Nu Holdings demonstrates exceptional top-line growth, with total revenue expanding 36.6% year-over-year to $5.5B in Q2 2026, driven by its scalable digital platform and a growing fee income stream.
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue growth is decelerating from hyper-pace but remains robust at 36.6% year-over-year, while net interest margin compression to 3.4% suggests rising funding costs may offset the benefits of a higher-rate environment.
Nucor is positioned to benefit from a data center boom, with capacity projected to more than double between 2024 and 2035. This expansion drives domestic steel demand and supports higher pricing power for the company.
The company is moving into higher‑margin specialty items such as data center racks and industrial garage doors, stabilizing profitability beyond the cyclical steel market. Capital investments in new mills and data‑center infrastructure are expected to expand margins and diversify revenue streams.
Nucor has maintained positive free cash flow for ten consecutive years and a manageable debt‑to‑equity ratio. It has increased its dividend for over 50 years, reinforcing its reputation as a Dividend King and providing steady shareholder returns.
Trailing total returns as of 11/7/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 13, 2026 | $0.22+10.9% vs $0.20 | $5.9B+9.1% vs $5.4B |
Q2 2026 May 14, 2026 | $0.19-4.2% vs $0.20 | $5.3B+5.1% vs $5.1B |
Q1 2026 Feb 25, 2026 | $0.19-4.9% vs $0.20 | $4.9B+7.7% vs $4.6B |
Q4 2025 Nov 13, 2025 | $0.17+6.3% vs $0.16 | $4.0B+13.7% vs $3.5B |
Nu (NU) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
The company is revolutionizing digital banking in Latin America, making it a top choice for aggressive growth investors seeking exposure to rapidly expanding markets. With strong customer acquisition, innovative technology, and a large addressable market, Nu Holdings offers significant upside potential for investors focused on high growth. Its disruptive business model and rapid expansion in underbanked regions position it as a leading fintech, primed for substantial long-term returns.
Nu Holdings remains fundamentally strong despite recent market volatility, with the stock trading around $12 after Brazil's elections. The company's best-in-class ~19.5% efficiency ratio and 12.4% risk-adjusted NIM provide a huge competitive advantage and structural margin buffer against macroeconomic turmoil. Trading at a depressed P/E of just 15.7x despite compounding revenue at ~40% YoY with a 30%+ ROE, Nu is severely disconnected from its intrinsic value.
CME Group dominates the global derivatives market with industry-leading net margins. Nu is rapidly scaling its digital banking platform across Latin America with high revenue growth.
Benchmark NU against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Nu Holdings Ltd. (NU)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $12.03 | $58.26B | 16.36 | 36.64% | 25.95% | 30.24% | — | |
| $16.21 | $20.79B | 29.83 | 38.32% | 15.6% | 6.76% | — | |
| $68.11 | $22.69B | 11.90 | 22.48% | 44.6% | 43.38% | — | |
| $21.89 | $2.1B | 42.17 | 62.84% | 4.93% | 8.1% | — | |
| $15.96 | $1.84B | 8.91 | 14.97% | 15.88% | 13.62% | — | |
| $278.59 | $3.75B | 19.96 | 59.67% | 28.14% | 74.88% | — |
Nu Holdings Ltd. (NU) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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Nu Holdings Ltd. (NU) stock FAQ — growth, dividends, profitability & financials explained
Nu Holdings Ltd. (NU) grew revenue by 50.9% over the trailing twelve months, compared with the twelve months before.
Yes. Nu Holdings Ltd. (NU) earned $3.61B in net income over the trailing twelve months (a 25.9% net margin).
Nu Holdings Ltd. (NU) had a return on equity (ROE) of 30.2% over the trailing twelve months. That is well above the market's typical 10-15%.
Nu Holdings Ltd. (NU) has a net interest margin (NIM) of 9.9%. This indicates healthy earnings from lending activities.
Nu Holdings Ltd. (NU) has an efficiency ratio of 28.8%. This is excellent, indicating strong cost control.
