| Name | Market Cap | Current Price | P/E Ratio | Revenue Growth 1Y | Net Margin | ROE | FCF Yield | Debt/Equity |
|---|---|---|---|---|---|---|---|---|
| PAYPaymentus Holdings, Inc. | 1.63B | 29.31 | 83.74 | 41.86% | 5.29% | 11.06% | 3.88% | 0.02 |
| FISFidelity National Information Services, Inc. | 32.86B | 63.45 | 44.68 | 3.01% | 1.42% | 1.1% | 6.01% | 0.74 |
| PSFEPaysafe Limited | 443.61M | 7.72 | 21.44 | 6.48% | -7.35% | -17.42% | 30.05% | 2.74 |
| FISVFiserv, Inc. | 35.92B | 66.78 | 12.41 | 7.14% | 17.05% | 14.35% | 14.09% | 0.90 |
| Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|
| Sales/Revenue | 1.14B | 1.42B | 1.43B | 1.49B | 1.5B | 1.6B | 1.7B |
| Revenue Growth % | - | 0.24% | 0.01% | 0.04% | 0.01% | 0.07% | 0.06% |
| Cost of Goods Sold | 390.71M | 508.74M | 534.82M | 599.78M | 614.02M | 663.21M | 715.76M |
| COGS % of Revenue | 0.34% | 0.36% | 0.37% | 0.4% | 0.41% | 0.41% | 0.42% |
| Gross Profit | 749.95M | 909.4M | 891.67M | 887.24M | 882.11M | 937.93M | 989.07M |
| Gross Margin % | 0.66% | 0.64% | 0.63% | 0.6% | 0.59% | 0.59% | 0.58% |
| Gross Profit Growth % | - | 0.21% | -0.02% | -0% | -0.01% | 0.06% | 0.05% |
| Operating Expenses | 576.22M | 857.59M | 871.99M | 1.16B | 2.75B | 779.27M | 855.72M |
| OpEx % of Revenue | 0.51% | 0.6% | 0.61% | 0.78% | 1.84% | 0.49% | 0.5% |
| Selling, General & Admin | 341.96M | 443.06M | 0 | 0 | 0 | 0 | 0 |
| SG&A % of Revenue | 0.3% | 0.31% | - | - | - | - | - |
| Research & Development | 4.99M | 0 | 7.95M | 8.57M | 12.41M | 8.53M | 8.09M |
| R&D % of Revenue | 0% | - | 0.01% | 0.01% | 0.01% | 0.01% | 0% |
| Other Operating Expenses | 234.26M | 414.53M | 864.03M | 1.15B | 2.74B | 770.74M | 847.63M |
| Operating Income | 115.94M | 51.81M | 19.68M | -269.27M | -1.87B | 158.66M | 133.35M |
| Operating Margin % | 0.1% | 0.04% | 0.01% | -0.18% | -1.25% | 0.1% | 0.08% |
| Operating Income Growth % | - | -0.55% | -0.62% | -14.68% | -5.95% | 1.08% | -0.16% |
| EBITDA | 350.2M | 331.64M | 287.85M | -7.9M | -1.61B | 422.8M | 408.11M |
| EBITDA Margin % | 0.31% | 0.23% | 0.2% | -0.01% | -1.07% | 0.26% | 0.24% |
| EBITDA Growth % | - | -0.05% | -0.13% | -1.03% | -202.18% | 1.26% | -0.03% |
| D&A (Non-Cash Add-back) | 234.26M | 279.83M | 268.17M | 261.37M | 266.82M | 264.14M | 274.75M |
| EBIT | 130.04M | 46.35M | 157.6M | 80.76M | 25.96M | 163.46M | 137.59M |
| Net Interest Income | -164.13M | -173.02M | -166.34M | -165.83M | -126.63M | -151.15M | -140.81M |
| Interest Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest Expense | 164.13M | 173.02M | 166.34M | 165.83M | 126.63M | 151.15M | 140.81M |
| Other Income/Expense | -150.03M | -178.47M | -205.59M | 73.83M | -42.85M | -138.07M | -119.33M |
| Pretax Income | -34.09M | -126.66M | -185.91M | -195.44M | -1.91B | 20.59M | 14.02M |
| Pretax Margin % | -0.03% | -0.09% | -0.13% | -0.13% | -1.28% | 0.01% | 0.01% |
| Income Tax | 5.62M | -16.52M | -59.2M | -85.11M | -52.5M | 40.84M | -8.14M |
| Effective Tax Rate % | 1.16% | 0.87% | 0.68% | 0.57% | 0.97% | -0.98% | 1.58% |
| Net Income | -39.71M | -110.2M | -126.72M | -110.95M | -1.86B | -20.25M | 22.16M |
| Net Margin % | -0.03% | -0.08% | -0.09% | -0.07% | -1.24% | -0.01% | 0.01% |
| Net Income Growth % | - | -1.77% | -0.15% | 0.12% | -15.79% | 0.99% | 2.09% |
| Net Income (Continuing) | -39.71M | -110.14M | -126.71M | -110.33M | -1.86B | -20.25M | 22.16M |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 5.9M | 5.96M | 11.3M | 138M | 0 | 0 | 0 |
| EPS (Diluted) | -0.66 | -1.83 | -2.10 | -1.83 | -30.77 | -0.33 | 0.36 |
| EPS Growth % | - | -1.77% | -0.15% | 0.13% | -15.81% | 0.99% | 2.09% |
| EPS (Basic) | -0.66 | -1.83 | -2.10 | -1.83 | -30.77 | -0.33 | 0.36 |
| Diluted Shares Outstanding | 60.31M | 60.31M | 60.31M | 60.31M | 60.52M | 61.43M | 61.9M |
| Basic Shares Outstanding | 60.31M | 60.31M | 60.31M | 60.31M | 60.52M | 61.43M | 60.88M |
| Dividend Payout Ratio | - | - | - | - | - | - | - |
| Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|
| Total Current Assets | 1.7B | 1.89B | 2.2B | 2.34B | 2.5B | 1.91B | 1.68B |
| Cash & Short-Term Investments | 122.97M | 234.62M | 387.62M | 313.44M | 260.22M | 202.32M | 216.68M |
| Cash Only | 122.97M | 234.62M | 387.62M | 313.44M | 260.22M | 202.32M | 216.68M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 138.18M | 120.38M | 373.43M | 306.97M | 307.1M | 333.31M | 296.76M |
| Days Sales Outstanding | 44.21 | 30.98 | 95.55 | 75.35 | 74.92 | 75.98 | 63.54 |
| Inventory | 0 | 0 | 0 | 0 | 1.87B | 0 | 0 |
| Days Inventory Outstanding | - | - | - | - | 1.11K | - | - |
| Other Current Assets | 1.44B | 1.47B | 1.44B | 1.66B | 1.93B | 1.37B | 1.16B |
| Total Non-Current Assets | 5.68B | 5.44B | 5.21B | 4.92B | 3.46B | 3.32B | 3.13B |
| Property, Plant & Equipment | 64.44M | 63.56M | 58.88M | 48.02M | 47.46M | 39.33M | 64.92M |
| Fixed Asset Turnover | 17.70x | 22.31x | 24.23x | 30.96x | 31.53x | 40.71x | 26.26x |
| Goodwill | 3.45B | 3.44B | 3.48B | 3.65B | 2B | 2.02B | 1.98B |
| Intangible Assets | 2.01B | 1.8B | 1.52B | 1.2B | 1.29B | 1.16B | 981.32M |
| Long-Term Investments | 0 | 0 | 125.11M | 0 | 17.32M | 10.43M | 5.5M |
| Other Non-Current Assets | 149.13M | 133.78M | 508K | 1.86M | 2.05M | 6.84M | 12.81M |
| Total Assets | 7.38B | 7.33B | 7.41B | 7.27B | 5.96B | 5.23B | 4.81B |
| Asset Turnover | 0.15x | 0.19x | 0.19x | 0.20x | 0.25x | 0.31x | 0.35x |
| Asset Growth % | - | -0.01% | 0.01% | -0.02% | -0.18% | -0.12% | -0.08% |
| Total Current Liabilities | 1.54B | 1.61B | 1.82B | 1.66B | 2.3B | 1.71B | 1.45B |
| Accounts Payable | 32.86M | 237.67M | 27.16M | 18.6M | 45.97M | 49.67M | 57.64M |
| Days Payables Outstanding | 30.69 | 170.52 | 18.54 | 11.32 | 27.33 | 27.34 | 29.39 |
| Short-Term Debt | 23.61M | 24.79M | 24.37M | 10.19M | 10.19M | 10.19M | 10.19M |
| Deferred Revenue (Current) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Liabilities | 1.49B | 1.34B | 1.73B | 1.57B | 2.19B | 1.61B | 25.35M |
| Current Ratio | 1.10x | 1.18x | 1.21x | 1.41x | 1.09x | 1.11x | 1.16x |
| Quick Ratio | 1.10x | 1.18x | 1.21x | 1.41x | 0.27x | 1.11x | 1.16x |
| Cash Conversion Cycle | - | - | - | - | 1.16K | - | - |
| Total Non-Current Liabilities | 3.67B | 3.65B | 3.65B | 2.9B | 2.8B | 2.63B | 2.48B |
| Long-Term Debt | 3.45B | 3.45B | 3.25B | 2.75B | 2.63B | 2.49B | 2.35B |
| Capital Lease Obligations | 0 | 29.64M | 34.54M | 28.01M | 29.91M | 16.96M | 35.57M |
| Deferred Tax Liabilities | 0 | 0 | 122.52M | 64.89M | 118.79M | 111.7M | 91.57M |
| Other Non-Current Liabilities | 216.49M | 170.4M | 247.49M | 59.38M | 17.01M | 11.41M | 3.99M |
| Total Liabilities | 5.21B | 5.26B | 5.48B | 4.56B | 5.1B | 4.34B | 3.93B |
| Total Debt | 3.48B | 3.52B | 3.31B | 2.8B | 2.68B | 2.53B | 2.41B |
| Net Debt | 3.35B | 3.28B | 2.92B | 2.48B | 2.42B | 2.32B | 2.19B |
| Debt / Equity | 1.60x | 1.70x | 1.71x | 1.03x | 3.12x | 2.86x | 2.74x |
| Debt / EBITDA | 9.93x | 10.61x | 11.48x | - | - | 5.98x | 5.90x |
| Net Debt / EBITDA | 9.58x | 9.90x | 10.14x | - | - | 5.50x | 5.37x |
| Interest Coverage | 0.71x | 0.30x | 0.12x | -1.62x | -14.78x | 1.05x | 0.95x |
| Total Equity | 2.17B | 2.06B | 1.93B | 2.71B | 859.64M | 883.31M | 879.26M |
| Equity Growth % | - | -0.05% | -0.06% | 0.4% | -0.68% | 0.03% | -0% |
| Book Value per Share | 35.98 | 34.22 | 32.05 | 44.90 | 14.20 | 14.38 | 14.21 |
| Total Shareholders' Equity | 2.16B | 2.06B | 1.92B | 2.57B | 859.64M | 883.31M | 879.26M |
| Common Stock | 1.25M | 1.25M | 1.25M | 723K | 730K | 741K | 750K |
| Retained Earnings | -21.41M | -131.61M | -265.83M | -376.79M | -2.24B | -2.26B | -2.24B |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | -42.59M |
| Accumulated OCI | -4.46M | -602K | -2.42M | -3.83M | -38.08M | -23.75M | -40.49M |
| Minority Interest | 5.9M | 5.96M | 11.3M | 138M | 0 | 0 | 0 |
| Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | |
|---|---|---|---|---|---|---|---|
| Cash from Operations | -27.29M | 289.05M | 409.11M | 261.46M | 917.3M | 234.02M | 253.8M |
| Operating CF Margin % | -0.02% | 0.2% | 0.29% | 0.18% | 0.61% | 0.15% | 0.15% |
| Operating CF Growth % | - | 11.59% | 0.42% | -0.36% | 2.51% | -0.74% | 0.08% |
| Net Income | -39.71M | -110.14M | -126.71M | -110.33M | -1.86B | -20.25M | 22.16M |
| Depreciation & Amortization | 234.26M | 279.83M | 268.17M | 261.37M | 266.82M | 264.14M | 274.75M |
| Stock-Based Compensation | 0 | 0 | 0 | 101.77M | 0 | 28.87M | 38.53M |
| Deferred Taxes | -27.33M | -27.42M | -61.14M | -96.99M | -82.88M | 19.69M | -33.19M |
| Other Non-Cash Items | 10.06M | 152.78M | 211.06M | 194.9M | 1.92B | 9.02M | 38.81M |
| Working Capital Changes | -204.56M | -6.01M | 117.74M | -89.25M | 674.16M | -67.45M | -87.27M |
| Change in Receivables | -47.72M | -75.04M | -8.85M | -42.59M | -46.2M | -18.81M | -43.24M |
| Change in Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change in Payables | -43.44M | -250K | -27.77M | -25.73M | 0 | -32.97M | -26.65M |
| Cash from Investing | -5.05B | -160.56M | -51.22M | -411.27M | -575.59M | -135.24M | -108.38M |
| Capital Expenditures | -92.9M | -9.66M | -5.39M | -5.62M | -93.61M | -12.85M | -15.94M |
| CapEx % of Revenue | 0.08% | 0.01% | 0% | 0% | 0.06% | 0.01% | 0.01% |
| Acquisitions | - | - | - | - | - | - | - |
| Investments | - | - | - | - | - | - | - |
| Other Investing | -733.6M | -150.45M | -81.53M | -142.13M | -826K | -132.6M | -101.36M |
| Cash from Financing | 3.27B | 72.68M | -75.47M | 446.29M | -73.76M | -771.03M | -280.8M |
| Debt Issued (Net) | - | - | - | - | - | - | - |
| Equity Issued (Net) | - | - | - | - | - | - | - |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Share Repurchases | - | - | - | - | - | - | - |
| Other Financing | -40.44M | -12.7M | -9.6M | 917.38M | -18.07M | -599.01M | -173.68M |
| Net Change in Cash | - | - | - | - | - | - | - |
| Free Cash Flow | -120.19M | 128.94M | 322.19M | 113.71M | 912.75M | 101.12M | 133.31M |
| FCF Margin % | -0.11% | 0.09% | 0.23% | 0.08% | 0.61% | 0.06% | 0.08% |
| FCF Growth % | - | 2.07% | 1.5% | -0.65% | 7.03% | -0.89% | 0.32% |
| FCF per Share | -1.99 | 2.14 | 5.34 | 1.89 | 15.08 | 1.65 | 2.15 |
| FCF Conversion (FCF/Net Income) | 0.69x | -2.62x | -3.23x | -2.36x | -0.49x | -11.56x | 11.45x |
| Interest Paid | 0 | 167.46M | 154.37M | 91.55M | 0 | 153.79M | 150.93M |
| Taxes Paid | 0 | 24.5M | 793K | 36.27M | 0 | 43.77M | 30.84M |
| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | -1.83% | -5.21% | -6.34% | -4.78% | -104.43% | -2.32% | 2.51% |
| Return on Invested Capital (ROIC) | 1.57% | 0.71% | 0.29% | -4.02% | -33.15% | 3.67% | 3.19% |
| Gross Margin | 65.75% | 64.13% | 62.51% | 59.67% | 58.96% | 58.58% | 58.02% |
| Net Margin | -3.48% | -7.77% | -8.88% | -7.46% | -124.5% | -1.26% | 1.3% |
| Debt / Equity | 1.60x | 1.70x | 1.71x | 1.03x | 3.12x | 2.86x | 2.74x |
| Interest Coverage | 0.71x | 0.30x | 0.12x | -1.62x | -14.78x | 1.05x | 0.95x |
| FCF Conversion | 0.69x | -2.62x | -3.23x | -2.36x | -0.49x | -11.56x | 11.45x |
| Revenue Growth | - | 24.33% | 0.59% | 4.24% | 0.61% | 7.02% | 6.48% |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| Merchant Solutions | - | 817.35M | 878.35M | 957.62M |
| Merchant Solutions Growth | - | - | 7.46% | 9.03% |
| Digital Commerce | 837.25M | 686.16M | 734.67M | - |
| Digital Commerce Growth | - | -18.05% | 7.07% | - |
| Intersegment | - | -7.38M | -11.88M | - |
| Intersegment Growth | - | - | -60.91% | - |
| U S Acquiring | 649.76M | - | - | - |
| U S Acquiring Growth | - | - | - | - |
| 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|
| UNITED STATES | - | 774.05M | 824.92M | 891.99M |
| UNITED STATES Growth | - | - | 6.57% | 8.13% |
| All Other Countries | 622.97M | 583.9M | 607.15M | 642.42M |
| All Other Countries Growth | - | -6.27% | 3.98% | 5.81% |
| GERMANY | - | 103.49M | 102.64M | 107.14M |
| GERMANY Growth | - | - | -0.82% | 4.39% |
| U S | 683.34M | - | - | - |
| U S Growth | - | - | - | - |
| D E | 127.12M | - | - | - |
| D E Growth | - | - | - | - |
Paysafe Limited (PSFE) has a price-to-earnings (P/E) ratio of 21.4x. This is roughly in line with market averages.
Paysafe Limited (PSFE) reported $1.68B in revenue for fiscal year 2024. This represents a 48% increase from $1.14B in 2018.
Paysafe Limited (PSFE) grew revenue by 6.5% over the past year. This is steady growth.
Paysafe Limited (PSFE) reported a net loss of $123.8M for fiscal year 2024.
Paysafe Limited (PSFE) has a return on equity (ROE) of 2.5%. This is below average, suggesting room for improvement.
Paysafe Limited (PSFE) generated $89.9M in free cash flow for fiscal year 2024. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.