loanDepot's outlook appears constrained by ten consecutive quarters of negative net interest income, which totaled -$39.6M in 2026Q2 and reflects warehouse funding costs that persistently exceed mortgage asset yields, leaving the firm with a structural -0.6% net interest margin.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 4, 2026 | -$0.09 vs $0.00 | $337M-0.6% vs $340M |
Q2 2026 May 5, 2026 | -$0.15-150.0% vs -$0.06 | $286M-6.6% vs $307M |
Q2 2026 Mar 10, 2026 | -$0.10-150.0% vs -$0.04 | $310M-7.5% vs $335M |
Q4 2025 Nov 6, 2025 | -$0.01+75.0% vs -$0.04 | $323M+3.3% vs $313M |
IRVINE, Calif.--(BUSINESS WIRE)-- #HomeMeansEverything--loanDepot expanded eligibility for its 5x5 HomeLoan. The fully digital HELOC is now available to qualified homeowners in 47 states.
MIAMI--(BUSINESS WIRE)--Novaprime, the mortgage technology company helping lenders deliver higher-quality loans faster and at lower cost, today announced that loanDepot, Inc. (NYSE: LDI) (together with its subsidiaries, “loanDepot”), a national mortgage and home equity lender with $592B funded directly to consumers, is rolling out Novaprime's Foundation Agentic OS across Post-Closing following a successful pilot that began earlier this year. Novaprime's platform is expected to increase the speed.
loanDepot, Inc. (NYSE: LDI - Get Free Report) has earned a consensus recommendation of "Strong Sell" from the five ratings firms that are presently covering the stock, Marketbeat Ratings reports. Three investment analysts have rated the stock with a sell rating and two have given a hold rating to the company. The average 1 year target
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Benchmark LDI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for loanDepot, Inc. (LDI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $0.64 | $214.38M | -2.12 | 55.3% | -6.1% | -18.63% | 1.83% | |
| $15.06 | $42.53B | 32.86 | 22.99% | 13.38% | 5.55% | — | |
| $1.52 | $236.43M | 26.57 | 85.84% | 0.67% | 1.12% | 100% | |
| $65.59 | $3.41B | 14.52 | 55.29% | 5.44% | 5.54% | 1.77% | |
| $75.55 | $8.25B | 8.09 | 11.43% | 29.26% | 12.61% | 2.23% | |
| $37.01 | $516.4M | 5.24 | 22.72% | 7.82% | 34.02% | — |
loanDepot, Inc. (LDI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
loanDepot, Inc. (LDI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 4, 2026·SEC
Jun 8, 2026·SEC
May 15, 2026·SEC
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loanDepot, Inc. (LDI) stock FAQ — growth, dividends, profitability & financials explained
loanDepot, Inc. (LDI) grew revenue by 32.0% over the trailing twelve months, compared with the twelve months before.
No. loanDepot, Inc. (LDI) reported a net loss of $69.4M over the trailing twelve months.
Yes. loanDepot, Inc. (LDI) pays a dividend that yields 1.83% at the current price, a moderate yield.
loanDepot, Inc. (LDI) had a return on equity (ROE) of -18.6% over the trailing twelve months. A negative ROE means the company lost money over the period.
loanDepot, Inc. (LDI) has a net interest margin (NIM) of -2.4%. NIM has been under pressure due to interest rate environment.
loanDepot, Inc. (LDI) has an efficiency ratio of 95.2%. This is higher than peers, suggesting room for cost optimization.
