← Back to Screener
US Stock Screener
HomeScreensNewsWatchlist
...

Pearl Diver Credit Company Inc. (PDPA) 10-Year Financial Performance & Capital Metrics

PDPA • • Banking & Credit
Financial ServicesAsset ManagementBusiness Development Companies (BDCs)CLO & Structured Credit Investors
AboutPearl Diver Credit Company Inc. operates as an investment company with a primary objective to maximize total return and a secondary objective to generate high current income through investments in CLOs.Show more
  • Net Interest Income $2M
  • Total Revenue $17M +679.8%
  • Net Income $15M +80.8%
  • Return on Equity 13.08% +50.5%
  • Net Interest Margin 1.35%
  • Efficiency Ratio 12.95%
  • ROA 11% +26.6%
  • Equity / Assets 75.51% -24.5%
  • Book Value per Share 16.91 +34.4%
  • Tangible BV/Share 16.91 +34.4%
  • Debt/Equity 0.05
Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

  • ✓Company is almost debt free
  • ✓Efficient operations: 12.9% efficiency ratio
  • ✓Well capitalized: 75.5% equity/assets
  • ✓Diversified revenue: 85.8% from non-interest income
  • ✓Trading near 52-week high
  • ✓Trading at only 1.5x book value

✗Weaknesses

  • ✗Weak NIM of 1.3%

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-
5Y-
3Y-
TTM-

Profit (Net Income) CAGR

10Y-
5Y-
3Y-
TTM-

EPS CAGR

10Y-
5Y-
3Y-
TTM-

ROCE

10Y Avg11.52%
5Y Avg11.52%
3Y Avg11.52%
Latest11.52%

Peer Comparison

CLO & Structured Credit Investors
Select Columns
Size & Scale
Valuation
Per Share
Growth
Profitability
Quality & Returns
Safety & Leverage
TTM Growth
Famous Investor Metrics
Dividends
Latest Quarter
Momentum & Returns
Total Return (DRIP)
Technical
Volume & Trading
Shares & Dilution
Sector-Specific
NameMarket CapCurrent PriceP/E RatioRevenue Growth 1YNet MarginROEFCF YieldDebt/Equity
OXLCGOxford Lane Capital Corp. 7.95% Notes due 203225.35237.14-67.05%50.6%10.15%0.25
OXLCOxford Lane Capital Corp.1.45B14.92139.57-65.74%50.6%10.15%0.25
PDPAPearl Diver Credit Company Inc.25.3229.796.8%86.65%13.08%0.05
ECCUEagle Point Credit Company Inc.25.2029.30-14.94%69.26%3.08%0.29
ECCXEagle Point Credit Company Inc. 6.6875% NT 28454.98M25.1529.24-14.94%69.26%3.08%22.76%0.29
ECCFEagle Point Credit Company Inc.24.9328.99-14.94%69.26%3.08%0.29
ECCWEagle Point Credit Company Inc.24.9028.95-14.94%69.26%3.08%0.29
ECCCEagle Point Credit Company Inc.24.6528.66-14.94%69.26%3.08%0.29

Profit & Loss

Dec 2023Dec 2024
Net Interest Income+02.41M
NII Growth %--
Net Interest Margin %--
Interest Income02.48M
Interest Expense070.69K
Loan Loss Provision00
Non-Interest Income+2.24M15.01M
Non-Interest Income %--
Total Revenue+2.24M17.49M
Revenue Growth %-6.8%
Non-Interest Expense02.26M
Efficiency Ratio--
Operating Income+8.4M15.15M
Operating Margin %--
Operating Income Growth %-0.8%
Pretax Income+8.38M15.15M
Pretax Margin %--
Income Tax+00
Effective Tax Rate %--
Net Income+8.38M15.15M
Net Margin %--
Net Income Growth %-0.81%
Net Income (Continuing)8.38M15.15M
EPS (Diluted)+1.090.85
EPS Growth %--0.22%
EPS (Basic)1.090.85
Diluted Shares Outstanding7.67M8M

Balance Sheet

Dec 2023Dec 2024
Cash & Short Term Investments+1000K188.06K
Cash & Due from Banks19.49M188.06K
Short Term Investments00
Total Investments+00
Investments Growth %--
Long-Term Investments00
Accounts Receivables042.05K
Goodwill & Intangibles+--
Goodwill00
Intangible Assets00
PP&E (Net)00
Other Assets76.98M178.84M
Total Current Assets19.49M230.1K
Total Non-Current Assets76.98M178.84M
Total Assets+96.46M179.07M
Asset Growth %-0.86%
Return on Assets (ROA)0.09%0.11%
Accounts Payable06.26M
Total Debt+06.64M
Net Debt-19.49M6.45M
Long-Term Debt06.64M
Short-Term Debt06.64M
Other Liabilities18.76K30.96M
Total Current Liabilities06.26M
Total Non-Current Liabilities18.76K37.6M
Total Liabilities18.76K43.86M
Total Equity+96.44M135.22M
Equity Growth %-0.4%
Equity / Assets (Capital Ratio)--
Return on Equity (ROE)0.09%0.13%
Book Value per Share12.5816.91
Tangible BV per Share--
Common Stock06.8K
Additional Paid-in Capital0133.7M
Retained Earnings01.51M
Accumulated OCI00
Treasury Stock00
Preferred Stock00

Cash Flow

Dec 2023Dec 2024
Cash from Operations+2.17M-168.35M
Operating CF Growth %--78.48%
Net Income8.38M10.67M
Depreciation & Amortization00
Deferred Taxes00
Other Non-Cash Items-6.23M-188.92M
Working Capital Changes18.76K9.89M
Cash from Investing+-70.75M-152.72M
Purchase of Investments-70.75M-173.99M
Sale/Maturity of Investments01000K
Net Investment Activity--
Acquisitions00
Other Investing00
Cash from Financing+88.06M149.1M
Dividends Paid-2.16M0
Share Repurchases00
Stock Issued0164.96M
Net Stock Activity--
Debt Issuance (Net)01000K
Other Financing90.22M20.06M
Net Change in Cash+19.49M-19.25M
Exchange Rate Effect00
Cash at Beginning019.49M
Cash at End19.49M233.98K
Interest Paid00
Income Taxes Paid00
Free Cash Flow+2.17M-168.35M
FCF Growth %--78.48%

Banking Ratios

Metric20232024
Return on Equity (ROE)8.69%13.08%
Return on Assets (ROA)8.69%11%
Net Interest Margin0%1.35%
Efficiency Ratio0%12.95%
Equity / Assets99.98%75.51%
Book Value / Share12.5816.91
Dividend Payout25.8%-

Frequently Asked Questions

Valuation & Price

Pearl Diver Credit Company Inc. (PDPA) has a price-to-earnings (P/E) ratio of 29.8x. This suggests investors expect higher future growth.

Growth & Financials

Pearl Diver Credit Company Inc. (PDPA) grew revenue by 679.8% over the past year. This is strong growth.

Yes, Pearl Diver Credit Company Inc. (PDPA) is profitable, generating $15.2M in net income for fiscal year 2024 (86.6% net margin).

Dividend & Returns

Pearl Diver Credit Company Inc. (PDPA) has a return on equity (ROE) of 13.1%. This is reasonable for most industries.

Industry Metrics

Pearl Diver Credit Company Inc. (PDPA) has a net interest margin (NIM) of 1.3%. NIM has been under pressure due to interest rate environment.

Pearl Diver Credit Company Inc. (PDPA) has an efficiency ratio of 12.9%. This is excellent, indicating strong cost control.

VCP Scanner

Find stocks. Verify deeply. Act with conviction.

Patterns find ideas. Fundamentals build conviction.

Data updated daily

Quick Links

  • Home
  • Screens
  • Valuation
  • Compare
  • Total Return
  • News
  • Insights
  • Methodology
  • How It Works
  • Profile

Popular Screens

  • VCP Hot
  • VCP Warm
  • Value Screens
  • Growth Screens
  • Momentum Screens
  • Technical Screens
  • Quality Screens

Community

  • Twitter
  • Get Early Access
© 2026 VCP Scanner. All rights reserved.
Made with ❤️ for investors
Not financial advice. Do your own research.