VCP Scanner
Stock Screener
Filter stocks with fundamental & technical criteria
Technical Scanner
RSI, Moving averages & volume momentum signals
Market Themes
Curated industry baskets & thematic leaders
Earnings Hub
Calendar, EPS surprise stats & earnings transcripts
Market News
Real-time market intelligence & AI overviews
Insider Buying
SEC Form 4 corporate insider purchases
Minervini — VCPContraction bases in Stage 2 uptrends
Minervini — Trend TemplateFull 8-rule Stage 2 screen
O'Neil — Cup with HandleBase breakouts with RS leadership
O'Neil — CANSLIM LeadersGrowth leaders with RS ≥ 85
Qullamaggie — High Tight FlagsPower plays after a large advance
Qullamaggie — Momentum Leaders1/3/6-month strength leaders
Livermore — Pivotal PointsMulti-touch resistance breakouts
View All Playbooks...
Breakouts
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Index & ETFs
SPY vs QQQVTI vs VOOSPY vs IWM
Compare Any Stocks...
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
VisualizeInteractive multi-year financial charts
Watchlist
Breakouts
WatchlistPricing
Ctrl K
Pricing
LC
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Analyze deeply. Research with clarity.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • Pricing
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly market insights — free

© 2026 VCP Scanner
AboutPrivacyTermsRefund Policy
Not financial advice. Do your own research.
ScreenerBreakoutsCompareWatchlist
LCLendingClub Corporation
$19.21$2.2B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
LC logo

LendingClub Corporation

LC
NYSE · Credit Services
$19.21
At close - Aug 7, 4:00 PM EDT - USD
Market Cap$2.22B
P/E16.7x
52W High$21.67
Volume2.2M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Fee-Driven Earnings Spike Masks Credit Quality Concerns

LendingClub's 2026Q2 earnings surge to $58.1M net income and $0.50 EPS, driven by a one-time fee event that lifted non-interest income to $268.9M (100% of revenue), suggests a potential inflection point but raises sustainability concerns. The company's core ne...

GrowthAccelerating
ProfitabilityModerate
ValuationAttractive
TechnicalsStrong
Explore valuation models
MARKET ACTION

LC price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

11/12 Beats

EPS beat 11 of last 12 quarters

02

Valuation risk

In Line

P/E is in line with peer median

03

Market leadership

RS 60 · Avg

Average momentum (RS Rating: 60)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Jul 27

Market performance

Price History →

Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
LC+4.34%
S&P 500 (^GSPC)+13.20%
1-Year Return
LC+12.90%
S&P 500 (^GSPC)+15.98%
3-Year Return
LC+225.45%
S&P 500 (^GSPC)+84.30%
5-Year Return
LC-27.40%
S&P 500 (^GSPC)+71.96%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/EMedian
16.7x
Forward P/EExpansion
11.0x
EV/EBITDA25th %ile
3.3x
FCF YieldCash Flow
N/A

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
16.7x
24.3x
40th· Fair
EV/EBITDA
3.3x
7.7x
25th· Low
Price/FCF
N/A
12.0x
N/A
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$8.00-58.4%
Base (Fair)$12.50-34.9%
Bull$10.93-43.1%
$8.00 Bear$12.50 Base$10.93 Bull
Current Market Price: $19.21
Trades at a 53.7% premium to Base DCF ($12.50)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue
$999M+26.9% YoY
Net income
$136M+164.3% YoY
Free cash flow
-$2.87B-6.7% YoY
Operating margin
25%+19.4 pts YoY
ROIC (TTM)17.3%
Avg ROIC 5Y-
ROE (TTM)9.5%
Piotroski Score5 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate11/12 (92%)
Revenue Beat Rate11/12 (92%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026Latest
Apr 27, 2026
$0.44+15.8%
vs $0.38
$252M+1.3%
vs $249M
Q1 2026
Jan 28, 2026
$0.35+12.9%
vs $0.31
$266M+1.7%
vs $262M
Q4 2025
Oct 22, 2025
$0.37+21.9%
vs $0.30
$350M+36.4%
vs $256M
Q3 2025
Jul 29, 2025
$0.33+120.0%
vs $0.15
$331M+27.9%
vs $259M
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

3 Stories
Defense World·Sep 10, 2026
Comparing LendingClub (NYSE:LC) and Lendingclub (NASDAQ:HAPN)

Lendingclub (NASDAQ: HAPN - Get Free Report) and LendingClub (NYSE: LC - Get Free Report) are both mid-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, earnings and institutional ownership. Analyst Ratings This is a summary of recent recommendations

Defense World·Sep 2, 2026
Head-To-Head Survey: LendingClub (NYSE:LC) versus Jiayin Group (NASDAQ:JFIN)

Jiayin Group (NASDAQ: JFIN - Get Free Report) and LendingClub (NYSE: LC - Get Free Report) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their profitability, earnings, valuation, institutional ownership, dividends, analyst recommendations and risk. Earnings and Valuation This table compares Jiayin Group and

MarketBeat·Jul 27, 2026
LendingClub Q2 Earnings Call Highlights

Happen Inc. reported second-quarter results marked by higher loan originations, record pre-tax income and continued credit outperformance, while also outlining plans to expand its product set and newly launched Happen Bank brand.

Filtered for LendingClub CorporationMore Headlines
04

Compare before deciding

Benchmark LC against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for LendingClub Corporation (LC)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
LC logoLCLendingClub CorporationCurrent
$19.21$2.22B16.7026.92%10.17%9.55%—
SOFI logoSOFISoFi Technologies, Inc.
$17.16$22.01B44.0038.32%11.4%6.18%—
UPST logoUPSTUpstart Holdings, Inc.
$25.97$2.49B57.7162.84%5.22%7.85%—
PFSI logoPFSIPennyMac Financial Services, Inc.
$66.96$3.48B7.20339.48%13.68%9.14%—
ATLC logoATLCAtlanticus Holdings Corporation
$92.05$1.39B15.4434.47%9.3%23.25%—
OMF logoOMFOneMain Holdings, Inc.
$59.08$6.83B9.019.54%12.17%23.07%—

Compare LC vs Peers

LendingClub Corporation (LC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs SOFI

Most directly comparable listed peer for LC.

Scale Benchmark

vs HOOD

Larger-name benchmark to compare LC against a more recognizable public peer.

Peer Set

Compare Top 5

vs SOFI, UPST, PFSI, ATLC

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

LC SEC Filings & Documents

LendingClub Corporation (LC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Jul 27, 2026·SEC

Material company update

Jun 22, 2026·SEC

Material company update

Jun 4, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 12, 2026·SEC

FY 2025

Feb 13, 2025·SEC

FY 2024

Feb 16, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Jul 30, 2026·SEC

FY 2026

Apr 30, 2026·SEC

FY 2025

Oct 30, 2025·SEC

Get notified when LC posts new earnings or crosses analyst targets

Free. No account needed. Unsubscribe any time.

Free. Unsubscribe any time.

LC Frequently Asked Questions

LendingClub Corporation (LC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
How fast is LendingClub Corporation growing?

LendingClub Corporation (LC) grew revenue by 26.9% over the past year. This is strong growth.

Is LC profitable?

Yes, LendingClub Corporation (LC) is profitable, generating $195.6M in net income for fiscal year 2025 (10.2% net margin).

Dividend & Returns
What is LC's return on equity?

LendingClub Corporation (LC) has a return on equity (ROE) of 9.5%. This is below average, suggesting room for improvement.

Industry Metrics
What is LendingClub Corporation's net interest margin?

LendingClub Corporation (LC) has a net interest margin (NIM) of 5.4%. This indicates healthy earnings from lending activities.

What is LendingClub Corporation's efficiency ratio?

LendingClub Corporation (LC) has an efficiency ratio of 39.7%. This is excellent, indicating strong cost control.

What if you invested $1,000 in LC back in 2011?

Total return calculator · dividends reinvested · 15+ years of data

See returns →