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MGLD logoThe Marygold Companies, Inc.(MGLD)Earnings, Financials & Key Ratios

MGLD•AMEX•Banking & Credit
$1.15
$49M mkt cap·Price updated May 6, 2026
SectorFinancial ServicesIndustryAsset ManagementSub-IndustryNon-core and special situations vehicles
AboutThe Marygold Companies Inc., through its subsidiaries, engages in investment fund management, beauty products, food products, and security alarm systems businesses in the United States, New Zealand, Australia, and Canada. It also operates as an investment advisor to exchange traded funds and exchange traded products organized as limited partnerships or investment trusts. In addition, the company manufactures and distributes meat pies and related bakery confections to groceries, gasoline convenience stores, and independent retailers, as well as prints specialty wrappers for the food industry; and sells and installs commercial and residential alarm monitoring systems under the Brigadier Security Systems and Elite Security names. Further, it engages in the formulation and wholesale distribution of hair and skin care products under the Original Sprout brand to salons, resorts, grocery stores, health food stores, e-tail sites, and online shopping carts. Additionally, the company engages in the development of a Fintech software application to provide an enhanced mobile banking experience. The company was formerly known as Concierge Technologies, Inc. and changed its name to The Marygold Companies Inc. in March 2022. The Marygold Companies Inc. was founded in 1996 and is headquartered in San Clemente, California.Show more
  • Net Interest Income$227K-69.3%
  • Total Revenue$30M-8.2%
  • Net Income-$6M-43.0%
  • Return on Equity-23.47%-11.4%
  • Net Interest Margin0.75%-66.8%
  • Efficiency Ratio94.72%+2.4%
  • ROA-18.38%-54.0%
  • Equity / Assets75.57%-6.6%
  • Book Value per Share0.55-16.3%
  • Tangible BV/Share0.47-17.1%
  • Debt/Equity0.10+90.6%
Technical→

MGLD Key Insights

The Marygold Companies, Inc. (MGLD) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Well capitalized: 75.6% equity/assets
  • ✓Diversified revenue: 95.4% from non-interest income

✗Weaknesses

  • ✗Weak Piotroski F-Score: 1/9
  • ✗Weak NIM of 0.7%
  • ✗High cost structure: 94.7% efficiency ratio

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

MGLD Price & Volume

The Marygold Companies, Inc. (MGLD) stock price & volume — 10-year historical chart

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MGLD Growth Metrics

The Marygold Companies, Inc. (MGLD) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years63.3%
5 Years2.43%
3 Years-7.28%
TTM-

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM40.2%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM42.92%

Return on Capital

10 Years22.42%
5 Years-0.57%
3 Years-14.23%
Last Year-26%

MGLD Peer Comparison

The Marygold Companies, Inc. (MGLD) competitors in Non-core and special situations vehicles — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
CODI logoCODICompass DiversifiedDirect Competitor874.24M11.62-3.814.79%-12.3%-49.61%3.27
ITRI logoITRIItron, Inc.Direct Competitor3.68B82.9712.75-3.02%12.32%17.22%0.74
KINS logoKINSKingstone Companies, Inc.Direct Competitor257.8M16.4511.117.6%15.68%35.79%0.17
HCSG logoHCSGHealthcare Services Group, Inc.Direct Competitor1.58B22.0727.257.08%3.21%11.83%0.05
GROW logoGROWU.S. Global Investors, Inc.Product Competitor34.96M2.62-104.80-23.05%0.22%0.00
DHIL logoDHILDiamond Hill Investment Group, Inc.Product Competitor473.29M174.999.774.48%27.03%36.26
HNNA logoHNNAHennessy Advisors, Inc.Product Competitor78.21M9.917.8019.87%8.53%0.41
FRST logoFRSTPrimis Financial Corp.Product Competitor363.82M14.735.9223.02%15.78%0.62

Compare MGLD vs Peers

The Marygold Companies, Inc. (MGLD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs CODI

Most directly comparable listed peer for MGLD.

Scale Benchmark

vs V

Larger-name benchmark to compare MGLD against a more recognizable public peer.

Peer Set

Compare Top 5

vs CODI, ITRI, KINS, HCSG

MGLD Income Statement

The Marygold Companies, Inc. (MGLD) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Net Interest Income-18.41K10.84K337.3K55.09K-11.55K3.85K255K740K227K-453K
NII Growth %-163.95%158.9%3011.65%-83.67%-120.97%133.28%6531.99%190.2%-69.32%-668.29%
Net Interest Margin %-0.09%0.05%1.59%0.23%-0.04%0.01%0.72%2.25%0.75%-1.63%
Interest Income3.18K111.93K366.8K96.19K28.82K35.36K275K756K1.4M396K
Interest Expense21.58K101.09K29.49K41.1K40.38K31.51K20K16K1.17M849K
Loan Loss Provision4.83M5.81M6.91M6.44M9.25M9.16M8.73M8.7M7.11M6.82M
Non-Interest Income32.01M28.6M26.58M26.65M39.88M37.79M34.6M32.08M28.75M28.45M
Non-Interest Income %99.99%99.61%98.64%99.64%99.93%99.91%99.21%97.7%95.36%98.63%
Total Revenue
32.01M▲ 0%
28.71M▼ 10.3%
26.95M▼ 6.1%
26.75M▼ 0.7%
39.9M▲ 49.2%
37.83M▼ 5.2%
34.88M▼ 7.8%
32.84M▼ 5.9%
30.15M▼ 8.2%
28.85M▲ 0%
Revenue Growth %15.24%-10.31%-6.14%-0.74%49.18%-5.2%-7.8%-5.85%-8.17%-40.02%
Non-Interest Expense20.43M19.99M19.26M18.35M23.2M26.25M24.71M30.37M28.56M25.77M
Efficiency Ratio63.82%69.62%71.46%68.6%58.13%69.4%70.84%92.5%94.72%89.34%
Operating Income
6.73M▲ 0%
2.81M▼ 58.3%
755.59K▼ 73.1%
1.92M▲ 153.6%
7.42M▲ 287.2%
2.38M▼ 67.9%
1.42M▼ 40.3%
-6.26M▼ 540.6%
-6.69M▼ 6.9%
-4.59M▲ 0%
Operating Margin %21.02%9.78%2.8%7.16%18.59%6.29%4.07%-19.05%-22.19%-15.91%
Operating Income Growth %-24.05%-58.3%-73.08%153.58%287.19%-67.91%-40.35%-540.56%-6.94%-
Pretax Income
6.78M▲ 0%
2.5M▼ 63.1%
608.86K▼ 75.7%
2.34M▲ 283.7%
7.63M▲ 226.8%
2.36M▼ 69.1%
1.59M▼ 32.4%
-5.45M▼ 441.8%
-4.26M▲ 21.8%
-4.16M▲ 0%
Pretax Margin %21.17%8.71%2.26%8.73%19.13%6.23%4.57%-16.59%-14.12%-14.41%
Income Tax1.59M766.6K347.01K562.96K1.79M1.21M429K-1.38M1.56M-737K
Effective Tax Rate %23.46%30.65%56.99%24.1%23.39%51.41%26.91%25.31%-36.68%17.73%
Net Income
5.19M▲ 0%
1.73M▼ 66.6%
261.85K▼ 84.9%
1.77M▲ 577.1%
5.85M▲ 229.9%
1.15M▼ 80.4%
1.17M▲ 1.7%
-4.07M▼ 449.3%
-5.82M▼ 43.0%
-3.42M▲ 0%
Net Margin %16.2%6.04%0.97%6.63%14.66%3.03%3.34%-12.39%-19.3%-11.86%
Net Income Growth %-1.69%-66.55%-84.91%577.11%229.92%-80.41%1.68%-449.27%-43.03%40.2%
Net Income (Continuing)5.19M1.73M261.85K1.77M5.85M1.15M1.17M-4.07M-5.82M-3.42M
EPS (Diluted)
0.18▲ 0%
0.05▼ 72.2%
0.01▼ 86.4%
0.05▲ 577.9%
0.15▲ 225.4%
0.03▼ 80.4%
0.03▼ 2.0%
-0.10▼ 447.2%
-0.14▼ 40.0%
-0.08▲ 0%
EPS Growth %--72.22%-86.4%-225.38%-80.4%-2.04%-447.22%-40%42.92%
EPS (Basic)0.180.060.010.050.150.030.03-0.10-0.14-
Diluted Shares Outstanding29.56M38.3M38.3M38.45M38.47M39.03M39.42M40.4M41.7M42.86M

MGLD Balance Sheet

The Marygold Companies, Inc. (MGLD) balance sheet — assets, liabilities & shareholders' equity

Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Cash & Short Term Investments10.31M10.73M10.24M11.63M17.9M17.98M19.64M15.01M12.83M52.51M
Cash & Due from Banks6.73M7.52M6.48M9.81M16.07M12.92M8.16M5.46M5M4.12M
Short Term Investments3.58M3.2M3.76M1.82M1.83M5.07M11.48M9.55M7.83M7.46M
Total Investments3.58M3.2M4.26M2.32M2.33M5.57M11.98M10.05M10.13M9.77M
Investments Growth %360297.68%-10.47%32.85%-45.48%0.36%138.99%115.26%-16.09%0.78%332.76%
Long-Term Investments00500K500K500K500K500K502K2.3M9.21M
Accounts Receivables2.63M2.53M1.98M3.33M3.11M3.19M3.03M2.68M2.36M2.28M
Goodwill & Intangibles1.4M3.91M3.58M3.46M3.39M5.02M4.64M3.86M3.51M3.17M
Goodwill498.97K915.79K915.79K915.79K1.04M2.31M2.31M2.48M2.48M2.27M
Intangible Assets899.28K3M2.66M2.54M2.34M2.71M2.33M1.38M1.03M903K
PP&E (Net)1.16M1.08M757.01K1.93M2.63M2.75M2.08M2.14M2.02M1.44M
Other Assets524.41K545.7K37.04K36.46K54.15K1.05M477.2K179K100K25K
Total Current Assets15.03M16.7M15.52M17.6M24.11M25.24M26.82M24.25M19.05M17.42M
Total Non-Current Assets4.56M6.4M5.73M6.69M7.4M10.07M8.46M8.65M11.37M10.38M
Total Assets
19.6M▲ 0%
23.1M▲ 17.9%
21.25M▼ 8.0%
24.29M▲ 14.3%
31.51M▲ 29.7%
35.31M▲ 12.1%
35.28M▼ 0.1%
32.9M▼ 6.8%
30.42M▼ 7.5%
27.8M▲ 0%
Asset Growth %41.74%17.89%-8%14.29%29.71%12.07%-0.08%-6.75%-7.54%-44.74%
Return on Assets (ROA)31.04%8.13%1.18%7.79%20.97%3.43%3.3%-11.94%-18.38%-11.39%
Accounts Payable1.78M1.94M1.72M1.36M1.67M2M1.33M1.96M2.08M2.24M
Total Debt693.49K799.7K690.8K1.75M2.12M1.9M1.29M1.46M2.4M1.13M
Net Debt-6.04M-6.72M-5.79M-8.07M-13.95M-11.02M-6.88M-4M-2.6M-2.99M
Long-Term Debt672.61K749.49K661.06K959.85K379.8K459.18K380.54K70K00
Short-Term Debt20.89K50.2K29.74K16.7K618.59K33.5K457.31K315K1.27M0
Other Liabilities2.01M00000-380.48K167K00
Total Current Liabilities3.45M5.17M3.22M3.61M5.06M4.81M4.19M5.23M6.63M4.47M
Total Non-Current Liabilities2.94M957.91K837.63K1.54M1.16M1.46M711.34K1.05M801K641K
Total Liabilities6.4M6.13M4.06M5.14M6.22M6.27M4.9M6.29M7.43M5.11M
Total Equity
13.2M▲ 0%
16.98M▲ 28.6%
17.19M▲ 1.3%
19.15M▲ 11.4%
25.29M▲ 32.0%
29.04M▲ 14.8%
12.02M▼ 58.6%
26.61M▲ 121.4%
22.99M▼ 13.6%
22.69M▲ 0%
Equity Growth %67.85%28.61%1.28%11.38%32.05%14.84%-58.61%121.4%-13.63%-41.22%
Equity / Assets (Capital Ratio)67.36%73.49%80.9%78.84%80.26%82.24%34.07%80.9%75.57%81.61%
Return on Equity (ROE)49.24%11.5%1.53%9.76%26.33%4.22%5.67%-21.06%-23.47%-14.73%
Book Value per Share0.450.440.450.500.660.740.300.660.550.53
Tangible BV per Share0.400.340.360.410.570.620.190.560.470.46
Common Stock29.56K29.56K37.24K37.41K37.49K39.38K39.38K40K42K42K
Additional Paid-in Capital7.17M9.19M9.18M9.33M9.33M12.31M12.4M12.82M15.17M15.28M
Retained Earnings5.88M7.61M8.15M9.93M15.78M16.92M18.09M14.02M8.2M7.27M
Accumulated OCI119.34K148.81K-175.66K-144.74K142.58K-234.79K-144.84K-269K-420K104K
Treasury Stock0000000000
Preferred Stock04375353494949000

MGLD Cash Flow Statement

The Marygold Companies, Inc. (MGLD) cash flow — operating, investing & free cash flow history

Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Cash from Operations5.18M3M875.8K1.66M7.22M-580.3K1.85M-1.91M-3.32M-3.32M
Operating CF Growth %-2.41%-42.05%-70.83%89.71%334.51%-108.04%419.04%-203.22%-73.68%-25.23%
Net Income5.19M1.73M261.85K1.77M5.85M1.15M1.17M-4.07M-5.82M-3.42M
Depreciation & Amortization418.84K576.67K702.32K601.83K599.98K561.02K577.09K585K590K440K
Deferred Taxes-314.29K564.99K-26.42K44.16K-19.09K51.69K-36.47K-1.2M-1.61M0
Other Non-Cash Items-6.74K399.46K-30.02K258.72K707.51K733.24K786.29K2.05M2.23M-1.33M
Working Capital Changes-103.7K-273.5K-31.94K-1.17M81.56K-3.07M-724.06K289K466K878K
Cash from Investing-4.01M-2.33M-1.78M1.3M-1.2M-3.73M-7.29M-926K1.2M3.9M
Purchase of Investments-3.77M-1.11M-3.75M-2.04M-7.83K-3.71M-15.86M-13.45M-7.04M-6.26M
Sale/Maturity of Investments227.63K1.37M3.23M4.12M0508.12K9.28M13.61M7.86M8.4M
Net Investment Activity-3.54M262.42K-523.24K2.08M-7.83K-3.2M-6.57M160K814K2.14M
Acquisitions-214.03K-2.28M-1.21M217.99K-1.12M-508.85K0-403K00
Other Investing000-217.99K031.61K-623.59K-629K443K1.79M
Cash from Financing83.38K110.94K-108.9K289.07K-28.43K2.34M-20.3K-30K1.83M-2.63M
Dividends Paid0000000000
Share Repurchases000000000-39K
Stock Issued000002.98M001.81M-41K
Net Stock Activity000002.98M001.81M-80K
Debt Issuance (Net)83.38K110.94K-108.9K289.07K-28.43K-41.88K-20.3K-30K311K-2.4M
Other Financing00000-603.5K00-289K-289K
Net Change in Cash
1.28M▲ 0%
793.63K▼ 37.8%
-1.04M▼ 231.3%
3.33M▲ 419.5%
6.26M▲ 88.0%
-2.16M▼ 134.5%
-5.34M▼ 147.6%
-3.06M▲ 42.7%
-455K▲ 85.1%
-1.6M▲ 0%
Exchange Rate Effect24.09K13.18K-30.89K78.78K271.03K-191.21K118.41K-196K-169K224K
Cash at Beginning5.45M6.74M7.54M6.5M9.83M16.09M13.93M8.59M5.52M4.92M
Cash at End6.73M7.54M6.5M9.83M16.09M13.93M8.59M5.52M5.07M4.13M
Interest Paid5K029.49K016.09K16.4K15K16K464K652K
Income Taxes Paid2.48M965.27K202.36K01.69M1.7M232K155K48K29K
Free Cash Flow
4.92M▲ 0%
2.68M▼ 45.5%
825.63K▼ 69.2%
884.23K▲ 7.1%
7.14M▲ 707.7%
-624.34K▼ 108.7%
1.76M▲ 381.4%
-1.97M▼ 211.9%
-3.37M▼ 71.7%
-1.69M▲ 0%
FCF Growth %-5.44%-45.46%-69.24%7.1%707.67%-108.74%381.36%-211.86%-71.65%45.49%

MGLD Banking Ratios

The Marygold Companies, Inc. (MGLD) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Return on Equity (ROE)49.24%11.5%1.53%9.76%26.33%4.22%5.67%-21.06%-23.47%-14.73%
Return on Assets (ROA)31.04%8.13%1.18%7.79%20.97%3.43%3.3%-11.94%-18.38%-11.39%
Net Interest Margin-0.09%0.05%1.59%0.23%-0.04%0.01%0.72%2.25%0.75%-1.63%
Efficiency Ratio63.82%69.62%71.46%68.6%58.13%69.4%70.84%92.5%94.72%89.34%
Equity / Assets67.36%73.49%80.9%78.84%80.26%82.24%34.07%80.9%75.57%81.61%
Book Value / Share0.450.440.450.50.660.740.30.660.550.53
NII Growth-163.95%158.9%3011.65%-83.67%-120.97%133.28%6531.99%190.2%-69.32%-136.3%
Dividend Payout---------0%

MGLD SEC Filings & Documents

The Marygold Companies, Inc. (MGLD) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Feb 10, 2026·SEC

Material company update

Nov 10, 2025·SEC

Material company update

Nov 10, 2025·SEC

10-K Annual Reports

4
FY 2025

Sep 19, 2025·SEC

FY 2024

Sep 18, 2024·SEC

FY 2023

Sep 25, 2023·SEC

10-Q Quarterly Reports

6
FY 2026

Feb 5, 2026·SEC

FY 2025

Nov 7, 2025·SEC

FY 2025

May 8, 2025·SEC

MGLD Frequently Asked Questions

The Marygold Companies, Inc. (MGLD) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

The Marygold Companies, Inc. (MGLD) saw revenue decline by 8.2% over the past year.

The Marygold Companies, Inc. (MGLD) reported a net loss of $3.4M for fiscal year 2025.

Dividend & Returns

The Marygold Companies, Inc. (MGLD) has a return on equity (ROE) of -23.5%. Negative ROE indicates the company is unprofitable.

Industry Metrics

The Marygold Companies, Inc. (MGLD) has a net interest margin (NIM) of 0.7%. NIM has been under pressure due to interest rate environment.

The Marygold Companies, Inc. (MGLD) has an efficiency ratio of 94.7%. This is higher than peers, suggesting room for cost optimization.

Explore More MGLD

The Marygold Companies, Inc. (MGLD) financial analysis — history, returns, DCA and operating performance tools

Total Return Calculator

Historical returns with dividends reinvested

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DCA Calculator

Dollar cost averaging vs lump sum

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Dividend History

Yield, growth, payout safety & DRIP

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Earnings History

EPS trends, net income & profitability

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Price History

Long-term charts & historical price data

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Revenue History

Sales growth patterns & revenue breakdown

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Financial Ratios

30 years of market, efficiency and balance-sheet ratios

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Valuation

DCF intrinsic value, peer multiples & estimates

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