International General Insurance Holdings Ltd.(IGIC)Earnings, Financials & Key Ratios
IGIC•NASDAQ•Insurance & Managed Care
$26.86
9.3× P/E·Price updated Jun 27, 2026
SectorFinancial ServicesIndustryDiversified InsuranceSub-IndustryCommercial and specialty P&C insurers
AboutInternational General Insurance Holdings Ltd. provides specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. It underwrites a diversified portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, casualty, financial institutions, marine, contingency, and treaty reinsurance. The company was founded in 2001 and is based in Amman, Jordan.Show more
- Revenue$517M-1.8%
- Combined Ratio75.38%+0.7%
- Net Income$127M-5.9%
- Return on Equity18.64%-17.6%
- Medical Cost Ratio41.77%-25.7%
- Operating Margin24.62%-2.1%
- Net Margin24.62%-4.2%
- ROA6.15%-19.2%
- Equity / Assets33.8%+5.2%
IGIC Price & Volume
International General Insurance Holdings Ltd. (IGIC) stock price & volume — 10-year historical chart
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Disciplined Underwriting Drives Consistent Specialty Margin Expansion
Investment Thesis • Updated 2025Q4
VerdictNeutral
Growth:Mixed
Profitability:Strong
Financial:Healthy
Cash Flow:Mixed
Primary Risk:Geopolitical and Reserve Volatility
Key Thesis Takeaways
- International General Insurance Holdings demonstrates a disciplined approach to specialty underwriting, evidenced by a combined ratio that has remained consistently below the 80% threshold throughout 2024 and 2025.
- While the company has successfully expanded its equity base from $470.1 million in 2023Q3 to $710.2 million by 2025Q4, investors should remain cautious regarding the volatility of premium growth and the potential for reserve sensitivity in long-tail lines.
- The current valuation, characterized by a 9.29 P/E TTM and a 0.25 PEG ratio, suggests that the market may be underappreciating the company's operational resilience despite the lack of transparency in cash flow reporting.
Verdict Logic
while the company maintains a strong underwriting margin below 80% and a low 9.29 P/E TTM, the lack of transparency regarding investment portfolio activity and cash flow conversion warrants further investigation before committing capital.
IGIC Growth Metrics
International General Insurance Holdings Ltd. (IGIC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years11.88%
5 Years10.88%
3 Years9.42%
TTM0.35%
Profit CAGR
10 Years13.77%
5 Years36.09%
3 Years12.54%
TTM-5.92%
EPS CAGR
10 Years28.04%
5 Years37.41%
3 Years16.24%
TTM-3.37%
Return on Capital
10 Years5047.81%
5 Years8.86%
3 Years11.32%
Last Year12.04%
IGIC Recent Earnings
International General Insurance Holdings Ltd. (IGIC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 4/12 qtrs (33%)
Q2 2026Latest
May 5, 2026Metric
Actual
Est
EPS
$0.56-20.6%
$0.70
Rev
$126M+11.5%
$113M
Q1 2026
Feb 24, 2026Metric
Actual
Est
EPS
$0.80+11.1%
$0.72
Rev
$126M+8.6%
$116M
Q4 2025
Nov 4, 2025Metric
Actual
Est
EPS
$0.87-4.4%
$0.91
Rev
$123M-9.5%
$135M
Q3 2025
Aug 5, 2025Metric
Actual
Est
EPS
$0.51-7.3%
$0.55
Rev
$133M-5.6%
$140M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 5, 2026 | $0.56vs $0.70-20.6% | $126Mvs $113M+11.5% |
| Q1 2026 | Feb 24, 2026 | $0.80vs $0.72+11.1% | $126Mvs $116M+8.6% |
| Q4 2025 | Nov 4, 2025 | $0.87vs $0.91-4.4% | $123Mvs $135M-9.5% |
| Q3 2025 | Aug 5, 2025 | $0.51vs $0.55-7.3% | $133Mvs $140M-5.6% |
Based on last 12 quarters of dataView full earnings history →
Peers Comparison
Key metrics vs top competitors for International General Insurance Holdings Ltd. (IGIC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $26.86 | $1.15B | 9.29 | -1.76% | 24.62% | 18.64% | 3.94% | |
| $319.59 | $13.79B | 5.64 | 9.45% | 26.93% | 16.59% | — | |
| $97.54 | $34.08B | 8.39 | 14.27% | 24.73% | 20.48% | — | |
| $1920.06 | $24.03B | 11.35 | -0.96% | 10.7% | 9.56% | — | |
| $16.73 | $554.87M | 7.71 | 7.47% | 11.46% | 11.68% | — | |
| $96.30 | $5.79B | 12.87 | 9.78% | 8.39% | 12.93% | — |
Compare IGIC vs Peers
International General Insurance Holdings Ltd. (IGIC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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IGIC Frequently Asked Questions
International General Insurance Holdings Ltd. (IGIC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
How fast is International General Insurance Holdings Ltd. growing?
International General Insurance Holdings Ltd. (IGIC) saw revenue decline by 1.8% over the past year.
Is IGIC profitable?
Yes, International General Insurance Holdings Ltd. (IGIC) is profitable, generating $127.2M in net income for fiscal year 2025 (24.6% net margin).
Dividend & Returns
Does IGIC pay dividends?
Yes, International General Insurance Holdings Ltd. (IGIC) pays a dividend with a yield of 3.94%. This makes it attractive for income-focused investors.
What is IGIC's return on equity?
International General Insurance Holdings Ltd. (IGIC) has a return on equity (ROE) of 18.6%. This is reasonable for most industries.
Industry Metrics
What is International General Insurance Holdings Ltd.'s combined ratio?
International General Insurance Holdings Ltd. (IGIC) has a combined ratio of 75.4%. A ratio below 100% indicates underwriting profitability.