8-K Announcements
2Jul 31, 2024·SEC
May 12, 2021·SEC
Oxford Lane Capital Corp. (OXLC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Oxford Lane Capital Corp. (OXLC) stock price & volume — 10-year historical chart
Oxford Lane Capital Corp. (OXLC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Oxford Lane Capital Corp. (OXLC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Jan 26, 2026 | $0.24vs $0.26-7.7% | $252Mvs $138M+82.9% |
| Q2 2025 | May 19, 2025 | $0.19vs $1.30-114.5% | $224Mvs $138M+62.0% |
| Q4 2024 | Nov 1, 2024 | $1.30vs $0.28+364.3% | $204Mvs $115M+77.6% |
| Q2 2024 | May 14, 2024 | $2.75vs $0.26+957.7% | $158Mvs $151M+4.3% |
Oxford Lane Capital Corp. (OXLC) competitors in Closed-end funds and investment trusts — business model, growth, and fundamentals comparison
Oxford Lane Capital Corp. (OXLC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Oxford Lane Capital Corp. (OXLC) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 0 | 0 | 0 | 0 | 0 | -18.13M | -24.55M | -17.55M | -25.47M | 0 |
| NII Growth % | - | - | - | - | - | - | -35.45% | 28.54% | -45.16% | 0% |
| Net Interest Margin % | 0% | 0% | 0% | 0% | 0% | -1.29% | -1.84% | -1% | -0.9% | 0% |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 3.95M | 7.25M | 15.31M | 12.99M | 0 |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 22.08M | 31.81M | 32.86M | 38.46M | 0 |
| Loan Loss Provision | 14.59M | 19.38M | 23.62M | 31.63M | 32.12M | 0 | 0 | 0 | 0 | 148.58M |
| Non-Interest Income | 52.31M | 75.44M | 86.5M | 116M | 58.26M | 148.27M | -133.88M | 264.2M | 82.78M | 810.81M |
| Non-Interest Income % | 100% | 100% | 100% | 100% | 100% | 97.41% | 105.73% | 94.52% | 86.44% | 100% |
| Total Revenue | 52.31M▲ 0% | 75.44M▲ 44.2% | 86.5M▲ 14.7% | 116M▲ 34.1% | 58.26M▼ 49.8% | 152.22M▲ 161.3% | -126.63M▼ 183.2% | 279.52M▲ 320.7% | 95.77M▼ 65.7% | 810.81M▲ 0% |
| Revenue Growth % | 47.12% | 44.21% | 14.66% | 34.1% | -49.78% | 161.29% | -183.19% | 320.74% | -65.74% | 129.16% |
| Non-Interest Expense | 0 | 0 | 0 | 0 | 0 | 4.27M | 12.86M | 11.55M | 8.85M | 0 |
| Efficiency Ratio | 0% | 0% | 0% | 0% | 0% | 2.8% | -10.15% | 4.13% | 9.24% | 0% |
| Operating Income | 105.2M▲ 0% | 39.72M▼ 62.2% | -20.98M▼ 152.8% | -275.65M▼ 1213.8% | 306.21M▲ 211.1% | 125.88M▼ 58.9% | -171.29M▼ 236.1% | 235.11M▲ 237.3% | 48.46M▼ 79.4% | 271.23M▲ 0% |
| Operating Margin % | 201.1% | 52.64% | -24.26% | -237.64% | 525.6% | 82.69% | 135.27% | 84.11% | 50.6% | 33.45% |
| Operating Income Growth % | 222.64% | -62.25% | -152.83% | -1213.76% | 211.09% | -58.89% | -236.08% | 237.26% | -79.39% | - |
| Pretax Income | 105.2M▲ 0% | 38.01M▼ 63.9% | -20.98M▼ 155.2% | -291.13M▼ 1287.5% | 289.93M▲ 199.6% | 125.88M▼ 56.6% | -171.29M▼ 236.1% | 235.11M▲ 237.3% | 48.46M▼ 79.4% | 189.2M▲ 0% |
| Pretax Margin % | 201.1% | 50.38% | -24.26% | -250.98% | 497.66% | 82.69% | 135.27% | 84.11% | 50.6% | 23.34% |
| Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Net Income | 105.2M▲ 0% | 38.01M▼ 63.9% | -20.98M▼ 155.2% | -291.13M▼ 1287.5% | 289.93M▲ 199.6% | 125.88M▼ 56.6% | -171.29M▼ 236.1% | 235.11M▲ 237.3% | 48.46M▼ 79.4% | 189.2M▲ 0% |
| Net Margin % | 201.1% | 50.38% | -24.26% | -250.98% | 497.66% | 82.69% | 135.27% | 84.11% | 50.6% | 23.34% |
| Net Income Growth % | 222.64% | -63.87% | -155.21% | -1287.54% | 199.59% | -56.58% | -236.08% | 237.26% | -79.39% | 349.82% |
| Net Income (Continuing) | 105.2M | 38.01M | -20.98M | -291.13M | 289.93M | 125.88M | -171.29M | 235.11M | 48.46M | 189.2M |
| EPS (Diluted) | 4.62▲ 0% | 1.49▼ 67.8% | -0.51▼ 134.2% | -4.14▼ 711.8% | 3.14▲ 175.8% | 1.20▼ 61.8% | -1.14▼ 195.0% | 1.12▲ 198.2% | 0.11▼ 90.5% | 2.17▲ 0% |
| EPS Growth % | 201.08% | -67.78% | -134.23% | -711.76% | 175.85% | -61.78% | -195% | 198.25% | -90.46% | 243.31% |
| EPS (Basic) | 23.12 | 7.45 | -2.55 | -20.70 | 15.70 | 6.00 | -5.70 | 5.60 | 0.53 | - |
| Diluted Shares Outstanding | 4.55M | 5.1M | 8.23M | 14.06M | 18.47M | 20.98M | 30.05M | 41.98M | 90.64M | 87.03M |
Oxford Lane Capital Corp. (OXLC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M | 563.92M |
| Cash & Due from Banks | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M | 19.1M |
| Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments Growth % | - | - | - | - | - | - | - | - | - | 0% |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 25.99M | 24.18M | 28.46M | 24.65M | 30.13M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 0 | 0 | 0 | 0 | 0 | 1.35B | 1.29B | 1.68B | 2.52B | 2.6B |
| Total Current Assets | 0 | 0 | 0 | 0 | 0 | 61.02M | 45.92M | 71.44M | 320M | 49.23M |
| Total Non-Current Assets | 0 | 0 | 0 | 0 | 0 | 1.35B | 1.29B | 1.68B | 2.52B | 2.6B |
| Total Assets | 377.12M▲ 0% | 514.19M▲ 36.3% | 573.35M▲ 11.5% | 531.94M▼ 7.2% | 934.86M▲ 75.7% | 1.41B▲ 50.6% | 1.34B▼ 5.1% | 1.75B▲ 31.1% | 2.84B▲ 62.2% | 2.65B▲ 0% |
| Asset Growth % | 38.37% | 36.35% | 11.51% | -7.22% | 75.75% | 50.63% | -5.12% | 31.05% | 62.2% | 160.68% |
| Return on Assets (ROA) | 32.39% | 8.53% | -3.86% | -52.68% | 39.53% | 10.75% | -12.48% | 15.23% | 2.11% | 7.14% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 32.64K | 32.64K | 2.42M | 1.45M | 101.44K |
| Total Debt | 133.36M | 218.15M | 212.83M | 254.28M | 328.11M | 193.58M | 194.56M | 195.6M | 486.92M | 488.09M |
| Net Debt | 119.34M | 197.81M | 191.36M | 242.62M | 237.24M | 158.91M | 172.82M | 152.62M | 191.57M | 468.98M |
| Long-Term Debt | 133.36M | 151.68M | 152.93M | 214.17M | 305.18M | 193.58M | 194.56M | 195.6M | 486.92M | 488.09M |
| Short-Term Debt | 0 | 66.47M | 59.9M | 40.12M | 22.92M | 33.54M | 0 | 0 | 0 | 6.45M |
| Other Liabilities | -133.36M | -151.68M | -152.93M | -214.17M | -305.18M | 267.37M | 348.3M | 381.84M | 394.88M | 297.21M |
| Total Current Liabilities | 0 | 0 | 0 | 0 | 0 | 32.64K | 32.64K | 2.42M | 1.45M | 101.44K |
| Total Non-Current Liabilities | 0 | 0 | 0 | 0 | 0 | 460.95M | 542.86M | 577.43M | 881.8M | 785.3M |
| Total Liabilities | 145.07M | 224.26M | 219.52M | 263.15M | 338.61M | 460.99M | 542.89M | 579.85M | 883.25M | 785.4M |
| Total Equity | 232.05M▲ 0% | 289.93M▲ 24.9% | 353.83M▲ 22.0% | 268.79M▼ 24.0% | 596.25M▲ 121.8% | 947.16M▲ 58.9% | 793.15M▼ 16.3% | 1.17B▲ 47.6% | 1.96B▲ 67.1% | 1.86B▲ 0% |
| Equity Growth % | 75.86% | 24.94% | 22.04% | -24.04% | 121.83% | 58.85% | -16.26% | 47.65% | 67.09% | 191.64% |
| Equity / Assets (Capital Ratio) | 61.53% | 56.39% | 61.71% | 50.53% | 63.78% | 67.26% | 59.37% | 66.88% | 68.9% | 70.35% |
| Return on Equity (ROE) | 57.8% | 14.56% | -6.52% | -93.52% | 67.03% | 16.31% | -19.68% | 23.94% | 3.1% | 10.15% |
| Book Value per Share | 51.00 | 56.83 | 43.00 | 19.11 | 32.29 | 45.15 | 26.39 | 27.89 | 21.59 | 21.42 |
| Tangible BV per Share | 51.00 | 56.83 | 43.00 | 19.11 | 32.29 | 45.15 | 26.39 | 27.89 | 21.59 | 21.42 |
| Common Stock | 328.35M | 0 | 0 | 0 | 1M | 1.44M | 1.72M | 2.39M | 4.53M | 971.09K |
| Additional Paid-in Capital | 0 | 372.85M | 473.52M | 723.51M | 782.88M | 1.06B | 1.21B | 1.54B | 2.63B | 2.77B |
| Retained Earnings | -25.67M | -25.27M | -119.68M | -454.72M | -187.64M | -111.03M | -417.03M | -367.99M | -674.31M | -911.72M |
| Accumulated OCI | -70.63M | -57.65M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Oxford Lane Capital Corp. (OXLC) cash flow — operating, investing & free cash flow history
| Line item | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -844.22K | -71.15M | 91.56M | 122.8M | 124.01M | -385.5M | -91.56M | -123.79M | -703.8M | -703.8M |
| Operating CF Growth % | -101.29% | -8327.54% | 228.69% | 34.12% | 0.98% | -410.87% | 76.25% | -35.2% | -468.52% | 266.55% |
| Net Income | 105.2M | 38.01M | -20.98M | -291.13M | 289.93M | 125.88M | -171.29M | 235.11M | 48.46M | 189.2M |
| Depreciation & Amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | -108.71M | -111M | 115.85M | 413.76M | -161.38M | -507.47M | 72.86M | -361.32M | -768.84M | 1.28B |
| Working Capital Changes | 2.67M | 1.84M | -3.31M | 174.17K | -4.54M | -3.91M | 6.87M | 2.42M | 16.59M | 50.66M |
| Cash from Investing | 0 | 0 | -174.96M | -394.02M | -131.95M | -932.95M | 0 | 0 | 0 | -2.42B |
| Purchase of Investments | 0 | 0 | -504.13M | -497.41M | -375.19M | -1.22B | -543.45M | -597.19M | -1.6B | -2.59B |
| Sale/Maturity of Investments | 0 | 0 | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 4M |
| Net Investment Activity | 0 | 0 | -503.13M | -496.41M | -374.19M | -1.22B | -542.45M | -596.19M | -1.6B | -2.59B |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | 0 | 0 | 0 | 0 | 0 | 0 | 472.86M | 546.96M | 1.56B | 0 |
| Cash from Financing | -5.5M | 77.46M | 84.54M | 261.41M | 87.14M | 329.3M | 78.63M | 145.03M | 956.17M | 897.16M |
| Dividends Paid | -48.9M | -41.52M | -54.24M | -83.99M | -75.09M | -85.6M | -122.53M | -166.6M | -308.53M | -624.48M |
| Share Repurchases | -15.31M | -50.5M | 0 | -30M | -6.38M | 0 | 0 | 0 | 0 | -20.47M |
| Stock Issued | 59.75M | 130.44M | 138.77M | 377.9M | 112.29M | 314.25M | 141.42M | 315.16M | 1.05B | 1.32B |
| Net Stock Activity | 44.44M | 79.94M | 138.77M | 347.9M | 105.91M | 314.25M | 141.42M | 315.16M | 1.05B | 1.3B |
| Debt Issuance (Net) | 0 | 1000K | 0 | -1000K | 1000K | 1000K | 1000K | 0 | 1000K | 2M |
| Other Financing | -1.04M | -1.09M | 0 | 0 | 0 | -9.49M | -65.35M | -3.54M | -17.87M | -68.45M |
| Net Change in Cash | -6.35M▲ 0% | 6.32M▲ 199.5% | 1.14M▼ 82.0% | -9.81M▼ 960.9% | 79.2M▲ 907.3% | -56.19M▼ 170.9% | -12.93M▲ 77.0% | 21.23M▲ 264.2% | 252.37M▲ 1088.5% | -8M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 20.36M | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M |
| Cash at End | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M | 19.1M |
| Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | -844.22K▲ 0% | -71.15M▼ 8327.5% | 91.56M▲ 228.7% | 122.8M▲ 34.1% | 124.01M▲ 1.0% | -385.5M▼ 410.9% | -91.56M▲ 76.2% | -123.79M▼ 35.2% | -703.8M▼ 468.5% | 1.52B▲ 0% |
| FCF Growth % | -101.29% | -8327.54% | 228.69% | 34.12% | 0.98% | -410.87% | 76.25% | -35.2% | -468.52% | 73.71% |
Oxford Lane Capital Corp. (OXLC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 57.8% | 14.56% | -6.52% | -93.52% | 67.03% | 16.31% | -19.68% | 23.94% | 3.1% | 10.15% |
| Return on Assets (ROA) | 32.39% | 8.53% | -3.86% | -52.68% | 39.53% | 10.75% | -12.48% | 15.23% | 2.11% | 7.14% |
| Net Interest Margin | 0% | 0% | 0% | 0% | 0% | -1.29% | -1.84% | -1% | -0.9% | 0% |
| Efficiency Ratio | 0% | 0% | 0% | 0% | 0% | 2.8% | -10.15% | 4.13% | 9.24% | 0% |
| Equity / Assets | 61.53% | 56.39% | 61.71% | 50.53% | 63.78% | 67.26% | 59.37% | 66.88% | 68.9% | 70.35% |
| Book Value / Share | 51 | 56.83 | 43 | 19.11 | 32.29 | 45.15 | 26.39 | 27.89 | 21.59 | 21.42 |
| NII Growth | - | - | - | - | - | - | -35.45% | 28.54% | -45.16% | - |
| Dividend Payout | - | - | - | - | 25.9% | 68.01% | - | 70.86% | 636.69% | 330.06% |
Oxford Lane Capital Corp. (OXLC) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 31, 2024·SEC
May 12, 2021·SEC
Oxford Lane Capital Corp. (OXLC) stock FAQ — growth, dividends, profitability & financials explained
Oxford Lane Capital Corp. (OXLC) saw revenue decline by 65.7% over the past year.
Yes, Oxford Lane Capital Corp. (OXLC) is profitable, generating $189.2M in net income for fiscal year 2025 (50.6% net margin).
Yes, Oxford Lane Capital Corp. (OXLC) pays a dividend with a yield of 33.94%. This makes it attractive for income-focused investors.
Oxford Lane Capital Corp. (OXLC) has a return on equity (ROE) of 3.1%. This is below average, suggesting room for improvement.
Oxford Lane Capital Corp. (OXLC) has a net interest margin (NIM) of -0.9%. NIM has been under pressure due to interest rate environment.
Oxford Lane Capital Corp. (OXLC) has an efficiency ratio of 9.2%. This is excellent, indicating strong cost control.
Oxford Lane Capital Corp. (OXLC) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates