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Apr 22, 2026·SEC
Material company update
Apr 22, 2026·SEC
Material company update
Feb 19, 2026·SEC
QCR Holdings, Inc.(QCRH)Earnings, Financials & Key Ratios
QCRH•NASDAQ•Banking & Credit
$91.45
$1.53B mkt cap·12.2× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutQCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. Its deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits. The company also provides various commercial and retail lending/leasing, and investment services to corporations, partnerships, individuals, and government agencies. Its loan portfolio comprises loans to small and mid-sized businesses; business loans, including lines of credit for working capital and operational purposes; term loans for the acquisition of facilities, equipment, and other purposes; commercial and residential real estate loans; and installment and other consumer loans, such as home improvement, home equity, motor vehicle, and signature loans, as well as small personal credit lines. In addition, the company engages in leasing of machinery and equipment to commercial and industrial businesses under direct financing lease contracts; and issuance of trust preferred securities. It serves the Quad Cities, Cedar Rapids, Cedar Valley, Des Moines/Ankeny, and Springfield communities. The company was founded in 1993 and is headquartered in Moline, Illinois.Show more
- Net Interest Income$255M+10.1%
- Total Revenue$597M+1.5%
- Net Income$127M+11.7%
- Return on Equity12.06%-0.2%
- Net Interest Margin2.67%+3.8%
- Efficiency Ratio34.95%+3.7%
- ROA1.37%+5.5%
- Equity / Assets11.62%+5.1%
- Book Value per Share66.38+12.9%
- Tangible BV/Share57.63+15.3%
- Debt/Equity0.56-2.4%
QCRH Key Insights
QCR Holdings, Inc. (QCRH) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 16.0%
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 34.9% efficiency ratio
- ✓Well capitalized: 11.6% equity/assets
- ✓Trading near 52-week high
- ✓Trading at only 1.4x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
QCRH Price & Volume
QCR Holdings, Inc. (QCRH) stock price & volume — 10-year historical chart
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QCRH Growth Metrics
QCR Holdings, Inc. (QCRH) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years18.29%
5 Years14.25%
3 Years17.74%
TTM-
Profit CAGR
10 Years22.34%
5 Years15.99%
3 Years8.69%
TTM11.72%
EPS CAGR
10 Years16.66%
5 Years14.63%
3 Years8.61%
TTM12.07%
Return on Capital
10 Years6.92%
5 Years6.67%
3 Years5.03%
Last Year2.36%
QCRH Recent Earnings
QCR Holdings, Inc. (QCRH) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 12/12 qtrs (100%)●Beat Revenue 7/12 qtrs (58%)
Q2 2026Latest
Apr 22, 2026EPS
$1.99
Est $1.78
+11.8%
Revenue
$90M
Est $104M
-13.1%
Q1 2026
Jan 27, 2026EPS
$2.21
Est $1.96
+12.8%
Revenue
$107M
Est $107M
+0.1%
Q4 2025
Oct 22, 2025EPS
$2.17
Est $1.73
+25.4%
Revenue
$99M
Est $105M
-5.2%
Q3 2025
Jul 23, 2025EPS
$1.73
Est $1.63
+6.1%
Revenue
$82M
Est $99M
-17.4%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $1.99vs $1.78+11.8% | $90Mvs $104M-13.1% |
| Q1 2026 | Jan 27, 2026 | $2.21vs $1.96+12.8% | $107Mvs $107M+0.1% |
| Q4 2025 | Oct 22, 2025 | $2.17vs $1.73+25.4% | $99Mvs $105M-5.2% |
| Q3 2025 | Jul 23, 2025 | $1.73vs $1.63+6.1% | $82Mvs $99M-17.4% |
Based on last 12 quarters of dataView full earnings history →
QCRH Peer Comparison
QCR Holdings, Inc. (QCRH) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 MBWM | 898.09M | 51.99 | 9.52 | 2.74% | 23.87% | 13.54% | 1.25% | 1.14 |
 FBIZ | 471.04M | 56.46 | 9.32 | 6.43% | 18.02% | 14.12% | 12.97% | 0.70 |
 GABC | 1.63B | 43.48 | 14.21 | 54.54% | 23.11% | 10.25% | 9.43% | 0.16 |
 NBTB | 2.33B | 44.69 | 13.42 | 10.36% | 19.51% | 9.51% | 9.38% | 0.17 |
 BANF | 3.8B | 114.53 | 17.78 | 12.28% | 23.81% | 13.33% | 5.9% | 0.05 |
 WTFC | 10.08B | 150.46 | 13.02 | 6.66% | 19.48% | 11.35% | 9.03% | 0.62 |
 IBCP | 690.04M | 33.52 | 10.25 | -0.3% | 21.73% | 14.2% | 10.17% | 0.23 |
 FFIN | 4.58B | 32.22 | 20.65 | 18.79% | 30.24% | 13.25% | 6.39% | 0.12 |
Compare QCRH vs Peers
QCR Holdings, Inc. (QCRH) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
QCRH Income Statement
QCR Holdings, Inc. (QCRH) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 116.06M | 142.4M | 155.56M | 166.95M | 178.23M | 231.12M | 221.01M | 231.79M | 255.22M |
| NII Growth % | 22.8% | 22.69% | 9.24% | 7.32% | 6.76% | 29.67% | -4.38% | 4.88% | 10.11% |
| Net Interest Margin % | 2.91% | 2.88% | 3.17% | 2.93% | 2.92% | 2.91% | 2.59% | 2.57% | 2.67% |
| Interest Income | 135.52M | 182.88M | 216.08M | 198.37M | 200.16M | 292.57M | 413.41M | 481.86M | 489.43M |
| Interest Expense | 19.45M | 40.48M | 60.52M | 31.42M | 21.92M | 61.45M | 192.4M | 250.07M | 234.21M |
| Loan Loss Provision | 8.47M | 12.66M | 7.07M | 55.7M | 3.49M | 8.28M | 16.54M | 17.1M | 18.08M |
| Non-Interest Income | 26.74M | 37.34M | 62.54M | 108.21M | 93.61M | 73.04M | 122.21M | 105.92M | 107.32M |
| Non-Interest Income % | 16.48% | 16.96% | 22.45% | 35.3% | 31.87% | 19.98% | 22.82% | 18.02% | 17.98% |
| Total Revenue | 162.26M▲ 0% | 220.22M▲ 35.7% | 278.62M▲ 26.5% | 306.59M▲ 10.0% | 293.76M▼ 4.2% | 365.61M▲ 24.5% | 535.62M▲ 46.5% | 587.77M▲ 9.7% | 596.75M▲ 1.5% |
| Revenue Growth % | 20.73% | 35.72% | 26.52% | 10.04% | -4.18% | 24.46% | 46.5% | 9.74% | 1.53% |
| Non-Interest Expense | 93.68M | 114.94M | 139.01M | 146.17M | 146.89M | 182.33M | 200.06M | 198.03M | 208.56M |
| Efficiency Ratio | 57.74% | 52.19% | 49.89% | 47.68% | 50% | 49.87% | 37.35% | 33.69% | 34.95% |
| Operating Income | 40.65M▲ 0% | 52.13M▲ 28.2% | 72.03M▲ 38.2% | 73.29M▲ 1.8% | 121.47M▲ 65.7% | 113.55M▼ 6.5% | 126.83M▲ 11.7% | 122.58M▼ 3.4% | 135.9M▲ 10.9% |
| Operating Margin % | 25.05% | 23.67% | 25.85% | 23.9% | 41.35% | 31.06% | 23.68% | 20.85% | 22.77% |
| Operating Income Growth % | 11.1% | 28.24% | 38.15% | 1.75% | 65.74% | -6.52% | 11.69% | -3.35% | 10.87% |
| Pretax Income | 40.65M▲ 0% | 52.13M▲ 28.2% | 72.03M▲ 38.2% | 73.29M▲ 1.8% | 121.47M▲ 65.7% | 113.55M▼ 6.5% | 126.62M▲ 11.5% | 122.58M▼ 3.2% | 135.9M▲ 10.9% |
| Pretax Margin % | 25.05% | 23.67% | 25.85% | 23.9% | 41.35% | 31.06% | 23.64% | 20.85% | 22.77% |
| Income Tax | 4.95M | 9.02M | 14.62M | 12.71M | 22.56M | 14.48M | 13.06M | 8.73M | 8.71M |
| Effective Tax Rate % | 12.17% | 17.29% | 20.3% | 17.34% | 18.57% | 12.75% | 10.32% | 7.12% | 6.41% |
| Net Income | 35.71M▲ 0% | 43.12M▲ 20.8% | 57.41M▲ 33.1% | 60.58M▲ 5.5% | 98.91M▲ 63.3% | 99.07M▲ 0.2% | 113.56M▲ 14.6% | 113.85M▲ 0.3% | 127.19M▲ 11.7% |
| Net Margin % | 22.01% | 19.58% | 20.6% | 19.76% | 33.67% | 27.1% | 21.2% | 19.37% | 21.31% |
| Net Income Growth % | 28.97% | 20.76% | 33.14% | 5.53% | 63.26% | 0.16% | 14.63% | 0.26% | 11.72% |
| Net Income (Continuing) | 35.71M | 43.12M | 57.41M | 60.58M | 98.91M | 99.07M | 113.56M | 113.85M | 127.19M |
| EPS (Diluted) | 2.61▲ 0% | 2.86▲ 9.6% | 3.60▲ 25.9% | 3.80▲ 5.6% | 6.20▲ 63.2% | 5.87▼ 5.3% | 6.73▲ 14.7% | 6.71▼ 0.3% | 7.52▲ 12.1% |
| EPS Growth % | 20.28% | 9.58% | 25.87% | 5.56% | 63.16% | -5.32% | 14.65% | -0.3% | 12.07% |
| EPS (Basic) | 2.68 | 2.92 | 3.65 | 3.84 | 6.30 | 5.94 | 6.79 | 6.77 | 7.54 |
| Diluted Shares Outstanding | 13.68M | 15.06M | 15.97M | 15.95M | 15.95M | 16.89M | 16.87M | 16.96M | 16.76M |
QCRH Balance Sheet
QCR Holdings, Inc. (QCRH) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 404.39M | 479.78M | 434.84M | 509.89M | 450.61M | 468.04M | 501.7M | 516.28M | 183.5M |
| Cash & Due from Banks | 131.49M | 218.72M | 224.15M | 147.93M | 112.78M | 127.08M | 202.04M | 235.17M | 76.49M |
| Short Term Investments | 272.91M | 261.06M | 210.69M | 361.97M | 337.83M | 340.96M | 299.65M | 281.11M | 107.01M |
| Total Investments | 3.44B | 4.24B | 4.28B | 5.16B | 5.59B | 7.13B | 7.6B | 7.98B | 8.77B |
| Investments Growth % | 23.63% | 23.16% | 0.93% | 20.71% | 8.27% | 27.47% | 6.6% | 5.07% | 9.82% |
| Long-Term Investments | 3.17B | 3.98B | 4.07B | 4.8B | 5.25B | 6.79B | 7.3B | 7.7B | 8.66B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Goodwill & Intangibles | 37.41M | 95.28M | 89.72M | 85.45M | 83.42M | 154.37M | 152.85M | 149.66M | 146.68M |
| Goodwill | 28.33M | 77.83M | 74.75M | 74.07M | 74.07M | 137.61M | 139.03M | 138.59M | 138.59M |
| Intangible Assets | 9.08M | 17.45M | 14.97M | 11.38M | 9.35M | 16.76M | 13.82M | 11.06M | 8.08M |
| PP&E (Net) | 62.84M | 75.58M | 73.86M | 72.69M | 78.53M | 117.95M | 123.28M | 159.15M | 0 |
| Other Assets | 168.41M | 204.25M | 155.99M | 171.34M | 187.56M | 392.54M | 434.01M | 483.8M | -8.66B |
| Total Current Assets | 545.84M | 597.75M | 522.71M | 574.14M | 494.26M | 498.96M | 531.87M | 532.78M | 76.49M |
| Total Non-Current Assets | 3.44B | 4.35B | 4.39B | 5.13B | 5.6B | 7.45B | 8.01B | 8.49B | 146.68M |
| Total Assets | 3.98B▲ 0% | 4.95B▲ 24.3% | 4.91B▼ 0.8% | 5.71B▲ 16.2% | 6.1B▲ 6.9% | 7.95B▲ 30.4% | 8.54B▲ 7.4% | 9.03B▲ 5.7% | 9.58B▲ 6.1% |
| Asset Growth % | 20.62% | 24.28% | -0.82% | 16.21% | 6.86% | 30.39% | 7.42% | 5.7% | 6.09% |
| Return on Assets (ROA) | 0.98% | 0.97% | 1.16% | 1.14% | 1.68% | 1.41% | 1.38% | 1.3% | 1.37% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt | 309.48M | 404.97M | 278.95M | 177.11M | 170.81M | 825.89M | 716.79M | 567.73M | 617.87M |
| Net Debt | 177.99M | 186.25M | 54.81M | 29.19M | 58.02M | 698.81M | 514.75M | 332.56M | 541.37M |
| Long-Term Debt | 260.49M | 332.19M | 265.53M | 171.68M | 167M | 696.26M | 716.79M | 567.73M | 615.22M |
| Short-Term Debt | 48.99M | 72.77M | 13.42M | 5.43M | 3.8M | 129.63M | 1.5M | 1.8M | 2.65M |
| Other Liabilities | 53.24M | 94.57M | 183.69M | 335M | 325.55M | 366M | 420M | 397.92M | 7.85B |
| Total Current Liabilities | 3.32B | 4.05B | 3.92B | 4.6B | 4.93B | 6.11B | 6.52B | 7.06B | 2.65M |
| Total Non-Current Liabilities | 313.73M | 426.77M | 449.23M | 506.68M | 492.55M | 1.06B | 1.14B | 965.66M | 8.46B |
| Total Liabilities | 3.63B | 4.48B | 4.37B | 5.11B | 5.42B | 7.18B | 7.65B | 8.03B | 8.46B |
| Total Equity | 353.29M▲ 0% | 473.14M▲ 33.9% | 535.35M▲ 13.1% | 593.79M▲ 10.9% | 677.01M▲ 14.0% | 772.72M▲ 14.1% | 886.6M▲ 14.7% | 997.39M▲ 12.5% | 1.11B▲ 11.5% |
| Equity Growth % | 23.51% | 33.92% | 13.15% | 10.92% | 14.01% | 14.14% | 14.74% | 12.5% | 11.52% |
| Equity / Assets (Capital Ratio) | 8.87% | 9.56% | 10.91% | 10.41% | 11.11% | 9.72% | 10.38% | 11.05% | 11.62% |
| Return on Equity (ROE) | 11.17% | 10.44% | 11.39% | 10.73% | 15.57% | 13.67% | 13.69% | 12.09% | 12.06% |
| Book Value per Share | 25.83 | 31.41 | 33.53 | 37.22 | 42.46 | 45.75 | 52.57 | 58.81 | 66.38 |
| Tangible BV per Share | 23.09 | 25.08 | 27.91 | 31.87 | 37.23 | 36.61 | 43.50 | 49.98 | 57.63 |
| Common Stock | 13.92M | 15.72M | 15.83M | 15.81M | 15.61M | 16.8M | 16.75M | 16.88M | 16.69M |
| Additional Paid-in Capital | 189.08M | 270.76M | 274.79M | 275.81M | 273.77M | 370.71M | 370.81M | 374.98M | 372.85M |
| Retained Earnings | 151.96M | 192.2M | 245.84M | 300.8M | 386.08M | 450.11M | 554.99M | 665.17M | 773.35M |
| Accumulated OCI | -1.67M | -5.54M | -1.1M | 1.38M | 1.55M | -64.9M | -55.96M | -59.64M | -50.58M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
QCRH Cash Flow Statement
QCR Holdings, Inc. (QCRH) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 33.71M | 64.27M | 76.49M | 112.18M | 88.22M | 118.7M | 376.32M | 444.54M | 421.54M |
| Operating CF Growth % | -22.29% | 90.64% | 19.02% | 46.65% | -21.36% | 34.55% | 217.04% | 18.13% | -5.17% |
| Net Income | 35.71M | 43.12M | 57.41M | 60.58M | 98.91M | 99.07M | 113.56M | 113.85M | 127.19M |
| Depreciation & Amortization | 4.95M | 6.14M | 7.49M | 7.48M | 7.39M | 10.52M | 11.66M | 11.23M | 12.3M |
| Deferred Taxes | -6.03M | 6.29M | 6.36M | -14.53M | 15.27M | -4.68M | -946K | -7.19M | -2.34M |
| Other Non-Cash Items | 7.22M | 12.5M | -28K | 59.43M | 8.51M | 9.94M | 261.18M | 349.69M | 306.12M |
| Working Capital Changes | -9.32M | -5.23M | 2.79M | -2.94M | -44.21M | 1.42M | -11.81M | -25.86M | -24.97M |
| Cash from Investing | -410.52M | -333.65M | -308.66M | -704.48M | -411.77M | -634.69M | -749.27M | -845.23M | -854.71M |
| Purchase of Investments | -179.79M | -84.05M | -76.31M | -356.94M | -173.2M | -230.5M | -187.63M | -218.03M | -235.03M |
| Sale/Maturity of Investments | 152.6M | 70.16M | 106.08M | 138.88M | 195.73M | 186.82M | 141.92M | 78.36M | 107.96M |
| Net Investment Activity | -27.19M | -13.89M | 29.77M | -218.05M | 22.52M | -43.68M | -45.72M | -139.67M | -127.07M |
| Acquisitions | -3.37M | -5.18M | 42.59M | -154K | 0 | 144.97M | 0 | 0 | 0 |
| Other Investing | -374.2M | -303.12M | -368.59M | -482.01M | -420.31M | -702.72M | -688.61M | -661.07M | -660.2M |
| Cash from Financing | 381.96M | 279.18M | 222.9M | 577.38M | 299.71M | 538.23M | 410.35M | 395.3M | 417.93M |
| Dividends Paid | -2.49M | -3.3M | -3.77M | -3.78M | -3.79M | -3.94M | -4.03M | -4.03M | -4.06M |
| Share Repurchases | 0 | 0 | 0 | -3.78M | -14.17M | -52.95M | -8.69M | 0 | -21.63M |
| Stock Issued | 2.06M | 1.28M | 1.93M | 1.36M | 670K | 422K | 1.4M | 1.47M | 1.13M |
| Net Stock Activity | 2.06M | 1.28M | 1.93M | -2.42M | -13.5M | -52.53M | -7.28M | 1.47M | -20.5M |
| Debt Issuance (Net) | -1000K | 1000K | -1000K | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K |
| Other Financing | 385.08M | 271.27M | 335.58M | 687.75M | 323.63M | -15.13M | 529.79M | 547.18M | 353.01M |
| Net Change in Cash | 5.15M▲ 0% | 9.8M▲ 90.2% | -9.27M▼ 194.6% | -14.93M▼ 61.0% | -23.84M▼ 59.7% | 22.23M▲ 193.3% | 37.4M▲ 68.2% | -5.39M▼ 114.4% | -15.24M▼ 182.7% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 70.57M | 75.72M | 85.52M | 76.25M | 61.33M | 37.49M | 59.72M | 97.12M | 91.73M |
| Cash at End | 75.72M | 85.52M | 76.25M | 61.33M | 37.49M | 59.72M | 97.12M | 91.73M | 76.49M |
| Interest Paid | 19.05M | 38.78M | 59.29M | 32.18M | 23.37M | 58.65M | 187.95M | 247.67M | 237.09M |
| Income Taxes Paid | 13.04M | 30K | 2.72M | 24.57M | 48.99M | 1.06M | 2.85M | 4.85M | 4.9M |
| Free Cash Flow | 27.95M▲ 0% | 52.81M▲ 88.9% | 64.06M▲ 21.3% | 107.91M▲ 68.4% | 74.24M▼ 31.2% | 85.44M▲ 15.1% | 361.38M▲ 323.0% | 400.05M▲ 10.7% | 354.11M▼ 11.5% |
| FCF Growth % | -25.16% | 88.95% | 21.3% | 68.44% | -31.2% | 15.09% | 322.97% | 10.7% | -11.48% |
QCRH Banking Ratios
QCR Holdings, Inc. (QCRH) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 10.82% | 11.17% | 10.44% | 11.39% | 10.73% | 15.57% | 13.67% | 13.69% | 12.09% | 12.06% |
| Return on Assets (ROA) | 0.94% | 0.98% | 0.97% | 1.16% | 1.14% | 1.68% | 1.41% | 1.38% | 1.3% | 1.37% |
| Net Interest Margin | 2.86% | 2.91% | 2.88% | 3.17% | 2.93% | 2.92% | 2.91% | 2.59% | 2.57% | 2.67% |
| Efficiency Ratio | 58.32% | 57.74% | 52.19% | 49.89% | 47.68% | 50% | 49.87% | 37.35% | 33.69% | 34.95% |
| Equity / Assets | 8.66% | 8.87% | 9.56% | 10.91% | 10.41% | 11.11% | 9.72% | 10.38% | 11.05% | 11.62% |
| Book Value / Share | 22.41 | 25.83 | 31.41 | 33.53 | 37.22 | 42.46 | 45.75 | 52.57 | 58.81 | 66.38 |
| NII Growth | 23.88% | 22.8% | 22.69% | 9.24% | 7.32% | 6.76% | 29.67% | -4.38% | 4.88% | 10.11% |
| Dividend Payout | 7.16% | 6.98% | 7.65% | 6.56% | 6.24% | 3.84% | 3.98% | 3.55% | 3.54% | 3.19% |
QCRH SEC Filings & Documents
QCR Holdings, Inc. (QCRH) SEC filings — annual & quarterly reports (10-K, 10-Q)
QCRH Frequently Asked Questions
QCR Holdings, Inc. (QCRH) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
QCR Holdings, Inc. (QCRH) grew revenue by 1.5% over the past year. Growth has been modest.
Yes, QCR Holdings, Inc. (QCRH) is profitable, generating $127.2M in net income for fiscal year 2025 (21.3% net margin).
Dividend & Returns
Yes, QCR Holdings, Inc. (QCRH) pays a dividend with a yield of 0.27%. This makes it attractive for income-focused investors.
QCR Holdings, Inc. (QCRH) has a return on equity (ROE) of 12.1%. This is reasonable for most industries.
Industry Metrics
QCR Holdings, Inc. (QCRH) has a net interest margin (NIM) of 2.7%. NIM has been under pressure due to interest rate environment.
QCR Holdings, Inc. (QCRH) has an efficiency ratio of 34.9%. This is excellent, indicating strong cost control.
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QCR Holdings, Inc. (QCRH) financial analysis — history, returns, DCA and operating performance tools
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