The Motley Fool·1d ago
MVB Financial: 3 Key Takeaways for Long-Term InvestorsFintech payment deposits grew 28% sequentially to $766 million. A single land loan caused 75% of the increase in nonperforming loans.
MVB Financial's net interest income rebounded to $32.3M in 2026Q2, up 25.2% year-over-year, but this growth appears driven by volume rather than margin, with net interest margin stuck in a narrow 0.8%-0.9% band across all ten reported quarters, suggesting a structurally thin spread business.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 29, 2026 | $0.04-90.2% vs $0.41 | $40M+3.4% vs $39M |
Q3 2026 Jul 28, 2026 | $0.93+174.0% vs $0.34 | $40M+7.8% vs $37M |
Q2 2026 Apr 29, 2026 | $0.39+5.4% vs $0.37 | $37M-2.8% vs $38M |
Q1 2026 Feb 12, 2026 | $0.32+3.2% vs $0.31 | $39M+11.2% vs $35M |
Fintech payment deposits grew 28% sequentially to $766 million. A single land loan caused 75% of the increase in nonperforming loans.
MVB Financial Corp. ( MVBF ) Q3 2026 Earnings Call October 29, 2026 5:00 PM EDT Company Participants Amy Baker Larry Mazza - President, CEO & Non-Independent Director Michael Sumbs - CFO & Executive VP Conference Call Participants Joseph Yanchunis - Raymond James & Associates, Inc., Research Division William Jones - Keefe, Bruyette, & Woods, Inc., Research Division Sun Young Lee - TD Cowen, Research Division Presentation Operator Greetings. Welcome to the MVB Financial Corp. Third Quarter 2026 Earnings Call.
Mvb Financial NASDAQ: MVBF reported third-quarter net income of approximately $438,000, or $0.03 per diluted share, as a higher provision for credit losses and the absence of a prior-quarter investment gain weighed on reported results.
MVB Financial (MVBF) came out with quarterly earnings of $0.04 per share, missing the Zacks Consensus Estimate of $0.41 per share. This compares to a loss of $0.24 per share a year ago.
Benchmark MVBF against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for MVB Financial Corp. (MVBF)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $25.91 | $332.94M | 15.57 | 34.4% | 13.2% | 6.58% | 2.56% | |
| $30.41 | $4.36B | 15.02 | 16.23% | 42.9% | 15.14% | 2.43% | |
| $52.83 | $2.75B | 12.68 | 14.54% | 28.98% | 11.31% | 2.7% | |
| $40.47 | $1.12B | 11.90 | 9.64% | 27.31% | 9.94% | 2.18% | |
| $23.38 | $225.48M | 16.12 | -9.39% | 28.36% | 7.64% | 1.59% | |
| $84.75 | $408.48M | 10.66 | -1.92% | 38.37% | 14.49% | 1.55% |
MVB Financial Corp. (MVBF) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
MVB Financial Corp. (MVBF) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 29, 2026·SEC
Oct 29, 2026·SEC
Aug 19, 2026·SEC
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MVB Financial Corp. (MVBF) stock FAQ — growth, dividends, profitability & financials explained
MVB Financial Corp. (MVBF) grew revenue by 25.2% over the trailing twelve months, compared with the twelve months before.
Yes. MVB Financial Corp. (MVBF) earned $22.1M in net income over the trailing twelve months (a 13.2% net margin).
Yes. MVB Financial Corp. (MVBF) pays a dividend that yields 2.56% at the current price, a moderate yield.
MVB Financial Corp. (MVBF) had a return on equity (ROE) of 6.6% over the trailing twelve months. That is below the market's typical 10-15%.
MVB Financial Corp. (MVBF) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
MVB Financial Corp. (MVBF) has an efficiency ratio of 77.5%. This is higher than peers, suggesting room for cost optimization.
