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Oxford Lane Capital Corp.(OXLC)Earnings, Financials & Key Ratios
OXLC•NASDAQ•Banking & Credit
Price updated Jun 19, 2026
AboutOxford Lane Capital Corp. is a close ended fund launched and managed by Oxford Lane Management LLC. It invests in fixed income securities. The fund primarily invests in securitization vehicles which in turn invest in senior secured loans made to companies whose debt is rated below investment grade or is unrated. Oxford Lane Capital Corp was formed on June 9, 2010 and is domiciled in the United States.Show more
- Net Interest Income$410M+1708.2%
- Total Revenue$392M+309.1%
- Net Income-$585M-1307.4%
- Return on Equity-39.16%-1364.0%
- Net Interest Margin22.38%+2595.1%
- Efficiency Ratio203.69%+2104.3%
- ROA-25.05%-1286.9%
- Equity / Assets56.33%-18.2%
- Book Value per Share10.56-51.1%
OXLC Key Insights
Oxford Lane Capital Corp. (OXLC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong NIM of 22.4%
- ✓Well capitalized: 56.3% equity/assets
- ✓Trading at only 0.8x book value
✗Weaknesses
- ✗High cost structure: 203.7% efficiency ratio
- ✗Weak momentum: RS Rating 15 (bottom 15%)
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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OXLC Price & Volume
Oxford Lane Capital Corp. (OXLC) stock price & volume — 10-year historical chart
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OXLC Growth Metrics
Oxford Lane Capital Corp. (OXLC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years20.72%
5 Years25.2%
3 Years14.31%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-940.9%
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-4780%
Return on Capital
10 Years8.56%
5 Years4.04%
3 Years-2%
Last Year-22.72%
OXLC Recent Earnings
Oxford Lane Capital Corp. (OXLC) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 5/12 qtrs (42%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
May 22, 2026Metric
Actual
Est
EPS
$6.23-375.7%
$2.26
Rev
$166M-31.9%
$244M
Q1 2026
Jan 26, 2026Metric
Actual
Est
EPS
$0.24-7.7%
$0.26
Rev
$252M+82.9%
$138M
Q2 2025
May 19, 2025Metric
Actual
Est
EPS
$0.19-114.5%
$1.30
Rev
$224M+62.0%
$138M
Q4 2024
Nov 1, 2024Metric
Actual
Est
EPS
$1.30+364.3%
$0.28
Rev
$204M+77.6%
$115M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 22, 2026 | $6.23vs $2.26-375.7% | $166Mvs $244M-31.9% |
| Q1 2026 | Jan 26, 2026 | $0.24vs $0.26-7.7% | $252Mvs $138M+82.9% |
| Q2 2025 | May 19, 2025 | $0.19vs $1.30-114.5% | $224Mvs $138M+62.0% |
| Q4 2024 | Nov 1, 2024 | $1.30vs $0.28+364.3% | $204Mvs $115M+77.6% |
Based on last 12 quarters of dataView full earnings history →
OXLC Peer Comparison
Oxford Lane Capital Corp. (OXLC) competitors in Closed-end funds and investment trusts — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 ECC | 483.88M | 3.66 | -3.49 | 0.12% | -74.05% | -11.73% | 0.37 | |
 OCCI | 73.29M | 2.50 | -6.41 | 116.98% | -22.88% | -6.12% | 0.74 | |
 ARCC | 12.95B | 18.03 | 9.69 | 32.87% | 43.69% | 8.11% | 1.12 | |
 FSCO | 997.19M | 4.93 | 6.49 | -18.64% | 10.48% | 0.20 | ||
 CGBD | 760.99M | 10.95 | 10.84 | 17.9% | 23.81% | 4.42% | 1.31 | |
 SLRC | 677.57M | 12.42 | 7.31 | 24.76% | 39.78% | 7.31% | 1.15 | |
 TPVG | 202.99M | 5.00 | 4.10 | 36.55% | -19.55% | -3.39% | 1.33 | |
 GAIN | 588.57M | 14.78 | 3.10 | -20.47% | 173.56% | 34.04% | 0.84 |
Compare OXLC vs Peers
Oxford Lane Capital Corp. (OXLC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
OXLC Income Statement
Oxford Lane Capital Corp. (OXLC) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 0 | 0 | 0 | 0 | -18.13M | -24.55M | -17.55M | -25.47M | 409.59M |
NII Growth % | - | - | - | - | - | -35.45% | 28.54% | -45.16% | 1708.21% |
Net Interest Margin % | 0% | 0% | 0% | 0% | -1.29% | -1.84% | -1% | -0.9% | 22.38% |
Interest Income | 0 | 0 | 0 | 0 | 3.95M | 7.25M | 15.31M | 12.99M | 464.06M |
Interest Expense | 0 | 0 | 0 | 0 | 22.08M | 31.81M | 32.86M | 38.46M | 54.48M |
Loan Loss Provision | 0 | 0 | 0 | 0 | -22.08M | -31.81M | -32.86M | 0 | 69.91M |
Non-Interest Income | 74.82M | 89.4M | 122.15M | 127.35M | 195.35M | 255.01M | 291.47M | 82.78M | -72.31M |
Non-Interest Income % | 100% | 100% | 100% | 100% | 98.02% | 97.24% | 95.01% | 86.44% | -18.46% |
Total Revenue | 74.82M▲ 0% | 89.4M▲ 19.5% | 122.15M▲ 36.6% | 127.35M▲ 4.3% | 199.3M▲ 56.5% | 262.27M▲ 31.6% | 306.79M▲ 17.0% | 95.77M▼ 68.8% | 391.76M▲ 309.1% |
Revenue Growth % | 29.12% | 19.49% | 36.64% | 4.25% | 56.51% | 31.59% | 16.98% | -68.78% | 309.08% |
Non-Interest Expense | 21.06M | 25.26M | 33.73M | 34.65M | 57.43M | 68.97M | 81.7M | 8.85M | 797.99M |
Efficiency Ratio | 28.15% | 28.26% | 27.62% | 27.21% | 28.82% | 26.3% | 26.63% | 9.24% | 203.69% |
Operating Income | 53.75M▲ 0% | 64.14M▲ 19.3% | 88.42M▲ 37.9% | 92.69M▲ 4.8% | 141.87M▲ 53.1% | 193.3M▲ 36.3% | 225.09M▲ 16.4% | 48.46M▼ 78.5% | -530.62M▼ 1195.0% |
Operating Margin % | 71.85% | 71.74% | 72.38% | 72.79% | 71.18% | 73.7% | 73.37% | 50.6% | -135.44% |
Operating Income Growth % | 28.43% | 19.32% | 37.86% | 4.84% | 53.05% | 36.25% | 16.45% | -78.47% | -1195.01% |
Pretax Income | 38.01M▲ 0% | -20.98M▼ 155.2% | -291.13M▼ 1287.5% | 289.93M▲ 199.6% | 125.88M▼ 56.6% | -171.29M▼ 236.1% | 240.82M▲ 240.6% | 48.46M▼ 79.9% | -585.09M▼ 1307.4% |
Pretax Margin % | 50.8% | -23.47% | -238.34% | 227.67% | 63.16% | -65.31% | 78.5% | 50.6% | -149.35% |
Income Tax | 0 | 0 | 0 | 0 | 0 | 0 | 5.71M | 0 | 0 |
Effective Tax Rate % | 0% | 0% | 0% | 0% | 0% | 0% | 2.37% | 0% | 0% |
Net Income | 38.01M▲ 0% | -20.98M▼ 155.2% | -291.13M▼ 1287.5% | 289.93M▲ 199.6% | 125.88M▼ 56.6% | -171.29M▼ 236.1% | 235.11M▲ 237.3% | 48.46M▼ 79.4% | -585.09M▼ 1307.4% |
Net Margin % | 50.8% | -23.47% | -238.34% | 227.67% | 63.16% | -65.31% | 76.63% | 50.6% | -149.35% |
Net Income Growth % | -63.87% | -155.21% | -1287.54% | 199.59% | -56.58% | -236.08% | 237.26% | -79.39% | -1307.43% |
Net Income (Continuing) | 38.01M | -20.98M | -291.13M | 289.93M | 125.88M | -171.29M | 235.11M | 48.46M | -585.09M |
EPS (Diluted) | 7.45▲ 0% | -2.55▼ 134.2% | -20.70▼ 711.8% | 15.70▲ 175.8% | 6.00▼ 61.8% | -5.70▼ 195.0% | 5.60▲ 198.2% | 0.53▼ 90.5% | -5.99▼ 1230.2% |
EPS Growth % | -67.78% | -134.23% | -711.76% | 175.85% | -61.78% | -195% | 198.25% | -90.54% | -1230.19% |
EPS (Basic) | 7.45 | -2.55 | -20.70 | 15.70 | 6.00 | -5.70 | 5.60 | 0.53 | -5.99 |
Diluted Shares Outstanding | 5.1M | 8.23M | 14.06M | 18.47M | 20.98M | 30.05M | 41.98M | 90.64M | 97.65M |
OXLC Balance Sheet
Oxford Lane Capital Corp. (OXLC) balance sheet — assets, liabilities & shareholders' equity
| Metric | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M | 96.7M |
Cash & Due from Banks | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M | 96.7M |
Short Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.71B |
Investments Growth % | - | - | - | - | - | - | - | - | - |
Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1.71B |
Accounts Receivables | 0 | 0 | 0 | 0 | 25.99M | 24.18M | 28.46M | 24.65M | 0 |
Goodwill & Intangibles | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Assets | 0 | 0 | 0 | 0 | 1.35B | 1.29B | 1.68B | 2.52B | 527.39K |
Total Current Assets | 0 | 0 | 0 | 0 | 61.02M | 45.92M | 71.44M | 320M | 118.26M |
Total Non-Current Assets | 0 | 0 | 0 | 0 | 1.35B | 1.29B | 1.68B | 2.52B | 1.71B |
Total Assets | 514.19M▲ 0% | 573.35M▲ 11.5% | 531.94M▼ 7.2% | 934.86M▲ 75.7% | 1.41B▲ 50.6% | 1.34B▼ 5.1% | 1.75B▲ 31.1% | 2.84B▲ 62.2% | 1.83B▼ 35.5% |
Asset Growth % | 36.35% | 11.51% | -7.22% | 75.75% | 50.63% | -5.12% | 31.05% | 62.2% | -35.55% |
Return on Assets (ROA) | 8.53% | -3.86% | -52.68% | 39.53% | 10.75% | -12.48% | 15.23% | 2.11% | -25.05% |
Accounts Payable | 0 | 0 | 0 | 0 | 32.64K | 32.64K | 2.42M | 1.45M | 291.19K |
Total Debt | 218.15M | 212.83M | 254.28M | 328.11M | 193.58M | 194.56M | 195.6M | 486.92M | 772.66M |
Net Debt | 197.81M | 191.36M | 242.62M | 237.24M | 158.91M | 172.82M | 152.62M | 191.57M | 675.96M |
Long-Term Debt | 151.68M | 152.93M | 214.17M | 305.18M | 193.58M | 194.56M | 195.6M | 486.92M | 772.66M |
Short-Term Debt | 66.47M | 59.9M | 40.12M | 22.92M | 33.54M | 0 | 0 | 0 | 0 |
Other Liabilities | -151.68M | -152.93M | -214.17M | -305.18M | 267.37M | 348.3M | 381.84M | 394.88M | 26.79M |
Total Current Liabilities | 0 | 0 | 0 | 0 | 32.64K | 32.64K | 2.42M | 1.45M | 0 |
Total Non-Current Liabilities | 0 | 0 | 0 | 0 | 460.95M | 542.86M | 577.43M | 881.8M | 799.45M |
Total Liabilities | 224.26M | 219.52M | 263.15M | 338.61M | 460.99M | 542.89M | 579.85M | 883.25M | 799.45M |
Total Equity | 289.93M▲ 0% | 353.83M▲ 22.0% | 268.79M▼ 24.0% | 596.25M▲ 121.8% | 947.16M▲ 58.9% | 793.15M▼ 16.3% | 1.17B▲ 47.6% | 1.96B▲ 67.1% | 1.03B▼ 47.3% |
Equity Growth % | 24.94% | 22.04% | -24.04% | 121.83% | 58.85% | -16.26% | 47.65% | 67.09% | -47.31% |
Equity / Assets (Capital Ratio) | 56.39% | 61.71% | 50.53% | 63.78% | 67.26% | 59.37% | 66.88% | 68.9% | 56.33% |
Return on Equity (ROE) | 14.56% | -6.52% | -93.52% | 67.03% | 16.31% | -19.68% | 23.94% | 3.1% | -39.16% |
Book Value per Share | 56.83 | 43.00 | 19.11 | 32.29 | 45.15 | 26.39 | 27.89 | 21.59 | 10.56 |
Tangible BV per Share | 56.83 | 43.00 | 19.11 | 32.29 | 45.15 | 26.39 | 27.89 | 21.59 | 10.56 |
Common Stock | 0 | 0 | 0 | 1M | 1.44M | 1.72M | 2.39M | 4.53M | 976.5K |
Additional Paid-in Capital | 372.85M | 473.52M | 723.51M | 782.88M | 1.06B | 1.21B | 1.54B | 2.63B | 2.71B |
Retained Earnings | -25.27M | -119.68M | -454.72M | -187.64M | -111.03M | -417.03M | -367.99M | -674.31M | -1.68B |
Accumulated OCI | -57.65M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
OXLC Cash Flow Statement
Oxford Lane Capital Corp. (OXLC) cash flow — operating, investing & free cash flow history
| Metric | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | Mar'25 | Mar'26 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | -71.15M | 91.56M | 122.8M | 124.01M | 547.45M | -91.56M | -123.79M | -703.8M | 696.2M |
Operating CF Growth % | -8327.54% | 228.69% | 34.12% | 0.98% | 341.47% | -116.73% | -35.2% | -468.52% | 198.92% |
Net Income | 38.01M | -20.98M | -291.13M | 289.93M | 125.88M | -171.29M | 235.11M | 48.46M | -585.09M |
Depreciation & Amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Non-Cash Items | -111M | 115.85M | 413.76M | -161.38M | 425.48M | 72.86M | -360.59M | -768.84M | 1.29B |
Working Capital Changes | 1.84M | -3.31M | 174.17K | -4.54M | -3.91M | 6.87M | 1.7M | 16.59M | -10.61M |
Cash from Investing | 0 | -174.96M | -394.02M | -131.95M | -932.95M | 0 | 0 | 0 | -620.77M |
Purchase of Investments | 0 | -504.13M | -497.41M | -375.19M | -1.22B | -543.45M | -597.19M | -1.6B | -825.57M |
Sale/Maturity of Investments | 0 | 329.18M | 103.39M | 243.25M | 285.94M | 70.59M | 50.23M | 44.46M | 204.79M |
Net Investment Activity | 0 | -174.96M | -394.02M | -131.95M | -932.95M | -472.86M | -546.96M | -1.56B | -620.77M |
Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | 0 | 0 | 0 | 0 | 0 | 472.86M | 546.96M | 1.56B | 0 |
Cash from Financing | 77.46M | 84.54M | 261.41M | 87.14M | 329.3M | 78.63M | 145.03M | 956.17M | -274.07M |
Dividends Paid | -41.52M | -54.24M | -83.99M | -75.09M | -85.6M | -122.53M | -166.6M | -308.53M | -451.04M |
Share Repurchases | -50.5M | 0 | -30M | -6.38M | 0 | 0 | 0 | 0 | -20.47M |
Stock Issued | 130.44M | 138.77M | 377.9M | 112.29M | 314.25M | 141.42M | 315.16M | 1.05B | 130.87M |
Net Stock Activity | 79.94M | 138.77M | 347.9M | 105.91M | 314.25M | 141.42M | 315.16M | 1.05B | 110.4M |
Debt Issuance (Net) | 1000K | 0 | -1000K | 1000K | 1000K | 1000K | 0 | 1000K | 1000K |
Other Financing | -1.09M | 0 | 0 | 0 | -9.49M | -65.35M | -3.54M | -17.87M | -171.87K |
Net Change in Cash | 6.32M▲ 0% | 1.14M▼ 82.0% | -9.81M▼ 960.9% | 79.2M▲ 907.3% | -56.19M▼ 170.9% | -12.93M▲ 77.0% | 21.23M▲ 264.2% | 252.37M▲ 1088.5% | -198.65M▼ 178.7% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 14.02M | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M |
Cash at End | 20.33M | 21.47M | 11.66M | 90.87M | 34.67M | 21.74M | 42.97M | 295.35M | 96.7M |
Interest Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Income Taxes Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Free Cash Flow | -71.15M▲ 0% | 91.56M▲ 228.7% | 122.8M▲ 34.1% | 124.01M▲ 1.0% | 547.45M▲ 341.5% | -91.56M▼ 116.7% | -123.79M▼ 35.2% | -703.8M▼ 468.5% | 696.2M▲ 198.9% |
FCF Growth % | -8327.54% | 228.69% | 34.12% | 0.98% | 341.47% | -116.73% | -35.2% | -468.52% | 198.92% |
OXLC Banking Ratios
Oxford Lane Capital Corp. (OXLC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 57.8% | 14.56% | -6.52% | -93.52% | 67.03% | 16.31% | -19.68% | 23.94% | 3.1% | -39.16% |
Return on Assets (ROA) | 32.39% | 8.53% | -3.86% | -52.68% | 39.53% | 10.75% | -12.48% | 15.23% | 2.11% | -25.05% |
Net Interest Margin | 0% | 0% | 0% | 0% | 0% | -1.29% | -1.84% | -1% | -0.9% | 22.38% |
Efficiency Ratio | 27.77% | 28.15% | 28.26% | 27.62% | 27.21% | 28.82% | 26.3% | 26.63% | 9.24% | 203.69% |
Equity / Assets | 61.53% | 56.39% | 61.71% | 50.53% | 63.78% | 67.26% | 59.37% | 66.88% | 68.9% | 56.33% |
Book Value / Share | 51 | 56.83 | 43 | 19.11 | 32.29 | 45.15 | 26.39 | 27.89 | 21.59 | 10.56 |
NII Growth | - | - | - | - | - | - | -35.45% | 28.54% | -45.16% | 1708.21% |
Dividend Payout | 46.49% | 109.24% | - | - | 25.9% | 68.01% | - | 70.86% | 636.69% | - |
Related:OXLC Dividend History·OXLC Revenue History·OXLC Price History·OXLC P/E History·OXLC Financial Ratios·OXLC Institutional Holders
OXLC SEC Filings & Documents
Oxford Lane Capital Corp. (OXLC) SEC filings — annual & quarterly reports (10-K, 10-Q)
OXLC Frequently Asked Questions
Oxford Lane Capital Corp. (OXLC) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Oxford Lane Capital Corp. (OXLC) grew revenue by 309.1% over the past year. This is strong growth.
Oxford Lane Capital Corp. (OXLC) reported a net loss of $536.6M for fiscal year 2026.
Dividend & Returns
Yes, Oxford Lane Capital Corp. (OXLC) pays a dividend with a yield of 55.52%. This makes it attractive for income-focused investors.
Oxford Lane Capital Corp. (OXLC) has a return on equity (ROE) of -39.2%. Negative ROE indicates the company is unprofitable.
Industry Metrics
Oxford Lane Capital Corp. (OXLC) has a net interest margin (NIM) of 22.4%. This indicates healthy earnings from lending activities.
Oxford Lane Capital Corp. (OXLC) has an efficiency ratio of 203.7%. This is higher than peers, suggesting room for cost optimization.