8-K Announcements
6Apr 17, 2026·SEC
Mar 11, 2026·SEC
Feb 24, 2026·SEC
Fifth Third Bancorp (FITB) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Fifth Third Bancorp (FITB) stock price & volume — 10-year historical chart
Fifth Third Bancorp (FITB) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Fifth Third Bancorp (FITB) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 17, 2026 | $0.16vs $0.10+254.6% | $2.9Bvs $2.8B+0.5% |
| Q1 2026 | Jan 20, 2026 | $1.08vs $1.00+8.4% | $2.3Bvs $2.3B+0.2% |
| Q4 2025 | Oct 17, 2025 | $0.93vs $0.86+8.1% | $2.3Bvs $2.3B+0.5% |
| Q3 2025 | Jul 17, 2025 | $0.90vs $0.87+3.8% | $2.2Bvs $2.2B+1.1% |
Fifth Third Bancorp (FITB) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
Fifth Third Bancorp (FITB) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Fifth Third Bancorp (FITB) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 3.62B | 3.8B | 4.14B | 4.8B | 4.78B | 4.77B | 5.61B | 5.83B | 5.63B | 5.89B |
| NII Growth % | 2.32% | 5.06% | 9% | 15.87% | -0.31% | -0.25% | 17.59% | 3.89% | -3.38% | 20.14% |
| Net Interest Margin % | 2.54% | 2.67% | 2.83% | 2.83% | 2.34% | 2.26% | 2.7% | 2.72% | 2.64% | 2.77% |
| Interest Income | 4.19B | 4.49B | 5.18B | 6.25B | 5.57B | 5.21B | 6.59B | 9.76B | 10.43B | 9.96B |
| Interest Expense | 578M | 691M | 1.04B | 1.46B | 790M | 441M | 978M | 3.93B | 4.8B | 4.07B |
| Loan Loss Provision | 343M | 261M | 207M | 471M | 1.1B | -377M | 563M | 515M | 530M | 723M |
| Non-Interest Income | 2.04B | 1.85B | 1.96B | 2.37B | 2.46B | 2.74B | 2.49B | 2.6B | 2.62B | 2.86B |
| Non-Interest Income % | 32.77% | 29.2% | 27.42% | 27.46% | 30.64% | 34.43% | 27.46% | 21% | 20.1% | 22.28% |
| Total Revenue | 6.24B▲ 0% | 6.34B▲ 1.7% | 7.14B▲ 12.6% | 8.62B▲ 20.7% | 8.03B▼ 6.8% | 7.95B▼ 1.1% | 9.08B▲ 14.3% | 12.36B▲ 36.1% | 13.05B▲ 5.6% | 12.82B▲ 0% |
| Revenue Growth % | -2.35% | 1.65% | 12.63% | 20.73% | -6.82% | -1.07% | 14.26% | 36.07% | 5.62% | -9.65% |
| Non-Interest Expense | 3.11B | 2.41B | 3.13B | 3.49B | 4.35B | 4.37B | 4.45B | 4.92B | 4.81B | 4.96B |
| Efficiency Ratio | 49.83% | 38% | 43.78% | 40.49% | 54.14% | 54.94% | 48.96% | 39.81% | 36.84% | 38.69% |
| Operating Income | 2.21B▲ 0% | 2.98B▲ 34.9% | 2.77B▼ 7.2% | 3.2B▲ 15.8% | 1.8B▼ 43.9% | 3.52B▲ 95.7% | 3.09B▼ 12.1% | 2.99B▼ 3.4% | 2.92B▼ 2.4% | 3.06B▲ 0% |
| Operating Margin % | 35.4% | 46.99% | 38.72% | 37.14% | 22.37% | 44.26% | 34.06% | 24.18% | 22.35% | 23.89% |
| Operating Income Growth % | -6.64% | 34.92% | -7.18% | 15.8% | -43.88% | 95.72% | -12.06% | -3.39% | -2.41% | - |
| Pretax Income | 2.21B▲ 0% | 2.98B▲ 34.9% | 2.77B▼ 7.2% | 3.2B▲ 15.8% | 1.8B▼ 43.9% | 3.52B▲ 95.7% | 3.09B▼ 12.1% | 2.99B▼ 3.4% | 2.92B▼ 2.4% | 3.06B▲ 0% |
| Pretax Margin % | 35.4% | 46.99% | 38.72% | 37.14% | 22.37% | 44.26% | 34.06% | 24.18% | 22.35% | 23.89% |
| Income Tax | 665M | 799M | 572M | 690M | 370M | 747M | 647M | 639M | 602M | 651M |
| Effective Tax Rate % | 30.12% | 26.82% | 20.69% | 21.55% | 20.59% | 21.24% | 20.92% | 21.39% | 20.64% | 21.25% |
| Net Income | 1.55B▲ 0% | 2.18B▲ 40.9% | 2.19B▲ 0.6% | 2.51B▲ 14.5% | 1.43B▼ 43.2% | 2.77B▲ 94.1% | 2.45B▼ 11.7% | 2.35B▼ 4.0% | 2.31B▼ 1.5% | 2.41B▲ 0% |
| Net Margin % | 24.8% | 34.38% | 30.71% | 29.14% | 17.76% | 34.86% | 26.94% | 19.01% | 17.73% | 18.81% |
| Net Income Growth % | -9.64% | 40.92% | 0.6% | 14.55% | -43.19% | 94.11% | -11.7% | -3.97% | -1.49% | 8.45% |
| Net Income (Continuing) | 1.54B | 2.18B | 2.19B | 2.51B | 1.43B | 2.77B | 2.45B | 2.35B | 2.31B | 2.41B |
| EPS (Diluted) | 1.93▲ 0% | 2.83▲ 46.6% | 3.06▲ 8.1% | 3.33▲ 8.8% | 1.83▼ 45.0% | 3.73▲ 103.8% | 3.35▼ 10.2% | 3.22▼ 3.9% | 3.14▼ 2.5% | 3.60▲ 0% |
| EPS Growth % | -3.98% | 46.63% | 8.13% | 8.82% | -45.05% | 103.83% | -10.19% | -3.88% | -2.48% | 11.3% |
| EPS (Basic) | 1.95 | 2.88 | 3.11 | 3.38 | 1.84 | 3.78 | 3.38 | 3.23 | 3.16 | - |
| Diluted Shares Outstanding | 764.43M | 740.69M | 685.49M | 720.07M | 719.74M | 711.2M | 694.95M | 687.68M | 687.3M | 670.88M |
Fifth Third Bancorp (FITB) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 35.72B | 36.41B | 36.78B | 40.7B | 73.53B | 75.16B | 62.45B | 74.92B | 58.94B | 226.59B |
| Cash & Due from Banks | 2.39B | 2.51B | 2.68B | 3.28B | 3.15B | 2.99B | 3.47B | 3.14B | 3.01B | 2.9B |
| Short Term Investments | 33.33B | 33.89B | 34.1B | 37.42B | 70.39B | 72.16B | 58.98B | 71.78B | 55.93B | 53.41B |
| Total Investments | 124.15B | 124.05B | 128.68B | 147.81B | 183.69B | 189.01B | 182.23B | 190.12B | 187.41B | 182.83B |
| Investments Growth % | 0.48% | -0.08% | 3.73% | 14.87% | 24.27% | 2.9% | -3.59% | 4.33% | -1.43% | -5.6% |
| Long-Term Investments | 90.82B | 90.16B | 94.58B | 110.39B | 113.3B | 116.85B | 123.25B | 118.34B | 131.48B | 518.29B |
| Accounts Receivables | 2.51B | 2.14B | 2.4B | 2.7B | 2.61B | 3.02B | 3.28B | 2.8B | 3.18B | 0 |
| Goodwill & Intangibles | 3.17B | 3.33B | 3.46B | 5.45B | 5.05B | 5.79B | 6.83B | 6.78B | 6.71B | 6.62B |
| Goodwill | 2.42B | 2.44B | 2.48B | 4.25B | 4.26B | 4.51B | 4.92B | 4.92B | 4.92B | 4.95B |
| Intangible Assets | 753M | 885M | 978M | 1.19B | 795M | 1.28B | 1.92B | 1.86B | 1.79B | 1.68B |
| PP&E (Net) | 2.8B | 2.65B | 2.38B | 3.32B | 3.29B | 3.16B | 3.32B | 3.32B | 3.32B | 3.03B |
| Other Assets | 2.94B | 3.08B | 2.74B | 2.99B | 3.4B | 3.39B | 3.68B | 4.04B | 4.38B | 14.31B |
| Total Current Assets | 42.44B | 42.86B | 42.92B | 47.23B | 79.64B | 81.91B | 68.82B | 80.66B | 65.61B | 59.51B |
| Total Non-Current Assets | 99.74B | 99.22B | 103.15B | 122.14B | 125.04B | 129.2B | 138.63B | 133.92B | 147.32B | 153.39B |
| Total Assets | 142.18B▲ 0% | 142.08B▼ 0.1% | 146.07B▲ 2.8% | 169.37B▲ 16.0% | 204.68B▲ 20.8% | 211.12B▲ 3.1% | 207.45B▼ 1.7% | 214.57B▲ 3.4% | 212.93B▼ 0.8% | 212.9B▲ 0% |
| Asset Growth % | 0.8% | -0.07% | 2.81% | 15.95% | 20.85% | 3.14% | -1.74% | 3.43% | -0.77% | -3.82% |
| Return on Assets (ROA) | 1.09% | 1.53% | 1.52% | 1.59% | 0.76% | 1.33% | 1.17% | 1.11% | 1.08% | 1.13% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 17.68B | 18.75B | 16.65B | 15.7B | 15.99B | 12.65B | 18.61B | 19.43B | 18.97B | 18.94B |
| Net Debt | 15.29B | 16.23B | 13.97B | 12.42B | 12.84B | 9.65B | 15.14B | 16.29B | 15.96B | 16.04B |
| Long-Term Debt | 14.39B | 14.9B | 14.43B | 14.97B | 14.97B | 11.82B | 13.71B | 16.38B | 14.34B | 13.68B |
| Short-Term Debt | 3.29B | 3.85B | 2.23B | 729M | 1.02B | 825M | 4.89B | 3.05B | 4.63B | 5.26B |
| Other Liabilities | 2.64B | 2.48B | 2.77B | 2.96B | 6.5B | 6.94B | 7.83B | 7.06B | 7.06B | 6.29B |
| Total Current Liabilities | 108.91B | 108.47B | 112.62B | 130.23B | 160.1B | 170.15B | 168.58B | 171.96B | 171.89B | 171.83B |
| Total Non-Current Liabilities | 17.03B | 17.39B | 17.2B | 17.93B | 21.47B | 18.76B | 21.54B | 23.44B | 21.39B | 19.97B |
| Total Liabilities | 125.94B | 125.86B | 129.82B | 148.17B | 181.57B | 188.91B | 190.13B | 195.4B | 193.28B | 191.8B |
| Total Equity | 16.23B▲ 0% | 16.22B▼ 0.1% | 16.25B▲ 0.2% | 21.2B▲ 30.5% | 23.11B▲ 9.0% | 22.21B▼ 3.9% | 17.33B▼ 22.0% | 19.17B▲ 10.6% | 19.64B▲ 2.5% | 21.11B▲ 0% |
| Equity Growth % | 2.28% | -0.07% | 0.18% | 30.48% | 9% | -3.9% | -21.99% | 10.65% | 2.47% | 21.18% |
| Equity / Assets (Capital Ratio) | 11.42% | 11.42% | 11.12% | 12.52% | 11.29% | 10.52% | 8.35% | 8.93% | 9.23% | 9.91% |
| Return on Equity (ROE) | 9.64% | 13.44% | 13.51% | 13.41% | 6.44% | 12.22% | 12.37% | 12.87% | 11.92% | 11.43% |
| Book Value per Share | 21.23 | 21.90 | 23.71 | 29.45 | 32.11 | 31.23 | 24.93 | 27.88 | 28.58 | 31.46 |
| Tangible BV per Share | 17.09 | 17.40 | 18.66 | 21.88 | 25.09 | 23.09 | 15.10 | 18.02 | 18.82 | 21.59 |
| Common Stock | 2.05B | 2.05B | 2.05B | 2.05B | 2.05B | 2.05B | 2.05B | 2.05B | 2.05B | 2.05B |
| Additional Paid-in Capital | 2.76B | 2.79B | 2.87B | 3.6B | 3.63B | 3.62B | 3.68B | 3.76B | 3.8B | 3.81B |
| Retained Earnings | 13.44B | 14.96B | 16.58B | 18.32B | 18.38B | 20.24B | 21.69B | 23B | 24.15B | 25.06B |
| Accumulated OCI | 59M | 73M | -112M | 1.19B | 2.6B | 1.21B | -5.11B | -4.49B | -4.64B | -3.28B |
| Treasury Stock | -3.43B | -5B | -6.47B | -5.72B | -5.68B | -7.02B | -7.1B | -7.26B | -7.84B | -8.31B |
| Preferred Stock | 1.33B | 1.33B | 1.33B | 1.77B | 2.12B | 2.12B | 2.12B | 2.12B | 2.12B | 1.77B |
Fifth Third Bancorp (FITB) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 2.09B | 1.48B | 2.86B | 1.82B | 371M | 2.7B | 6.43B | 4.51B | 2.82B | 2.82B |
| Operating CF Growth % | -13.52% | -29.22% | 92.97% | -36.13% | -79.66% | 628.84% | 137.72% | -29.85% | -37.37% | 163.13% |
| Net Income | 1.54B | 2.18B | 2.19B | 2.51B | 1.43B | 2.77B | 2.45B | 2.35B | 2.31B | 2.41B |
| Depreciation & Amortization | 453M | 341M | 360M | 472M | 492M | 349M | 436M | 462M | 495M | 536M |
| Deferred Taxes | -141M | -252M | 30M | -246M | -162M | -14M | -60M | -106M | 72M | 107M |
| Other Non-Cash Items | -57M | -327M | -481M | -897M | -1.01B | -282M | 3.23B | 1.27B | 337M | 1.29B |
| Working Capital Changes | 182M | -580M | 627M | -149M | -494M | -239M | 210M | 360M | -558M | -1.03B |
| Cash from Investing | -2.86B | 428M | -4.14B | -797M | -31.9B | -7.97B | -4.87B | -9.49B | 1.04B | 154M |
| Purchase of Investments | -24.72B | -15.29B | -16.21B | -14.57B | -36.71B | -12.88B | -29.71B | -19.98B | -7.13B | -3.75B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 2M |
| Net Investment Activity | -24.72B | -15.29B | -16.21B | -14.57B | -36.71B | -12.88B | -29.71B | -19.97B | -7.13B | -3.75B |
| Acquisitions | -219M | -44M | -43M | 1.21B | -4M | -297M | -851M | 0 | 6M | -1000K |
| Other Investing | 222M | -337M | -3.51B | -1.06B | -286M | -3.74B | -9B | 3.86B | -2.99B | -7.78B |
| Cash from Financing | 625M | -1.79B | 1.45B | -430M | 31.4B | 5.11B | -1.08B | 4.66B | -3.99B | -3.95B |
| Dividends Paid | -454M | -505M | -565M | -753M | -858M | -897M | -927M | -1.06B | -1.18B | -1.16B |
| Share Repurchases | -661M | -1.6B | -1.45B | -1.76B | 0 | -1.39B | -100M | -200M | -625M | -825M |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -661M | -1.6B | -1.45B | -1.76B | 0 | -1.39B | -100M | -200M | -625M | -825M |
| Debt Issuance (Net) | 1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | 1000K | -1000K | 2M |
| Other Financing | 1.1B | -674M | 5.6B | 3.68B | 31.97B | 10.63B | -6.62B | 5.09B | -1.76B | -2.23B |
| Net Change in Cash | -148M▲ 0% | 122M▲ 182.4% | 167M▲ 36.9% | 597M▲ 257.5% | -131M▼ 121.9% | -153M▼ 16.8% | 472M▲ 408.5% | -324M▼ 168.6% | -128M▲ 60.5% | -314M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 2.54B | 2.39B | 2.51B | 2.68B | 3.28B | 3.15B | 2.99B | 3.47B | 3.14B | 2.97B |
| Cash at End | 2.39B | 2.51B | 2.68B | 3.28B | 3.15B | 2.99B | 3.47B | 3.14B | 3.01B | 2.9B |
| Interest Paid | 0 | 0 | 0 | 0 | 825M | 465M | 869M | 3.78B | 4.87B | 4.17B |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 491M | 607M | 272M | 655M | 195M | -24M |
| Free Cash Flow | 1.78B▲ 0% | 1.25B▼ 29.8% | 2.66B▲ 113.3% | 1.52B▼ 42.9% | 13M▼ 99.1% | 2.4B▲ 18323.1% | 5.74B▲ 139.8% | 3.99B▼ 30.5% | 2.41B▼ 39.6% | 3.36B▲ 0% |
| FCF Growth % | -17.98% | -29.79% | 113.29% | -42.94% | -99.14% | 18323.08% | 139.79% | -30.47% | -39.64% | -26.77% |
Fifth Third Bancorp (FITB) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 9.64% | 13.44% | 13.51% | 13.41% | 6.44% | 12.22% | 12.37% | 12.87% | 11.92% | 11.43% |
| Return on Assets (ROA) | 1.09% | 1.53% | 1.52% | 1.59% | 0.76% | 1.33% | 1.17% | 1.11% | 1.08% | 1.13% |
| Net Interest Margin | 2.54% | 2.67% | 2.83% | 2.83% | 2.34% | 2.26% | 2.7% | 2.72% | 2.64% | 2.77% |
| Efficiency Ratio | 49.83% | 38% | 43.78% | 40.49% | 54.14% | 54.94% | 48.96% | 39.81% | 36.84% | 38.69% |
| Equity / Assets | 11.42% | 11.42% | 11.12% | 12.52% | 11.29% | 10.52% | 8.35% | 8.93% | 9.23% | 9.91% |
| Book Value / Share | 21.23 | 21.9 | 23.71 | 29.45 | 32.11 | 31.23 | 24.93 | 27.88 | 28.58 | 31.46 |
| NII Growth | 2.32% | 5.06% | 9% | 15.87% | -0.31% | -0.25% | 17.59% | 3.89% | -3.38% | 5.03% |
| Dividend Payout | 25.99% | 19.72% | 21.3% | 26.27% | 60.13% | 32.38% | 37.9% | 45.13% | 50.82% | 47.89% |
Fifth Third Bancorp (FITB) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 17, 2026·SEC
Mar 11, 2026·SEC
Feb 24, 2026·SEC
Fifth Third Bancorp (FITB) stock FAQ — growth, dividends, profitability & financials explained
Fifth Third Bancorp (FITB) grew revenue by 5.6% over the past year. This is steady growth.
Yes, Fifth Third Bancorp (FITB) is profitable, generating $2.41B in net income for fiscal year 2024 (17.7% net margin).
Yes, Fifth Third Bancorp (FITB) pays a dividend with a yield of 3.37%. This makes it attractive for income-focused investors.
Fifth Third Bancorp (FITB) has a return on equity (ROE) of 11.9%. This is reasonable for most industries.
Fifth Third Bancorp (FITB) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
Fifth Third Bancorp (FITB) has an efficiency ratio of 36.8%. This is excellent, indicating strong cost control.
Fifth Third Bancorp (FITB) financial analysis — history, returns, DCA and operating performance tools
Analyst verdict, bull/bear case, risk factors and peer comparison
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates