38.26% |
| Total Investment Assets | 5.22B | 6.07B | 6.83B | 7.85B | 10.6B | 17.91B | 8.53B | 8.65B | 9.39B | 3M |
| Long-Term Investments | 5.22B | 6.07B | 6.31B | 7.11B | 10.54B | 8.92B | 8.53B | 8.65B | 9.39B | 27.28B |
| Short-Term Investments | 0 | 0 | 0 | 0 | 58M | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | 1.7B | 1.92B | 0 | 0 | 2.3B | 10.21B | 0 | 0 | 1.39B | 2.44B |
| Cash & Equivalents | 1.43B | 1.5B | 1.53B | 1.32B | 1.23B | 1.22B | 3.66B | 1.8B | 1.39B | 2.44B |
| Receivables | 311.08M | 413M | 335.35M | 386M | 441M | 389.1M | 585.1M | 436.1M | 432.6M | 1.71B |
| Other Current Assets | 0 | 0 | -1.87B | -1.71B | 2.94B | 33.9M | -4.25B | -2.24B | -432.6M | -398M |
| Goodwill & Intangibles | 1.21B | 1.25B | 1.82B | 2.16B | 1.81B | 1.99B | 2.61B | 2.6B | 1.92B | 8.37B |
| Goodwill | 1.11B | 1.14B | 1.15B | 1.38B | 1.59B | 1.8B | 1.81B | 1.8B | 1.82B | 1.91B |
| Intangible Assets | 99.91M | 109.37M | 671.51M | 779M | 218M | 194M | 806.2M | 799.1M | 100M | 95M |
| PP&E (Net) | 439.57M | 457.84M | 733.4M | 711M | 755M | 885M | 978.9M | 959.8M | 1.11B | 1.07B |
| Other Assets | -5.22B | -16.64M | -8.86B | -9.97B | -14M | -9.86B | -12.12B | -12.21B | -10.5B | -1.07B |
| Total Liabilities | 9.57B | 10.63B | 7.09B | 7.87B | 10.68B | 14.96B | 11.94B | 9.98B | 10.73B | 12.45B |
| Total Debt | 732.81M | 808.33M | 1.33B | 1.82B | 2.46B | 1.92B | 2.19B | 2.42B | 1.91B | 0 |
| Net Debt | -695.75M | -695.01M | -200.96M | 502M | 1.23B | 691M | -1.47B | 616.8M | 518.6M | -2.44B |
| Long-Term Debt | 732.81M | 572.02M | 568.23M | 1.01B | 1.65B | 1.39B | 1.09B | 1.55B | 1.68B | 0 |
| Short-Term Debt | 0 | 0 | 438.41M | 516M | 538M | 343M | 853.3M | 643.8M | 81.3M | 0 |
| Total Current Liabilities | 313.88M | 283.39M | 0 | 0 | 0 | 258M | 0 | 0 | 0 | 0 |
| Accounts Payable | 68.46M | 47.08M | 58.58M | 56M | 87M | 51M | 63.3M | 66.7M | 0 | 0 |
| Deferred Revenue | 240.82M | 243.28M | 0 | 0 | 14M | 197M | 0 | 0 | 214M | 199.3M |
| Other Current Liabilities | -364.62M | -350.08M | -844.85M | -1.1B | -1.19B | -1.03B | -1.35B | -1.19B | -295.3M | -199.3M |
| Deferred Taxes | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 590.9M |
| Other Liabilities | 3.37B | 4.07B | -1.41B | -1.87B | 8.27B | 8.48B | 10.43B | 7.94B | 8.35B | 12.45B |
| Total Equity | 3.48B▲ 0% | 3.75B▲ 7.5% | 4.43B▲ 18.1% | 4.92B▲ 11.2% | 5.78B▲ 17.5% | 4.69B▼ 18.9% | 4.86B▲ 3.7% | 4.93B▲ 1.3% | 5.5B▲ 11.6% | 5.49B▲ 0% |
| Equity Growth % | 15.55% | 7.53% | 18.15% | 11.23% | 17.49% | -18.93% | 3.73% | 1.32% | 11.62% | 31.27% |
| Shareholders Equity | 3.48B | 3.74B | 4.42B | 4.91B | 5.77B | 4.67B | 4.85B | 4.91B | 5.5B | 5.49B |
| Minority Interest | 3.07M | 3.51M | 4.52M | 12M | 16M | 23M | 14.7M | 18.5M | 24.8M | 22.6M |
| Retained Earnings | 1.31B | 1.64B | 2.16B | 2.65B | 3.68B | 3.72B | 3.71B | 3.62B | 4.01B | 4.08B |
| Common Stock | 1K | 1K | 1K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | -67.51M | -160.57M | -41.49M | 40M | -92M | -868M | -655.8M | -496.4M | -256.7M | -322.5M |
| Return on Equity (ROE) | 13.02% | 13.13% | 17.31% | 14.89% | 23.19% | 5.02% | 4.54% | 2.68% | 11.93% | 12.54% |
| Return on Assets (ROA) | 3.4% | 3.46% | 5.46% | 5.72% | 8.48% | 1.46% | 1.19% | 0.83% | 3.99% | 3.95% |
| Equity / Assets | 26.68% | 26.05% | 38.41% | 38.47% | 35.12% | 23.87% | 28.94% | 33.05% | 33.89% | 30.61% |
| Debt / Equity | 0.21x | 0.22x | 0.30x | 0.37x | 0.43x | 0.41x | 0.45x | 0.49x | 0.35x | 0.35x |
| Book Value per Share | 30.98 | 33.06 | 38.93 | 43.55 | 51.91 | 43.69 | 46.49 | 47.24 | 53.03 | 53.14 |
| Tangible BV per Share | 20.19 | 22.00 | 22.90 | 24.46 | 35.70 | 25.13 | 21.50 | 22.28 | 34.52 | 33.70 |
FAF Cash Flow Statement
First American Financial Corporation (FAF) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 632.13M | 793.16M | 913.09M | 1.08B | 1.22B | 780M | 354.3M | 897.5M | 950.8M | 950.8M |
| Operating CF Growth % | 29.16% | 25.47% | 15.12% | 18.79% | 12.47% | -36.06% | -54.58% | 153.32% | 5.94% | 175.06% |
| Operating CF / Revenue % | 10.96% | 13.81% | 14.73% | 15.32% | 13.24% | 10.27% | 5.91% | 14.66% | 12.77% | 15.81% |
| Net Income | 421.86M | 475.9M | 709.85M | 700.5M | 1.25B | 265M | 216.8M | 132.6M | 621.8M | 672.7M |
| Depreciation & Amortization | 128.05M | 125.93M | 129.02M | 148.98M | 158.4M | 167M | 188.5M | 207.4M | 216.2M | 218.3M |
| Stock-Based Compensation | 37.4M | 41.15M | 42.47M | 52M | 53.6M | 67.3M | 49.1M | 52M | 0 | 56.1M |
| Deferred Taxes | 27.27M | 85.67M | -36.83M | -9.67M | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -29.98M | -865K | 23.53M | 67.71M | -313.9M | 621.7M | 171.8M | 284.5M | 335M | -195.5M |
| Working Capital Changes | 47.53M | 65.39M | 45.05M | 125.14M | 72.7M | -341M | -271.9M | 221M | -222.2M | 256.6M |
| Cash from Investing | -387.17M | -1.22B | -452.23M | -1.42B | -3.39B | -395M | 599.5M | -458.7M | -1.46B | -2.04B |
| Capital Expenditures | -134.21M | -118.17M | -106.98M | -114.08M | -160.5M | -260M | -263.4M | -218.3M | -188.3M | -184.9M |
| Acquisitions | -82.99M | -79.17M | -120.67M | -461.6M | -186.8M | -278M | -24.7M | -13.3M | -5.1M | 1.7M |
| Purchase of Investments | -1.97B | -3.16B | -2.34B | -2.87B | -6.35B | -3.14B | -1.47B | -6.3B | -2.98B | -3.49B |
| Sale/Maturity of Investments | 1.81B | 2.14B | 2.33B | 2.48B | 3.11B | 3.17B | 2.56B | 5.53B | 2.01B | 1.84B |
| Other Investing | -8.34M | -558K | -217.85M | -446.17M | 196M | 122M | -202.5M | 539.7M | -293.3M | -213.8M |
| Cash from Financing | 128.02M | 514.74M | -445.07M | 113.92M | 2.13B | -376M | 1.42B | -2.31B | 164.4M | 1.41B |
| Dividends Paid | -159.28M | -178.49M | -188.44M | -198.66M | -213M | -217M | -216.6M | -220.7M | -223M | -223.5M |
| Share Repurchases | 0 | -18.8M | -2M | -138.6M | -99.2M | -440.7M | -72.7M | -68.5M | -122.3M | -130.5M |
| Stock Issued | 2.73M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7M | 7M |
| Debt Issuance (Net) | -1000K | 1000K | 1000K | 1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K |
| Other Financing | 292.85M | 710.77M | -450.63M | -63.41M | 1.79B | 451.3M | 1.78B | -2.25B | 244.6M | 1.56B |
| Net Change in Cash | 381.09M▲ 0% | 79.9M▼ 79.0% | 18.83M▼ 76.4% | -210.49M▼ 1217.9% | -47.5M▲ 77.4% | -4M▲ 91.6% | 2.38B▲ 59645.0% | -1.89B▼ 179.2% | -330.8M▲ 82.5% | 391.1M▲ 0% |
| Exchange Rate Effect | 8.1M | -7.37M | 3.04M | 6.07M | -400K | -13M | 4.9M | -16.6M | 13.1M | 7.4M |
| Cash at Beginning | 1.01B | 1.39B | 1.47B | 1.49B | 1.28B | 1.23B | 1.22B | 3.61B | 1.72B | 1.39B |
| Cash at End | 1.39B | 1.47B | 1.49B | 1.28B | 1.23B | 1.22B | 3.61B | 1.72B | 1.39B | 2.44B |
| Free Cash Flow | 497.93M▲ 0% | 675M▲ 35.6% | 806.11M▲ 19.4% | 970.58M▲ 20.4% | 1.06B▲ 9.2% | 520M▼ 50.9% | 90.9M▼ 82.5% | 679.2M▲ 647.2% | 762.5M▲ 12.3% | 824.3M▲ 0% |
| FCF Growth % | 39.42% | 35.56% | 19.42% | 20.4% | 9.15% | -50.92% | -82.52% | 647.19% | 12.26% | 45.35% |
| FCF Margin % | 8.63% | 11.75% | 13% | 13.71% | 11.5% | 6.85% | 1.52% | 11.1% | 10.24% | 13.71% |
| FCF per Share | 4.43 | 5.96 | 7.09 | 8.59 | 9.51 | 4.85 | 0.87 | 6.51 | 7.35 | 7.35 |
FAF Key Ratios
First American Financial Corporation (FAF) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Combined Ratio | 92.28% | 89.39% | 85.4% | 86.96% | 82.19% | 95.71% | 95.43% | 97.3% | 88.9% | 85.18% |
| Medical Cost Ratio | 40.11% | 39.21% | 37.43% | 39.04% | 38.8% | 43.66% | 38.15% | 38.63% | 4.39% | 25.74% |
| Return on Equity (ROE) | 13.02% | 13.13% | 17.31% | 14.89% | 23.19% | 5.02% | 4.54% | 2.68% | 11.93% | 12.54% |
| Return on Assets (ROA) | 3.4% | 3.46% | 5.46% | 5.72% | 8.48% | 1.46% | 1.19% | 0.83% | 3.99% | 3.95% |
| Equity / Assets | 26.68% | 26.05% | 38.41% | 38.47% | 35.12% | 23.87% | 28.94% | 33.05% | 33.89% | 30.61% |
| Book Value / Share | 30.98 | 33.06 | 38.93 | 43.55 | 51.91 | 43.69 | 46.49 | 47.24 | 53.03 | 53.14 |
| Debt / Equity | 0.21x | 0.22x | 0.30x | 0.37x | 0.43x | 0.41x | 0.45x | 0.49x | 0.35x | 0.35x |
| Revenue Growth | 3.46% | -0.41% | 7.9% | 14.21% | 30.14% | -17.58% | -21.02% | 2.04% | 21.64% | -4.22% |
FAF SEC Filings & Documents
First American Financial Corporation (FAF) SEC filings — annual & quarterly reports (10-K, 10-Q)
FAF Frequently Asked Questions
First American Financial Corporation (FAF) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
First American Financial Corporation (FAF) grew revenue by 21.6% over the past year. This is strong growth.
Yes, First American Financial Corporation (FAF) is profitable, generating $672.7M in net income for fiscal year 2025 (8.4% net margin).
Dividend & Returns
Yes, First American Financial Corporation (FAF) pays a dividend with a yield of 3.14%. This makes it attractive for income-focused investors.
First American Financial Corporation (FAF) has a return on equity (ROE) of 11.9%. This is reasonable for most industries.
Industry Metrics
First American Financial Corporation (FAF) has a combined ratio of 88.9%. A ratio below 100% indicates underwriting profitability.
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