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Navan, Inc. (NAVN) 10-Year Financial Performance & Capital Metrics

NAVN • • Industrial / General
  • Revenue $537M +33.5%
  • EBITDA -$83M +62.3%
  • Net Income -$181M +45.4%
  • EPS (Diluted) -0.73 +45.5%
  • Gross Margin 63.79% +19.7%
  • EBITDA Margin -15.41% +71.7%
  • Operating Margin -20.05% +67.3%
  • Net Margin -33.73% +59.1%
  • ROE -108.63% +28.2%
  • ROIC -15.96% +54.2%
  • Debt/Equity 5.89 +124.8%
  • Interest Coverage -1.42 +63.6%
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

No significant strengths identified

✗Weaknesses

  • ✗High debt to equity ratio of 5.9x
  • ✗Negative free cash flow
  • ✗Low quality earnings: Net income not backed by cash flow
  • ✗Expensive at 32.1x book value

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-
5Y-
3Y-
TTM-

Profit (Net Income) CAGR

10Y-
5Y-
3Y-
TTM-

EPS CAGR

10Y-
5Y-
3Y-
TTM-

ROCE

10Y Avg-21.12%
5Y Avg-21.12%
3Y Avg-21.12%
Latest-14.2%

Profit & Loss

Jan 2024Jan 2025
Sales/Revenue+402.26M536.84M
Revenue Growth %-0.33%
Cost of Goods Sold+187.99M194.4M
COGS % of Revenue0.47%0.36%
Gross Profit+214.27M342.43M
Gross Margin %0.53%0.64%
Gross Profit Growth %-0.6%
Operating Expenses+460.61M450.07M
OpEx % of Revenue1.15%0.84%
Selling, General & Admin348.73M347.27M
SG&A % of Revenue0.87%0.65%
Research & Development111.88M102.8M
R&D % of Revenue0.28%0.19%
Other Operating Expenses00
Operating Income+-246.34M-107.64M
Operating Margin %-0.61%-0.2%
Operating Income Growth %-0.56%
EBITDA+-219.48M-82.75M
EBITDA Margin %-0.55%-0.15%
EBITDA Growth %-0.62%
D&A (Non-Cash Add-back)26.86M24.89M
EBIT-262.84M-95.51M
Net Interest Income+-63.28M-76M
Interest Income00
Interest Expense63.28M76M
Other Income/Expense-79.78M-63.87M
Pretax Income+-326.12M-171.51M
Pretax Margin %-0.81%-0.32%
Income Tax+5.43M9.57M
Effective Tax Rate %1.02%1.06%
Net Income+-331.55M-181.08M
Net Margin %-0.82%-0.34%
Net Income Growth %-0.45%
Net Income (Continuing)-331.55M-181.08M
Discontinued Operations00
Minority Interest00
EPS (Diluted)+-1.34-0.73
EPS Growth %-0.46%
EPS (Basic)-1.34-0.73
Diluted Shares Outstanding248.22M248.22M
Basic Shares Outstanding248.22M248.22M
Dividend Payout Ratio--

Balance Sheet

Jan 2024Jan 2025
Total Current Assets+679.68M684.07M
Cash & Short-Term Investments262.38M305.83M
Cash Only262.38M305.83M
Short-Term Investments00
Accounts Receivable386.55M345.81M
Days Sales Outstanding350.75235.12
Inventory00
Days Inventory Outstanding--
Other Current Assets18.12M15.47M
Total Non-Current Assets+386.34M399.89M
Property, Plant & Equipment77.06M77.54M
Fixed Asset Turnover5.22x6.92x
Goodwill220.54M219.73M
Intangible Assets61.01M55.63M
Long-Term Investments5M4.77M
Other Non-Current Assets22.73M42.21M
Total Assets+1.07B1.08B
Asset Turnover0.38x0.50x
Asset Growth %-0.02%
Total Current Liabilities+187.68M446.03M
Accounts Payable24.32M42.83M
Days Payables Outstanding47.2280.41
Short-Term Debt8.33M232.3M
Deferred Revenue (Current)1000K1000K
Other Current Liabilities92.58M103.19M
Current Ratio3.62x1.53x
Quick Ratio3.62x1.53x
Cash Conversion Cycle--
Total Non-Current Liabilities+654.06M519.9M
Long-Term Debt520.26M397.03M
Capital Lease Obligations45.26M43.1M
Deferred Tax Liabilities7.03M7.66M
Other Non-Current Liabilities81.19M71.31M
Total Liabilities841.75M965.93M
Total Debt+573.85M672.43M
Net Debt311.46M366.6M
Debt / Equity2.62x5.89x
Debt / EBITDA--
Net Debt / EBITDA--
Interest Coverage-3.89x-1.42x
Total Equity+219.15M114.22M
Equity Growth %--0.48%
Book Value per Share0.880.46
Total Shareholders' Equity219.15M114.22M
Common Stock1K1K
Retained Earnings-1.44B-1.62B
Treasury Stock00
Accumulated OCI-28.29M-37.62M
Minority Interest00

Cash Flow

Jan 2024Jan 2025
Cash from Operations+-166.36M-50.41M
Operating CF Margin %-0.41%-0.09%
Operating CF Growth %-0.7%
Net Income-331.55M-181.08M
Depreciation & Amortization26.86M24.89M
Stock-Based Compensation00
Deferred Taxes-3.22M1K
Other Non-Cash Items162.98M123.16M
Working Capital Changes-21.43M-17.37M
Change in Receivables-21.15M-24.61M
Change in Inventory00
Change in Payables-9.63M17.09M
Cash from Investing+-108.78M44.87M
Capital Expenditures-17.3M-16.3M
CapEx % of Revenue0.04%0.03%
Acquisitions--
Investments--
Other Investing-84.45M65.05M
Cash from Financing+212.62M52.55M
Debt Issued (Net)--
Equity Issued (Net)--
Dividends Paid00
Share Repurchases--
Other Financing-2.13M-903K
Net Change in Cash--
Free Cash Flow+-166.92M-51.4M
FCF Margin %-0.41%-0.1%
FCF Growth %-0.69%
FCF per Share-0.67-0.21
FCF Conversion (FCF/Net Income)0.50x0.28x
Interest Paid00
Taxes Paid00

Key Ratios

Metric20232024
Return on Equity (ROE)-151.29%-108.63%
Return on Invested Capital (ROIC)-34.82%-15.96%
Gross Margin53.27%63.79%
Net Margin-82.42%-33.73%
Debt / Equity2.62x5.89x
Interest Coverage-3.89x-1.42x
FCF Conversion0.50x0.28x
Revenue Growth-33.46%

Frequently Asked Questions

Growth & Financials

Navan, Inc. (NAVN) reported $536.8M in revenue for fiscal year 2024. This represents a 33% increase from $402.3M in 2023.

Navan, Inc. (NAVN) grew revenue by 33.5% over the past year. This is strong growth.

Navan, Inc. (NAVN) reported a net loss of $181.1M for fiscal year 2024.

Dividend & Returns

Navan, Inc. (NAVN) has a return on equity (ROE) of -108.6%. Negative ROE indicates the company is unprofitable.

Navan, Inc. (NAVN) had negative free cash flow of $51.4M in fiscal year 2024, likely due to heavy capital investments.

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