PFSI's earnings are driven primarily by non-interest income, which reached $302.0M or roughly 59% of total revenue in 2026Q3, while net interest income is negligible or negative, suggesting the model depends on production and servicing fees rather than spread lending.
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Oct 29, 2026 | $1.05-17.3% vs $1.27 | $502M-5.6% vs $532M |
Q3 2026 Jul 29, 2026 | $1.39-34.1% vs $2.11 | $497M-13.1% vs $572M |
Q2 2026 May 5, 2026 | $2.19-1.4% vs $2.22 | $545M-0.2% vs $546M |
Q1 2026 Jan 29, 2026 | $1.97-39.0% vs $3.23 | $538M-15.0% vs $633M |
PennyMac Financial Services, Inc. (NYSE: PFSI) will announce results for the quarter ended September 30, 2026, in a news release to be issued after the market c
PennyMac Mortgage Investment Trust (NYSE: PMT) will announce results for the quarter ended September 30, 2026, in a news release to be issued after the market c
PennyMac (PFSI) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Tens of thousands of homeowners who locked in pandemic-era rates are now running out of time, and the math on their exit options has turned ugly in ways most of them have not yet calculated.
Benchmark PFSI against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for PennyMac Financial Services, Inc. (PFSI)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $65.59 | $3.41B | 14.52 | 55.29% | 5.44% | 5.54% | 1.77% | |
| $15.06 | $42.53B | 32.86 | 22.99% | 13.38% | 5.55% | — | |
| $1.52 | $236.43M | 26.57 | 85.84% | 0.67% | 1.12% | 100% | |
| $0.64 | $214.38M | -2.12 | 55.3% | -6.1% | -18.63% | 1.83% | |
| $7.85 | $684.54M | 8.25 | 245.81% | 5.27% | 4.49% | 20.41% | |
| $18.75 | $14.07B | 12.64 | 5.35% | 14.55% | 6.94% | 15.66% |
PennyMac Financial Services, Inc. (PFSI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
PennyMac Financial Services, Inc. (PFSI) SEC filings — annual & quarterly reports (10-K, 10-Q)
Oct 29, 2026·SEC
Jul 29, 2026·SEC
Jun 11, 2026·SEC
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PennyMac Financial Services, Inc. (PFSI) stock FAQ — growth, dividends, profitability & financials explained
PennyMac Financial Services, Inc. (PFSI) grew revenue by 23.1% over the trailing twelve months, compared with the twelve months before.
Yes. PennyMac Financial Services, Inc. (PFSI) earned $239.9M in net income over the trailing twelve months (a 5.4% net margin).
Yes. PennyMac Financial Services, Inc. (PFSI) pays a dividend that yields 1.77% at the current price, a moderate yield.
PennyMac Financial Services, Inc. (PFSI) had a return on equity (ROE) of 5.5% over the trailing twelve months. That is below the market's typical 10-15%.
PennyMac Financial Services, Inc. (PFSI) has an efficiency ratio of 46.8%. This is excellent, indicating strong cost control.
