Prospect Capital Corporation (PSEC) 10-Year Financial Performance & Capital Metrics

PSEC • • Banking & Credit

Financial ServicesAsset ManagementBusiness Development Companies (BDCs)Middle Market Lenders

AboutProspect Capital Corporation is a business development company. It specializes in middle market, mature, mezzanine finance, later stage, emerging growth, leveraged buyouts, refinancing, acquisitions, recapitalizations, turnaround, growth capital, development, capital expenditures and subordinated debt tranches of collateralized loan obligations, cash flow term loans, market place lending and bridge transactions. It also makes real estate investments particularly in multi-family residential real estate asset class. The fund makes secured debt, senior debt, senior and secured term loans, unitranche debt, first-lien and second lien, private debt, private equity, mezzanine debt, and equity investments in private and microcap public businesses. It focuses on both primary origination and secondary loans/portfolios and invests in situations like debt financings for private equity sponsors, acquisitions, dividend recapitalizations, growth financings, bridge loans, cash flow term loans, real estate financings/investments. It also focuses on investing in small-sized and medium-sized private companies rather than large public companies. The fund typically invests across all industry sectors, with a particular expertise in the energy and industrial sectors. It invests in aerospace and defense, chemicals, conglomerate services, consumer services, ecological, electronics, financial services, machinery, manufacturing, media, pharmaceuticals, retail, software, specialty minerals, textiles and leather, transportation, oil and gas production, coal production, materials, industrials, consumer discretionary, information technology, utilities, pipeline, storage, power generation and distribution, renewable and clean energy, oilfield services, healthcare, food and beverage, education, business services, and other select sectors. It prefers to invest in the United States and Canada. The fund seeks to invest between $10 million to $500 million per transaction in companies with EBITDA between $5 million and $150 million, sales value between $25 million and $500 million, and enterprise value between $5 million and $1000 million. It fund also co-invests for larger deals. The fund seeks control acquisitions by providing multiple levels of the capital structure. The fund focuses on sole, agented, club, or syndicated deals.Show more

Net Interest Income $541M -13.3%
Total Revenue -$277M -159.2%
Net Income -$470M -278.8%
Return on Equity -14.03% -298.6%
Net Interest Margin 7.95% +0.1%
Efficiency Ratio -22.75% -283.1%
ROA -6.41% -291.7%
Equity / Assets 43.92% -7.0%
Book Value per Share 6.79 -23.6%
Tangible BV/Share 6.79 -23.6%
Debt/Equity 0.70 +6.6%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong NIM of 8.0%
✓Well capitalized: 43.9% equity/assets
✓Trading at only 0.4x book value

✗Weaknesses

✗Trading more than 30% below 52-week high

Price & Volume

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Growth Metrics

Revenue CAGR

10Y-

5Y-

3Y-

TTM-

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM-2220.97%

EPS CAGR

10Y-

5Y-

3Y-

TTM-190.07%

ROCE

10Y Avg3.37%

5Y Avg4.15%

3Y Avg-1.47%

Latest-6.45%

Peer Comparison

Middle Market Lenders

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
GSBDGoldman Sachs BDC, Inc.	1.08B	9.43	17.15	-57.7%	32.67%	9.15%	18.68%	1.23
CSWCCapital Southwest Corporation	1.36B	23.72	16.14	7.67%	43.07%	9.13%		1.08
HCXYHercules Capital, Inc.	2.36B	25.18	15.64	-9.71%	62.54%	14.13%		0.90
TRINITrinity Capital Inc. 7.875% Notes Due 2029	1.91B	25.41	12.10	29.68%	50.98%	15.22%	4.92%	1.08
HTGCHercules Capital, Inc.	3.45B	18.97	11.78	-12.79%	61.03%	14.17%		0.90
TSLXSixth Street Specialty Lending, Inc.	2.12B	22.40	11.03	-2.72%	51.86%	11.83%	8.85%	1.18
MAINMain Street Capital Corporation	5.75B	64.20	10.97	18.32%	70.11%	18.28%		0.76
GBDCGolub Capital BDC, Inc.	3.68B	13.95	9.82	80.52%	46.2%	9.4%

Profit & Loss

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Net Interest Income+	584.76M	525.63M	451.97M	466.88M	406.01M	423.64M	467.27M	623.33M	623.87M	541M
NII Growth %	-0.02%	-0.1%	-0.14%	0.03%	-0.13%	0.04%	0.1%	0.33%	0%	-0.13%
Net Interest Margin %	-	-	-	-	-	-	-	-	-	-
Interest Income	731.62M	668.72M	607.01M	624.12M	554.38M	554.26M	584.68M	760.78M	770.31M	671.11M
Interest Expense	146.86M	143.09M	155.04M	157.23M	148.37M	130.62M	117.42M	137.46M	146.45M	130.11M
Loan Loss Provision	0	0	0	0	0	0	0	10.74M	0	0
Non-Interest Income+	-426.94M	-213.23M	-118.32M	-280.28M	-387.03M	593.44M	155.2M	-673.48M	-302.95M	-947.94M
Non-Interest Income %	-	-	-	-	-	-	-	-	-	-
Total Revenue+	304.68M	455.49M	488.69M	343.83M	167.35M	1.15B	739.88M	87.3M	467.36M	-276.83M
Revenue Growth %	-0.45%	0.49%	0.07%	-0.3%	-0.51%	5.86%	-0.36%	-0.88%	4.35%	-1.59%
Non-Interest Expense	54.46M	59.49M	33.79M	42.12M	35.2M	53.27M	39.88M	40.74M	58.08M	62.99M
Efficiency Ratio	-	-	-	-	-	-	-	-	-	-
Operating Income+	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
Operating Margin %	-	-	-	-	-	-	-	-	-	-
Operating Income Growth %	-0.7%	1.45%	0.19%	-0.52%	-1.11%	60.41%	-0.4%	-1.17%	3.59%	-2.79%
Pretax Income+	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
Pretax Margin %	-	-	-	-	-	-	-	-	-	-
Income Tax+	0	0	0	0	0	0	0	0	0	0
Effective Tax Rate %	-	-	-	-	-	-	-	-	-	-
Net Income+	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
Net Margin %	-	-	-	-	-	-	-	-	-	-
Net Income Growth %	-0.7%	1.45%	0.19%	-0.52%	-1.11%	60.41%	-0.4%	-1.17%	3.59%	-2.79%
Net Income (Continuing)	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
EPS (Diluted)+	0.29	0.70	0.83	0.39	-0.04	2.50	1.34	-0.43	0.36	-1.35
EPS Growth %	-0.7%	1.41%	0.19%	-0.53%	-1.11%	57.69%	-0.46%	-1.32%	1.84%	-4.75%
EPS (Basic)	0.29	0.70	0.83	0.39	-0.04	2.51	1.43	-0.43	0.50	-1.35
Diluted Shares Outstanding	356.13M	358.84M	361.46M	365.98M	368.09M	385.97M	433.79M	398.51M	417.89M	440.31M

Balance Sheet

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Cash & Short Term Investments+	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Cash & Due from Banks	317.8M	318.08M	83.76M	107.1M	44.56M	63.61M	31.17M	90.57M	81.9M	46.51M
Short Term Investments	0	0	0	0	0	0	0	0	0	0
Total Investments+	0	0	0	0	0	0	0	0	0	0
Investments Growth %	-	-	-	-	-	-	-	-	-	-
Long-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivables	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Goodwill & Intangibles+	-	-	-	-	-	-	-	-	-	-
Goodwill	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	0	0	0	0	0	0	0	0	0
PP&E (Net)	0	0	0	0	0	0	0	0	0	0
Other Assets	5.91B	5.84B	5.73B	5.66B	5.24B	6.21B	7.62B	7.75B	7.75B	6.7B
Total Current Assets	330.95M	329.7M	109.51M	137.98M	58.69M	90.17M	45.91M	116.09M	111.9M	108.3M
Total Non-Current Assets	5.91B	5.84B	5.73B	5.66B	5.24B	6.21B	7.62B	7.75B	7.75B	6.7B
Total Assets+	6.24B	6.17B	5.84B	5.8B	5.3B	6.3B	7.66B	7.86B	7.86B	6.8B
Asset Growth %	-0.08%	-0.01%	-0.05%	-0.01%	-0.09%	0.19%	0.22%	0.03%	-0%	-0.13%
Return on Assets (ROA)	0.02%	0.04%	0.05%	0.02%	-0%	0.17%	0.08%	-0.01%	0.03%	-0.06%
Accounts Payable	70.56M	68.64M	55.61M	56.13M	51.48M	50.67M	50.33M	53.72M	47.1M	43.95M
Total Debt+	2.67B	2.64B	2.31B	2.38B	2.14B	2.23B	2.74B	2.58B	2.43B	2.09B
Net Debt	2.35B	2.32B	2.23B	2.28B	2.09B	2.17B	2.71B	2.49B	2.35B	2.04B
Long-Term Debt	2.67B	2.64B	2.31B	2.38B	2.14B	2.23B	2.74B	2.58B	2.43B	2.09B
Short-Term Debt	0	0	0	0	0	0	0	0	0	0
Other Liabilities	62.76M	107.01M	64.36M	54.76M	55.16M	73.93M	756.7M	1.49B	1.66B	1.68B
Total Current Liabilities	70.56M	68.64M	55.61M	56.13M	51.48M	50.67M	50.33M	53.72M	47.1M	43.95M
Total Non-Current Liabilities	2.73B	2.75B	2.38B	2.44B	2.19B	2.31B	3.49B	4.08B	4.1B	3.77B
Total Liabilities	2.8B	2.82B	2.43B	2.49B	2.24B	2.36B	3.54B	4.13B	4.15B	3.82B
Total Equity+	3.44B	3.35B	3.41B	3.31B	3.06B	3.95B	4.12B	3.73B	3.71B	2.99B
Equity Growth %	-0.07%	-0.02%	0.02%	-0.03%	-0.08%	0.29%	0.04%	-0.09%	-0.01%	-0.19%
Equity / Assets (Capital Ratio)	-	-	-	-	-	-	-	-	-	-
Return on Equity (ROE)	0.03%	0.07%	0.09%	0.04%	-0.01%	0.28%	0.14%	-0.03%	0.07%	-0.14%
Book Value per Share	9.65	9.35	9.43	9.03	8.30	10.22	9.50	9.37	8.88	6.79
Tangible BV per Share	-	-	-	-	-	-	-	-	-	-
Common Stock	357K	360K	364K	367K	374K	388K	393K	404K	425K	456K
Additional Paid-in Capital	3.97B	3.99B	4.02B	4.04B	3.99B	4.02B	4.05B	4.09B	4.15B	4.24B
Retained Earnings	-3.62M	-54.04M	-614.86M	-733.96M	-930.93M	-210.57M	68.36M	-352.95M	-436.28M	-1.25B
Accumulated OCI	0	0	0	0	0	0	0	0	0	0
Treasury Stock	0	0	0	0	0	0	0	0	0	0
Preferred Stock	0	0	0	0	0	137.04M	0	0	0	0

Cash Flow

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Cash from Operations+	861.87M	376.2M	369.11M	223.84M	429.44M	31.02M	-795.34M	284.66M	282.1M	178.92M
Operating CF Growth %	17.96%	-0.56%	-0.02%	-0.39%	0.92%	-0.93%	-26.64%	1.36%	-0.01%	-0.37%
Net Income	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
Depreciation & Amortization	327.66M	101.84M	31M	-9.6M	4.44M	-2.49M	70M	0	0	0
Deferred Taxes	0	0	0	0	0	0	0	0	0	0
Other Non-Cash Items	397.73M	-22.14M	99.91M	103.31M	429.11M	-934.93M	-1.45B	393.26M	19.4M	710.97M
Working Capital Changes	33.12M	43.6M	-61.67M	-14.37M	12.11M	4.64M	1.81M	-6.96M	-132K	-62.13M
Cash from Investing+	389.7M	-44.85M	123.99M	-28.69M	264.46M	-154.81M	-1.11B	-505.51M	-2.12M	344.25M
Purchase of Investments	-921.68M	-1.46B	-1.71B	-656.67M	-692.44M	-984.5M	-2.22B	-929.34M	-622.35M	-793.87M
Sale/Maturity of Investments	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Net Investment Activity	-	-	-	-	-	-	-	-	-	-
Acquisitions	0	0	0	0	0	0	0	0	0	0
Other Investing	0	0	0	0	0	0	0	0	0	0
Cash from Financing+	-654.1M	-375.92M	-603.43M	-200.5M	-491.98M	-11.97M	767.09M	281.13M	-289.76M	-558.25M
Dividends Paid	-336.64M	-333.62M	-255.91M	-245.1M	-239.95M	-195.57M	-270.3M	-299.14M	-360.29M	-332.39M
Share Repurchases	-34.14M	0	0	0	0	-125.87M	0	-580K	-11.3M	-2.17M
Stock Issued	118K	0	0	0	6.15M	125.87M	553.74M	748.22M	250.78M	128.27M
Net Stock Activity	-	-	-	-	-	-	-	-	-	-
Debt Issuance (Net)	-1000K	-1000K	-1000K	1000K	-1000K	1000K	1000K	-1000K	-1000K	-1000K
Other Financing	-6.85M	0	0	-28.73M	0	-16.59M	-11.33M	0	0	0
Net Change in Cash+	207.77M	285K	-234.32M	23.34M	-62.54M	19.05M	-28.25M	60.28M	-9.77M	-35.08M
Exchange Rate Effect	-1000K	1000K	-1000K	1000K	-1000K	1000K	1000K	0	0	0
Cash at Beginning	110.03M	317.8M	318.08M	83.76M	107.1M	44.56M	63.61M	35.36M	95.65M	85.87M
Cash at End	317.8M	318.08M	83.76M	107.1M	44.56M	63.61M	35.36M	95.65M	85.87M	50.79M
Interest Paid	0	0	0	0	0	0	0	0	0	0
Income Taxes Paid	0	0	0	0	0	0	0	0	0	0
Free Cash Flow+	861.87M	376.2M	369.11M	223.84M	429.44M	31.02M	-795.34M	284.66M	282.1M	178.92M
FCF Growth %	17.96%	-0.56%	-0.02%	-0.39%	0.92%	-0.93%	-26.64%	1.36%	-0.01%	-0.37%

Banking Ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	2.9%	7.45%	8.87%	4.3%	-0.51%	27.53%	14.45%	-2.59%	7.06%	-14.03%
Return on Assets (ROA)	1.59%	4.08%	4.99%	2.48%	-0.29%	16.61%	8.34%	-1.31%	3.34%	-6.41%
Net Interest Margin	9.38%	8.52%	7.74%	8.05%	7.66%	6.72%	6.1%	7.93%	7.94%	7.95%
Efficiency Ratio	17.87%	13.06%	6.91%	12.25%	21.04%	4.64%	5.39%	46.67%	12.43%	-22.75%
Equity / Assets	55.1%	54.35%	58.35%	57%	57.66%	62.6%	53.75%	47.48%	47.24%	43.92%
Book Value / Share	9.65	9.35	9.43	9.03	8.3	10.22	9.5	9.37	8.88	6.79
NII Growth	-2.45%	-10.11%	-14.01%	3.3%	-13.04%	4.34%	10.3%	33.4%	0.09%	-13.28%
Dividend Payout	325.69%	131.92%	85.34%	169.63%	-	20.29%	46.4%	-	-	-

Frequently Asked Questions

Growth & Financials

Prospect Capital Corporation (PSEC) saw revenue decline by 159.2% over the past year.

Prospect Capital Corporation (PSEC) reported a net loss of $257.9M for fiscal year 2025.

Dividend & Returns

Yes, Prospect Capital Corporation (PSEC) pays a dividend with a yield of 25.59%. This makes it attractive for income-focused investors.

Prospect Capital Corporation (PSEC) has a return on equity (ROE) of -14.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics

Prospect Capital Corporation (PSEC) has a net interest margin (NIM) of 8.0%. This indicates healthy earnings from lending activities.

Prospect Capital Corporation (PSEC) has an efficiency ratio of 0.0%. This is excellent, indicating strong cost control.

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Prospect Capital Corporation (PSEC) 10-Year Financial Performance & Capital Metrics

PSEC • • Banking & Credit

Financial ServicesAsset ManagementBusiness Development Companies (BDCs)Middle Market Lenders

Net Interest Income $541M -13.3%
Total Revenue -$277M -159.2%
Net Income -$470M -278.8%
Return on Equity -14.03% -298.6%
Net Interest Margin 7.95% +0.1%
Efficiency Ratio -22.75% -283.1%
ROA -6.41% -291.7%
Equity / Assets 43.92% -7.0%
Book Value per Share 6.79 -23.6%
Tangible BV/Share 6.79 -23.6%
Debt/Equity 0.70 +6.6%

Technical Analysis

Key Insights

Based on financial data analysis

✓Strengths

✓Strong NIM of 8.0%
✓Well capitalized: 43.9% equity/assets
✓Trading at only 0.4x book value

✗Weaknesses

✗Trading more than 30% below 52-week high

Price & Volume

Loading chart...

Growth Metrics

Revenue CAGR

10Y-

5Y-

3Y-

TTM-

Profit (Net Income) CAGR

10Y-

5Y-

3Y-

TTM-2220.97%

EPS CAGR

10Y-

5Y-

3Y-

TTM-190.07%

ROCE

10Y Avg3.37%

5Y Avg4.15%

3Y Avg-1.47%

Latest-6.45%

Peer Comparison

Middle Market Lenders

Name	Market Cap	Current Price	P/E Ratio	Revenue Growth 1Y	Net Margin	ROE	FCF Yield	Debt/Equity
GSBDGoldman Sachs BDC, Inc.	1.08B	9.43	17.15	-57.7%	32.67%	9.15%	18.68%	1.23
CSWCCapital Southwest Corporation	1.36B	23.72	16.14	7.67%	43.07%	9.13%		1.08
HCXYHercules Capital, Inc.	2.36B	25.18	15.64	-9.71%	62.54%	14.13%		0.90
TRINITrinity Capital Inc. 7.875% Notes Due 2029	1.91B	25.41	12.10	29.68%	50.98%	15.22%	4.92%	1.08
HTGCHercules Capital, Inc.	3.45B	18.97	11.78	-12.79%	61.03%	14.17%		0.90
TSLXSixth Street Specialty Lending, Inc.	2.12B	22.40	11.03	-2.72%	51.86%	11.83%	8.85%	1.18
MAINMain Street Capital Corporation	5.75B	64.20	10.97	18.32%	70.11%	18.28%		0.76
GBDCGolub Capital BDC, Inc.	3.68B	13.95	9.82	80.52%	46.2%	9.4%

Profit & Loss

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Net Interest Income+	584.76M	525.63M	451.97M	466.88M	406.01M	423.64M	467.27M	623.33M	623.87M	541M
NII Growth %	-0.02%	-0.1%	-0.14%	0.03%	-0.13%	0.04%	0.1%	0.33%	0%	-0.13%
Net Interest Margin %	-	-	-	-	-	-	-	-	-	-
Interest Income	731.62M	668.72M	607.01M	624.12M	554.38M	554.26M	584.68M	760.78M	770.31M	671.11M
Interest Expense	146.86M	143.09M	155.04M	157.23M	148.37M	130.62M	117.42M	137.46M	146.45M	130.11M
Loan Loss Provision	0	0	0	0	0	0	0	10.74M	0	0
Non-Interest Income+	-426.94M	-213.23M	-118.32M	-280.28M	-387.03M	593.44M	155.2M	-673.48M	-302.95M	-947.94M
Non-Interest Income %	-	-	-	-	-	-	-	-	-	-
Total Revenue+	304.68M	455.49M	488.69M	343.83M	167.35M	1.15B	739.88M	87.3M	467.36M	-276.83M
Revenue Growth %	-0.45%	0.49%	0.07%	-0.3%	-0.51%	5.86%	-0.36%	-0.88%	4.35%	-1.59%
Non-Interest Expense	54.46M	59.49M	33.79M	42.12M	35.2M	53.27M	39.88M	40.74M	58.08M	62.99M
Efficiency Ratio	-	-	-	-	-	-	-	-	-	-
Operating Income+	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
Operating Margin %	-	-	-	-	-	-	-	-	-	-
Operating Income Growth %	-0.7%	1.45%	0.19%	-0.52%	-1.11%	60.41%	-0.4%	-1.17%	3.59%	-2.79%
Pretax Income+	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
Pretax Margin %	-	-	-	-	-	-	-	-	-	-
Income Tax+	0	0	0	0	0	0	0	0	0	0
Effective Tax Rate %	-	-	-	-	-	-	-	-	-	-
Net Income+	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
Net Margin %	-	-	-	-	-	-	-	-	-	-
Net Income Growth %	-0.7%	1.45%	0.19%	-0.52%	-1.11%	60.41%	-0.4%	-1.17%	3.59%	-2.79%
Net Income (Continuing)	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
EPS (Diluted)+	0.29	0.70	0.83	0.39	-0.04	2.50	1.34	-0.43	0.36	-1.35
EPS Growth %	-0.7%	1.41%	0.19%	-0.53%	-1.11%	57.69%	-0.46%	-1.32%	1.84%	-4.75%
EPS (Basic)	0.29	0.70	0.83	0.39	-0.04	2.51	1.43	-0.43	0.50	-1.35
Diluted Shares Outstanding	356.13M	358.84M	361.46M	365.98M	368.09M	385.97M	433.79M	398.51M	417.89M	440.31M

Balance Sheet

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Cash & Short Term Investments+	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Cash & Due from Banks	317.8M	318.08M	83.76M	107.1M	44.56M	63.61M	31.17M	90.57M	81.9M	46.51M
Short Term Investments	0	0	0	0	0	0	0	0	0	0
Total Investments+	0	0	0	0	0	0	0	0	0	0
Investments Growth %	-	-	-	-	-	-	-	-	-	-
Long-Term Investments	0	0	0	0	0	0	0	0	0	0
Accounts Receivables	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Goodwill & Intangibles+	-	-	-	-	-	-	-	-	-	-
Goodwill	0	0	0	0	0	0	0	0	0	0
Intangible Assets	0	0	0	0	0	0	0	0	0	0
PP&E (Net)	0	0	0	0	0	0	0	0	0	0
Other Assets	5.91B	5.84B	5.73B	5.66B	5.24B	6.21B	7.62B	7.75B	7.75B	6.7B
Total Current Assets	330.95M	329.7M	109.51M	137.98M	58.69M	90.17M	45.91M	116.09M	111.9M	108.3M
Total Non-Current Assets	5.91B	5.84B	5.73B	5.66B	5.24B	6.21B	7.62B	7.75B	7.75B	6.7B
Total Assets+	6.24B	6.17B	5.84B	5.8B	5.3B	6.3B	7.66B	7.86B	7.86B	6.8B
Asset Growth %	-0.08%	-0.01%	-0.05%	-0.01%	-0.09%	0.19%	0.22%	0.03%	-0%	-0.13%
Return on Assets (ROA)	0.02%	0.04%	0.05%	0.02%	-0%	0.17%	0.08%	-0.01%	0.03%	-0.06%
Accounts Payable	70.56M	68.64M	55.61M	56.13M	51.48M	50.67M	50.33M	53.72M	47.1M	43.95M
Total Debt+	2.67B	2.64B	2.31B	2.38B	2.14B	2.23B	2.74B	2.58B	2.43B	2.09B
Net Debt	2.35B	2.32B	2.23B	2.28B	2.09B	2.17B	2.71B	2.49B	2.35B	2.04B
Long-Term Debt	2.67B	2.64B	2.31B	2.38B	2.14B	2.23B	2.74B	2.58B	2.43B	2.09B
Short-Term Debt	0	0	0	0	0	0	0	0	0	0
Other Liabilities	62.76M	107.01M	64.36M	54.76M	55.16M	73.93M	756.7M	1.49B	1.66B	1.68B
Total Current Liabilities	70.56M	68.64M	55.61M	56.13M	51.48M	50.67M	50.33M	53.72M	47.1M	43.95M
Total Non-Current Liabilities	2.73B	2.75B	2.38B	2.44B	2.19B	2.31B	3.49B	4.08B	4.1B	3.77B
Total Liabilities	2.8B	2.82B	2.43B	2.49B	2.24B	2.36B	3.54B	4.13B	4.15B	3.82B
Total Equity+	3.44B	3.35B	3.41B	3.31B	3.06B	3.95B	4.12B	3.73B	3.71B	2.99B
Equity Growth %	-0.07%	-0.02%	0.02%	-0.03%	-0.08%	0.29%	0.04%	-0.09%	-0.01%	-0.19%
Equity / Assets (Capital Ratio)	-	-	-	-	-	-	-	-	-	-
Return on Equity (ROE)	0.03%	0.07%	0.09%	0.04%	-0.01%	0.28%	0.14%	-0.03%	0.07%	-0.14%
Book Value per Share	9.65	9.35	9.43	9.03	8.30	10.22	9.50	9.37	8.88	6.79
Tangible BV per Share	-	-	-	-	-	-	-	-	-	-
Common Stock	357K	360K	364K	367K	374K	388K	393K	404K	425K	456K
Additional Paid-in Capital	3.97B	3.99B	4.02B	4.04B	3.99B	4.02B	4.05B	4.09B	4.15B	4.24B
Retained Earnings	-3.62M	-54.04M	-614.86M	-733.96M	-930.93M	-210.57M	68.36M	-352.95M	-436.28M	-1.25B
Accumulated OCI	0	0	0	0	0	0	0	0	0	0
Treasury Stock	0	0	0	0	0	0	0	0	0	0
Preferred Stock	0	0	0	0	0	137.04M	0	0	0	0

Cash Flow

	Jun 2016	Jun 2017	Jun 2018	Jun 2019	Jun 2020	Jun 2021	Jun 2022	Jun 2023	Jun 2024	Jun 2025
Cash from Operations+	861.87M	376.2M	369.11M	223.84M	429.44M	31.02M	-795.34M	284.66M	282.1M	178.92M
Operating CF Growth %	17.96%	-0.56%	-0.02%	-0.39%	0.92%	-0.93%	-26.64%	1.36%	-0.01%	-0.37%
Net Income	103.36M	252.91M	299.86M	144.49M	-16.22M	963.81M	582.58M	-101.64M	262.83M	-469.92M
Depreciation & Amortization	327.66M	101.84M	31M	-9.6M	4.44M	-2.49M	70M	0	0	0
Deferred Taxes	0	0	0	0	0	0	0	0	0	0
Other Non-Cash Items	397.73M	-22.14M	99.91M	103.31M	429.11M	-934.93M	-1.45B	393.26M	19.4M	710.97M
Working Capital Changes	33.12M	43.6M	-61.67M	-14.37M	12.11M	4.64M	1.81M	-6.96M	-132K	-62.13M
Cash from Investing+	389.7M	-44.85M	123.99M	-28.69M	264.46M	-154.81M	-1.11B	-505.51M	-2.12M	344.25M
Purchase of Investments	-921.68M	-1.46B	-1.71B	-656.67M	-692.44M	-984.5M	-2.22B	-929.34M	-622.35M	-793.87M
Sale/Maturity of Investments	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K	1000K
Net Investment Activity	-	-	-	-	-	-	-	-	-	-
Acquisitions	0	0	0	0	0	0	0	0	0	0
Other Investing	0	0	0	0	0	0	0	0	0	0
Cash from Financing+	-654.1M	-375.92M	-603.43M	-200.5M	-491.98M	-11.97M	767.09M	281.13M	-289.76M	-558.25M
Dividends Paid	-336.64M	-333.62M	-255.91M	-245.1M	-239.95M	-195.57M	-270.3M	-299.14M	-360.29M	-332.39M
Share Repurchases	-34.14M	0	0	0	0	-125.87M	0	-580K	-11.3M	-2.17M
Stock Issued	118K	0	0	0	6.15M	125.87M	553.74M	748.22M	250.78M	128.27M
Net Stock Activity	-	-	-	-	-	-	-	-	-	-
Debt Issuance (Net)	-1000K	-1000K	-1000K	1000K	-1000K	1000K	1000K	-1000K	-1000K	-1000K
Other Financing	-6.85M	0	0	-28.73M	0	-16.59M	-11.33M	0	0	0
Net Change in Cash+	207.77M	285K	-234.32M	23.34M	-62.54M	19.05M	-28.25M	60.28M	-9.77M	-35.08M
Exchange Rate Effect	-1000K	1000K	-1000K	1000K	-1000K	1000K	1000K	0	0	0
Cash at Beginning	110.03M	317.8M	318.08M	83.76M	107.1M	44.56M	63.61M	35.36M	95.65M	85.87M
Cash at End	317.8M	318.08M	83.76M	107.1M	44.56M	63.61M	35.36M	95.65M	85.87M	50.79M
Interest Paid	0	0	0	0	0	0	0	0	0	0
Income Taxes Paid	0	0	0	0	0	0	0	0	0	0
Free Cash Flow+	861.87M	376.2M	369.11M	223.84M	429.44M	31.02M	-795.34M	284.66M	282.1M	178.92M
FCF Growth %	17.96%	-0.56%	-0.02%	-0.39%	0.92%	-0.93%	-26.64%	1.36%	-0.01%	-0.37%

Banking Ratios

Metric	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Return on Equity (ROE)	2.9%	7.45%	8.87%	4.3%	-0.51%	27.53%	14.45%	-2.59%	7.06%	-14.03%
Return on Assets (ROA)	1.59%	4.08%	4.99%	2.48%	-0.29%	16.61%	8.34%	-1.31%	3.34%	-6.41%
Net Interest Margin	9.38%	8.52%	7.74%	8.05%	7.66%	6.72%	6.1%	7.93%	7.94%	7.95%
Efficiency Ratio	17.87%	13.06%	6.91%	12.25%	21.04%	4.64%	5.39%	46.67%	12.43%	-22.75%
Equity / Assets	55.1%	54.35%	58.35%	57%	57.66%	62.6%	53.75%	47.48%	47.24%	43.92%
Book Value / Share	9.65	9.35	9.43	9.03	8.3	10.22	9.5	9.37	8.88	6.79
NII Growth	-2.45%	-10.11%	-14.01%	3.3%	-13.04%	4.34%	10.3%	33.4%	0.09%	-13.28%
Dividend Payout	325.69%	131.92%	85.34%	169.63%	-	20.29%	46.4%	-	-	-

Frequently Asked Questions

Growth & Financials

Prospect Capital Corporation (PSEC) saw revenue decline by 159.2% over the past year.

Prospect Capital Corporation (PSEC) reported a net loss of $257.9M for fiscal year 2025.

Dividend & Returns

Yes, Prospect Capital Corporation (PSEC) pays a dividend with a yield of 25.59%. This makes it attractive for income-focused investors.

Prospect Capital Corporation (PSEC) has a return on equity (ROE) of -14.0%. Negative ROE indicates the company is unprofitable.

Industry Metrics

Prospect Capital Corporation (PSEC) has a net interest margin (NIM) of 8.0%. This indicates healthy earnings from lending activities.

Prospect Capital Corporation (PSEC) has an efficiency ratio of 0.0%. This is excellent, indicating strong cost control.