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PSEC logoProspect Capital Corporation(PSEC)Earnings, Financials & Key Ratios

PSEC•NASDAQ•Banking & Credit
$2.75
$1.34B mkt cap·Price updated May 7, 2026
SectorFinancial ServicesIndustryAsset ManagementSub-IndustryPrivate credit and BDC lenders
AboutProspect Capital Corporation is a business development company. It specializes in middle market, mature, mezzanine finance, later stage, emerging growth, leveraged buyouts, refinancing, acquisitions, recapitalizations, turnaround, growth capital, development, capital expenditures and subordinated debt tranches of collateralized loan obligations, cash flow term loans, market place lending and bridge transactions. It also makes real estate investments particularly in multi-family residential real estate asset class. The fund makes secured debt, senior debt, senior and secured term loans, unitranche debt, first-lien and second lien, private debt, private equity, mezzanine debt, and equity investments in private and microcap public businesses. It focuses on both primary origination and secondary loans/portfolios and invests in situations like debt financings for private equity sponsors, acquisitions, dividend recapitalizations, growth financings, bridge loans, cash flow term loans, real estate financings/investments. It also focuses on investing in small-sized and medium-sized private companies rather than large public companies. The fund typically invests across all industry sectors, with a particular expertise in the energy and industrial sectors. It invests in aerospace and defense, chemicals, conglomerate services, consumer services, ecological, electronics, financial services, machinery, manufacturing, media, pharmaceuticals, retail, software, specialty minerals, textiles and leather, transportation, oil and gas production, coal production, materials, industrials, consumer discretionary, information technology, utilities, pipeline, storage, power generation and distribution, renewable and clean energy, oilfield services, healthcare, food and beverage, education, business services, and other select sectors. It prefers to invest in the United States and Canada. The fund seeks to invest between $10 million to $500 million per transaction in companies with EBITDA between $5 million and $150 million, sales value between $25 million and $500 million, and enterprise value between $5 million and $1000 million. It fund also co-invests for larger deals. The fund seeks control acquisitions by providing multiple levels of the capital structure. The fund focuses on sole, agented, club, or syndicated deals.Show more
  • Net Interest Income$541M-13.3%
  • Total Revenue-$277M-159.2%
  • Net Income-$470M-278.8%
  • Return on Equity-14.03%-298.6%
  • Net Interest Margin7.95%+0.1%
  • Efficiency Ratio-22.75%-283.1%
  • ROA-6.41%-291.7%
  • Equity / Assets43.92%-7.0%
  • Book Value per Share6.79-23.6%
  • Tangible BV/Share6.79-23.6%
  • Debt/Equity0.70+6.6%
Technical→

PSEC Key Insights

Prospect Capital Corporation (PSEC) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Strong NIM of 8.0%
  • ✓Well capitalized: 43.9% equity/assets
  • ✓Trading at only 0.4x book value

✗Weaknesses

  • ✗Profits declining 96.1% over 5 years

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

PSEC Price & Volume

Prospect Capital Corporation (PSEC) stock price & volume — 10-year historical chart

Loading chart...

PSEC Growth Metrics

Prospect Capital Corporation (PSEC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years-
3 Years-
TTM-

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM61.45%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM57.8%

Return on Capital

10 Years3.37%
5 Years4.15%
3 Years-1.48%
Last Year-6.51%

PSEC Recent Earnings

Prospect Capital Corporation (PSEC) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 2/12 qtrs (17%)
Q1 2026Latest
Feb 9, 2026
EPS
$0.19
Est $0.10
+82.3%
Revenue
$176M
Est $156M
+12.6%
Q4 2025
Nov 6, 2025
EPS
$0.17
Est $0.10
+70.0%
Revenue
$121M
Est $156M
-22.3%
Q3 2025
Aug 26, 2025
EPS
$0.17
Est $0.13
+30.8%
Revenue
$150M
Est $165M
-190.7%
Q2 2025
May 8, 2025
EPS
$0.19
Est $0.14
+35.7%
Revenue
$93M
Est $167M
-155.7%
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q1 2026LatestFeb 9, 2026
$0.19vs $0.10+82.3%
$176Mvs $156M+12.6%
Q4 2025Nov 6, 2025
$0.17vs $0.10+70.0%
$121Mvs $156M-22.3%
Q3 2025Aug 26, 2025
$0.17vs $0.13+30.8%
$150Mvs $165M-190.7%
Q2 2025May 8, 2025
$0.19vs $0.14+35.7%
$93Mvs $167M-155.7%
Based on last 12 quarters of dataView full earnings history →

PSEC Peer Comparison

Prospect Capital Corporation (PSEC) competitors in Private credit and BDC lenders — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
ARCC logoARCCAres Capital CorporationDirect Competitor13.61B18.9610.1932.87%8.11%1.12
FSCO logoFSCOFS Credit Opportunities Corp.Direct Competitor1.02B5.155.42-17.44%13.47%0.32
GBDC logoGBDCGolub Capital BDC, Inc.Direct Competitor3.43B13.159.2642.5%5.24%1.23
MAIN logoMAINMain Street Capital CorporationDirect Competitor5.1B56.6010.25-11.06%16.94%0.82
SLRC logoSLRCSLR Investment Corp.Direct Competitor745.22M13.668.0424.76%7.31%1.15
TPVG logoTPVGTriplePoint Venture Growth BDC Corp.Direct Competitor242.54M5.994.9136.55%-3.39%1.33
FSK logoFSKFS KKR Capital Corp.Product Competitor3.06B10.94278.375.5%0.18%1.31
HTGC logoHTGCHercules Capital, Inc.Product Competitor3.07B16.408.8626.97%13.18%1.04

Compare PSEC vs Peers

Prospect Capital Corporation (PSEC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs ARCC

Most directly comparable listed peer for PSEC.

Scale Benchmark

vs BX

Larger-name benchmark to compare PSEC against a more recognizable public peer.

Peer Set

Compare Top 5

vs ARCC, FSCO, GBDC, MAIN

PSEC Income Statement

Prospect Capital Corporation (PSEC) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Net Interest Income525.63M451.97M466.88M406.01M423.64M467.27M612.58M623.87M541M371.99M
NII Growth %-10.11%-14.01%3.3%-13.04%4.34%10.3%31.1%1.84%-13.28%-144.89%
Net Interest Margin %8.52%7.74%8.05%7.66%6.72%6.1%7.79%7.94%7.95%5.83%
Interest Income668.72M607.01M624.12M554.38M554.26M584.68M760.78M770.31M671.11M459.88M
Interest Expense143.09M155.04M157.23M148.37M130.62M117.42M148.2M146.45M130.11M119.43M
Loan Loss Provision000000000-31.54M
Non-Interest Income-213.23M-118.32M-280.28M-387.03M593.44M155.2M-673.48M-302.95M-947.94M-307.99M
Non-Interest Income %-46.81%-24.21%-81.52%-231.27%51.71%20.98%-771.42%-64.82%342.43%-202.76%
Total Revenue
455.49M▲ 0%
488.69M▲ 7.3%
343.83M▼ 29.6%
167.35M▼ 51.3%
1.15B▲ 585.8%
739.88M▼ 35.5%
87.3M▼ 88.2%
467.36M▲ 435.3%
-276.83M▼ 159.2%
151.9M▲ 0%
Revenue Growth %49.5%7.29%-29.64%-51.33%585.82%-35.53%-88.2%435.32%-159.23%212.4%
Non-Interest Expense59.49M33.79M42.12M35.2M53.27M39.88M40.74M58.08M62.99M112.27M
Efficiency Ratio13.06%6.91%12.25%21.04%4.64%5.39%46.67%12.43%-22.75%73.91%
Operating Income
252.91M▲ 0%
299.86M▲ 18.6%
144.49M▼ 51.8%
-16.22M▼ 111.2%
963.81M▲ 6040.6%
582.58M▼ 39.6%
-101.64M▼ 117.4%
262.83M▲ 358.6%
-469.92M▼ 278.8%
-94.23M▲ 0%
Operating Margin %55.52%61.36%42.02%-9.69%83.98%78.74%-116.42%56.24%169.75%-62.04%
Operating Income Growth %144.68%18.57%-51.82%-111.23%6040.63%-39.55%-117.45%358.59%-278.79%-
Pretax Income
252.91M▲ 0%
299.86M▲ 18.6%
144.49M▼ 51.8%
-16.22M▼ 111.2%
963.81M▲ 6040.6%
582.58M▼ 39.6%
-101.64M▼ 117.4%
262.83M▲ 358.6%
-469.92M▼ 278.8%
-94.23M▲ 0%
Pretax Margin %55.52%61.36%42.02%-9.69%83.98%78.74%-116.42%56.24%169.75%-62.04%
Income Tax0000000000
Effective Tax Rate %0%0%0%0%0%0%0%0%0%0%
Net Income
252.91M▲ 0%
299.86M▲ 18.6%
144.49M▼ 51.8%
-16.22M▼ 111.2%
963.81M▲ 6040.6%
582.58M▼ 39.6%
-101.64M▼ 117.4%
262.83M▲ 358.6%
-469.92M▼ 278.8%
-94.23M▲ 0%
Net Margin %55.52%61.36%42.02%-9.69%83.98%78.74%-116.42%56.24%169.75%-62.04%
Net Income Growth %144.68%18.57%-51.82%-111.23%6040.63%-39.55%-117.45%358.59%-278.79%61.45%
Net Income (Continuing)252.91M299.86M144.49M-16.22M963.81M582.58M-101.64M262.83M-469.92M-94.23M
EPS (Diluted)
0.70▲ 0%
0.83▲ 18.6%
0.39▼ 53.0%
-0.04▼ 111.3%
2.50▲ 5768.9%
1.34▼ 46.4%
-0.43▼ 132.1%
0.36▲ 183.7%
-1.35▼ 475.0%
-▲ 0%
EPS Growth %141.38%18.57%-53.01%-111.31%5768.93%-46.4%-132.09%183.72%-475%57.8%
EPS (Basic)0.700.830.39-0.042.511.43-0.430.50-1.35-
Diluted Shares Outstanding358.84M361.46M365.98M368.09M385.97M433.79M398.51M417.89M440.31M0

PSEC Balance Sheet

Prospect Capital Corporation (PSEC) balance sheet — assets, liabilities & shareholders' equity

Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Cash & Short Term Investments318.08M83.76M107.1M44.56M63.61M31.17M90.57M81.9M46.51M198.71M
Cash & Due from Banks318.08M83.76M107.1M44.56M63.61M31.17M90.57M81.9M46.51M34.59M
Short Term Investments0000000000
Total Investments00004.4B00006.3B
Investments Growth %------100%---0%
Long-Term Investments00004.4B0000484K
Accounts Receivables10.5M24.77M29.83M12.88M25.49M00000
Goodwill & Intangibles0000000000
Goodwill0000000000
Intangible Assets0000000000
PP&E (Net)0000000000
Other Assets5.84B5.73B5.66B5.24B1.81B7.63B7.77B7.77B6.76B0
Total Current Assets329.7M109.51M137.98M58.69M90.17M32.24M91.72M83.06M47.99M34.59M
Total Non-Current Assets5.84B5.73B5.66B5.24B6.21B7.63B7.77B7.77B6.76B0
Total Assets
6.17B▲ 0%
5.84B▼ 5.4%
5.8B▼ 0.7%
5.3B▼ 8.6%
6.3B▲ 18.9%
7.66B▲ 21.6%
7.86B▲ 2.6%
7.86B▼ 0.1%
6.8B▼ 13.4%
6.38B▲ 0%
Asset Growth %-1.02%-5.41%-0.66%-8.62%18.92%21.58%2.59%-0.06%-13.39%-44.35%
Return on Assets (ROA)4.08%4.99%2.48%-0.29%16.61%8.34%-1.31%3.34%-6.41%-1.43%
Accounts Payable68.64M55.61M56.13M51.48M50.67M50.33M53.72M47.1M43.95M0
Total Debt2.64B2.31B2.38B2.14B2.23B2.74B2.58B2.43B2.09B0
Net Debt2.32B2.23B2.28B2.09B2.17B2.71B2.49B2.35B2.04B-34.59M
Long-Term Debt2.64B2.31B2.38B2.14B2.23B2.74B2.58B2.43B2.09B0
Short-Term Debt0000000000
Other Liabilities107.01M64.36M54.76M55.16M73.93M696.32M1.42B1.59B1.63B0
Total Current Liabilities68.64M55.61M56.13M51.48M50.67M110.71M119.69M121.43M93.95M0
Total Non-Current Liabilities2.75B2.38B2.44B2.19B2.31B3.43B4.01B4.02B3.72B0
Total Liabilities2.82B2.43B2.49B2.24B2.36B3.54B4.13B4.15B3.82B1.82B
Total Equity
3.35B▲ 0%
3.41B▲ 1.6%
3.31B▼ 3.0%
3.06B▼ 7.6%
3.95B▲ 29.1%
4.12B▲ 4.4%
3.73B▼ 9.4%
3.71B▼ 0.6%
2.99B▼ 19.5%
4.57B▲ 0%
Equity Growth %-2.36%1.55%-2.96%-7.57%29.11%4.4%-9.38%-0.56%-19.48%-7.15%
Equity / Assets (Capital Ratio)54.35%58.35%57%57.66%62.6%53.75%47.48%47.24%43.92%71.54%
Return on Equity (ROE)7.45%8.87%4.3%-0.51%27.53%14.45%-2.59%7.06%-14.03%-2.79%
Book Value per Share9.359.439.038.3010.229.509.378.886.796.79
Tangible BV per Share9.359.439.038.3010.229.509.378.886.79-
Common Stock360K364K367K374K388K393K404K425K456K2.95B
Additional Paid-in Capital3.99B4.02B4.04B3.99B4.02B4.05B4.09B4.15B4.24B0
Retained Earnings-54.04M-614.86M-733.96M-930.93M-210.57M68.36M-352.95M-436.28M-1.25B0
Accumulated OCI000000000-2.04M
Treasury Stock0000000000
Preferred Stock0000137.04M00001.61B

PSEC Cash Flow Statement

Prospect Capital Corporation (PSEC) cash flow — operating, investing & free cash flow history

Line itemJun'17Jun'18Jun'19Jun'20Jun'21Jun'22Jun'23Jun'24Jun'25TTM
Cash from Operations376.2M369.11M223.84M429.44M31.02M-795.34M-220.85M279.98M523.17M523.17M
Operating CF Growth %-56.35%-1.89%-39.36%91.85%-92.78%-2664.04%72.23%226.78%86.86%34.37%
Net Income252.91M299.86M144.49M-16.22M963.81M582.58M-101.64M262.83M-469.92M-94.23M
Depreciation & Amortization0000000006.44M
Deferred Taxes0000000000
Other Non-Cash Items79.7M130.91M93.72M433.55M-937.42M-1.38B-112.25M17.28M1.06B784.42M
Working Capital Changes43.6M-61.67M-14.37M12.11M4.64M1.81M-6.96M-132K-62.13M-42.31M
Cash from Investing000000000311.7M
Purchase of Investments000000000-230.16M
Sale/Maturity of Investments000000000541.86M
Net Investment Activity000000000311.7M
Acquisitions0000000000
Other Investing0000000000
Cash from Financing-375.92M-603.43M-200.5M-491.98M-11.97M767.09M281.13M-289.76M-558.25M-572.62M
Dividends Paid-333.62M-255.91M-245.1M-239.95M-195.57M-270.3M-299.14M-360.29M-332.39M-343.86M
Share Repurchases000000-580K-11.3M-2.17M-155K
Stock Issued0006.15M0000053.01M
Net Stock Activity0006.15M00-580K-11.3M-2.17M52.85M
Debt Issuance (Net)-1000K-1000K1000K-1000K1000K1000K-1000K-1000K-1000K-1000K
Other Financing-10.01M-12.48M-28.73M-7.9M-20.14M-17.48M-19.29M-8.73M-4.31M-94.36M
Net Change in Cash
285K▲ 0%
-234.32M▼ 82319.3%
23.34M▲ 110.0%
-62.54M▼ 367.9%
19.05M▲ 130.5%
-28.25M▼ 248.3%
60.28M▲ 313.4%
-9.77M▼ 116.2%
-35.08M▼ 259.0%
-19.91M▲ 0%
Exchange Rate Effect00000000082K
Cash at Beginning317.8M318.08M83.76M107.1M44.56M63.61M35.36M95.65M85.87M38.06M
Cash at End318.08M83.76M107.1M44.56M63.61M35.36M95.65M85.87M50.79M34.59M
Interest Paid0000000000
Income Taxes Paid0000000000
Free Cash Flow
376.2M▲ 0%
369.11M▼ 1.9%
223.84M▼ 39.4%
429.44M▲ 91.9%
31.02M▼ 92.8%
-795.34M▼ 2664.0%
-220.85M▲ 72.2%
279.98M▲ 226.8%
523.17M▲ 86.9%
552.62M▲ 0%
FCF Growth %-56.35%-1.89%-39.36%91.85%-92.78%-2664.04%72.23%226.78%86.86%-16.09%

PSEC Banking Ratios

Prospect Capital Corporation (PSEC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric201720182019202020212022202320242025TTM
Return on Equity (ROE)7.45%8.87%4.3%-0.51%27.53%14.45%-2.59%7.06%-14.03%-2.79%
Return on Assets (ROA)4.08%4.99%2.48%-0.29%16.61%8.34%-1.31%3.34%-6.41%-1.43%
Net Interest Margin8.52%7.74%8.05%7.66%6.72%6.1%7.79%7.94%7.95%5.83%
Efficiency Ratio13.06%6.91%12.25%21.04%4.64%5.39%46.67%12.43%-22.75%73.91%
Equity / Assets54.35%58.35%57%57.66%62.6%53.75%47.48%47.24%43.92%71.54%
Book Value / Share9.359.439.038.310.229.59.378.886.796.79
NII Growth-10.11%-14.01%3.3%-13.04%4.34%10.3%31.1%1.84%-13.28%-34.29%
Dividend Payout131.92%85.34%169.63%-20.29%46.4%-137.08%--249.6%

PSEC SEC Filings & Documents

Prospect Capital Corporation (PSEC) SEC filings — annual & quarterly reports (10-K, 10-Q)

8-K Announcements

6
Material company update

May 7, 2026·SEC

Material company update

Feb 11, 2026·SEC

Material company update

Feb 9, 2026·SEC

10-K Annual Reports

1
FY 2025

Aug 26, 2025·SEC

10-Q Quarterly Reports

4
FY 2026

May 7, 2026·SEC

FY 2026

Feb 9, 2026·SEC

FY 2025

Nov 6, 2025·SEC

PSEC Frequently Asked Questions

Prospect Capital Corporation (PSEC) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Prospect Capital Corporation (PSEC) saw revenue decline by 159.2% over the past year.

Prospect Capital Corporation (PSEC) reported a net loss of $94.2M for fiscal year 2025.

Dividend & Returns

Yes, Prospect Capital Corporation (PSEC) pays a dividend with a yield of 27.45%. This makes it attractive for income-focused investors.

Prospect Capital Corporation (PSEC) has a return on equity (ROE) of -14.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics

Prospect Capital Corporation (PSEC) has a net interest margin (NIM) of 8.0%. This indicates healthy earnings from lending activities.

Prospect Capital Corporation (PSEC) has an efficiency ratio of 0.0%. This is excellent, indicating strong cost control.

Explore More PSEC

Prospect Capital Corporation (PSEC) financial analysis — history, returns, DCA and operating performance tools

Total Return Calculator

Historical returns with dividends reinvested

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DCA Calculator

Dollar cost averaging vs lump sum

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Dividend History

Yield, growth, payout safety & DRIP

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Earnings History

EPS trends, net income & profitability

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Price History

Long-term charts & historical price data

→

Revenue History

Sales growth patterns & revenue breakdown

→

Financial Ratios

30 years of market, efficiency and balance-sheet ratios

→

Valuation

DCF intrinsic value, peer multiples & estimates

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