Huntington Bancshares is experiencing a sharp acceleration in net interest income, which surged 39.9% year-over-year to $2.1B in 2026Q2, driven by robust loan growth and favorable rate dynamics. However, this growth is tempered by a flat net interest margin of...
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Net interest income accelerated 39.9% year-over-year to $2.1B in 2026Q2, but the net interest margin remained flat at 0.7%, while the efficiency ratio worsened to 43.4% from 38.6% a year earlier.
HBAN has seen positive growth in fee-based revenues, particularly in payments and capital markets, which have outperformed expectations. This trend is expected to continue, contributing significantly to overall revenue growth.
Recent acquisitions, including Vertex and Cadence, are anticipated to drive growth for HBAN. While there are integration risks, these strategic moves are expected to enhance the bank's market position and service offerings.
The company has demonstrated an improved adjusted efficiency ratio, indicating better management of operating expenses. This efficiency is crucial for maintaining profitability and supporting future growth initiatives.
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 23, 2026 | $0.33-8.0% vs $0.36 | $2.9B+0.6% vs $2.8B |
Q2 2026 Apr 23, 2026 | $0.25+9.6% vs $0.23 | $2.6B+1.0% vs $2.6B |
Q1 2026 Jan 22, 2026 | $0.31-6.3% vs $0.33 | $2.2B-0.5% vs $2.2B |
Q4 2025 Oct 17, 2025 | $0.40+6.8% vs $0.37 | $2.1B+4.2% vs $2.0B |
Huntington Bancshares Incorporated HBAN continues to prioritize shareholder returns through dividends and share repurchases. At the Barclays 24th Annual Global Financial Services Conference, management said that the company expects to complete approximately $550 million of share repurchases in 2026.
Math also plays a part. A 10% gain on a $20 stock means the stock only has to move $2.
Huntington Bancshares NASDAQ: HBAN said it has revised its 2027 earnings outlook as higher-for-longer interest rates, deposit pricing pressure and competition in selected lending categories weigh on net interest margin and loan growth expectations.
HBAN cuts its 2026 NII and revenue outlook and lowers 2027 EPS targets as higher rates and pricing pressure weigh on margins.
Benchmark HBAN against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Huntington Bancshares Incorporated (HBAN)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $15.38 | $31.07B | 11.06 | 10.58% | 17.71% | 10.01% | 3.92% | |
| $27.39 | $23.37B | 11.96 | 6.25% | 23.13% | 11.75% | — | |
| $64.61 | $27.32B | 16.74 | -5.85% | 17.51% | 7.63% | — | |
| $51.69 | $46.85B | 14.60 | 8.37% | 15.91% | 8.86% | — | |
| $20.24 | $21.85B | 13.32 | 69.31% | 28.68% | 10.12% | — | |
| $219.58 | $31.82B | 12.92 | -4.98% | 23.71% | 10.25% | — |
Huntington Bancshares Incorporated (HBAN) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Huntington Bancshares Incorporated (HBAN) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 23, 2026·SEC
Jul 23, 2026·SEC
Jun 25, 2026·SEC
Feb 13, 2026·SEC
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Huntington Bancshares Incorporated (HBAN) stock FAQ — growth, dividends, profitability & financials explained
Huntington Bancshares Incorporated (HBAN) grew revenue by 10.6% over the past year. This is steady growth.
Yes, Huntington Bancshares Incorporated (HBAN) is profitable, generating $2.40B in net income for fiscal year 2025 (17.7% net margin).
Yes, Huntington Bancshares Incorporated (HBAN) pays a dividend with a yield of 3.92%. This makes it attractive for income-focused investors.
Huntington Bancshares Incorporated (HBAN) has a return on equity (ROE) of 10.0%. This is reasonable for most industries.
Huntington Bancshares Incorporated (HBAN) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
Huntington Bancshares Incorporated (HBAN) has an efficiency ratio of 40.2%. This is excellent, indicating strong cost control.
