Ohio Valley Banc and LCNB differ in loan growth, funding, wealth management and valuation, but which community bank stock looks better positioned? Let's dive in.
Ohio Valley Banc Corp. demonstrates consistent net interest income growth, rising from $11.1 million in 2024Q1 to $14.9 million by 2026Q1, yet this performance is tempered by a stagnant net interest margin that has remained range-bound between 0.8% and 1.0%. W...
Price trend, volume and key moving averages
Trailing total returns as of 9/24/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 27, 2026 | $0.62 vs — | $27M vs — |
Q2 2026 Apr 28, 2026 | $0.91 vs — | $26M vs — |
Q2 2026 Mar 13, 2026 | $0.84 vs — | $24M vs — |
Q1 2026 Jan 27, 2026 | $0.84 vs — | $24M vs — |
Ohio Valley Banc and LCNB differ in loan growth, funding, wealth management and valuation, but which community bank stock looks better positioned? Let's dive in.
Ohio Valley Banc remains a 'buy' as prudent loan loss provisioning supports balance sheet integrity amid loan book expansion. Despite a 200%+ surge in loan loss provisions, OVBC's net interest income and non-interest income both grew, with EPS at $1.53 for H1. Loan book quality is stable: non-performing loans are 1.44%, past dues declined, and most exposures are real estate-backed.
GALLIPOLIS, Ohio, Aug. 19, 2026 /PRNewswire/ -- Ohio Valley Banc Corp. [Nasdaq: OVBC] (the "Company") announced the Board of Directors has authorized the extension date of its existing stock buyback program to August 31, 2027. The program was originally approved by the board in 2021 and was set to expire August 31 of this year.
OVBC's second-quarter 2026 earnings face pressure from higher credit loss provisions despite stronger net interest income and continued loan growth.
Benchmark OVBC against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Ohio Valley Banc Corp. (OVBC)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $43.61 | $205.45M | 13.18 | 7.65% | 23.38% | 9.73% | 2.09% | |
| $29.40 | $265.8M | 15.00 | 33.46% | 18.47% | 11.57% | — | |
| $21.23 | $204.74M | 14.54 | -9.39% | 14.64% | 6.77% | — | |
| $55.10 | $524.52M | 12.24 | -1.1% | 31.77% | 18.18% | — | |
| $29.69 | $381.51M | 14.41 | 34.4% | 17.71% | 11.57% | — | |
| $81.22 | $391.47M | 25.95 | -1.92% | 24.21% | 12.98% | — |
Ohio Valley Banc Corp. (OVBC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Ohio Valley Banc Corp. (OVBC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 19, 2026·SEC
Jul 27, 2026·SEC
Jul 14, 2026·SEC
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Ohio Valley Banc Corp. (OVBC) stock FAQ — growth, dividends, profitability & financials explained
Ohio Valley Banc Corp. (OVBC) grew revenue by 7.6% over the past year. This is steady growth.
Yes, Ohio Valley Banc Corp. (OVBC) is profitable, generating $14.2M in net income for fiscal year 2025 (23.4% net margin).
Yes, Ohio Valley Banc Corp. (OVBC) pays a dividend with a yield of 2.09%. This makes it attractive for income-focused investors.
Ohio Valley Banc Corp. (OVBC) has a return on equity (ROE) of 9.7%. This is below average, suggesting room for improvement.
Ohio Valley Banc Corp. (OVBC) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
Ohio Valley Banc Corp. (OVBC) has an efficiency ratio of 66.3%. This is higher than peers, suggesting room for cost optimization.