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MidWestOne Financial Group, Inc.(MOFG)Earnings, Financials & Key Ratios
MOFG•NASDAQ•Banking & Credit
$49.31
$1.02B mkt cap·Price updated Apr 24, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutMidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. It offers deposit products, such as noninterest bearing and interest-bearing demand deposit accounts, interest checking accounts, savings accounts, money market accounts, certificates of deposit, and time deposits. The company also provides commercial and industrial, commercial and residential real estate, agricultural, and credit card loans, as well as consumer loans, such as secured and unsecured personal, and automobile loans. In addition, it offers various trust and investment services, including administering estates, personal trusts, and conservatorships, as well as property management, farm management, investment advisory, retail securities brokerage, and financial planning and custodial services, as well as investment-related services, including securities trading, mutual funds sales, fixed and variable annuities, tax-exempted, and conventional unit trusts. Further, the company provides other products and services comprising treasury management, debit cards, automated teller machines, online and mobile banking, and safe deposit boxes. It offers its products and services primarily through a network of 56 banking offices located in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. MidWestOne Financial Group, Inc. was incorporated in 1983 and is headquartered in Iowa City, Iowa.Show more
- Net Interest Income$158M+9.3%
- Total Revenue$206M-23.1%
- Net Income-$60M-389.0%
- Return on Equity-11.12%-371.2%
- Net Interest Margin2.53%+12.6%
- Efficiency Ratio70.13%+42.5%
- ROA-0.95%-396.8%
- Equity / Assets8.97%+10.0%
- Book Value per Share32.87-1.4%
- Tangible BV/Share26.58-1.5%
- Debt/Equity0.21-21.2%
MOFG Key Insights
MidWestOne Financial Group, Inc. (MOFG) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Momentum leader: RS Rating 89 (top 11%)
- ✓Trading near 52-week high
✗Weaknesses
- ✗Weak 3Y average ROE of 1.6%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
MOFG Price & Volume
MidWestOne Financial Group, Inc. (MOFG) stock price & volume — 10-year historical chart
Loading chart...
MOFG Growth Metrics
MidWestOne Financial Group, Inc. (MOFG) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years9.96%
5 Years-0.73%
3 Years-2.05%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM179.12%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM160.17%
Return on Capital
10 Years5.28%
5 Years3.51%
3 Years1.33%
Last Year-9.48%
MOFG Recent Earnings
MidWestOne Financial Group, Inc. (MOFG) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 4/12 qtrs (36%)●Beat Revenue 6/12 qtrs (60%)
Q4 2025Latest
Oct 23, 2025EPS
$0.87
Est $0.82
+6.1%
Revenue
$61M
Est $64M
-4.9%
Q3 2025
Jul 24, 2025EPS
$0.49
Est $0.77
-36.4%
Revenue
$60M
Est $63M
-3.7%
Q2 2025
Apr 24, 2025EPS
$0.73
Est $0.73
+0.0%
Revenue
$58M
Est $59M
-1.9%
Q2 2025
Mar 11, 2025EPS
$0.78
Revenue
$89M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q4 2025Latest | Oct 23, 2025 | $0.87vs $0.82+6.1% | $61Mvs $64M-4.9% |
| Q3 2025 | Jul 24, 2025 | $0.49vs $0.77-36.4% | $60Mvs $63M-3.7% |
| Q2 2025 | Apr 24, 2025 | $0.73vs $0.73+0.0% | $58Mvs $59M-1.9% |
| Q2 2025 | Mar 11, 2025 | $0.78 | $89M |
Based on last 12 quarters of dataView full earnings history →
MOFG Peer Comparison
MidWestOne Financial Group, Inc. (MOFG) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FBIZ | 470.37M | 56.38 | 9.30 | 6.43% | 14.12% | 0.70 | ||
 IROQ | 88.98M | 26.55 | 19.38 | 6.61% | 5.99% | 0.89 | ||
 MVBF | 333.96M | 26.00 | 12.62 | 18.96% | 8.46% | 0.23 | ||
 CZWI | 202.59M | 21.04 | 14.41 | -9.41% | 7.81% | 0.28 | ||
 BANF | 3.8B | 114.51 | 17.78 | 12.28% | 13.33% | 0.05 | ||
 FFIN | 4.64B | 32.60 | 20.90 | 18.79% | 13.25% | 0.12 | ||
 ISBA | 299.37M | 40.83 | 15.95 | 10.11% | 8.45% | 0.62 | ||
 CFFI | 240.93M | 74.00 | 8.93 | 11.78% | 10.82% | 0.44 |
Compare MOFG vs Peers
MidWestOne Financial Group, Inc. (MOFG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MOFG Income Statement
MidWestOne Financial Group, Inc. (MOFG) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 99.61M | 103.78M | 105.27M | 143.65M | 152.96M | 156.28M | 166.36M | 144.17M | 157.54M | 197.37M |
| NII Growth % | 10.61% | 4.19% | 1.43% | 36.46% | 6.48% | 2.17% | 6.45% | -13.34% | 9.27% | 160.35% |
| Net Interest Margin % | 3.23% | 3.23% | 3.2% | 3.09% | 2.75% | 2.59% | 2.53% | 2.24% | 2.53% | 3.16% |
| Interest Income | 112.33M | 119.32M | 128.82M | 182.44M | 184.79M | 176.77M | 196.76M | 249.61M | 294.27M | 309.37M |
| Interest Expense | 12.72M | 15.14M | 22.84M | 38.79M | 31.82M | 20.48M | 30.4M | 105.44M | 136.74M | 112M |
| Loan Loss Provision | 7.98M | 17.33M | 7.3M | 7.16M | 28.37M | -7.34M | 4.49M | 5.85M | 8.78M | 17M |
| Non-Interest Income | 23.43M | 22.36M | 22.5M | 31.25M | 38.62M | 42.45M | 47.52M | 18.42M | -88.25M | 41.48M |
| Non-Interest Income % | 17.26% | 15.78% | 14.87% | 14.62% | 17.29% | 19.37% | 19.45% | 6.87% | -42.83% | 11.82% |
| Total Revenue | 135.76M▲ 0% | 141.68M▲ 4.4% | 151.32M▲ 6.8% | 213.69M▲ 41.2% | 223.41M▲ 4.5% | 219.22M▼ 1.9% | 244.28M▲ 11.4% | 268.04M▲ 9.7% | 206.03M▼ 23.1% | 350.84M▲ 0% |
| Revenue Growth % | 11.35% | 4.36% | 6.81% | 41.21% | 4.55% | -1.87% | 11.43% | 9.73% | -23.13% | 286% |
| Non-Interest Expense | 87.81M | 80.12M | 83.22M | 117.53M | 149.89M | 116.59M | 132.79M | 131.91M | 144.5M | 147.07M |
| Efficiency Ratio | 64.68% | 56.55% | 54.99% | 55% | 67.09% | 53.19% | 54.36% | 49.21% | 70.13% | 41.92% |
| Operating Income | 27.25M▲ 0% | 29.07M▲ 6.7% | 37.97M▲ 30.6% | 50.2M▲ 32.2% | 13.32M▼ 73.5% | 89.48M▲ 571.7% | 76.6M▼ 14.4% | 24.83M▼ 67.6% | -83.99M▼ 438.2% | 74.77M▲ 0% |
| Operating Margin % | 20.07% | 20.52% | 25.09% | 23.49% | 5.96% | 40.82% | 31.36% | 9.26% | -40.77% | 21.31% |
| Operating Income Growth % | -17.26% | 6.69% | 30.59% | 32.22% | -73.46% | 571.66% | -14.4% | -67.58% | -438.21% | - |
| Pretax Income | 27.25M▲ 0% | 29.07M▲ 6.7% | 37.97M▲ 30.6% | 50.2M▲ 32.2% | 13.32M▼ 73.5% | 89.48M▲ 571.7% | 76.6M▼ 14.4% | 24.83M▼ 67.6% | -83.99M▼ 438.2% | 74.77M▲ 0% |
| Pretax Margin % | 20.07% | 20.52% | 25.09% | 23.49% | 5.96% | 40.82% | 31.36% | 9.26% | -40.77% | 21.31% |
| Income Tax | 6.86M | 10.38M | 7.62M | 6.57M | 6.7M | 19.99M | 15.76M | 3.97M | -23.7M | 16.31M |
| Effective Tax Rate % | 25.17% | 35.69% | 20.06% | 13.09% | 50.29% | 22.34% | 20.58% | 16% | 28.22% | 21.81% |
| Net Income | 20.39M▲ 0% | 18.7M▼ 8.3% | 30.35M▲ 62.3% | 43.63M▲ 43.8% | 6.62M▼ 84.8% | 69.49M▲ 949.2% | 60.84M▼ 12.4% | 20.86M▼ 65.7% | -60.29M▼ 389.0% | 58.46M▲ 0% |
| Net Margin % | 15.02% | 13.2% | 20.06% | 20.42% | 2.96% | 31.7% | 24.9% | 7.78% | -29.26% | 16.66% |
| Net Income Growth % | -18.82% | -8.3% | 62.31% | 43.75% | -84.82% | 949.16% | -12.45% | -65.71% | -389.03% | 179.12% |
| Net Income (Continuing) | 20.39M | 18.7M | 30.35M | 43.63M | 6.62M | 69.49M | 60.84M | 20.86M | -60.29M | 58.46M |
| EPS (Diluted) | 1.78▲ 0% | 1.55▼ 12.9% | 2.48▲ 60.0% | 2.93▲ 18.1% | 0.41▼ 86.0% | 4.37▲ 965.9% | 3.87▼ 11.4% | 1.33▼ 65.6% | -3.54▼ 366.2% | 2.82▲ 0% |
| EPS Growth % | -26.45% | -12.92% | 60% | 18.15% | -86.01% | 965.85% | -11.44% | -65.63% | -366.17% | 160.17% |
| EPS (Basic) | 1.78 | 1.55 | 2.48 | 2.93 | 0.41 | 4.38 | 3.89 | 1.33 | -3.54 | - |
| Diluted Shares Outstanding | 11.46M | 12.06M | 12.24M | 14.88M | 16.11M | 15.9M | 15.7M | 15.72M | 17.03M | 20.72M |
MOFG Balance Sheet
MidWestOne Financial Group, Inc. (MOFG) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 520.75M | 497.95M | 459.58M | 859.26M | 1.74B | 2.49B | 1.24B | 876.85M | 1.53B | 5.94B |
| Cash & Due from Banks | 43.23M | 50.29M | 45.48M | 73.29M | 82.49M | 203.83M | 86.44M | 81.73M | 204.9M | 272.24M |
| Short Term Investments | 477.52M | 447.66M | 414.1M | 785.98M | 1.66B | 2.29B | 1.15B | 795.13M | 1.33B | 1.18B |
| Total Investments | 2.79B | 2.9B | 2.98B | 4.22B | 5.15B | 5.5B | 6.1B | 5.97B | 5.61B | 5.58B |
| Investments Growth % | 4.18% | 3.91% | 2.66% | 41.47% | 22.27% | 6.76% | 10.81% | -2.08% | -5.99% | -31.44% |
| Long-Term Investments | 2.32B | 2.46B | 2.57B | 3.43B | 3.5B | 3.22B | 4.95B | 5.18B | 4.29B | 17.33B |
| Accounts Receivables | 15.19M | 17.74M | 14.74M | 18.52M | 21.71M | 20.12M | 27.09M | 29.77M | 26.47M | 29.71M |
| Goodwill & Intangibles | 81.78M | 79.02M | 77.33M | 131.16M | 92.86M | 88.89M | 106.21M | 99.88M | 107.04M | 102.15M |
| Goodwill | 64.65M | 64.65M | 64.65M | 91.92M | 62.48M | 62.48M | 62.48M | 62.48M | 69.79M | 69.79M |
| Intangible Assets | 17.12M | 14.36M | 12.68M | 39.24M | 30.38M | 26.42M | 43.74M | 37.4M | 37.25M | 32.36M |
| PP&E (Net) | 75.04M | 75.97M | 75.77M | 95.22M | 90.01M | 86.33M | 89.62M | 88.08M | 92.43M | 91.76M |
| Other Assets | 62.61M | 73.84M | 85.51M | 113.54M | 110.88M | 108.44M | 128.53M | 123.42M | 125.09M | 130.03M |
| Total Current Assets | 537.7M | 519.47M | 478.63M | 880.11M | 1.76B | 2.51B | 1.27B | 908.18M | 1.57B | 1.48B |
| Total Non-Current Assets | 2.54B | 2.69B | 2.81B | 3.77B | 3.8B | 3.51B | 5.31B | 5.52B | 4.67B | 4.77B |
| Total Assets | 3.08B▲ 0% | 3.21B▲ 4.3% | 3.29B▲ 2.5% | 4.65B▲ 41.4% | 5.56B▲ 19.4% | 6.03B▲ 8.4% | 6.58B▲ 9.2% | 6.43B▼ 2.3% | 6.24B▼ 3.0% | 6.25B▲ 0% |
| Asset Growth % | 3.34% | 4.31% | 2.47% | 41.38% | 19.41% | 8.43% | 9.17% | -2.29% | -2.97% | -21.3% |
| Return on Assets (ROA) | 0.67% | 0.59% | 0.93% | 1.1% | 0.13% | 1.2% | 0.97% | 0.32% | -0.95% | 0.94% |
| Accounts Payable | 1.47M | 1.43M | 1.83M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 274.06M | 248.52M | 300.15M | 371.01M | 439.48M | 336.25M | 531.08M | 138.56M | 116.56M | 97.97M |
| Net Debt | 230.84M | 198.23M | 254.67M | 297.72M | 356.99M | 132.42M | 444.65M | 56.84M | -88.33M | -174.27M |
| Long-Term Debt | 156.19M | 151.29M | 167.39M | 230.44M | 207.59M | 153.93M | 138.42M | 122.69M | 112.98M | 97.75M |
| Short-Term Debt | 117.87M | 97.23M | 131.42M | 139.35M | 230.79M | 181.37M | 391.87M | 15.26M | 3.19M | 0 |
| Other Liabilities | 18.14M | 16.7M | 19.51M | 44.93M | 54.87M | 46.89M | 85.06M | 368.93M | 82.09M | 66.73M |
| Total Current Liabilities | 2.6B | 2.7B | 2.75B | 3.87B | 4.78B | 5.3B | 5.86B | 5.41B | 5.48B | 5.48B |
| Total Non-Current Liabilities | 174.33M | 167.99M | 188.23M | 276.59M | 263.56M | 201.77M | 224.27M | 492.23M | 195.47M | 164.7M |
| Total Liabilities | 2.77B | 2.87B | 2.93B | 4.14B | 5.04B | 5.5B | 6.09B | 5.9B | 5.68B | 5.64B |
| Total Equity | 305.46M▲ 0% | 340.3M▲ 11.4% | 357.07M▲ 4.9% | 508.98M▲ 42.5% | 515.25M▲ 1.2% | 527.48M▲ 2.4% | 492.79M▼ 6.6% | 524.38M▲ 6.4% | 559.7M▲ 6.7% | 606.06M▲ 0% |
| Equity Growth % | 3.13% | 11.41% | 4.93% | 42.55% | 1.23% | 2.37% | -6.58% | 6.41% | 6.74% | 32.72% |
| Equity / Assets (Capital Ratio) | 9.92% | 10.59% | 10.85% | 10.94% | 9.27% | 8.75% | 7.49% | 8.16% | 8.97% | 9.7% |
| Return on Equity (ROE) | 6.78% | 5.79% | 8.7% | 10.08% | 1.29% | 13.33% | 11.93% | 4.1% | -11.12% | 10.02% |
| Book Value per Share | 26.66 | 28.21 | 29.18 | 34.19 | 31.98 | 33.16 | 31.39 | 33.35 | 32.87 | 29.25 |
| Tangible BV per Share | 19.53 | 21.66 | 22.86 | 25.38 | 26.22 | 27.58 | 24.62 | 27.00 | 26.58 | 24.32 |
| Common Stock | 11.71M | 12.46M | 12.46M | 16.58M | 16.58M | 16.58M | 16.58M | 16.58M | 21.58M | 21.58M |
| Additional Paid-in Capital | 163.67M | 187.49M | 187.81M | 297.39M | 300.14M | 300.94M | 302.08M | 302.16M | 414.99M | 415.06M |
| Retained Earnings | 136.97M | 148.08M | 168.95M | 201.1M | 188.19M | 243.37M | 289.29M | 294.78M | 217.78M | 244.72M |
| Accumulated OCI | -1.13M | -2.6M | -5.66M | 4.37M | 24.59M | -8.87M | -89.05M | -64.9M | -72.76M | -49.38M |
| Treasury Stock | -5.77M | -5.12M | -6.5M | -10.47M | -14.25M | -24.55M | -26.11M | -24.25M | -21.89M | -25.93M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
MOFG Cash Flow Statement
MidWestOne Financial Group, Inc. (MOFG) cash flow — operating, investing & free cash flow history
| Line item | Dec'16 | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 38.18M | 40.98M | 42.76M | 47.31M | 9.16M | 111.55M | 90.33M | 62.57M | 63.18M | 63.18M |
| Operating CF Growth % | 16.74% | 7.32% | 4.34% | 10.65% | -80.64% | 1117.97% | -19.03% | -30.73% | 0.98% | 1092.84% |
| Net Income | 20.39M | 18.7M | 30.35M | 43.63M | 6.62M | 69.49M | 60.84M | 20.86M | -60.29M | 58.46M |
| Depreciation & Amortization | 8.42M | 8.43M | 9.04M | 2.75M | 4.55M | 1.57M | 10.16M | 12.57M | 7.7M | -280K |
| Deferred Taxes | -2.85M | 744K | -676K | 2.71M | -5.22M | 1.77M | 4.33M | -330K | -24.28M | 20.45M |
| Other Non-Cash Items | 8.12M | 19.76M | 7.75M | 2.98M | 5.5M | 39.89M | 13.45M | 24.07M | 135.8M | 19.07M |
| Working Capital Changes | 3.38M | -7.43M | -4.73M | -5.91M | -3.67M | -3.31M | -986K | 2.99M | 2.35M | -17.38M |
| Cash from Investing | -123.58M | -148.75M | -94.44M | 72.75M | -867.44M | -428.32M | -273.27M | 129.73M | 312.3M | 332.12M |
| Purchase of Investments | -228.85M | -106.87M | -68.03M | -289.74M | -1.14B | -1.14B | -387.53M | -90.94M | -848.7M | -844.13M |
| Sale/Maturity of Investments | 120.07M | 106.91M | 93.72M | 225.1M | 294.82M | 457.08M | 397.29M | 513.47M | 1.29B | 1.29B |
| Net Investment Activity | -108.78M | 38K | 25.69M | -64.65M | -844.93M | -680.92M | 9.76M | 422.53M | 439.13M | 450.15M |
| Acquisitions | 0 | 0 | 0 | 48.49M | 0 | 0 | 31.38M | 0 | 15M | 0 |
| Other Investing | -9.18M | -143.8M | -114.56M | 91.09M | -20.38M | 254.62M | -311.74M | -288.75M | -139.43M | -114.51M |
| Cash from Financing | 81.53M | 115.51M | 46.19M | -92.06M | 867.46M | 437.94M | 65.55M | -197.01M | -252.32M | -344.15M |
| Dividends Paid | -7.32M | -8.06M | -9.54M | -11.48M | -14.18M | -14.28M | -14.87M | -15.22M | -16.51M | -20.14M |
| Share Repurchases | 0 | 0 | -2.13M | -4.68M | -4.62M | -11.55M | -2.73M | 0 | -257K | -6.01M |
| Stock Issued | 0 | 25.69M | 0 | 0 | 0 | 0 | 0 | 0 | 118.89M | 0 |
| Net Stock Activity | 0 | 25.69M | -2.13M | -4.68M | -4.62M | -11.55M | -2.73M | 0 | 118.63M | -6.01M |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -4M |
| Other Financing | 65.85M | 123.44M | 7.66M | 25.3M | 816.59M | 567.17M | -109.66M | -74M | -9.9M | 111.56M |
| Net Change in Cash | -3.87M▲ 0% | 7.74M▲ 300.2% | -5.49M▼ 170.9% | 28M▲ 609.9% | 9.18M▼ 67.2% | 121.17M▲ 1220.7% | -117.39M▼ 196.9% | -4.71M▲ 96.0% | 123.17M▲ 2716.1% | 70.37M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 47.1M | 43.23M | 50.97M | 45.48M | 73.48M | 82.66M | 203.83M | 86.44M | 81.73M | 169.44M |
| Cash at End | 43.23M | 50.97M | 45.48M | 73.48M | 82.66M | 203.83M | 86.44M | 81.73M | 204.9M | 272.24M |
| Interest Paid | 12.76M | 15.19M | 22.44M | 34.09M | 31.56M | 21.45M | 27.84M | 97.5M | 139.97M | 126.49M |
| Income Taxes Paid | 7.96M | 13.2M | 6.25M | 7.27M | 10.54M | 17.98M | 13.22M | 3.44M | 7.53M | -85K |
| Free Cash Flow | 32.55M▲ 0% | 36.08M▲ 10.9% | 37.07M▲ 2.7% | 45.13M▲ 21.7% | 7.03M▼ 84.4% | 109.54M▲ 1458.0% | 87.67M▼ 20.0% | 58.52M▼ 33.3% | 60.78M▲ 3.9% | 78.88M▲ 0% |
| FCF Growth % | 82.47% | 10.86% | 2.73% | 21.74% | -84.42% | 1457.96% | -19.97% | -33.25% | 3.87% | 121.23% |
MOFG Banking Ratios
MidWestOne Financial Group, Inc. (MOFG) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 6.78% | 5.79% | 8.7% | 10.08% | 1.29% | 13.33% | 11.93% | 4.1% | -11.12% | 10.02% |
| Return on Assets (ROA) | 0.67% | 0.59% | 0.93% | 1.1% | 0.13% | 1.2% | 0.97% | 0.32% | -0.95% | 0.94% |
| Net Interest Margin | 3.23% | 3.23% | 3.2% | 3.09% | 2.75% | 2.59% | 2.53% | 2.24% | 2.53% | 3.16% |
| Efficiency Ratio | 64.68% | 56.55% | 54.99% | 55% | 67.09% | 53.19% | 54.36% | 49.21% | 70.13% | 41.92% |
| Equity / Assets | 9.92% | 10.59% | 10.85% | 10.94% | 9.27% | 8.75% | 7.49% | 8.16% | 8.97% | 9.7% |
| Book Value / Share | 26.66 | 28.21 | 29.18 | 34.19 | 31.98 | 33.16 | 31.39 | 33.35 | 32.87 | 29.25 |
| NII Growth | 10.61% | 4.19% | 1.43% | 36.46% | 6.48% | 2.17% | 6.45% | -13.34% | 9.27% | 39.82% |
| Dividend Payout | 35.88% | 43.11% | 31.42% | 26.3% | 214.03% | 20.55% | 24.44% | 72.95% | - | 34.45% |
MOFG SEC Filings & Documents
MidWestOne Financial Group, Inc. (MOFG) SEC filings — annual & quarterly reports (10-K, 10-Q)
MOFG Frequently Asked Questions
MidWestOne Financial Group, Inc. (MOFG) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
MidWestOne Financial Group, Inc. (MOFG) saw revenue decline by 23.1% over the past year.
Yes, MidWestOne Financial Group, Inc. (MOFG) is profitable, generating $58.5M in net income for fiscal year 2024 (-29.3% net margin).
Dividend & Returns
Yes, MidWestOne Financial Group, Inc. (MOFG) pays a dividend with a yield of 1.97%. This makes it attractive for income-focused investors.
MidWestOne Financial Group, Inc. (MOFG) has a return on equity (ROE) of -11.1%. Negative ROE indicates the company is unprofitable.
Industry Metrics
MidWestOne Financial Group, Inc. (MOFG) has a net interest margin (NIM) of 2.5%. NIM has been under pressure due to interest rate environment.
MidWestOne Financial Group, Inc. (MOFG) has an efficiency ratio of 70.1%. This is higher than peers, suggesting room for cost optimization.
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