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NetSol Technologies, Inc.(NTWK)Earnings, Financials & Key Ratios
NTWK•NASDAQ
16.8× P/E·Price updated Jun 19, 2026
AboutNetSol Technologies, Inc. designs, develops, markets, and exports software products to the automobile financing and leasing, banking, and financial services industries worldwide. The company offers NFS Ascent, a suite of financial applications for businesses in the finance and leasing industry. Its NFS Ascent constituent applications include Omni Point of Sale, a web-based application; Contract Management System (CMS), an application for managing and maintaining credit contracts; Wholesale Finance System (WFS), a system for automating and managing the lifecycle of wholesale finance; Dealer Auditor Access System, a web-based solution that could be used in conjunction with WFS or any third-party wholesale finance system; NFS Ascent On The Cloud, a cloud-version of NFS Ascent; and NFS Digital solutions covering Self Point of Sale, Mobile Account, Mobile Point of Sale, Mobile Dealer, Mobile Auditor, Mobile Collector, and Mobile Field Investigator. The company also provides Otoz Digital Auto-Retail, a white-labelled SaaS platform; Otoz Ecosystem, an API-based architecture; and Otoz Platform, a white label platform, which includes Dealer Tool and Customer App portals. In addition, it offers system integration, consulting, and IT products and services. It serves blue chip organizations, Dow-Jones 30 Industrials, Fortune 500 manufacturers and financial institutions, vehicle manufacturers, and enterprise technology providers. The company was incorporated in 1997 and is headquartered in Calabasas, California.Show more
- Revenue$66M+7.6%
- EBITDA$5M-4.8%
- Net Income$3M+327.5%
- EPS (Diluted)0.25+316.7%
- Gross Margin49.29%+3.3%
- EBITDA Margin7.51%-11.6%
- Operating Margin5.3%-6.9%
- Net Margin4.42%+297.1%
- ROE7.15%+298.8%
NTWK Key Insights
NetSol Technologies, Inc. (NTWK) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 25.6%
- ✓Trading at only 1.1x book value
- ✓Efficient asset utilization: 1.1x turnover
✗Weaknesses
- ✗Negative free cash flow
- ✗Low quality earnings: Net income not backed by cash flow
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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NTWK Price & Volume
NetSol Technologies, Inc. (NTWK) stock price & volume — 10-year historical chart
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NTWK Growth Metrics
NetSol Technologies, Inc. (NTWK) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years2.62%
5 Years3.23%
3 Years4.9%
TTM12.37%
Profit CAGR
10 Years-
5 Years25.55%
3 Years-
TTM566.8%
EPS CAGR
10 Years-
5 Years25.75%
3 Years-
TTM694.21%
Return on Capital
10 Years2.2%
5 Years0%
3 Years-0.75%
Last Year8.43%
NTWK Recent Earnings
NetSol Technologies, Inc. (NTWK) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 1/12 qtrs (50%)●Beat Revenue 2/12 qtrs (100%)
Q2 2026Latest
May 14, 2026Metric
Actual
Est
EPS
$0.11+37.5%
$0.08
Rev
$20M+31.3%
$15M
Q1 2026
Feb 12, 2026Metric
Actual
Est
EPS
$0.02-75.0%
$0.08
Rev
$19M+24.6%
$15M
Q4 2025
Nov 12, 2025Metric
Actual
Est
EPS
$0.20
—
Rev
$15M
—
Q4 2025
Sep 29, 2025Metric
Actual
Est
EPS
$0.22
—
Rev
$18M
—
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 14, 2026 | $0.11vs $0.08+37.5% | $20Mvs $15M+31.3% |
| Q1 2026 | Feb 12, 2026 | $0.02vs $0.08-75.0% | $19Mvs $15M+24.6% |
| Q4 2025 | Nov 12, 2025 | $0.20 | $15M |
| Q4 2025 | Sep 29, 2025 | $0.22 | $18M |
Based on last 12 quarters of dataView full earnings history →
NTWK Peer Comparison
NetSol Technologies, Inc. (NTWK) competitors in Financial services and insurance software — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 DSGX | 5.79B | 67.33 | 35.25 | 14.44% | 23.35% | 11.24% | 0.01 | |
 APPF | 5.45B | 151.50 | 39.05 | 19.72% | 15.27% | 30.9% | 0.13 | |
 EPAM | 4B | 76.64 | 11.40 | 15.42% | 6.96% | 10.66% | 0.04 | |
 EXLS | 4.06B | 25.93 | 16.84 | 13.56% | 11.66% | 27.16% | 0.44 | |
 INFU | 190.11M | 9.42 | 30.39 | 6.36% | 5.56% | 14% | 0.06 | |
 CACC | 6.04B | 579.73 | 15.44 | 8.57% | 19.61% | 29.39% | 4.17 | |
 ALLY | 14.3B | 45.49 | 19.19 | -25.75% | 5.61% | 5.74% | 1.40 | |
 WRLD | 896.53M | 177.95 | 10.92 | -1.46% | 7.46% | 10.79% | 1.20 |
Compare NTWK vs Peers
NetSol Technologies, Inc. (NTWK) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
NTWK Income Statement
NetSol Technologies, Inc. (NTWK) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Sales/Revenue | 65.37M | 60.93M | 67.82M | 56.37M | 54.92M | 57.25M | 52.39M | 61.39M | 66.09M | 72.06M |
Revenue Growth % | 1.26% | -6.79% | 11.31% | -16.88% | -2.58% | 4.24% | -8.48% | 17.18% | 7.65% | 12.37% |
Cost of Goods Sold | 36.96M | 31.72M | 33.37M | 29.41M | 28.57M | 33.51M | 35.48M | 32.11M | 33.51M | 35.74M |
COGS % of Revenue | 56.54% | 52.06% | 49.21% | 52.17% | 52.02% | 58.54% | 67.71% | 52.3% | 50.71% | - |
Gross Profit | 28.41M▲ 0% | 29.21M▲ 2.8% | 34.45M▲ 17.9% | 26.96M▼ 21.7% | 26.35M▼ 2.3% | 23.74M▼ 9.9% | 16.92M▼ 28.7% | 29.28M▲ 73.1% | 32.57M▲ 11.2% | 36.32M▲ 0% |
Gross Margin % | 43.46% | 47.94% | 50.79% | 47.83% | 47.98% | 41.46% | 32.29% | 47.7% | 49.29% | 50.4% |
Gross Profit Growth % | -7.77% | 2.81% | 17.94% | -21.72% | -2.26% | -9.93% | -28.74% | 73.12% | 11.23% | - |
Operating Expenses | 29.41M | 26.15M | 27.62M | 25.89M | 23.63M | 24.82M | 25.7M | 25.79M | 29.07M | 30.66M |
OpEx % of Revenue | 44.99% | 42.92% | 40.72% | 45.93% | 43.03% | 43.35% | 49.04% | 42.01% | 43.99% | - |
Selling, General & Admin | 26.49M | 23.87M | 24.75M | 23.59M | 21.99M | 22.61M | 24.09M | 24.39M | 27.8M | 29.75M |
SG&A % of Revenue | 40.53% | 39.18% | 36.49% | 41.85% | 40.04% | 39.5% | 45.99% | 39.73% | 42.06% | - |
Research & Development | 393.35K | 854K | 1.97M | 1.47M | 674.17K | 1.34M | 1.6M | 1.4M | 1.28M | 905.91K |
R&D % of Revenue | 0.6% | 1.4% | 2.91% | 2.61% | 1.23% | 2.34% | 3.06% | 2.28% | 1.93% | - |
Other Operating Expenses | 50.38K | 42.85K | 897.8K | 834.58K | 965.63K | 863.18K | 0 | 0 | 0 | 0 |
Operating Income | -1M▲ 0% | 3.05M▲ 405.1% | 6.83M▲ 123.5% | 1.07M▼ 84.3% | 2.72M▲ 154.2% | -1.08M▼ 139.6% | -8.78M▼ 714.2% | 3.49M▲ 139.8% | 3.5M▲ 0.2% | 5.66M▲ 0% |
Operating Margin % | -1.53% | 5.01% | 10.07% | 1.9% | 4.95% | -1.88% | -16.76% | 5.69% | 5.3% | 7.86% |
Operating Income Growth % | -115.89% | 405.12% | 123.51% | -84.32% | 154.2% | -139.63% | -714.22% | 139.79% | 0.23% | - |
EBITDA | 5.56M | 8.63M | 11.25M | 4.8M | 6.68M | 2.73M | -5.54M | 5.22M | 4.97M | 6.96M |
EBITDA Margin % | 8.51% | 14.16% | 16.59% | 8.52% | 12.16% | 4.78% | -10.57% | 8.49% | 7.51% | 9.65% |
EBITDA Growth % | -58.67% | 55.16% | 30.4% | -57.32% | 39.04% | -59.06% | -302.47% | 194.22% | -4.79% | 169.92% |
D&A (Non-Cash Add-back) | 6.56M | 5.57M | 4.42M | 3.73M | 3.96M | 3.81M | 3.24M | 1.72M | 1.46M | 1.29M |
EBIT | -494.44K | 8.45M | 13.39M | 2.68M | 3.68M | 2.46M | -2.45M | 4.37M | 3.5M | 5.66M |
Net Interest Income | -130.32K | 169.83K | 643.26K | 1.22M | 623.14K | 1.29M | 452.82K | 769.09K | 999.68K | 291K |
Interest Income | 179.72K | 592.15K | 955.06K | 1.57M | 1.02M | 1.66M | 1.22M | 1.91M | 1.87M | 975.43K |
Interest Expense | 310.04K | 422.33K | 311.8K | 346.86K | 394.29K | 369.8K | 765.03K | 1.14M | 871.36K | 684.43K |
Other Income/Expense | 196.73K | 4.97M | 6.25M | 1.26M | 567.4K | 3.17M | 5.56M | -270.11K | 2.55M | 1.34M |
Pretax Income | -804.49K▲ 0% | 8.02M▲ 1097.3% | 13.08M▲ 63.0% | 2.33M▼ 82.2% | 3.29M▲ 40.9% | 2.09M▼ 36.4% | -3.22M▼ 254.0% | 3.22M▲ 200.2% | 6.05M▲ 87.6% | 7.01M▲ 0% |
Pretax Margin % | -1.23% | 13.17% | 19.28% | 4.14% | 5.99% | 3.65% | -6.14% | 5.25% | 9.15% | 9.72% |
Income Tax | 931.95K | 873.03K | 1.06M | 1.14M | 1.03M | 988.94K | 926.56K | 1.15M | 1.48M | 2.24M |
Effective Tax Rate % | -115.84% | 10.88% | 8.09% | 48.91% | 31.22% | 47.32% | -28.79% | 35.54% | 24.41% | 31.99% |
Net Income | -4.98M▲ 0% | 4.31M▲ 186.5% | 12.02M▲ 179.0% | 937.08K▼ 92.2% | 1.78M▲ 89.8% | -851.16K▼ 147.9% | -5.24M▼ 516.1% | 683.87K▲ 113.0% | 2.92M▲ 327.5% | 1.77M▲ 0% |
Net Margin % | -7.62% | 7.07% | 17.72% | 1.66% | 3.24% | -1.49% | -10.01% | 1.11% | 4.42% | 2.45% |
Net Income Growth % | -246.29% | 186.52% | 179.03% | -92.2% | 89.77% | -147.86% | -516.07% | 113.04% | 327.45% | 566.8% |
Net Income (Continuing) | -1.74M | 7.15M | 12.02M | 1.19M | 2.26M | 1.1M | -4.14M | 2.08M | 4.57M | 4.76M |
Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Minority Interest | 14.8M | 14.15M | 8.41M | 6.49M | 7.22M | 5.45M | 2.98M | 4.69M | 4.43M | 7.1M |
EPS (Diluted) | -0.46▲ 0% | 0.38▲ 182.6% | 1.03▲ 171.1% | 0.08▼ 92.3% | 0.15▲ 88.7% | -0.08▼ 150.5% | -0.46▼ 507.7% | 0.06▲ 113.0% | 0.25▲ 316.7% | 0.15▲ 0% |
EPS Growth % | -243.75% | 182.61% | 171.05% | -92.28% | 88.68% | -150.47% | -507.66% | 113.04% | 316.67% | 694.21% |
EPS (Basic) | -0.46 | 0.38 | 1.04 | 0.08 | 0.15 | -0.08 | -0.46 | 0.06 | 0.25 | - |
Diluted Shares Outstanding | 10.91M | 11.2M | 11.62M | 11.78M | 11.5M | 11.25M | 11.28M | 11.42M | 11.58M | 11.84M |
Basic Shares Outstanding | 10.82M | 11.2M | 11.6M | 11.73M | 11.5M | 11.25M | 11.28M | 11.38M | 11.58M | 11.82M |
Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - |
NTWK Balance Sheet
NetSol Technologies, Inc. (NTWK) balance sheet — assets, liabilities & shareholders' equity
| Metric | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Total Current Assets | 44.27M | 57.35M | 54.59M | 51.9M | 55.58M | 49.43M | 41.6M | 47.46M | 46.32M | 52.32M |
Cash & Short-Term Investments | 14.17M | 22.09M | 17.37M | 20.17M | 33.71M | 23.96M | 15.53M | 19.13M | 17.36M | 14.74M |
Cash Only | 14.17M | 22.09M | 17.37M | 20.17M | 33.71M | 23.96M | 15.53M | 19.13M | 17.36M | 14.74M |
Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accounts Receivable | 28.02M | 33.1M | 34.85M | 29.9M | 19.01M | 23.24M | 24.09M | 25.73M | 25.76M | 16.65M |
Days Sales Outstanding | 156.44 | 198.31 | 187.54 | 193.62 | 126.32 | 148.18 | 167.84 | 153 | 142.26 | 94.91 |
Inventory | 0 | 0 | 1.97M | 1.71M | 0 | 1.92M | 1.69M | -559.25K | 0 | 0 |
Days Inventory Outstanding | - | - | 21.59 | 21.17 | - | 20.88 | 17.38 | - | - | - |
Other Current Assets | 2.07M | 4.16M | 586.33K | -916.59K | 223.6K | -1.08M | -1.01M | 1.55M | 3.2M | 20.93M |
Total Non-Current Assets | 55.41M | 42.42M | 32.91M | 36.58M | 31.03M | 23.18M | 16.78M | 16.72M | 16.12M | 19.6M |
Property, Plant & Equipment | 20.37M | 16.17M | 12.1M | 13.69M | 13.44M | 10.35M | 7.31M | 6.44M | 5.88M | 6.43M |
Fixed Asset Turnover | 3.21x | 3.77x | 5.61x | 4.12x | 4.09x | 5.53x | 7.16x | 9.54x | 11.23x | 11.84x |
Goodwill | 9.52M | 9.52M | 9.52M | 9.52M | 9.52M | 9.3M | 9.3M | 9.3M | 9.3M | 9.3M |
Intangible Assets | 17.04M | 12.25M | 7.33M | 5.39M | 3.9M | 1.59M | 127.93K | 0 | 0 | 1.04M |
Long-Term Investments | 3.06M | 3.22M | 2.65M | 2.39M | 3.16M | 1.06M | 25.4K | 979.42K | 903.77K | 5.37M |
Other Non-Current Assets | 4.08M | 862.12K | 23.57K | 41.99K | 55.13K | 879.15K | 6.93K | 6.94K | 32.33K | 7.19K |
Total Assets | 99.68M▲ 0% | 99.77M▲ 0.1% | 87.5M▼ 12.3% | 88.47M▲ 1.1% | 86.61M▼ 2.1% | 72.61M▼ 16.2% | 58.38M▼ 19.6% | 64.19M▲ 9.9% | 62.44M▼ 2.7% | 71.92M▲ 0% |
Asset Turnover | 0.66x | 0.61x | 0.78x | 0.64x | 0.63x | 0.79x | 0.90x | 0.96x | 1.06x | 1.11x |
Asset Growth % | 6.78% | 0.1% | -12.31% | 1.12% | -2.11% | -16.16% | -19.6% | 9.95% | -2.72% | 26.82% |
Total Current Liabilities | 21.12M | 22.51M | 20.45M | 20.12M | 23.48M | 20.83M | 20.77M | 23.87M | 19.71M | 27.04M |
Accounts Payable | 1.47M | 1.67M | 1.16M | 1.35M | 1.07M | 1.18M | 1.11M | 1.43M | 8.01M | 1.04M |
Days Payables Outstanding | 14.48 | 19.17 | 12.65 | 16.77 | 13.64 | 12.8 | 11.47 | 16.22 | 87.25 | 10.56 |
Short-Term Debt | 10.22M | 8.6M | 6.91M | 10.25M | 11.22M | 8.34M | 5.61M | 6.21M | 8.24M | 8.72M |
Deferred Revenue (Current) | 3.93M | 5.95M | 5.98M | 4.1M | 4.56M | 4.9M | 7.93M | 8.75M | 3.03M | 19.83M |
Other Current Liabilities | 4.62M | 5.68M | 5.25M | 88.32K | 1.18M | 4.09M | 759.29K | 455.6K | 0 | 6.04M |
Current Ratio | 2.10x | 2.55x | 2.67x | 2.58x | 2.37x | 2.37x | 2.00x | 1.99x | 2.35x | 1.94x |
Quick Ratio | 2.10x | 2.55x | 2.57x | 2.50x | 2.37x | 2.28x | 1.92x | 2.01x | 2.35x | 1.94x |
Cash Conversion Cycle | - | - | 196.48 | 198.03 | - | 156.25 | 173.75 | - | - | 84.35 |
Total Non-Current Liabilities | 366.76K | 330.6K | 564.57K | 2.88M | 1.26M | 923.48K | 828.42K | 784.52K | 467.98K | 613.23K |
Long-Term Debt | 0 | 0 | 67.13K | 1.36M | 651.23K | 12.87K | 0 | 0 | 134.61K | 244.27K |
Capital Lease Obligations | 366.76K | 330.6K | 497.44K | 1.52M | 612.87K | 910.62K | 828.42K | 784.52K | 333.37K | 1.98M |
Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Liabilities | 21.48M | 22.84M | 21.01M | 23M | 24.74M | 21.75M | 21.6M | 24.65M | 20.18M | 27.65M |
Total Debt | 10.59M | 8.93M | 7.47M | 14.54M | 13.49M | 10.04M | 7.11M | 7.67M | 9.14M | 9.33M |
Net Debt | -3.58M | -13.16M | -9.9M | -5.63M | -20.22M | -13.92M | -8.42M | -11.46M | -8.22M | -5.41M |
Debt / Equity | 0.14x | 0.12x | 0.11x | 0.22x | 0.22x | 0.20x | 0.19x | 0.19x | 0.22x | 0.21x |
Debt / EBITDA | 1.90x | 1.03x | 0.66x | 3.03x | 2.02x | 3.67x | - | 1.47x | 1.84x | 1.34x |
Net Debt / EBITDA | -0.64x | -1.53x | -0.88x | -1.17x | -3.03x | -5.09x | - | -2.20x | -1.65x | -0.78x |
Interest Coverage | -1.59x | 20.00x | 42.94x | 7.73x | 9.34x | 6.65x | -3.21x | 3.82x | 4.02x | 8.27x |
Total Equity | 78.19M▲ 0% | 76.94M▼ 1.6% | 66.48M▼ 13.6% | 65.48M▼ 1.5% | 61.87M▼ 5.5% | 50.85M▼ 17.8% | 36.78M▼ 27.7% | 39.53M▲ 7.5% | 42.26M▲ 6.9% | 44.27M▲ 0% |
Equity Growth % | 0.71% | -1.61% | -13.59% | -1.51% | -5.52% | -17.8% | -27.67% | 7.48% | 6.9% | 31.58% |
Book Value per Share | 7.17 | 6.87 | 5.72 | 5.56 | 5.38 | 4.52 | 3.26 | 3.46 | 3.65 | 3.74 |
Total Shareholders' Equity | 63.39M | 62.79M | 58.07M | 58.99M | 54.65M | 45.4M | 33.81M | 34.84M | 37.83M | 37.18M |
Common Stock | 112.25K | 117.08K | 119.12K | 121.22K | 121.82K | 121.97K | 122.85K | 123.6K | 127.01K | 127.86K |
Retained Earnings | -42.3M | -37.99M | -35.21M | -34.27M | -38.8M | -39.65M | -44.9M | -44.21M | -41.29M | -42.1M |
Treasury Stock | -454.31K | -1.21M | -1.46M | -1.46M | -3.82M | -3.92M | -3.92M | -3.92M | -3.92M | -3.92M |
Accumulated OCI | -18.07M | -24.39M | -33.13M | -34.09M | -31.87M | -39.36M | -45.98M | -45.94M | -46.61M | -46.56M |
Minority Interest | 14.8M | 14.15M | 8.41M | 6.49M | 7.22M | 5.45M | 2.98M | 4.69M | 4.43M | 7.1M |
NTWK Cash Flow Statement
NetSol Technologies, Inc. (NTWK) cash flow — operating, investing & free cash flow history
| Metric | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | Jun'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 454.37K | 15.71M | 4.93M | 3.97M | 15.73M | 3.06M | 2.01M | 2.91M | 447.27K | -344.4K |
Operating CF Margin % | 0.7% | 25.79% | 7.27% | 7.05% | 28.63% | 5.35% | 3.84% | 4.74% | 0.68% | - |
Operating CF Growth % | -72.61% | 3358.52% | -68.61% | -19.48% | 295.88% | -80.54% | -34.34% | 44.78% | -84.63% | -358.16% |
Net Income | -1.74M | 7.15M | 12.02M | 937.08K | 2.26M | 1.1M | -4.14M | 2.08M | 4.57M | 1.77M |
Depreciation & Amortization | 6.56M | 5.57M | 4.42M | 3.73M | 3.96M | 3.81M | 3.24M | 1.72M | 1.46M | 1.29M |
Stock-Based Compensation | 2.76M | 1.86M | 1.13M | 0 | 342.15K | 104.35K | 317.45K | 308.57K | 208.12K | 279.63K |
Deferred Taxes | 0 | -2.84M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Non-Cash Items | 4.2M | 3.73M | 1.28M | 1.83M | -356.29K | 2.46M | 3.84M | -131K | 397.61K | 688.11K |
Working Capital Changes | -8.57M | 241.23K | -13.92M | -2.53M | 9.52M | -4.42M | -1.24M | -1.07M | -6.19M | -6.36M |
Change in Receivables | 5.1M | -10.47M | -2.81M | 846.44K | 6.86M | -5.67M | -6.86M | -1.9M | 245.29K | -15.54M |
Change in Inventory | 0 | 0 | 47.82K | 0 | -474.1K | -1.12M | -709.76K | 0 | 0 | 0 |
Change in Payables | 751.84K | 1.65M | -47.82K | -1.4M | 474.1K | 1.12M | 709.76K | 1.61M | -197.31K | 1.06M |
Cash from Investing | -2.73M | -3.69M | -3.65M | -2.05M | -2.52M | -2.26M | -1.4M | -291.54K | -1.27M | -2.74M |
Capital Expenditures | -2.2M | -2.45M | -2.73M | -1.38M | -2.55M | -2.61M | -1.64M | -515.4K | -1.38M | -2.9M |
CapEx % of Revenue | 3.37% | 4.02% | 4.02% | 2.44% | 4.65% | 4.56% | 3.13% | 0.84% | 2.09% | 4.03% |
Acquisitions | 781.02K | -33.99K | -567.5K | 16.75K | -155.5K | -601.29K | 179.08K | 0 | 0 | 17.21K |
Investments | - | - | - | - | - | - | - | - | - | - |
Other Investing | 581.02K | -1.92M | -355.62K | -600K | 188.23K | 950.35K | 61.12K | 223.87K | 107.91K | 147.25K |
Cash from Financing | 4.38M | -1.02M | 17.17K | 1.7M | -1.17M | -1.38M | -718.99K | 239.55K | 822.88K | 326.34K |
Debt Issued (Net) | 5.63M | -260.86K | 746.93K | 3.61M | 1.2M | -328.26K | -657.87K | 239.55K | 2.15M | -2.22M |
Equity Issued (Net) | -38.88K | -750.71K | -250.94K | 11.62K | -2.36M | -1.05M | -61.12K | 0 | -1.02M | 1.42M |
Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Share Repurchases | -38.88K | -750.71K | -250.94K | 0 | -2.36M | -1.05M | -61.12K | 0 | -1.5M | 1.5M |
Other Financing | -1.21M | -5.19K | -478.82K | -1.92M | 0 | 0 | 0 | 0 | -306.8K | 1.13M |
Net Change in Cash | 2.62M▲ 0% | 7.92M▲ 202.7% | -4.72M▼ 159.7% | 2.8M▲ 159.3% | 13.54M▲ 383.4% | -9.74M▼ 172.0% | -8.43M▲ 13.5% | 3.59M▲ 142.6% | -1.77M▼ 149.2% | -4.03M▲ 0% |
Free Cash Flow | -1.75M▲ 0% | 13.26M▲ 858.5% | 2.21M▼ 83.4% | 2.6M▲ 17.6% | 13.17M▲ 407.6% | 451.42K▼ 96.6% | 370.13K▼ 18.0% | 2.39M▲ 546.8% | -935.5K▼ 139.1% | -2.21M▲ 0% |
FCF Margin % | -2.68% | 21.77% | 3.25% | 4.6% | 23.99% | 0.79% | 0.71% | 3.9% | -1.42% | -3.06% |
FCF Growth % | -4.29% | 858.5% | -83.36% | 17.61% | 407.64% | -96.57% | -18.01% | 546.79% | -139.08% | -136.49% |
FCF per Share | -0.16 | 1.18 | 0.19 | 0.22 | 1.15 | 0.04 | 0.03 | 0.21 | -0.08 | -0.19 |
FCF Conversion (FCF/Net Income) | -0.09x | 3.65x | 0.41x | 4.24x | 8.84x | -3.60x | -0.38x | 4.25x | 0.15x | -1.25x |
Interest Paid | 225.64K | 390.65K | 293.97K | 0 | 455.65K | 433.08K | 679.92K | 1.58M | 841.96K | 840K |
Taxes Paid | 195.73K | 700.13K | 848.5K | 0 | 601.7K | 1.23M | 982.73K | 704.87K | 1.41M | -193.1K |
NTWK Key Ratios
NetSol Technologies, Inc. (NTWK) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | -6.39% | 5.55% | 16.76% | 1.42% | 2.79% | -1.51% | -11.97% | 1.79% | 7.15% | 4.18% |
Return on Invested Capital (ROIC) | -1.03% | 3.31% | 8.51% | 1.38% | 4.02% | -2.06% | -20.17% | 9.29% | 8.46% | 12.72% |
Gross Margin | 43.46% | 47.94% | 50.79% | 47.83% | 47.98% | 41.46% | 32.29% | 47.7% | 49.29% | 50.4% |
Net Margin | -7.62% | 7.07% | 17.72% | 1.66% | 3.24% | -1.49% | -10.01% | 1.11% | 4.42% | 2.45% |
Debt / Equity | 0.14x | 0.12x | 0.11x | 0.22x | 0.22x | 0.20x | 0.19x | 0.19x | 0.22x | 0.21x |
Interest Coverage | -1.59x | 20.00x | 42.94x | 7.73x | 9.34x | 6.65x | -3.21x | 3.82x | 4.02x | 8.27x |
FCF Conversion | -0.09x | 3.65x | 0.41x | 4.24x | 8.84x | -3.60x | -0.38x | 4.25x | 0.15x | -1.25x |
Revenue Growth | 1.26% | -6.79% | 11.31% | -16.88% | -2.58% | 4.24% | -8.48% | 17.18% | 7.65% | 12.37% |
Related:NTWK Dividend History·NTWK Revenue History·NTWK Price History·NTWK P/E History·NTWK Financial Ratios·NTWK Institutional Holders
NTWK SEC Filings & Documents
NetSol Technologies, Inc. (NTWK) SEC filings — annual & quarterly reports (10-K, 10-Q)
NTWK Frequently Asked Questions
NetSol Technologies, Inc. (NTWK) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
NetSol Technologies, Inc. (NTWK) reported $72.1M in revenue for fiscal year 2025. This represents a 42582% increase from $0.2M in 1998.
NetSol Technologies, Inc. (NTWK) grew revenue by 7.6% over the past year. This is steady growth.
Yes, NetSol Technologies, Inc. (NTWK) is profitable, generating $1.8M in net income for fiscal year 2025 (4.4% net margin).
Dividend & Returns
NetSol Technologies, Inc. (NTWK) has a return on equity (ROE) of 7.1%. This is below average, suggesting room for improvement.
NetSol Technologies, Inc. (NTWK) had negative free cash flow of $2.2M in fiscal year 2025, likely due to heavy capital investments.