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GHLDGuild Holdings Company
$20.01$439M
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
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GHLD logo

Guild Holdings Company

GHLD
NYSE · Mortgage Finance
$20.01
At close - Jun 20, 4:00 PM EDT - USD
Market Cap$439M
P/E12.8x
52W High$20.08
Volume151.5K
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2025Q3

Cyclical Mortgage Volatility Masks Underlying Operational Risks

Guild Holdings faces significant earnings volatility driven by interest rate sensitivity and a high-touch retail distribution model that struggles to scale during market troughs. While the company maintains a P/E of 12.83, investors should remain cautious rega...

GrowthMixed
ProfitabilityStrained
ValuationAttractive
TechnicalsStrong
Explore valuation models
MARKET ACTION

GHLD price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

7/12 Beats

EPS beat 7 of last 12 quarters

02

Valuation risk

+43% Peers

P/E is 43% above peer median

03

Market leadership

RS 64 · Avg

Average momentum (RS Rating: 64)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Feb 5

Market performance

Price History →

Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
GHLD-100.00%
S&P 500 (^GSPC)+12.39%
1-Year Return
GHLD+0.45%
S&P 500 (^GSPC)+15.77%
3-Year Return
GHLD+90.84%
S&P 500 (^GSPC)+75.84%
5-Year Return
GHLD+62.69%
S&P 500 (^GSPC)+77.02%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y High
12.8x
Forward P/EExpansion
10.2x
EV/EBITDA75th %ile
21.4x
FCF YieldCash Flow
N/A

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
12.8x
3.0x
100th· High
EV/EBITDA
21.4x
12.5x
75th· Fair
Price/FCF
N/A
1.3x
N/A
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
No DCF Model AvailableIntrinsic value modeling is not supported for this equity.

Growth & profitability

Annual revenue & EPS trend
Revenue
$1000K+0.0% YoY
Net income
$97M+349.0% YoY
Free cash flow
-$669M-588.0% YoY
Operating margin
10.1%+16.5 pts YoY
ROIC (TTM)2.4%
Avg ROIC 5Y-
ROE (TTM)8%
Piotroski Score3 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate7/12 (58%)
Revenue Beat Rate6/12 (50%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2025Latest
Nov 5, 2025
$0.75+47.1%
vs $0.51
$344M+11.8%
vs $308M
Q3 2025
Aug 7, 2025
$0.66+53.5%
vs $0.43
$297M-0.2%
vs $297M
Q2 2025
May 7, 2025
$0.35+105.9%
vs $0.17
$226M-6.0%
vs $240M
Q2 2025
Mar 6, 2025
$0.32-3.0%
vs $0.33
$408M+34.7%
vs $303M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

2 Stories
Business Wire·Aug 4, 2026
Angel Reports Second Quarter 2026 Results: Guild Membership Climbs 99.2% Year-Over-Year

PROVO, Utah--(BUSINESS WIRE)--Angel (NYSE: ANGX) (the “Company”), a media and technology company successfully pioneering a first of its kind audience-driven model in which Angel Guild community members watch, screen and vote on which films and television series get distributed on the Angel platform, today reported financial results for the second quarter ended June 30, 2026. A Growing Community Choosing Values-Driven Entertainment At the center of Angel's second quarter is the continued, accele.

Business Wire·Jul 23, 2026
Guild's Marketplace Has Been Selected by Amazon as a Partner for Amazon's Career Choice Program

DENVER--(BUSINESS WIRE)-- #AmazonCareerChoice--Guild partners with Amazon's Career Choice program, giving eligible employees a pathway to high-demand maintenance and engineering technician roles.

Filtered for Guild Holdings CompanyMore Headlines
04

Compare before deciding

Benchmark GHLD against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Guild Holdings Company (GHLD)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
GHLD logoGHLDGuild Holdings CompanyCurrent
$20.01$439.06M12.8360.87%8.27%7.97%2.47%
UWMC logoUWMCUWM Holdings Corporation
$1.22$189.77M10.1785.84%-1.41%-2.58%—
RKT logoRKTRocket Companies, Inc.
$12.15$34.31B-441.8222.99%4.8%2.4%—
PFSI logoPFSIPennyMac Financial Services, Inc.
$65.61$3.41B7.05339.48%13.68%9.14%—
LOAN logoLOANManhattan Bridge Capital, Inc.
$3.90$44.57M8.67-10.55%58.25%11.02%—
LDI logoLDIloanDepot, Inc.
$0.67$225.41M-2.2455.3%-4.75%-18.63%—

Compare GHLD vs Peers

Guild Holdings Company (GHLD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs UWMC

Most directly comparable listed peer for GHLD.

Scale Benchmark

vs ICE

Larger-name benchmark to compare GHLD against a more recognizable public peer.

Peer Set

Compare Top 5

vs UWMC, RKT, PFSI, LOAN

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

GHLD SEC Filings & Documents

Guild Holdings Company (GHLD) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Nov 28, 2025·SEC

Material company update

Nov 5, 2025·SEC

Material company update

Aug 7, 2025·SEC

10-K Annual Reports

4
FY 2025

Mar 7, 2025·SEC

FY 2024

Mar 14, 2024·SEC

FY 2023

Mar 13, 2023·SEC

10-Q Quarterly Reports

6
FY 2025

Nov 6, 2025·SEC

FY 2025

Aug 8, 2025·SEC

FY 2025

May 8, 2025·SEC

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GHLD Frequently Asked Questions

Guild Holdings Company (GHLD) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is Guild Holdings Company's revenue?

Guild Holdings Company (GHLD) reported $1.30B in revenue for fiscal year 2024. This represents a 129636% increase from $1.0M in 2018.

How fast is Guild Holdings Company growing?

Guild Holdings Company (GHLD) grew revenue by 60.9% over the past year. This is strong growth.

Is GHLD profitable?

Yes, Guild Holdings Company (GHLD) is profitable, generating $126.0M in net income for fiscal year 2024 (8.3% net margin).

Dividend & Returns
Does GHLD pay dividends?

Yes, Guild Holdings Company (GHLD) pays a dividend with a yield of 2.47%. This makes it attractive for income-focused investors.

What is GHLD's return on equity?

Guild Holdings Company (GHLD) has a return on equity (ROE) of 8.0%. This is below average, suggesting room for improvement.

What is Guild Holdings Company's free cash flow?

Guild Holdings Company (GHLD) generated $24.9M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

What if you invested $1,000 in GHLD back in 2018?

Total return calculator · dividends reinvested · 8+ years of data

See returns →