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Melar Acquisition Corp. I Warrant (MACIW) 10-Year Financial Performance & Capital Metrics

MACIW • • Banking & Credit
Financial Services
AboutMelar Acquisition Corp. I does not have significant operations. It intends to effect a merger, amalgamation, share exchange, asset acquisition, share purchase, reorganization, or similar business combination with one or more businesses in the retail finance, specialty finance, or financial technology sectors. The company was incorporated in 2024 and is based in New York, New York.Show more
  • Net Interest Income $4M
  • Total Revenue $0
  • Net Income $4M
  • Return on Equity 2.65%
  • Net Interest Margin 2.66%
  • Efficiency Ratio -
  • ROA 2.54%
  • Equity / Assets 95.99%
  • Book Value per Share 7.35
  • Tangible BV/Share 7.35
  • Debt/Equity -
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

  • ✓Well capitalized: 96.0% equity/assets
  • ✓Trading at only 0.0x book value

✗Weaknesses

  • ✗Weak 3Y average ROE of 2.6%
  • ✗Weak Piotroski F-Score: 3/9
  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-
5Y-
3Y-
TTM-

Profit (Net Income) CAGR

10Y-
5Y-
3Y-
TTM-

EPS CAGR

10Y-
5Y-
3Y-
TTM-

ROCE

10Y Avg-0.22%
5Y Avg-0.22%
3Y Avg-0.22%
Latest-0.22%

Profit & Loss

Dec 2024
Net Interest Income+4.41M
NII Growth %-
Net Interest Margin %-
Interest Income4.41M
Interest Expense0
Loan Loss Provision0
Non-Interest Income+-4.41M
Non-Interest Income %-
Total Revenue+0
Revenue Growth %-
Non-Interest Expense367.76K
Efficiency Ratio-
Operating Income+-367.76K
Operating Margin %-
Operating Income Growth %-
Pretax Income+4.21M
Pretax Margin %-
Income Tax+0
Effective Tax Rate %-
Net Income+4.21M
Net Margin %-
Net Income Growth %-
Net Income (Continuing)4.21M
EPS (Diluted)+0.19
EPS Growth %-
EPS (Basic)0.19
Diluted Shares Outstanding21.62M

Balance Sheet

Dec 2024
Cash & Short Term Investments+878.25K
Cash & Due from Banks878.25K
Short Term Investments0
Total Investments+164.41M
Investments Growth %-
Long-Term Investments164.41M
Accounts Receivables0
Goodwill & Intangibles+-
Goodwill0
Intangible Assets0
PP&E (Net)0
Other Assets70.85K
Total Current Assets1.04M
Total Non-Current Assets164.48M
Total Assets+165.52M
Asset Growth %-
Return on Assets (ROA)0.03%
Accounts Payable0
Total Debt+0
Net Debt-878.25K
Long-Term Debt0
Short-Term Debt0
Other Liabilities6.6M
Total Current Liabilities41.25K
Total Non-Current Liabilities6.6M
Total Liabilities6.64M
Total Equity+158.88M
Equity Growth %-
Equity / Assets (Capital Ratio)-
Return on Equity (ROE)0.03%
Book Value per Share7.35
Tangible BV per Share-
Common Stock164.41M
Additional Paid-in Capital0
Retained Earnings-5.53M
Accumulated OCI0
Treasury Stock0
Preferred Stock0

Cash Flow

Dec 2024
Cash from Operations+-545.23K
Operating CF Growth %-
Net Income4.21M
Depreciation & Amortization0
Deferred Taxes0
Other Non-Cash Items-4.56M
Working Capital Changes-195.09K
Cash from Investing+-160M
Purchase of Investments-160M
Sale/Maturity of Investments0
Net Investment Activity-
Acquisitions0
Other Investing0
Cash from Financing+161.42M
Dividends Paid0
Share Repurchases0
Stock Issued-327.12K
Net Stock Activity-
Debt Issuance (Net)-249.39K
Other Financing162M
Net Change in Cash+878.25K
Exchange Rate Effect0
Cash at Beginning0
Cash at End878.25K
Interest Paid0
Income Taxes Paid0
Free Cash Flow+-545.23K
FCF Growth %-

Banking Ratios

Metric2024
Return on Equity (ROE)2.65%
Return on Assets (ROA)2.54%
Net Interest Margin2.66%
Equity / Assets95.99%
Book Value / Share7.35

Frequently Asked Questions

Valuation & Price

Melar Acquisition Corp. I Warrant (MACIW) has a price-to-earnings (P/E) ratio of 0.8x. This may indicate the stock is undervalued or faces growth challenges.

Growth & Financials

Melar Acquisition Corp. I Warrant (MACIW) grew revenue by 0.0% over the past year. Growth has been modest.

Yes, Melar Acquisition Corp. I Warrant (MACIW) is profitable, generating $7.3M in net income for fiscal year 2024.

Dividend & Returns

Melar Acquisition Corp. I Warrant (MACIW) has a return on equity (ROE) of 2.6%. This is below average, suggesting room for improvement.

Industry Metrics

Melar Acquisition Corp. I Warrant (MACIW) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.

Melar Acquisition Corp. I Warrant (MACIW) has an efficiency ratio of 0.0%. This is excellent, indicating strong cost control.

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