PennyMac's earnings are heavily dependent on non-interest income, which constituted 100% of revenue in several quarters but fell 24% sequentially in 2026Q2 to $254.5M, while net interest income remained negative at -$28.3M. The company's profitability is strai...
Price trend, volume and key moving averages
Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Jul 29, 2026 | $1.39-34.1% vs $2.11 | $497M-13.1% vs $572M |
Q2 2026 May 5, 2026 | $2.19-1.4% vs $2.22 | $545M-0.2% vs $546M |
Q1 2026 Jan 29, 2026 | $1.97-39.0% vs $3.23 | $538M-15.0% vs $633M |
Q4 2025 Oct 21, 2025 | $3.37+24.8% vs $2.70 | $633M+7.0% vs $591M |
PennyMac Financial Services, Inc. (PFSI) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) announced today that it will present jointly with PennyMac Mortgage Investment Trust (NYSE: PMT) at the Barclays 24th Annual Global Financial Services Conference. Chairman and Chief Executive Officer David Spector and Senior Managing Director and Chief Financial Officer Daniel Perotti will participate in a fireside chat at 9:45 a.m. Eastern Time on Tuesday, September 15, 2026. A link to the live audio webc.
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Mortgage Investment Trust (NYSE: PMT) announced today that it will present jointly with PennyMac Financial Services, Inc. (NYSE: PFSI) at the Barclays 24th Annual Global Financial Services Conference. Chairman and Chief Executive Officer David Spector and Senior Managing Director and Chief Financial Officer Daniel Perotti will participate in a fireside chat at 9:45 a.m. Eastern Time on Tuesday, September 15, 2026. A link to the live audio webc.
Chicago, IL – August 26, 2026 – Zacks Equity Research shares Carter's CRI as the Bull of the Day and Agnico Eagle Mines AEM as the Bear of the Day. In addition, Zacks Equity Research provides analysis on Rocket Companies' RKT, UWM Holdings Corp. UWMC and PennyMac Financial Services, Inc. PFSI.
Benchmark PFSI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for PennyMac Financial Services, Inc. (PFSI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $66.96 | $3.48B | 7.20 | 339.48% | 14.72% | 12.31% | 1.73% | |
| $12.74 | $35.98B | -463.27 | 22.99% | 4.8% | 2.4% | — | |
| $1.26 | $195.99M | 10.50 | 85.84% | -1.41% | -2.58% | — | |
| $20.01 | $439.06M | 12.83 | 60.87% | 9.71% | 10.27% | — | |
| $0.73 | $245.17M | -2.44 | 55.3% | -4.75% | -18.63% | — | |
| $9.01 | $785.69M | 9.10 | 245.81% | 10.11% | 8.88% | — |
PennyMac Financial Services, Inc. (PFSI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
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PennyMac Financial Services, Inc. (PFSI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Jul 29, 2026·SEC
Jun 11, 2026·SEC
Jun 4, 2026·SEC
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PennyMac Financial Services, Inc. (PFSI) stock FAQ — growth, dividends, profitability & financials explained
PennyMac Financial Services, Inc. (PFSI) grew revenue by 339.5% over the past year. This is strong growth.
Yes, PennyMac Financial Services, Inc. (PFSI) is profitable, generating $392.4M in net income for fiscal year 2025 (14.7% net margin).
Yes, PennyMac Financial Services, Inc. (PFSI) pays a dividend with a yield of 1.73%. This makes it attractive for income-focused investors.
PennyMac Financial Services, Inc. (PFSI) has a return on equity (ROE) of 12.3%. This is reasonable for most industries.
PennyMac Financial Services, Inc. (PFSI) has a net interest margin (NIM) of -0.1%. NIM has been under pressure due to interest rate environment.
PennyMac Financial Services, Inc. (PFSI) has an efficiency ratio of 72.8%. This is higher than peers, suggesting room for cost optimization.
