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Nicolet Bankshares, Inc.(NIC)Earnings, Financials & Key Ratios
NIC•NYSE•Banking & Credit
15.6× P/E·Price updated Jun 23, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutNicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals. The company accepts checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment real estate loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, lines of credit, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. As of December 31, 2021, it operated 52 branches throughout Wisconsin and Michigan. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. Nicolet Bankshares, Inc. was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.Show more
- Net Interest Income$306M+14.3%
- Total Revenue$553M+6.4%
- Net Income$151M+21.5%
- Return on Equity12.4%+10.5%
- Net Interest Margin3.34%+9.5%
- Efficiency Ratio35.64%-2.7%
- ROA1.68%+16.6%
- Equity / Assets13.69%+2.7%
- Book Value per Share81.65+7.3%
NIC Key Insights
Nicolet Bankshares, Inc. (NIC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 20.2%
- ✓Strong Piotroski F-Score: 9/9
- ✓Efficient operations: 35.6% efficiency ratio
- ✓Well capitalized: 13.7% equity/assets
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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NIC Price & Volume
Nicolet Bankshares, Inc. (NIC) stock price & volume — 10-year historical chart
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NIC Growth Metrics
Nicolet Bankshares, Inc. (NIC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years23.62%
5 Years20.99%
3 Years18.5%
TTM-
Profit CAGR
10 Years29.42%
5 Years20.17%
3 Years16.93%
TTM3.44%
EPS CAGR
10 Years14.3%
5 Years11.4%
3 Years14.24%
TTM5.07%
Return on Capital
10 Years10.83%
5 Years8.42%
3 Years7.4%
Last Year3.54%
NIC Recent Earnings
Nicolet Bankshares, Inc. (NIC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (90%)●Beat Revenue 8/12 qtrs (80%)
Q2 2026Latest
Apr 21, 2026Metric
Actual
Est
EPS
$2.75-7.7%
$2.98
Rev
$135M-1.5%
$137M
Q1 2026
Feb 27, 2026Metric
Actual
Est
EPS
$2.65
—
Rev
$139M
—
Q1 2026
Jan 20, 2026Metric
Actual
Est
EPS
$2.73+7.1%
$2.55
Rev
$104M+2.9%
$101M
Q4 2025
Oct 23, 2025Metric
Actual
Est
EPS
$2.66+12.2%
$2.37
Rev
$103M+5.8%
$97M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 21, 2026 | $2.75vs $2.98-7.7% | $135Mvs $137M-1.5% |
| Q1 2026 | Feb 27, 2026 | $2.65 | $139M |
| Q1 2026 | Jan 20, 2026 | $2.73vs $2.55+7.1% | $104Mvs $101M+2.9% |
| Q4 2025 | Oct 23, 2025 | $2.66vs $2.37+12.2% | $103Mvs $97M+5.8% |
Based on last 12 quarters of dataView full earnings history →
NIC Peer Comparison
Nicolet Bankshares, Inc. (NIC) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 IBCP | 725.54M | 35.21 | 10.77 | -0.3% | 22.54% | 14.15% | 0.23 | |
 FFIN | 4.8B | 33.50 | 18.93 | 11.71% | 31.14% | 14.2% | 0.01 | |
 BANF | 3.76B | 111.99 | 15.73 | -9.29% | 29.66% | 13.62% | 0.07 | |
 OTTR | 3.7B | 88.13 | 13.46 | -1.99% | 21.34% | 15.21% | 0.59 | |
 NBTB | 2.5B | 48.10 | 14.44 | 10.36% | 19.66% | 9.83% | 0.17 | |
 MBWM | 948.54M | 54.91 | 10.06 | 2.74% | 24.23% | 13.36% | 1.14 | |
 CFFI | 257.49M | 79.12 | 9.54 | 11.78% | 14.94% | 11.03% | 0.43 | |
 BWFG | 458.62M | 57.52 | 12.93 | 6.13% | 18.69% | 13.31% | 0.60 |
Compare NIC vs Peers
Nicolet Bankshares, Inc. (NIC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NIC Income Statement
Nicolet Bankshares, Inc. (NIC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 98.74M | 106.65M | 116.08M | 129.34M | 157.96M | 239.96M | 241.52M | 268.06M | 306.47M | 416.03M |
NII Growth % | 44.93% | 8.01% | 8.84% | 11.42% | 22.13% | 51.92% | 0.65% | 10.99% | 14.33% | 206.78% |
Net Interest Margin % | 3.37% | 3.44% | 3.24% | 2.84% | 2.05% | 2.74% | 2.85% | 3.05% | 3.34% | 2.67% |
Interest Income | 109.25M | 125.54M | 138.59M | 149.2M | 171.56M | 273.92M | 382.86M | 438.37M | 470.95M | 629.16M |
Interest Expense | 10.51M | 18.89M | 22.51M | 19.86M | 13.6M | 33.96M | 141.35M | 170.3M | 164.48M | 213.13M |
Loan Loss Provision | 2.33M | 1.6M | 1.2M | 10.3M | 14.9M | 11.5M | 2.65M | 3.85M | 4.25M | -32.73M |
Non-Interest Income | 34.09M | 39.42M | 53.82M | 63.9M | 67.49M | 58.16M | 33.99M | 81.05M | 81.66M | -105.39M |
Non-Interest Income % | 23.78% | 23.9% | 27.97% | 29.98% | 28.23% | 17.51% | 8.15% | 15.6% | 14.78% | -20.12% |
Total Revenue | 143.34M▲ 0% | 164.96M▲ 15.1% | 192.41M▲ 16.6% | 213.1M▲ 10.8% | 239.05M▲ 12.2% | 332.07M▲ 38.9% | 416.85M▲ 25.5% | 519.42M▲ 24.6% | 552.61M▲ 6.4% | 523.77M▲ 0% |
Revenue Growth % | 40.34% | 15.08% | 16.64% | 10.75% | 12.18% | 38.91% | 25.53% | 24.6% | 6.39% | -2.53% |
Non-Interest Expense | 80.81M | 89.67M | 97.25M | 101.99M | 129.43M | 160.88M | 186.22M | 190.14M | 196.92M | 177.56M |
Efficiency Ratio | 56.37% | 54.36% | 50.54% | 47.86% | 54.14% | 48.45% | 44.67% | 36.61% | 35.64% | 33.9% |
Operating Income | 49.7M▲ 0% | 54.8M▲ 10.3% | 71.1M▲ 29.7% | 80.94M▲ 13.8% | 81.12M▲ 0.2% | 125.74M▲ 55.0% | 86.63M▼ 31.1% | 155.13M▲ 79.1% | 186.96M▲ 20.5% | 165.82M▲ 0% |
Operating Margin % | 34.67% | 33.22% | 36.95% | 37.98% | 33.94% | 37.86% | 20.78% | 29.87% | 33.83% | 31.66% |
Operating Income Growth % | 77.09% | 10.26% | 29.75% | 13.85% | 0.22% | 55% | -31.1% | 79.07% | 20.52% | - |
Pretax Income | 49.7M▲ 0% | 54.8M▲ 10.3% | 71.45M▲ 30.4% | 80.94M▲ 13.3% | 81.12M▲ 0.2% | 125.74M▲ 55.0% | 86.63M▼ 31.1% | 155.13M▲ 79.1% | 186.96M▲ 20.5% | 165.82M▲ 0% |
Pretax Margin % | 34.67% | 33.22% | 37.13% | 37.98% | 33.94% | 37.86% | 20.78% | 29.87% | 33.83% | 31.66% |
Income Tax | 16.27M | 13.45M | 16.46M | 20.48M | 20.47M | 31.48M | 25.12M | 31.07M | 36.27M | 32.53M |
Effective Tax Rate % | 32.73% | 24.54% | 23.04% | 25.3% | 25.23% | 25.03% | 28.99% | 20.03% | 19.4% | 19.62% |
Net Income | 33.15M▲ 0% | 41.04M▲ 23.8% | 54.64M▲ 33.2% | 60.12M▲ 10.0% | 60.65M▲ 0.9% | 94.26M▲ 55.4% | 61.52M▼ 34.7% | 124.06M▲ 101.7% | 150.69M▲ 21.5% | 133.29M▲ 0% |
Net Margin % | 23.13% | 24.88% | 28.4% | 28.21% | 25.37% | 28.39% | 14.76% | 23.88% | 27.27% | 25.45% |
Net Income Growth % | 79.56% | 23.79% | 33.15% | 10.03% | 0.88% | 55.41% | -34.74% | 101.67% | 21.46% | 3.44% |
Net Income (Continuing) | 33.43M | 41.35M | 54.99M | 60.47M | 60.65M | 94.26M | 61.52M | 124.06M | 150.69M | 133.29M |
EPS (Diluted) | 3.33▲ 0% | 4.12▲ 23.7% | 5.52▲ 34.0% | 5.70▲ 3.3% | 5.44▼ 4.6% | 6.56▲ 20.6% | 4.08▼ 37.8% | 8.05▲ 97.3% | 9.78▲ 21.5% | 8.75▲ 0% |
EPS Growth % | 40.51% | 23.72% | 33.98% | 3.26% | -4.56% | 20.59% | -37.8% | 97.3% | 21.49% | 5.07% |
EPS (Basic) | 3.51 | 4.26 | 5.71 | 5.82 | 5.65 | 6.78 | 4.17 | 8.24 | 10.06 | - |
Diluted Shares Outstanding | 9.96M | 9.96M | 9.9M | 10.54M | 11.14M | 14.38M | 15.07M | 15.42M | 15.4M | 15.23M |
NIC Balance Sheet
Nicolet Bankshares, Inc. (NIC) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 561.1M | 650.66M | 650.67M | 1.37B | 1.54B | 1.08B | 1.29B | 975.76M | 1.18B | 5.9B |
Cash & Due from Banks | 155.94M | 250.52M | 201.36M | 832.38M | 617.21M | 167.24M | 497.81M | 537.03M | 660.23M | 123.36M |
Short Term Investments | 405.15M | 400.14M | 449.3M | 539.34M | 921.66M | 917.62M | 802.57M | 438.73M | 523.9M | 1.25B |
Total Investments | 2.5B | 2.57B | 3.04B | 3.35B | 6.4B | 7.78B | 7.11B | 7.39B | 7.66B | 13.18B |
Investments Growth % | 28.41% | 2.92% | 18% | 10.19% | 91.19% | 21.67% | -8.61% | 3.95% | 3.66% | 91.48% |
Long-Term Investments | 2.09B | 2.17B | 2.59B | 2.81B | 5.47B | 6.86B | 6.31B | 6.95B | 7.14B | 33.05B |
Accounts Receivables | 35.82M | 34.42M | 39.46M | 55.52M | 113.38M | 138.01M | 133.73M | 0 | 6.77B | 0 |
Goodwill & Intangibles | 128.41M | 124.31M | 165.97M | 175.35M | 339.49M | 402.44M | 394.37M | 388.14M | 382.4M | 967.84M |
Goodwill | 107.37M | 107.37M | 151.2M | 163.15M | 317.19M | 367.39M | 367.39M | 367.39M | 367.39M | 834.5M |
Intangible Assets | 21.04M | 16.94M | 14.77M | 12.2M | 22.3M | 35.05M | 26.98M | 20.75M | 15.01M | 133.35M |
PP&E (Net) | 47.15M | 48.17M | 56.47M | 59.94M | 94.57M | 108.96M | 118.76M | 126.98M | 120.46M | 187.88M |
Other Assets | 65.19M | 66.31M | 78.14M | 83.26M | 134.48M | 165.14M | 345.89M | 352.2M | -5.9B | 2.3B |
Total Current Assets | 596.91M | 685.08M | 690.13M | 1.43B | 1.65B | 1.22B | 1.3B | 975.76M | 7.44B | 177.78M |
Total Non-Current Assets | 2.34B | 2.41B | 2.89B | 3.12B | 6.04B | 7.54B | 7.17B | 7.82B | 1.74B | 15.4B |
Total Assets | 2.93B▲ 0% | 3.1B▲ 5.6% | 3.58B▲ 15.5% | 4.55B▲ 27.2% | 7.7B▲ 69.1% | 8.76B▲ 13.9% | 8.47B▼ 3.4% | 8.8B▲ 3.9% | 9.19B▲ 4.4% | 15.57B▲ 0% |
Asset Growth % | 27.45% | 5.6% | 15.52% | 27.24% | 69.06% | 13.89% | -3.37% | 3.87% | 4.41% | 86.85% |
Return on Assets (ROA) | 1.27% | 1.36% | 1.64% | 1.48% | 0.99% | 1.15% | 0.71% | 1.44% | 1.68% | 1.25% |
Accounts Payable | 18.44M | 17.74M | 38.19M | 48.33M | 68.73M | 70.18M | 0 | 0 | 7.73B | 0 |
Total Debt | 78.05M | 77.31M | 67.63M | 53.87M | 216.91M | 542.34M | 166.93M | 161.39M | 134.86M | 179.97M |
Net Debt | -77.9M | -173.21M | -133.74M | -778.51M | -400.3M | 375.1M | -330.88M | -375.64M | -525.37M | 56.61M |
Long-Term Debt | 78.05M | 77.31M | 67.63M | 53.87M | 216.91M | 225.34M | 166.93M | 161.39M | 134.86M | 179.97M |
Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 317M | 0 | 0 | 0 | 0 |
Other Liabilities | -18.44M | 2.63B | 0 | 0 | 51.59M | 0 | 64.94M | 58.83M | 7.79B | 13.14B |
Total Current Liabilities | 2.51B | 2.63B | 2.99B | 3.96B | 6.53B | 7.57B | 7.2B | 7.4B | 1.47M | 12.62B |
Total Non-Current Liabilities | 59.6M | 77.31M | 67.63M | 53.87M | 268.5M | 225.34M | 231.87M | 220.21M | 7.93B | 13.32B |
Total Liabilities | 2.57B | 2.71B | 3.06B | 4.01B | 6.8B | 7.79B | 7.43B | 7.62B | 7.93B | 13.32B |
Total Equity | 364.88M▲ 0% | 387.35M▲ 6.2% | 516.99M▲ 33.5% | 539.19M▲ 4.3% | 891.89M▲ 65.4% | 972.53M▲ 9.0% | 1.04B▲ 6.8% | 1.17B▲ 12.9% | 1.26B▲ 7.2% | 2.26B▲ 0% |
Equity Growth % | 32.03% | 6.16% | 33.47% | 4.29% | 65.41% | 9.04% | 6.84% | 12.89% | 7.23% | 112.71% |
Equity / Assets (Capital Ratio) | 12.44% | 12.51% | 14.45% | 11.85% | 11.59% | 11.1% | 12.27% | 13.33% | 13.69% | 14.49% |
Return on Equity (ROE) | 10.34% | 10.91% | 12.08% | 11.38% | 8.48% | 10.11% | 6.12% | 11.22% | 12.4% | 9.01% |
Book Value per Share | 36.64 | 38.91 | 52.22 | 51.15 | 80.03 | 67.65 | 68.94 | 76.08 | 81.65 | 148.22 |
Tangible BV per Share | 23.75 | 26.42 | 35.46 | 34.52 | 49.56 | 39.66 | 42.77 | 50.91 | 56.82 | 84.65 |
Common Stock | 98K | 95K | 106K | 100K | 140K | 147K | 149K | 154K | 148K | 213K |
Additional Paid-in Capital | 263.83M | 247.79M | 312.73M | 273.39M | 575.04M | 621.99M | 633.77M | 655.54M | 583.26M | 1.59B |
Retained Earnings | 102.39M | 144.36M | 199M | 252.95M | 313.6M | 407.86M | 458.26M | 565.77M | 697.8M | 706.1M |
Accumulated OCI | -2.15M | -5.64M | 4.42M | 12.75M | 3.1M | -57.47M | -53.17M | -48.57M | -23.54M | -39.43M |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
NIC Cash Flow Statement
Nicolet Bankshares, Inc. (NIC) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 40.71M | 50.99M | 58.14M | 78.9M | 97.65M | 117.4M | 107.97M | 133.75M | 153.53M | 128.02M |
Operating CF Growth % | 64.13% | 25.24% | 14.02% | 35.71% | 23.77% | 20.22% | -8.03% | 23.87% | 14.79% | -60.36% |
Net Income | 33.43M | 41.35M | 54.99M | 60.47M | 60.65M | 94.26M | 61.52M | 124.06M | 150.69M | 133.29M |
Depreciation & Amortization | 7.07M | 6.28M | 7.31M | 10.69M | 13.86M | 21.93M | 18.4M | 16.95M | 14.99M | 13.35M |
Deferred Taxes | 6.96M | -1.52M | -2.65M | 3.13M | 6.33M | -12.91M | 3.03M | 7.38M | -4.64M | 0 |
Other Non-Cash Items | -3.08M | 398K | -12.61M | -13.79M | 19.01M | 7.31M | 29.17M | -12.04M | -12.68M | -14.64M |
Working Capital Changes | -6.74M | -424K | 6.06M | 12.71M | -9.51M | -210K | -10.58M | -9.24M | -2.16M | -16.65M |
Cash from Investing | -150.95M | -77.07M | -63.15M | -208.7M | -370.6M | -516.36M | 591.46M | -288.44M | -230.75M | -26.72M |
Purchase of Investments | -66.44M | -78.11M | -98.3M | -174.88M | -883.09M | -90.1M | -73.2M | -111.65M | -145.32M | -449.63M |
Sale/Maturity of Investments | 65.05M | 72.79M | 94.48M | 113.86M | 220.2M | 173.94M | 833.06M | 113.55M | 122.64M | 391.7M |
Net Investment Activity | -1.39M | -5.32M | -3.81M | -61.02M | -662.89M | 83.84M | 759.86M | 1.9M | -22.67M | -57.93M |
Acquisitions | 9.12M | 0 | 7.33M | -21.82M | 367.8M | 119.61M | 0 | 0 | 0 | 165.64M |
Other Investing | -156.66M | -67.49M | -62.27M | -115.07M | -62.72M | -707.59M | -150.2M | -273.82M | -203.98M | -129.61M |
Cash from Financing | 136.07M | 120.68M | -62.45M | 750.6M | 65.38M | -41.6M | -362.73M | 199.3M | 201.4M | -58.03M |
Dividends Paid | -633K | 0 | 0 | 0 | 0 | 0 | -11.12M | -16.55M | -18.66M | -21.26M |
Share Repurchases | -15.01M | -22.75M | -28.46M | -42.09M | -62.58M | -61.5M | -1.52M | -10.14M | -89.29M | -85.64M |
Stock Issued | 4.03M | 1.8M | 8.74M | 2.06M | 2.38M | 751K | 844K | 585K | 9.66M | -7.11M |
Net Stock Activity | -10.98M | -20.95M | -19.72M | -40.03M | -60.2M | -60.75M | -677K | -9.55M | -79.63M | -92.76M |
Debt Issuance (Net) | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K | -2M |
Other Financing | 127.23M | 142.88M | 48.73M | 806.88M | 209.59M | -144.99M | 25.07M | 230.58M | 327.09M | 126.6M |
Net Change in Cash | 25.83M▲ 0% | 94.59M▲ 266.2% | -67.47M▼ 171.3% | 620.8M▲ 1020.2% | -207.57M▼ 133.4% | -440.57M▼ 112.3% | 336.71M▲ 176.4% | 44.62M▼ 86.7% | 124.19M▲ 178.3% | 43.27M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 129.1M | 154.93M | 249.53M | 182.06M | 802.86M | 595.29M | 154.72M | 491.43M | 536.05M | 660.23M |
Cash at End | 154.93M | 249.53M | 182.06M | 802.86M | 595.29M | 154.72M | 491.43M | 536.05M | 660.23M | 615.45M |
Interest Paid | 10.93M | 18.54M | 22.33M | 23.48M | 10.88M | 37.43M | 138.01M | 170.29M | 163.58M | 175.11M |
Income Taxes Paid | 12.79M | 10.82M | 16.14M | 21.97M | 24.34M | 33.56M | 23.02M | 25.32M | 39.16M | 39.16M |
Free Cash Flow | 38.7M▲ 0% | 46.73M▲ 20.8% | 53.74M▲ 15.0% | 68.11M▲ 26.7% | 84.86M▲ 24.6% | 105.16M▲ 23.9% | 89.77M▼ 14.6% | 117.23M▲ 30.6% | 149.44M▲ 27.5% | 123.2M▲ 0% |
FCF Growth % | 86.44% | 20.76% | 15.01% | 26.72% | 24.6% | 23.92% | -14.63% | 30.59% | 27.48% | -11.04% |
NIC Banking Ratios
Nicolet Bankshares, Inc. (NIC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 10.34% | 10.91% | 12.08% | 11.38% | 8.48% | 10.11% | 6.12% | 11.22% | 12.4% | 9.01% |
Return on Assets (ROA) | 1.27% | 1.36% | 1.64% | 1.48% | 0.99% | 1.15% | 0.71% | 1.44% | 1.68% | 1.25% |
Net Interest Margin | 3.37% | 3.44% | 3.24% | 2.84% | 2.05% | 2.74% | 2.85% | 3.05% | 3.34% | 2.67% |
Efficiency Ratio | 56.37% | 54.36% | 50.54% | 47.86% | 54.14% | 48.45% | 44.67% | 36.61% | 35.64% | 33.9% |
Equity / Assets | 12.44% | 12.51% | 14.45% | 11.85% | 11.59% | 11.1% | 12.27% | 13.33% | 13.69% | 14.49% |
Book Value / Share | 36.64 | 38.91 | 52.22 | 51.15 | 80.03 | 67.65 | 68.94 | 76.08 | 81.65 | 148.22 |
NII Growth | 44.93% | 8.01% | 8.84% | 11.42% | 22.13% | 51.92% | 0.65% | 10.99% | 14.33% | 50.48% |
Dividend Payout | - | - | - | - | - | - | 18.07% | 13.34% | 12.38% | 15.95% |
Related:NIC Dividend History·NIC Revenue History·NIC Price History·NIC P/E History·NIC Financial Ratios·NIC Institutional Holders
NIC SEC Filings & Documents
Nicolet Bankshares, Inc. (NIC) SEC filings — annual & quarterly reports (10-K, 10-Q)
NIC Frequently Asked Questions
Nicolet Bankshares, Inc. (NIC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Nicolet Bankshares, Inc. (NIC) grew revenue by 6.4% over the past year. This is steady growth.
Yes, Nicolet Bankshares, Inc. (NIC) is profitable, generating $133.3M in net income for fiscal year 2025 (27.3% net margin).
Dividend & Returns
Yes, Nicolet Bankshares, Inc. (NIC) pays a dividend with a yield of 0.80%. This makes it attractive for income-focused investors.
Nicolet Bankshares, Inc. (NIC) has a return on equity (ROE) of 12.4%. This is reasonable for most industries.
Industry Metrics
Nicolet Bankshares, Inc. (NIC) has a net interest margin (NIM) of 3.3%. This indicates healthy earnings from lending activities.
Nicolet Bankshares, Inc. (NIC) has an efficiency ratio of 35.6%. This is excellent, indicating strong cost control.