No significant weaknesses identified
| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| GWREGuidewire Software, Inc. | 15.26B | 179.50 | 221.60 | 22.64% | 7.23% | 6% | 1.93% | 0.49 |
| DAVEDave Inc. | 2.58B | 211.72 | 50.53 | 33.96% | 29.87% | 50.37% | 4.84% | 0.41 |
| INTUIntuit Inc. | 168.43B | 605.28 | 44.28 | 15.63% | 21.19% | 21.31% | 3.61% | 0.34 |
| CCBCoastal Financial Corporation | 1.67B | 110.39 | 33.97 | 30.92% | 7.84% | 10.04% | 14.97% | 0.12 |
| SPNSSapiens International Corporation N.V. | 2.43B | 43.45 | 33.68 | 5.4% | 11.4% | 12.2% | 2.97% | 0.13 |
| SSNCSS&C Technologies Holdings, Inc. | 20.7B | 84.81 | 28.27 | 6.89% | 13.86% | 12.2% | 6.41% | 1.09 |
| TBBKThe Bancorp, Inc. | 3.05B | 69.47 | 16.19 | 16.11% | 30.63% | 29.28% | 7.3% | 0.16 |
| CWANClearwater Analytics Holdings, Inc. | 6.96B | 24.11 | 14.35 | 22.72% | 61.25% | 19.6% | 0.99% | 0.07 |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Sales/Revenue | -845M | 469M | 675M | 1.43B | 2.36B | 2.8B |
| Revenue Growth % | - | 1.56% | 0.44% | 1.12% | 0.65% | 0.19% |
| Cost of Goods Sold | 1.32B | 963M | 1.07B | 1.36B | 1.5B | 1.62B |
| COGS % of Revenue | -1.56% | 2.05% | 1.59% | 0.95% | 0.64% | 0.58% |
| Gross Profit | -2.17B | -494M | -395M | 77M | 860M | 1.17B |
| Gross Margin % | 2.56% | -1.05% | -0.59% | 0.05% | 0.36% | 0.42% |
| Gross Profit Growth % | - | 0.77% | 0.2% | 1.19% | 10.17% | 0.37% |
| Operating Expenses | 845M | 804M | 1.16B | 1.45B | 1.38B | 1.34B |
| OpEx % of Revenue | -1% | 1.71% | 1.72% | 1.01% | 0.58% | 0.48% |
| Selling, General & Admin | 542M | 477M | 785M | 924M | 843M | 836M |
| SG&A % of Revenue | -0.64% | 1.02% | 1.16% | 0.64% | 0.36% | 0.3% |
| Research & Development | 231M | 257M | 356M | 465M | 421M | 410M |
| R&D % of Revenue | -0.27% | 0.55% | 0.53% | 0.32% | 0.18% | 0.15% |
| Other Operating Expenses | 72M | 70M | 19M | 61M | 115M | 96M |
| Operating Income | -3.01B | -1.3B | -1.55B | -1.37B | -519M | -168M |
| Operating Margin % | 3.56% | -2.77% | -2.3% | -0.96% | -0.22% | -0.06% |
| Operating Income Growth % | - | 0.57% | -0.2% | 0.12% | 0.62% | 0.68% |
| EBITDA | -2.36B | -911M | -1.21B | -1.22B | -374M | -21M |
| EBITDA Margin % | 2.8% | -1.94% | -1.79% | -0.85% | -0.16% | -0.01% |
| EBITDA Growth % | - | 0.61% | -0.33% | -0.01% | 0.69% | 0.94% |
| D&A (Non-Cash Add-back) | 647M | 387M | 345M | 150M | 145M | 147M |
| EBIT | -2.93B | -1.31B | -1.85B | -1.57B | -367M | -154M |
| Net Interest Income | -977M | -1.44B | -1.68B | -58M | 98M | 146M |
| Interest Income | 76M | 53M | 26M | 107M | 197M | 187M |
| Interest Expense | 1.05B | 1.49B | 1.7B | 165M | 99M | 41M |
| Other Income/Expense | -971M | -1.45B | -2B | -361M | 53M | 73M |
| Pretax Income | -3.98B | -2.74B | -3.55B | -1.73B | -466M | -95M |
| Pretax Margin % | 4.71% | -5.85% | -5.26% | -1.21% | -0.2% | -0.03% |
| Income Tax | 7M | 2M | 3M | 6M | 19M | 63M |
| Effective Tax Rate % | 0.94% | 0.95% | 0.97% | 0.97% | 0.93% | 1.11% |
| Net Income | -3.75B | -2.61B | -3.45B | -1.68B | -434M | -105M |
| Net Margin % | 4.43% | -5.56% | -5.11% | -1.17% | -0.18% | -0.04% |
| Net Income Growth % | - | 0.3% | -0.32% | 0.51% | 0.74% | 0.76% |
| Net Income (Continuing) | -3.99B | -2.75B | -3.56B | -1.74B | -485M | -158M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 67M | 105M | 286M | 54M | 19M | -48M |
| EPS (Diluted) | -0.95 | -0.66 | -0.92 | -0.44 | -0.11 | -0.03 |
| EPS Growth % | - | 0.31% | -0.39% | 0.52% | 0.75% | 0.76% |
| EPS (Basic) | -0.95 | -0.66 | -0.92 | -0.44 | -0.11 | -0.03 |
| Diluted Shares Outstanding | 3.95B | 3.95B | 3.74B | 3.81B | 3.89B | 4B |
| Basic Shares Outstanding | 3.95B | 3.95B | 3.74B | 3.81B | 3.89B | 4B |
| Dividend Payout Ratio | - | - | - | - | - | - |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Total Current Assets | 3.14B | 3.75B | 8.68B | 5.69B | 5.77B | 6.57B |
| Cash & Short-Term Investments | 2.79B | 3.3B | 8.08B | 5.09B | 5.04B | 5.63B |
| Cash Only | 1.51B | 2B | 4.84B | 1.95B | 3.14B | 2.96B |
| Short-Term Investments | 1.28B | 1.3B | 3.24B | 3.13B | 1.91B | 2.67B |
| Accounts Receivable | 69M | 184M | 288M | 406M | 486M | 649M |
| Days Sales Outstanding | -29.8 | 143.2 | 155.73 | 103.41 | 75.2 | 84.69 |
| Inventory | 5M | 3M | 4M | 48M | 49M | 59M |
| Days Inventory Outstanding | 1.38 | 1.14 | 1.36 | 12.92 | 11.93 | 13.27 |
| Other Current Assets | 205M | 197M | 176M | 24M | 27M | 95M |
| Total Non-Current Assets | 1.88B | 1.69B | 2.5B | 3.48B | 3.02B | 2.73B |
| Property, Plant & Equipment | 534M | 384M | 441M | 492M | 512M | 567M |
| Fixed Asset Turnover | -1.58x | 1.22x | 1.53x | 2.91x | 4.61x | 4.93x |
| Goodwill | 681M | 656M | 647M | 807M | 807M | 845M |
| Intangible Assets | 499M | 257M | 28M | 97M | 109M | 130M |
| Long-Term Investments | 165M | 386M | 1.25B | 1.85B | 1.29B | 896M |
| Other Non-Current Assets | 5M | 4M | 127M | 217M | 250M | 224M |
| Total Assets | 5.02B | 5.44B | 11.18B | 9.17B | 8.79B | 9.29B |
| Asset Turnover | -0.17x | 0.09x | 0.06x | 0.16x | 0.27x | 0.30x |
| Asset Growth % | - | 0.08% | 1.05% | -0.18% | -0.04% | 0.06% |
| Total Current Liabilities | 783M | 836M | 1.03B | 1.1B | 1.48B | 2.59B |
| Accounts Payable | 99M | 109M | 167M | 189M | 185M | 208M |
| Days Payables Outstanding | 27.38 | 41.31 | 56.97 | 50.87 | 45.05 | 46.78 |
| Short-Term Debt | 133M | 121M | 122M | 83M | 87M | 90M |
| Deferred Revenue (Current) | 0 | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Liabilities | 216M | 35M | 35M | 38M | 39M | 139M |
| Current Ratio | 4.01x | 4.49x | 8.46x | 5.19x | 3.90x | 2.53x |
| Quick Ratio | 4.00x | 4.49x | 8.45x | 5.14x | 3.87x | 2.51x |
| Cash Conversion Cycle | -55.8 | 103.02 | 100.13 | 65.46 | 42.08 | 51.18 |
| Total Non-Current Liabilities | 8.46B | 10.9B | 2.13B | 1.42B | 846M | 352M |
| Long-Term Debt | 8.42B | 91M | 1.93B | 1.1B | 544M | 116M |
| Capital Lease Obligations | 21M | 20M | 101M | 152M | 124M | 125M |
| Deferred Tax Liabilities | 0 | 1M | 3M | 18M | 20M | 25M |
| Other Non-Current Liabilities | 25M | 10.79B | 99M | 150M | 158M | 86M |
| Total Liabilities | 9.25B | 11.74B | 3.16B | 2.51B | 2.32B | 2.94B |
| Total Debt | 8.6B | 251M | 2.17B | 1.36B | 793M | 364M |
| Net Debt | 7.09B | -1.75B | -2.66B | -587M | -2.35B | -2.6B |
| Debt / Equity | - | - | 0.27x | 0.21x | 0.12x | 0.06x |
| Debt / EBITDA | - | - | - | - | - | - |
| Net Debt / EBITDA | - | - | - | - | - | - |
| Interest Coverage | -2.86x | -0.87x | -0.91x | -8.32x | -5.24x | -4.10x |
| Total Equity | -4.22B | -6.29B | 8.02B | 6.66B | 6.47B | 6.35B |
| Equity Growth % | - | -0.49% | 2.27% | -0.17% | -0.03% | -0.02% |
| Book Value per Share | -1.07 | -1.59 | 2.14 | 1.75 | 1.66 | 1.59 |
| Total Shareholders' Equity | -4.29B | -6.4B | 7.73B | 6.6B | 6.45B | 6.4B |
| Common Stock | 0 | 0 | 0 | 22.28B | 0 | 0 |
| Retained Earnings | -7.98B | -10.49B | -14.4B | -16.28B | -16.76B | -17.35B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Accumulated OCI | 3.61B | 3.95B | 606M | 86M | 70M | -195M |
| Minority Interest | 67M | 105M | 286M | 54M | 19M | -48M |
| Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|
| Cash from Operations | -2.11B | -643M | -954M | -798M | 86M | 852M |
| Operating CF Margin % | 2.5% | -1.37% | -1.41% | -0.56% | 0.04% | 0.3% |
| Operating CF Growth % | - | 0.7% | -0.48% | 0.16% | 1.11% | 8.91% |
| Net Income | -3.98B | -2.74B | -3.45B | -1.68B | -434M | -105M |
| Depreciation & Amortization | 647M | 387M | 345M | 150M | 145M | 147M |
| Stock-Based Compensation | 34M | 54M | 357M | 412M | 304M | 279M |
| Deferred Taxes | 0 | 147M | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 1.08B | 1.44B | 2.07B | 474M | -75M | 88M |
| Working Capital Changes | 108M | 75M | -281M | -151M | 146M | 443M |
| Change in Receivables | -75M | -42M | -94M | -50M | -11M | -97M |
| Change in Inventory | 2M | 2M | -1M | 6M | -1M | -9M |
| Change in Payables | 0 | 42M | 0 | 0 | 0 | 0 |
| Cash from Investing | 393M | -318M | -2.76B | -1.06B | 1.87B | -231M |
| Capital Expenditures | -98M | -40M | -73M | -58M | -71M | -77M |
| CapEx % of Revenue | -0.12% | 0.09% | 0.11% | 0.04% | 0.03% | 0.03% |
| Acquisitions | - | - | - | - | - | - |
| Investments | - | - | - | - | - | - |
| Other Investing | 523M | -275M | -2.68B | -836M | 1.94B | -131M |
| Cash from Financing | 1.95B | 1.58B | 6.57B | -1.12B | -770M | -771M |
| Debt Issued (Net) | - | - | - | - | - | - |
| Equity Issued (Net) | - | - | - | - | - | - |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | - | - | - | - | - | - |
| Other Financing | -217M | -12M | 4.79B | -177M | -82M | 16M |
| Net Change in Cash | - | - | - | - | - | - |
| Free Cash Flow | -2.25B | -683M | -1.03B | -856M | 15M | 775M |
| FCF Margin % | 2.67% | -1.46% | -1.52% | -0.6% | 0.01% | 0.28% |
| FCF Growth % | - | 0.7% | -0.5% | 0.17% | 1.02% | 50.67% |
| FCF per Share | -0.57 | -0.17 | -0.27 | -0.22 | 0.00 | 0.19 |
| FCF Conversion (FCF/Net Income) | 0.56x | 0.25x | 0.28x | 0.47x | -0.20x | -8.11x |
| Interest Paid | 0 | 0 | 108M | 160M | 80M | 34M |
| Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 |
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Return on Equity (ROE) | - | - | -399.88% | -22.94% | -6.61% | -1.64% |
| Return on Invested Capital (ROIC) | -78.77% | - | -21.77% | -18.02% | -7.64% | -3.2% |
| Gross Margin | 256.21% | -105.33% | -58.52% | 5.37% | 36.46% | 41.97% |
| Net Margin | 443.43% | -556.08% | -510.96% | -117.45% | -18.4% | -3.75% |
| Debt / Equity | - | - | 0.27x | 0.21x | 0.12x | 0.06x |
| Interest Coverage | -2.86x | -0.87x | -0.91x | -8.32x | -5.24x | -4.10x |
| FCF Conversion | 0.56x | 0.25x | 0.28x | 0.47x | -0.20x | -8.11x |
| Revenue Growth | - | 155.5% | 43.92% | 112.3% | 64.62% | 18.57% |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Deliveries | 148M | 663M | 1.19B | 1.49B |
| Deliveries Growth | - | 347.97% | 80.09% | 25.04% |
| Mobility | 456M | 639M | 869M | 1.05B |
| Mobility Growth | - | 40.13% | 35.99% | 20.48% |
| Financial Services | 27M | 71M | 184M | 253M |
| Financial Services Growth | - | 162.96% | 159.15% | 37.50% |
| Enterprise and new initiatives | 44M | 60M | 112M | - |
| Enterprise and new initiatives Growth | - | 36.36% | 86.67% | - |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| MALAYSIA | 108M | 509M | 673M | 816M |
| MALAYSIA Growth | - | 371.30% | 32.22% | 21.25% |
| INDONESIA | - | 275M | 605M | 643M |
| INDONESIA Growth | - | - | 120.00% | 6.28% |
| SINGAPORE | 283M | 302M | 480M | 578M |
| SINGAPORE Growth | - | 6.71% | 58.94% | 20.42% |
| PHILIPPINES | 81M | 125M | 200M | 265M |
| PHILIPPINES Growth | - | 54.32% | 60.00% | 32.50% |
| THAILAND | 76M | 109M | 205M | 252M |
| THAILAND Growth | - | 43.42% | 88.07% | 22.93% |
| VIET NAM | - | - | - | 228M |
| VIET NAM Growth | - | - | - | - |
| Southeast Asia | 127M | 113M | 196M | 15M |
| Southeast Asia Growth | - | -11.02% | 73.45% | -92.35% |
Grab Holdings Limited (GRAB) reported $3.23B in revenue for fiscal year 2024.
Grab Holdings Limited (GRAB) grew revenue by 18.6% over the past year. This is strong growth.
Yes, Grab Holdings Limited (GRAB) is profitable, generating $123.0M in net income for fiscal year 2024 (-3.8% net margin).
Grab Holdings Limited (GRAB) has a return on equity (ROE) of -1.6%. Negative ROE indicates the company is unprofitable.
Grab Holdings Limited (GRAB) generated $220.0M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.