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Mount Logan Capital Inc. Common Stock (MLCI) 10-Year Financial Performance & Capital Metrics

MLCI • • Banking & Credit
Financial ServicesAsset ManagementAlternative Asset ManagementCredit & Direct Lending Specialists
Aboutlternative asset management and insurance solutions company focused on public and private debt securities in North America, and reinsurance of annuity products; following a merger with 180 Degree Capital, operating via subsidiaries such as Mount Logan Management LLC and Ability Insurance Company.Show more
  • Net Interest Income -$8M -32.8%
  • Total Revenue $196M -8.9%
  • Net Income $6M +134.0%
  • Return on Equity 10.24% +135.5%
  • Net Interest Margin -0.47% -32.7%
  • Efficiency Ratio 15.9% +5.3%
  • ROA 0.33% +132.5%
  • Equity / Assets 3.39% +10.1%
  • Book Value per Share 2.03 -6.4%
  • Tangible BV/Share -0.89 +38.0%
  • Debt/Equity 1.62 +10.3%
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

  • ✓Excellent 3Y average ROE of 35.3%
  • ✓Efficient operations: 15.9% efficiency ratio
  • ✓Diversified revenue: 100.0% from non-interest income
  • ✓Trading near 52-week high

✗Weaknesses

  • ✗Weak NIM of -0.5%
  • ✗Thin capital base
  • ✗Shares diluted 17.7% in last year

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-
5Y-
3Y106.98%
TTM-

Profit (Net Income) CAGR

10Y-
5Y-
3Y-42.06%
TTM-

EPS CAGR

10Y-
5Y-
3Y-49.36%
TTM-

ROCE

10Y Avg5.76%
5Y Avg5.76%
3Y Avg4.57%
Latest7.91%

Peer Comparison

Credit & Direct Lending Specialists
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Size & Scale
Valuation
Per Share
Growth
Profitability
Quality & Returns
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TTM Growth
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Latest Quarter
Momentum & Returns
Total Return (DRIP)
Technical
Volume & Trading
Shares & Dilution
Sector-Specific
NameMarket CapCurrent PriceP/E RatioRevenue Growth 1YNet MarginROEFCF YieldDebt/Equity
ARESAres Management Corporation36.77B169.5781.926.96%11.94%5.81%7.34%1.93
OWLBlue Owl Capital Inc.10.5B15.7978.9532.56%4.77%0.84%8.91%0.51
MLCIMount Logan Capital Inc. Common Stock109.2M8.5442.70-8.88%2.86%-17.96%25.46%1.62
FSCOFS Credit Opportunities Corp.1.29B6.486.82-17.44%74.15%13.47%5.22%0.32
BENFBeneficient67.82M4.88-0.015.79%21.19%-487.65%2.21

Profit & Loss

Dec 2021Dec 2022Dec 2023Dec 2024
Net Interest Income+-2.86M-3.56M-5.98M-7.93M
NII Growth %--0.24%-0.68%-0.33%
Net Interest Margin %----
Interest Income0000
Interest Expense2.86M3.56M5.98M7.93M
Loan Loss Provision-6.85M17.86M163.57M126.7M
Non-Interest Income+22.07M50.41M214.72M195.66M
Non-Interest Income %----
Total Revenue+22.07M50.41M214.72M195.66M
Revenue Growth %-1.28%3.26%-0.09%
Non-Interest Expense-7.21M21.05M32.42M31.11M
Efficiency Ratio----
Operating Income+33.26M7.94M12.75M29.91M
Operating Margin %----
Operating Income Growth %--0.76%0.61%1.35%
Pretax Income+30.87M48.75M-15.79M6.14M
Pretax Margin %----
Income Tax+2.14M430K663K550K
Effective Tax Rate %----
Net Income+28.73M48.32M-16.46M5.59M
Net Margin %----
Net Income Growth %-0.68%-1.34%1.34%
Net Income (Continuing)28.73M48.32M-16.46M5.59M
EPS (Diluted)+1.542.15-0.690.20
EPS Growth %-0.4%-1.32%1.29%
EPS (Basic)1.552.18-0.690.22
Diluted Shares Outstanding18.66M22.49M23.94M28.18M

Balance Sheet

Dec 2021Dec 2022Dec 2023Dec 2024
Cash & Short Term Investments+1000K1000K1000K1000K
Cash & Due from Banks44.17M65.9M90.22M85.99M
Short Term Investments1000K1000K1000K1000K
Total Investments+986.17M915.23M1.04B1.07B
Investments Growth %--0.07%0.13%0.03%
Long-Term Investments916.38M809.74M926M949.35M
Accounts Receivables01000K1000K1000K
Goodwill & Intangibles+----
Goodwill55.02M55.02M55.02M55.02M
Intangible Assets24.5M23.95M31.22M27.25M
PP&E (Net)0000
Other Assets21.49M28.97M1.93M4.96M
Total Current Assets661.92M626.57M674.41M652.96M
Total Non-Current Assets1.02B917.67M1.01B1.04B
Total Assets+1.68B1.54B1.69B1.69B
Asset Growth %--0.08%0.09%0%
Return on Assets (ROA)0.02%0.03%-0.01%0%
Accounts Payable8.03M24.6M13.09M5.1M
Total Debt+87.67M108.59M76.28M92.68M
Net Debt43.5M42.7M-13.94M6.69M
Long-Term Debt44.96M55.42M74.93M88.68M
Short-Term Debt42.71M53.17M1.35M4M
Other Liabilities-1.02B-927.77M-1.04B245.61M
Total Current Liabilities1.32B1.19B1.32B1.3B
Total Non-Current Liabilities340.42M290.26M313.19M334.29M
Total Liabilities1.66B1.48B1.64B1.63B
Total Equity+15.32M62.27M51.95M57.22M
Equity Growth %-3.07%-0.17%0.1%
Equity / Assets (Capital Ratio)----
Return on Equity (ROE)1.88%1.25%-0.29%0.1%
Book Value per Share0.822.772.172.03
Tangible BV per Share----
Common Stock108.06M108.06M115.61M116.12M
Additional Paid-in Capital7.24M7.24M7.24M7.92M
Retained Earnings-79.25M-32.3M-50.17M-46.08M
Accumulated OCI-21.86M-21.86M-21.86M-21.86M
Treasury Stock0000
Preferred Stock0000

Cash Flow

Dec 2021Dec 2022Dec 2023Dec 2024
Cash from Operations+-56.47M118.8M101.29M27.8M
Operating CF Growth %-3.1%-0.15%-0.73%
Net Income28.73M48.32M-16.46M5.59M
Depreciation & Amortization792K559K972K1.18M
Deferred Taxes0000
Other Non-Cash Items265K104.85M-29.84M5.88M
Working Capital Changes-86.25M-34.93M146.61M13.97M
Cash from Investing+88.66M-106.1M-93.33M-28.73M
Purchase of Investments-311.24M-351.03M-329.93M-435.36M
Sale/Maturity of Investments1000K1000K1000K1000K
Net Investment Activity----
Acquisitions123.21M000
Other Investing0000
Cash from Financing+-11.95M8.74M16.34M12.41M
Dividends Paid-1.22M-1.37M-1.41M-1.51M
Share Repurchases0000
Stock Issued5.62M000
Net Stock Activity----
Debt Issuance (Net)-1000K1000K1000K1000K
Other Financing0-137K-297K-270K
Net Change in Cash+20.02M21.65M24.27M11.48M
Exchange Rate Effect-220K211K-25K0
Cash at Beginning24.28M44.3M65.95M90.22M
Cash at End44.3M65.95M90.22M101.7M
Interest Paid2.27M3.96M5.2M4.83M
Income Taxes Paid1.98M1.05M917K828K
Free Cash Flow+-67.07M118.8M101.29M27.8M
FCF Growth %-2.77%-0.15%-0.73%

Banking Ratios

Metric2021202220232024
Return on Equity (ROE)187.57%124.56%-28.81%10.24%
Return on Assets (ROA)1.71%3%-1.02%0.33%
Net Interest Margin-0.17%-0.23%-0.35%-0.47%
Efficiency Ratio-32.67%41.75%15.1%15.9%
Equity / Assets0.91%4.03%3.08%3.39%
Book Value / Share0.822.772.172.03
NII Growth--24.48%-67.7%-32.76%
Dividend Payout4.25%2.83%-26.95%

Frequently Asked Questions

Valuation & Price

Mount Logan Capital Inc. Common Stock (MLCI) has a price-to-earnings (P/E) ratio of 42.7x. This suggests investors expect higher future growth.

Growth & Financials

Mount Logan Capital Inc. Common Stock (MLCI) saw revenue decline by 8.9% over the past year.

Mount Logan Capital Inc. Common Stock (MLCI) reported a net loss of $23.6M for fiscal year 2024.

Dividend & Returns

Yes, Mount Logan Capital Inc. Common Stock (MLCI) pays a dividend with a yield of 0.63%. This makes it attractive for income-focused investors.

Mount Logan Capital Inc. Common Stock (MLCI) has a return on equity (ROE) of 10.2%. This is reasonable for most industries.

Industry Metrics

Mount Logan Capital Inc. Common Stock (MLCI) has a net interest margin (NIM) of -0.5%. NIM has been under pressure due to interest rate environment.

Mount Logan Capital Inc. Common Stock (MLCI) has an efficiency ratio of 15.9%. This is excellent, indicating strong cost control.

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