Hippo Holdings Inc.

HIPO

NYSE · Property & Casualty Insurers

$34.89

At close - Nov 6, 4:00 PM EST - USD

Market Cap$908M

P/E29.5x

52W High$39.39

Volume236.71K

VCP Research Verdict2026Q3

Hippo Scaling Revenue While Reserve Volatility Persists

Hippo's revenue has expanded from $89.6M in 2024Q2 to $156.0M in 2026Q3, with 29.4% year-over-year growth in the latest quarter, suggesting premium volume is scaling.

GrowthExpanding

ProfitabilityModerate

ValuationExpensive

TechnicalsHealthy

Explore valuation models

MARKET ACTION

HIPO price & volume

Price trend, volume and key moving averages

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Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return

HIPO+16.38%

S&P 500 (^GSPC)+7.63%

1-Year Return

HIPO+0.84%

S&P 500 (^GSPC)+9.69%

3-Year Return

HIPO+257.85%

S&P 500 (^GSPC)+69.39%

5-Year Return

HIPO-66.77%

S&P 500 (^GSPC)+57.13%

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis

Trailing P/E5Y High

29.5x

Forward P/EExpansion

25.8x

EV/EBITDA100th %ile

13.6x

FCF YieldCash Flow

13.2%

Valuation vs 5-Year History

Multiple Range

Metric

Current

5Y Median

Historical Range

Percentile

P/E

29.5x

13.5x

100th· High

EV/EBITDA

13.6x

7.4x

100th· High

Price/FCF

7.6x

86.0x

0th· Low

Current Multiple

5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection

Bear$31.22-10.5%

Base (Fair)$59.14+53.9%

Bull$95.58+173.9%

$31.22 Bear$59.14 Base$95.58 Bull

Current Market Price: $34.89

Trades at a 41.0% discount to Base DCF ($59.14)

Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend

Revenue FY25

$469M+25.9% YoY

Net income FY25

$58M+242.5% YoY

Free cash flow FY25

$9M-80.7% YoY

Operating margin FY25

13.5%+20.9 pts YoY

ROIC (FY25)21.2%

Avg ROIC 5Y-92.1%

ROE (TTM)7%

Piotroski Score5 / 9

Financial Statements →

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History

EPS Beat Rate10/12 (83%)

Revenue Beat Rate4/12 (33%)

Quarter	EPS (Act vs Est)	Revenue (Act vs Est)
Q4 2026Latest Oct 29, 2026	$0.33+325.8% vs $0.08	$156M+1.4% vs $154M
Q3 2026 Jul 30, 2026	$0.79+564.7% vs -$0.17	$145M+5.3% vs $137M
Q2 2026 Apr 30, 2026	$0.27+285.7% vs $0.07	$122M-4.7% vs $127M
Q1 2026 Feb 25, 2026	$0.24+14.3% vs $0.21	$120M-0.5% vs $121M

Historical baseline: 12 quarters analyzedGAAP / Adjusted

MARKET COVERAGE

Latest News

4 Stories

PRNewsWire·Oct 28, 2026

Hippo partners with Greenlight Re to link early-stage insurance investment with Spinnaker carrier capacity

Agreement lays the foundation for Hippo to evaluate opportunities to invest alongside Greenlight Re and positions Spinnaker as the preferred U.S. admitted carrier for qualifying insurance programs SAN JOSE, Calif., Oct. 28, 2026 /PRNewswire/ -- Hippo Holdings Inc. (NYSE: HIPO) ("Hippo") today announced a strategic partnership with the Innovations segment of Greenlight Capital Re, Ltd.

Zacks Investment Research·Oct 26, 2026

Will Hippo Holdings (HIPO) Beat Estimates Again in Its Next Earnings Report?

Hippo Holdings (HIPO) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Zacks Investment Research·Oct 26, 2026

Best Momentum Stocks to Buy for October 26th

HIPO, CAKE and MSM made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on October 26th, 2026.

Zacks Investment Research·Oct 26, 2026

New Strong Buy Stocks for October 26th

MSLOY, FANUY, GPRE, HIPO and MSM have been added to the Zacks Rank #1 (Strong Buy) List on October 26th, 2026.

Filtered for Hippo Holdings Inc.More Headlines

Compare before deciding

Benchmark HIPO against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for Hippo Holdings Inc. (HIPO)

Full Screener →

Company	Price	Market Cap	P/E Ratio	Rev Growth (1Y)	Net Margin	ROE	Div Yield
HIPOHippo Holdings Inc.Current	$34.89	$908.39M	29.47	25.93%	5.9%	7.04%	—
LMNDLemonade, Inc.	$39.55	$3.04B	-21.21	40.15%	-13.48%	-28.59%	—
ROOTRoot, Inc.	$43.37	$608.05M	9.06	28.95%	5.15%	21.6%	—
KINSKingstone Companies, Inc.	$20.46	$296.36M	0.02	28.39%	26.01%	51.37%	0.49%
HGTYHagerty, Inc.	$17.97	$6.17B	130.69	22.23%	1.08%	2.06%	0.09%
SLNGStabilis Solutions, Inc.	$3.58	$66.57M	-7.58	-6.89%	-17.43%	-14.24%	—

Compare HIPO vs Peers

Hippo Holdings Inc. (HIPO) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs LMND

Most directly comparable listed peer for HIPO.

Scale Benchmark

vs CB

Larger-name benchmark to compare HIPO against a more recognizable public peer.

Peer Set

Compare Top 5

vs LMND, ROOT, KINS, HGTY

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

HIPO SEC Filings & Documents

Hippo Holdings Inc. (HIPO) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

Material company update

Oct 29, 2026·SEC

Material company update

Jul 30, 2026·SEC

Material company update

Jun 15, 2026·SEC

10-K Annual Reports

FY 2026

Mar 5, 2026·SEC

FY 2025

Mar 6, 2025·SEC

FY 2024

Mar 6, 2024·SEC

10-Q Quarterly Reports

FY 2026

Oct 29, 2026·SEC

FY 2026

Jul 30, 2026·SEC

FY 2025

Nov 5, 2025·SEC

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HIPO Frequently Asked Questions

Hippo Holdings Inc. (HIPO) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

How fast is Hippo Holdings Inc. growing?

Hippo Holdings Inc. (HIPO) grew revenue by 20.6% over the trailing twelve months, compared with the twelve months before.

Is HIPO profitable?

Yes. Hippo Holdings Inc. (HIPO) earned $32.0M in net income over the trailing twelve months (a 5.9% net margin).

Dividend & Returns

What is HIPO's return on equity?

Hippo Holdings Inc. (HIPO) had a return on equity (ROE) of 7.0% over the trailing twelve months. That is below the market's typical 10-15%.

Industry Metrics

What is Hippo Holdings Inc.'s combined ratio?

Hippo Holdings Inc. (HIPO) has a combined ratio of 86.5%. A ratio below 100% indicates underwriting profitability.

What if you invested $1,000 in HIPO back in 2019?

Total return calculator · dividends reinvested · 7+ years of data

See returns →

Quarter

EPS (Act vs Est)

Revenue (Act vs Est)

Q4 2026Latest

Oct 29, 2026

$0.33+325.8%

vs $0.08

$156M+1.4%

vs $154M

Q3 2026

Jul 30, 2026

$0.79+564.7%

vs -$0.17

$145M+5.3%

vs $137M

Q2 2026

Apr 30, 2026

$0.27+285.7%

vs $0.07

$122M-4.7%

vs $127M

Q1 2026

Feb 25, 2026

$0.24+14.3%

vs $0.21

$120M-0.5%

vs $121M

Company

Price

Market Cap

P/E Ratio

Rev Growth (1Y)

Net Margin

ROE

Div Yield

HIPOHippo Holdings Inc.Current

$34.89

$908.39M

29.47

25.93%

5.9%

7.04%

—

LMNDLemonade, Inc.

$39.55

$3.04B

-21.21

40.15%

-13.48%

-28.59%

—

ROOTRoot, Inc.

$43.37

$608.05M

9.06

28.95%

5.15%

21.6%

—

KINSKingstone Companies, Inc.

$20.46

$296.36M

0.02

28.39%

26.01%

51.37%

0.49%

HGTYHagerty, Inc.

$17.97

$6.17B

130.69

22.23%

1.08%

2.06%

0.09%

SLNGStabilis Solutions, Inc.

$3.58

$66.57M

-7.58

-6.89%

-17.43%

-14.24%

—