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PSFE logoPaysafe Limited(PSFE)Earnings, Financials & Key Ratios

PSFE•NYSE
$9.26
$479M mkt cap·Price updated May 6, 2026
SectorTechnologyIndustryIT ServicesSub-IndustryPayments Processing and Fintech Services
AboutPaysafe Limited provides digital commerce solutions to online businesses, small and medium-sized business merchants, and consumers through its Paysafe Network worldwide. The company operates in two segments, US Acquiring and Digital Commerce. It provides PCI-compliant payment acceptance and transaction processing solutions for merchants and integrated service providers, including merchant acquiring, transaction processing, online solutions, fraud and risk management tools, data and analytics, and point of sale systems and merchant financing solutions under the Paysafe and Petroleum Card Services brands. The company also offers digital wallet solutions under the Skrill and NETELLER brands; and pay-by-bank solution under the Rapid Transfer brand. In addition, it provides eCash solutions, such as Paysafecash, a bill payment eCash solution that allow users to shop online and then pay offline in cash to finalize the transaction; paysafecard, a prepaid eCash solution; and paysafecard prepaid Mastercard that can be linked to a digital paysafecard account and used to make purchases. Further, it offers integrated and ecommerce solutions for online merchants and software-integrated merchants within integrated payment capabilities; online toolkit that allows merchants and integrated software vendor to build and scale their online commerce presence; and turn-key payments gateway solution that offers critical connectivity between merchant online sites and payment acceptance and transaction processing providers. Additionally, the company manages and provides various connections to card processing networks, acquiring banks, and transaction processors; and offers gateway connectivity,? shopping cart, tokenization and encryption, fraud and risk management, and support to payment alternatives, as well as provides integrations into eCommerce platforms and multiple alternative payment methods. Paysafe Limited is based in London, the United Kingdom.Show more
  • Revenue$1.7B-0.2%
  • EBITDA$397M-2.8%
  • Net Income-$183M-923.6%
  • EPS (Diluted)-3.14-972.2%
  • Gross Margin40.33%-30.5%
  • EBITDA Margin23.31%-2.6%
  • Operating Margin7.2%-8.0%
  • Net Margin-10.73%-925.3%
  • ROE-23.79%-1046.1%
  • ROIC3.65%+14.4%
  • Debt/Equity4.06+48.2%
  • Interest Coverage0.90-5.2%
Technical→

PSFE Key Insights

Paysafe Limited (PSFE) fundamental analysis — strengths, weaknesses & financial health based on data analysis

✓Strengths

  • ✓Share count reduced 6.1% through buybacks
  • ✓Trading at only 0.8x book value

✗Weaknesses

  • ✗High debt to equity ratio of 4.1x
  • ✗Trading more than 30% below 52-week high

* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.

PSFE Price & Volume

Paysafe Limited (PSFE) stock price & volume — 10-year historical chart

Loading chart...

PSFE Growth Metrics

Paysafe Limited (PSFE) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR

Revenue CAGR

10 Years-
5 Years3.59%
3 Years4.38%
TTM-0.2%

Profit CAGR

10 Years-
5 Years-
3 Years-
TTM-923.59%

EPS CAGR

10 Years-
5 Years-
3 Years-
TTM-985.58%

Return on Capital

10 Years-3.76%
5 Years-6.66%
3 Years3.98%
Last Year3.63%

PSFE Recent Earnings

Paysafe Limited (PSFE) EPS & revenue vs analyst estimates — last 4 quarters

Full history →
●Beat EPS 6/12 qtrs (50%)●Beat Revenue 4/12 qtrs (33%)
Q2 2026Latest
Mar 3, 2026
EPS
$0.46
Est $0.36
+27.8%
Revenue
$438M
Est $441M
-0.6%
Q4 2025
Nov 13, 2025
EPS
$0.70
Est $0.73
-4.1%
Revenue
$434M
Est $441M
-1.6%
Q3 2025
Aug 12, 2025
EPS
$0.46
Est $0.46
+0.0%
Revenue
$428M
Est $441M
-2.8%
Q2 2025
May 13, 2025
EPS
$0.34
Est $0.56
-39.3%
Revenue
$401M
Est $427M
-6.0%
QuarterDateEPS (Act vs Est)Revenue (Act vs Est)
Q2 2026LatestMar 3, 2026
$0.46vs $0.36+27.8%
$438Mvs $441M-0.6%
Q4 2025Nov 13, 2025
$0.70vs $0.73-4.1%
$434Mvs $441M-1.6%
Q3 2025Aug 12, 2025
$0.46vs $0.46+0.0%
$428Mvs $441M-2.8%
Q2 2025May 13, 2025
$0.34vs $0.56-39.3%
$401Mvs $427M-6.0%
Based on last 12 quarters of dataView full earnings history →

PSFE Peer Comparison

Paysafe Limited (PSFE) competitors in Payments Processing and Fintech Services — business model, growth, and fundamentals comparison

Select Columns
Stock Universe
Valuation
Growth
Profitability
Financial Health
Dividends & Buybacks
Price Performance
Technical
Fundamentals ($)
Sector-Specific
CompanyMarket CapStock PriceP/E Ratio (TTM)Revenue Growth 1YNet MarginReturn on Equity (ROE)FCF YieldDebt / Equity
EVTC logoEVTCEVERTEC, Inc.Direct Competitor1.74B28.1612.8010.21%9.6%11.07%1.58
PRTH logoPRTHPriority Technology Holdings, Inc.Direct Competitor430.83M5.267.748.33%5.84%
WEX logoWEXWEX Inc.Product Competitor4.99B144.0017.001.24%11.5%26.96%3.94
FOUR logoFOURShift4 Payments, Inc.Product Competitor3.93B42.9014.1629.86%5.02%8.73%2.83
FLYW logoFLYWFlywire CorporationProduct Competitor2.09B17.51159.1826.59%6.65%5.87%
PAGS logoPAGSPagSeguro Digital Ltd.Product Competitor1.78B10.417.395.57%10.72%14.4%2.38
V logoVVisa Inc.Supply Chain611.6B318.8031.2511.34%58.9%0.66
MA logoMAMastercard IncorporatedSupply Chain435.43B491.8929.7816.42%205.79%2.45

Compare PSFE vs Peers

Paysafe Limited (PSFE) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.

Closest Rival

vs EVTC

Most directly comparable listed peer for PSFE.

Scale Benchmark

vs V

Larger-name benchmark to compare PSFE against a more recognizable public peer.

Peer Set

Compare Top 5

vs EVTC, PRTH, WEX, FOUR

PSFE Income Statement

Paysafe Limited (PSFE) annual income statement — 10-year revenue, gross profit & net income history

10Y historyFree accessUpdated daily
Line itemDec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Sales/Revenue1.14B1.42B1.43B1.49B1.5B1.6B1.7B1.7B
Revenue Growth %-24.33%0.59%4.24%0.61%7.02%6.48%-0.2%
Cost of Goods Sold390.71M508.74M534.82M599.78M614.02M663.21M715.76M1.02B
COGS % of Revenue34.25%35.87%37.49%40.33%41.04%41.42%41.98%59.67%
Gross Profit
749.95M▲ 0%
909.4M▲ 21.3%
891.67M▼ 2.0%
887.24M▼ 0.5%
882.11M▼ 0.6%
937.93M▲ 6.3%
989.07M▲ 5.5%
686.08M▼ 30.6%
Gross Margin %65.75%64.13%62.51%59.67%58.96%58.58%58.02%40.33%
Gross Profit Growth %-21.26%-1.95%-0.5%-0.58%6.33%5.45%-30.63%
Operating Expenses576.22M857.59M871.99M1.16B2.75B779.27M855.72M563.65M
OpEx % of Revenue50.52%60.47%61.13%77.77%184.08%48.67%50.19%33.13%
Selling, General & Admin341.96M443.06M00000563.65M
SG&A % of Revenue29.98%31.24%-----33.13%
Research & Development4.99M07.95M8.57M12.41M8.53M8.09M0
R&D % of Revenue0.44%-0.56%0.58%0.83%0.53%0.47%-
Other Operating Expenses234.26M414.53M864.03M1.15B2.74B770.74M847.63M0
Operating Income
115.94M▲ 0%
51.81M▼ 55.3%
19.68M▼ 62.0%
-269.27M▼ 1468.3%
-1.87B▼ 595.2%
158.66M▲ 108.5%
133.35M▼ 15.9%
122.44M▼ 8.2%
Operating Margin %10.16%3.65%1.38%-18.11%-125.12%9.91%7.82%7.2%
Operating Income Growth %--55.31%-62.02%-1468.25%-595.18%108.48%-15.95%-8.19%
EBITDA350.2M331.64M287.85M-7.9M-1.61B422.8M408.11M396.54M
EBITDA Margin %30.7%23.39%20.18%-0.53%-107.28%26.41%23.94%23.31%
EBITDA Growth %--5.3%-13.21%-102.74%-20217.94%126.34%-3.47%-2.83%
D&A (Non-Cash Add-back)234.26M279.83M268.17M261.37M266.82M264.14M274.75M274.11M
EBIT130.04M46.35M157.6M80.76M25.96M163.46M137.59M122.44M
Net Interest Income-164.13M-173.02M-166.34M-165.83M-126.63M-151.15M-140.81M-136.41M
Interest Income00000000
Interest Expense164.13M173.02M166.34M165.83M126.63M151.15M140.81M136.41M
Other Income/Expense-150.03M-178.47M-205.59M73.83M-42.85M-138.07M-119.33M-194.5M
Pretax Income
-34.09M▲ 0%
-126.66M▼ 271.5%
-185.91M▼ 46.8%
-195.44M▼ 5.1%
-1.91B▼ 879.7%
20.59M▲ 101.1%
14.02M▼ 31.9%
-72.06M▼ 613.8%
Pretax Margin %-2.99%-8.93%-13.03%-13.14%-127.98%1.29%0.82%-4.24%
Income Tax5.62M-16.52M-59.2M-85.11M-52.5M40.84M-8.14M110.45M
Effective Tax Rate %-16.49%13.05%31.84%43.55%2.74%198.36%-58.01%-153.27%
Net Income
-39.71M▲ 0%
-110.2M▼ 177.5%
-126.72M▼ 15.0%
-110.95M▲ 12.4%
-1.86B▼ 1578.8%
-20.25M▲ 98.9%
22.16M▲ 209.4%
-182.51M▼ 923.6%
Net Margin %-3.48%-7.77%-8.88%-7.46%-124.5%-1.26%1.3%-10.73%
Net Income Growth %--177.5%-14.99%12.44%-1578.76%98.91%209.43%-923.59%
Net Income (Continuing)-39.71M-110.14M-126.71M-110.33M-1.86B-20.25M22.16M-182.51M
Discontinued Operations00000000
Minority Interest5.9M5.96M11.3M138M0000
EPS (Diluted)
-0.66▲ 0%
-1.83▼ 177.3%
-2.10▼ 14.8%
-1.83▲ 12.9%
-30.77▼ 1581.4%
-0.33▲ 98.9%
0.36▲ 209.1%
-3.14▼ 972.2%
EPS Growth %--177.27%-14.75%12.86%-1581.42%98.93%209.09%-972.22%
EPS (Basic)-0.66-1.83-2.10-1.83-30.77-0.330.36-3.14
Diluted Shares Outstanding60.31M60.31M60.31M60.31M60.52M61.43M61.9M58.1M
Basic Shares Outstanding60.31M60.31M60.31M60.31M60.52M61.43M60.88M58.1M
Dividend Payout Ratio--------

PSFE Balance Sheet

Paysafe Limited (PSFE) balance sheet — assets, liabilities & shareholders' equity

Line itemDec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Total Current Assets1.7B1.89B2.2B2.34B2.5B1.91B1.68B1.75B
Cash & Short-Term Investments122.97M234.62M387.62M313.44M260.22M202.32M216.68M1.35B
Cash Only122.97M234.62M387.62M313.44M260.22M202.32M216.68M1.35B
Short-Term Investments00000000
Accounts Receivable138.18M120.38M373.43M306.97M307.1M333.31M296.76M290.58M
Days Sales Outstanding44.2130.9895.5575.3574.9275.9863.5462.34
Inventory00001.87B000
Days Inventory Outstanding----1.11K---
Other Current Assets1.44B1.47B1.44B1.66B1.93B1.37B1.16B597K
Total Non-Current Assets5.68B5.44B5.21B4.92B3.46B3.32B3.13B3.05B
Property, Plant & Equipment64.44M63.56M58.88M48.02M47.46M39.33M64.92M68.63M
Fixed Asset Turnover17.70x22.31x24.23x30.96x31.53x40.71x26.26x24.79x
Goodwill3.45B3.44B3.48B3.65B2B2.02B1.98B2.08B
Intangible Assets2.01B1.8B1.52B1.2B1.29B1.16B981.32M874.05M
Long-Term Investments00125.11M017.32M10.43M5.5M3.31M
Other Non-Current Assets149.13M133.78M508K1.86M2.05M6.84M12.81M16.92M
Total Assets
7.38B▲ 0%
7.33B▼ 0.8%
7.41B▲ 1.1%
7.27B▼ 1.9%
5.96B▼ 18.0%
5.23B▼ 12.2%
4.81B▼ 8.0%
4.8B▼ 0.1%
Asset Turnover0.15x0.19x0.19x0.20x0.25x0.31x0.35x0.35x
Asset Growth %--0.77%1.13%-1.92%-18.03%-12.24%-8%-0.12%
Total Current Liabilities1.54B1.61B1.82B1.66B2.3B1.71B1.45B1.41B
Accounts Payable32.86M237.67M27.16M18.6M45.97M49.67M57.64M209.43M
Days Payables Outstanding30.69170.5218.5411.3227.3327.3429.3975.29
Short-Term Debt23.61M24.79M24.37M10.19M10.19M10.19M10.19M19.21M
Deferred Revenue (Current)00000000
Other Current Liabilities1.49B1.34B1.73B1.57B2.19B1.61B25.35M1.18B
Current Ratio1.10x1.18x1.21x1.41x1.09x1.11x1.16x1.24x
Quick Ratio1.10x1.18x1.21x1.41x0.27x1.11x1.16x1.24x
Cash Conversion Cycle----1.16K---
Total Non-Current Liabilities3.67B3.65B3.65B2.9B2.8B2.63B2.48B2.73B
Long-Term Debt3.45B3.45B3.25B2.75B2.63B2.49B2.35B2.61B
Capital Lease Obligations029.64M34.54M28.01M29.91M16.96M35.57M33.81M
Deferred Tax Liabilities00122.52M64.89M118.79M111.7M91.57M92.47M
Other Non-Current Liabilities216.49M170.4M247.49M59.38M17.01M11.41M3.99M3.4M
Total Liabilities5.21B5.26B5.48B4.56B5.1B4.34B3.93B4.15B
Total Debt3.48B3.52B3.31B2.8B2.68B2.53B2.41B2.66B
Net Debt3.35B3.28B2.92B2.48B2.42B2.32B2.19B1.31B
Debt / Equity1.60x1.70x1.71x1.03x3.12x2.86x2.74x4.06x
Debt / EBITDA9.93x10.61x11.48x--5.98x5.90x6.70x
Net Debt / EBITDA9.58x9.90x10.14x--5.50x5.37x3.31x
Interest Coverage0.71x0.30x0.12x-1.62x-14.78x1.05x0.95x0.90x
Total Equity
2.17B▲ 0%
2.06B▼ 4.9%
1.93B▼ 6.3%
2.71B▲ 40.1%
859.64M▼ 68.3%
883.31M▲ 2.8%
879.26M▼ 0.5%
655.04M▼ 25.5%
Equity Growth %--4.9%-6.33%40.08%-68.25%2.75%-0.46%-25.5%
Book Value per Share35.9834.2232.0544.9014.2014.3814.2111.27
Total Shareholders' Equity2.16B2.06B1.92B2.57B859.64M883.31M879.26M655.04M
Common Stock1.25M1.25M1.25M723K730K741K750K0
Retained Earnings-21.41M-131.61M-265.83M-376.79M-2.24B-2.26B-2.24B0
Treasury Stock000000-42.59M0
Accumulated OCI-4.46M-602K-2.42M-3.83M-38.08M-23.75M-40.49M0
Minority Interest5.9M5.96M11.3M138M0000

PSFE Cash Flow Statement

Paysafe Limited (PSFE) cash flow — operating, investing & free cash flow history

Line itemDec'18Dec'19Dec'20Dec'21Dec'22Dec'23Dec'24Dec'25
Cash from Operations-27.29M289.05M409.11M261.46M917.3M234.02M253.8M236.16M
Operating CF Margin %-2.39%20.38%28.68%17.58%61.31%14.62%14.89%13.88%
Operating CF Growth %-1159.17%41.54%-36.09%250.83%-74.49%8.45%-6.95%
Net Income-39.71M-110.14M-126.71M-110.33M-1.86B-20.25M22.16M-182.51M
Depreciation & Amortization234.26M279.83M268.17M261.37M266.82M264.14M274.75M274.11M
Stock-Based Compensation000101.77M028.87M38.53M0
Deferred Taxes-27.33M-27.42M-61.14M-96.99M-82.88M19.69M-33.19M74.4M
Other Non-Cash Items10.06M152.78M211.06M194.9M1.92B9.02M38.81M88.93M
Working Capital Changes-204.56M-6.01M117.74M-89.25M674.16M-67.45M-87.27M-18.78M
Change in Receivables-47.72M-75.04M-8.85M-42.59M-46.2M-18.81M-43.24M-12.76M
Change in Inventory00000000
Change in Payables-43.44M-250K-27.77M-25.73M0-32.97M-26.65M0
Cash from Investing-5.05B-160.56M-51.22M-411.27M-575.59M-135.24M-108.38M-140.41M
Capital Expenditures-92.9M-9.66M-5.39M-5.62M-93.61M-12.85M-15.94M-106.77M
CapEx % of Revenue8.14%0.68%0.38%0.38%6.26%0.8%0.93%6.28%
Acquisitions-4.22B-454K35.7M-263.52M-424.72M001.95M
Investments--------
Other Investing-733.6M-150.45M-81.53M-142.13M-826K-132.6M-101.36M-14.38M
Cash from Financing3.27B72.68M-75.47M446.29M-73.76M-771.03M-280.8M-163.38M
Debt Issued (Net)1.12B85.38M-65.87M-471.09M-48.76M-163.55M-56.64M104.75M
Equity Issued (Net)1000K000-1000K-1000K-1000K-1000K
Dividends Paid00000000
Share Repurchases0000-6.94M-8.47M-50.48M-101.41M
Other Financing-40.44M-12.7M-9.6M917.38M-18.07M-599.01M-173.68M-166.72M
Net Change in Cash
-1.83B▲ 0%
185.41M▲ 110.2%
381.49M▲ 105.8%
207.87M▼ 45.5%
-53.22M▼ 125.6%
-628.93M▼ 1081.7%
-199.69M▲ 68.2%
1.13B▲ 665.2%
Free Cash Flow
-120.19M▲ 0%
128.94M▲ 207.3%
322.19M▲ 149.9%
113.71M▼ 64.7%
912.75M▲ 702.7%
101.12M▼ 88.9%
133.31M▲ 31.8%
223.58M▲ 67.7%
FCF Margin %-10.54%9.09%22.59%7.65%61.01%6.32%7.82%13.14%
FCF Growth %-207.28%149.87%-64.71%702.68%-88.92%31.83%67.71%
FCF per Share-1.992.145.341.8915.081.652.153.85
FCF Conversion (FCF/Net Income)0.69x-2.62x-3.23x-2.36x-0.49x-11.56x11.45x-1.29x
Interest Paid0167.46M154.37M91.55M0153.79M150.93M0
Taxes Paid024.5M793K36.27M043.77M30.84M0

PSFE Key Ratios

Paysafe Limited (PSFE) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios

Metric20182019202020212022202320242025
Return on Equity (ROE)-1.83%-5.21%-6.34%-4.78%-104.43%-2.32%2.51%-23.79%
Return on Invested Capital (ROIC)1.57%0.71%0.29%-4.02%-33.15%3.67%3.19%3.65%
Gross Margin65.75%64.13%62.51%59.67%58.96%58.58%58.02%40.33%
Net Margin-3.48%-7.77%-8.88%-7.46%-124.5%-1.26%1.3%-10.73%
Debt / Equity1.60x1.70x1.71x1.03x3.12x2.86x2.74x4.06x
Interest Coverage0.71x0.30x0.12x-1.62x-14.78x1.05x0.95x0.90x
FCF Conversion0.69x-2.62x-3.23x-2.36x-0.49x-11.56x11.45x-1.29x
Revenue Growth-24.33%0.59%4.24%0.61%7.02%6.48%-0.2%

PSFE Frequently Asked Questions

Paysafe Limited (PSFE) stock FAQ — growth, dividends, profitability & financials explained

Growth & Financials

Paysafe Limited (PSFE) reported $1.70B in revenue for fiscal year 2025. This represents a 49% increase from $1.14B in 2018.

Paysafe Limited (PSFE) saw revenue decline by 0.2% over the past year.

Paysafe Limited (PSFE) reported a net loss of $182.5M for fiscal year 2025.

Dividend & Returns

Paysafe Limited (PSFE) has a return on equity (ROE) of -23.8%. Negative ROE indicates the company is unprofitable.

Paysafe Limited (PSFE) generated $136.2M in free cash flow for fiscal year 2025. Positive FCF indicates the company can fund dividends, buybacks, or reinvestment.

Explore More PSFE

Paysafe Limited (PSFE) financial analysis — history, returns, DCA and operating performance tools

Total Return Calculator

Historical returns with dividends reinvested

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DCA Calculator

Dollar cost averaging vs lump sum

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Dividend History

Yield, growth, payout safety & DRIP

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Earnings History

EPS trends, net income & profitability

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Price History

Long-term charts & historical price data

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Revenue History

Sales growth patterns & revenue breakdown

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Financial Ratios

30 years of market, efficiency and balance-sheet ratios

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Valuation

DCF intrinsic value, peer multiples & estimates

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