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NATL
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NATLNCR Atleos Corporation
$47.18$3.5B
Overview & Tools
OverviewChart Terminal ↗Visualize
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice History
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Discovery & Screens
Live BreakoutsStock ScreenerOwnership
NATL logo

NCR Atleos Corporation

NATL
NASDAQ · Financial Software
$47.18
At close - Nov 6, 4:00 PM EST - USD
Market Cap$3.48B
P/E13.4x
52W High$48.60
Volume1.09M
OverviewTerminalAnalysisFinancialsValuationEarningsBreakoutsOwnership
VCP Research Verdict2026Q2

Leverage Eases but Cash Flow Remains Volatile

NCR Atleos is a pure-play ATM provider emerging from a spin-off, with revenue growth stalling near flat (-0.1% YoY in Q2 2026) and gross margins recovering unevenly to 28.0%.

GrowthStable
ProfitabilityModerate
ValuationAttractive
TechnicalsStrong
Explore valuation models
MARKET ACTION

NATL price & volume

Price trend, volume and key moving averages

Launch Terminal
Loading chart...
Decision Checklist4 Core Signals

What matters now

The signals most likely to change the investment case.

01

Earnings momentum

10/12 Beats

EPS beat 10 of last 12 quarters

02

Valuation risk

-40% Peers

P/E is 40% below peer median

03

Market leadership

RS 72 · Avg

Average momentum (RS Rating: 72)

04

Strong Uptrend

Strong Trend

Price > 20DMA > 50DMA > 200DMA

Next CatalystEstimated earnings · Feb 4

Market performance

Price History →

Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).

YTD Return
NATL+26.73%
S&P 500 (^GSPC)+7.63%
1-Year Return
NATL+34.84%
S&P 500 (^GSPC)+9.69%
3-Year Return
NATL+110.81%
S&P 500 (^GSPC)+69.50%
5-Year Return
NATL+110.81%
S&P 500 (^GSPC)+57.47%
02

Test the fundamentals

Check whether operating performance supports the current valuation.

VALUATION & INTRINSIC VALUE

Valuation Scenarios

Valuation Analysis
Trailing P/E5Y Low
13.4x
Forward P/EExpansion
9.8x
EV/EBITDA0th %ile
6.9x
FCF YieldCash Flow
7.8%

Valuation vs 5-Year History

Multiple Range
Metric
Current
5Y Median
Historical Range
Percentile
P/E
13.4x
27.6x
0th· Low
EV/EBITDA
6.9x
7.0x
0th· Low
Price/FCF
12.8x
12.1x
100th· High
Current Multiple
5Y Median (50th %ile)

Intrinsic Value Scenarios

DCF Projection
Bear$98.95+109.7%
Base (Fair)$206.38+337.4%
Bull$283.77+501.5%
$98.95 Bear$206.38 Base$283.77 Bull
Current Market Price: $47.18
Trades at a 77.1% discount to Base DCF ($206.38)
Open DCF & Valuation Models →Chart Terminal ↗

Growth & profitability

Annual revenue & EPS trend
Revenue FY25
$4.35B+0.9% YoY
Net income FY25
$162M+78.0% YoY
Free cash flow FY25
$239M+16.6% YoY
Operating margin FY25
11%+0.6 pts YoY
ROIC (FY25)12.5%
Avg ROIC 5Y8.1%
ROE (TTM)58.5%
Piotroski Score6 / 9
Financial Statements →
03

Monitor what changed

Recent results and news deserve attention only when they alter the forward view.

OPERATING RESULTS

Recent Earnings

Earnings History
EPS Beat Rate10/12 (83%)
Revenue Beat Rate5/12 (42%)
QuarterEPS (Act vs Est)Revenue (Act vs Est)
Q4 2026Latest
Nov 4, 2026
$1.35+13.4%
vs $1.19
$1.1B-3.3%
vs $1.1B
Q3 2026
Aug 5, 2026
$1.49+52.8%
vs $0.97
$1.1B-2.7%
vs $1.1B
Q2 2026
May 6, 2026
$0.65-25.5%
vs $0.87
$1.0B-0.3%
vs $1.0B
Q1 2026
Feb 26, 2026
$1.49+12.9%
vs $1.32
$1.2B+0.4%
vs $1.1B
Historical baseline: 12 quarters analyzedGAAP / Adjusted
MARKET COVERAGE

Latest News

4 Stories
Business Wire·3d ago
NCR Atleos introduces AllTM, an ATM solution designed for retailers, aimed at driving traffic, revenue and customer engagement

ATLANTA--(BUSINESS WIRE)--NCR Atleos Corporation (NYSE: NATL) (“Atleos”), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today announced AllTM, an ATM solution that helps US retailers transform the ATM from a traditional cash access point into a powerful driver of foot traffic, customer engagement and revenue growth through expanded capabilities. “Designed for retailers ranging from single-store operators to some of the nation's largest.

Business Wire·4d ago
NCR Atleos Corporation Reports Strong Third Quarter Results

ATLANTA--(BUSINESS WIRE)--NCR Atleos Corporation (NYSE: NATL) (“Atleos”), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today reported third quarter 2026 results. Key highlights include: Total revenue for the first nine months of 2026 was $3.2 billion, up 1% year-over-year. Total revenue of $1.1 billion in Q3, down 2% year-over year, with 71% from recurring revenue streams. Net income attributable to Atleos for the first nine months was.

Business Wire·Oct 27, 2026
Regions Bank Expands Treasury Management Capabilities Through Clip Money and NCR Atleos

BIRMINGHAM, Ala.--(BUSINESS WIRE)--Regions Bank on Tuesday announced the launch of a treasury management solution with Clip Money and NCR Atleos that enables businesses to deposit cash through more than 8,100 Clip Money locations across the U.S., extending deposit access beyond Regions Bank's branch network. Clip Money is a financial technology company operating the largest non-bank cash deposit network for businesses. The solution combines Clip Money's business cash management platform with NC.

GuruFocus·Oct 20, 2026
NCR Atleos Announces Date of Third Quarter 2026 Earnings Results

[url="]NCR Atleos[/url] Corporation (NYSE: NATL) (“Atleos”) will release third quarter 2026 financial results before the market opens on Wednesday, November

Filtered for NCR Atleos CorporationMore Headlines
04

Compare before deciding

Benchmark NATL against direct peers instead of judging its metrics in isolation.

Peers Comparison

Key metrics vs top competitors for NCR Atleos Corporation (NATL)

Full Screener →
CompanyPriceMarket CapP/E RatioRev Growth (1Y)Net MarginROEDiv Yield
NATL logoNATLNCR Atleos CorporationCurrent
$47.18$3.48B13.450.86%6.07%58.52%—
NTCT logoNTCTNetScout Systems, Inc.
$31.51$2.29B17.984.47%14.62%7.87%—
CASS logoCASSCass Information Systems, Inc.
$54.18$697.36M18.51-13.1%18.94%15.98%2.26%
JKHY logoJKHYJack Henry & Associates, Inc.
$173.23$12.31B23.445.1%20.04%24.46%1.37%
FISV logoFISVFiserv, Inc.
$62.88$33.53B-8.503.6%-18.9%-15.72%—
DBD logoDBDDiebold Nixdorf, Incorporated
$58.27$1.98B26.291.46%1.96%7.57%—

Compare NATL vs Peers

NCR Atleos Corporation (NATL) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs NTCT

Most directly comparable listed peer for NATL.

Scale Benchmark

vs JPM

Larger-name benchmark to compare NATL against a more recognizable public peer.

Peer Set

Compare Top 5

vs NTCT, CASS, JKHY, FISV

05

Keep researching

Verify the primary filings, follow material updates, and answer the remaining questions.

NATL SEC Filings & Documents

NCR Atleos Corporation (NATL) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

Aug 5, 2026·SEC

Material company update

Jun 30, 2026·SEC

Material company update

Jun 18, 2026·SEC

10-K Annual Reports

3
FY 2026

Feb 27, 2026·SEC

FY 2025

Mar 3, 2025·SEC

FY 2024

Mar 26, 2024·SEC

10-Q Quarterly Reports

6
FY 2026

Aug 5, 2026·SEC

FY 2026

May 7, 2026·SEC

FY 2025

Nov 6, 2025·SEC

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NATL Frequently Asked Questions

NCR Atleos Corporation (NATL) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials
What is NCR Atleos Corporation's revenue?

NCR Atleos Corporation (NATL) reported $4.40B in revenue over the trailing twelve months. Revenue was $4.35B in fiscal year 2025. That is 23% more than the $3.55B of fiscal year 2021.

How fast is NCR Atleos Corporation growing?

NCR Atleos Corporation (NATL) grew revenue by 1.9% over the trailing twelve months, compared with the twelve months before.

Is NATL profitable?

Yes. NCR Atleos Corporation (NATL) earned $267.0M in net income over the trailing twelve months (a 6.1% net margin).

Dividend & Returns
What is NATL's return on equity?

NCR Atleos Corporation (NATL) had a return on equity (ROE) of 58.5% over the trailing twelve months. That is well above the market's typical 10-15%.

What is NCR Atleos Corporation's free cash flow?

NCR Atleos Corporation (NATL) generated $273.0M in free cash flow over the trailing twelve months.

What if you invested $1,000 in NATL back in 2021?

Total return calculator · dividends reinvested · 5+ years of data

See returns →